Eric Salmansohn, CIMA®, CEPA®
Managing Director, Wealth Management, Financial Advisor, Family Wealth Director, Alternative Investments Director, Financial Planning Specialist
Phone:
(215) 854-6272(215) 854-6272
Liberty Wealth Management Group at Morgan Stanley
Direct:
(215) 854-6272(215) 854-6272
Toll-Free:
(800) 233-1414(800) 233-1414
Our Mission Statement
We help families build and preserve generational wealth through strategic growth and legacy planning-because there is always a better way. True success isn't just about the numbers; it's about securing your family's future for generations.
"There Is Always A Better Way" #AlwaysABetterWay
My father started this enterprise over sixty years ago. His motto was “there is always a better way.” The quality that I respected most about my dad was his character. His father died the summer prior to his senior year of high school. He decided to sacrifice his admission to an Ivy League school to remain at home, run the family grocery store, and assist his mother with the care of his younger sisters while graduating Temple University Beta Gamma Sigma.
When I was sixteen I was cut from the varsity basketball team. For the kind of guy I was; this was a tragedy. I was supposed to start, but my allergies depleted my energy during tryouts. As soon as I arrived home my head was buried under the covers in the dark. Later my dad entered my room and turned on the lights. He handed me John Wooden’s book on basketball and said “there is always a better way.”
He instructed me to meet with the coach the next day; to ask him what I needed to do better. The next time I made the varsity team.
Fast forward to the present, we established a multi-generational team with a focus on the principals of entrepreneurial companies. The values of family, continuity, tenacity and imagination are metabolized in our framework. “There is always a better way.” This is the way we compete for the future.
When I was sixteen I was cut from the varsity basketball team. For the kind of guy I was; this was a tragedy. I was supposed to start, but my allergies depleted my energy during tryouts. As soon as I arrived home my head was buried under the covers in the dark. Later my dad entered my room and turned on the lights. He handed me John Wooden’s book on basketball and said “there is always a better way.”
He instructed me to meet with the coach the next day; to ask him what I needed to do better. The next time I made the varsity team.
Fast forward to the present, we established a multi-generational team with a focus on the principals of entrepreneurial companies. The values of family, continuity, tenacity and imagination are metabolized in our framework. “There is always a better way.” This is the way we compete for the future.
Services Include
- Asset Management
- Lending Products
- Alternative InvestmentsFootnote1
- Art AdvisoryFootnote2
- Financial PlanningFootnote3
- Business PlanningFootnote4
- Retirement PlanningFootnote5
- Estate Planning StrategiesFootnote6
- Endowments and FoundationsFootnote7
- Trust AccountsFootnote8
- 401(k) Rollovers
- FuturesFootnote9
- Foreign ExchangeFootnote10
- Professional Portfolio ManagementFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Engaging With You - Life Sciences, Technology, Entrepreneurship, & Liquidity Events
Our clients share a passion about ensuring their legacies reflect their values, not just their wealth.
We seek to address each family’s very individual concerns by inserting well-discussed and directed meaning into all the wealth planning we do—helping move what matters most through time.
As a Family Wealth Director, Eric Salmansohn and his team will translate your family’s story into a framework.
To that end, we will involve internal and external professionals to help simplify complexity and realize the full possibilities of your wealth.
We are actively engaged with the multi-generational challenges of families in the areas of wealth planning, asset allocation, philanthropic strategies, liability management, as well as providing access to investment banking in certain situations.
We seek to address each family’s very individual concerns by inserting well-discussed and directed meaning into all the wealth planning we do—helping move what matters most through time.
As a Family Wealth Director, Eric Salmansohn and his team will translate your family’s story into a framework.
To that end, we will involve internal and external professionals to help simplify complexity and realize the full possibilities of your wealth.
We are actively engaged with the multi-generational challenges of families in the areas of wealth planning, asset allocation, philanthropic strategies, liability management, as well as providing access to investment banking in certain situations.
Life Stages of a Successful Entrepreneur
#EntrepreneurRecognition in the industry
Thanks to the unwavering commitment to helping clients and families achieve their investment goals, I have been awarded the following industry awards:
Barron's Top 1,200 Financial Advisors
Eric Salmansohn was named as a Barron's Top 1,200 Financial Advisor from 2010-2024.
Click here to view the list
Forbes Best-in-State Wealth Advisor
Eric Salmansohn was named as a Forbes Best-in-State Wealth Advisor from 2018-2024.
Click here to view the list
Financial Times Top 400 Advisors
Eric Salmansohn was named as a Financial Times Top 400 Advisor from 2013-2018.
2025 Forbes Best-In-State Wealth Management Teams
Liberty Wealth Management was named a Forbes Best-In-State Management Team for 2025.
The Cash Flow Conversation #HappyRetirement
We want all of our clients to have meaningful lives.
The heart of our investment process is the twice a year cash flow conversation. During this exchange, we will talk about your life and what is happening.
At the end of this chat, we will re-balance the portfolio to maintain your risk budget and sell down sufficient cash to help meet your objectives for at least the next six months.
Sometimes an extra cash buffer may be needed in periods of stress. Ideally, our cash flow ritual begins two years in advance of the journey of retirement. The process is not a byproduct of chance, rather practice.
Our mission is always to help you sustain your allocation and quality of life.
The heart of our investment process is the twice a year cash flow conversation. During this exchange, we will talk about your life and what is happening.
At the end of this chat, we will re-balance the portfolio to maintain your risk budget and sell down sufficient cash to help meet your objectives for at least the next six months.
Sometimes an extra cash buffer may be needed in periods of stress. Ideally, our cash flow ritual begins two years in advance of the journey of retirement. The process is not a byproduct of chance, rather practice.
Our mission is always to help you sustain your allocation and quality of life.
Advice Matters
See why in this short video...#happyretirementMorgan Stanley's Award-Winning Portfolio Risk Platform
An Insititutional Approach to Risk Management
Morgan Stanley's platform helps you:
- Understand your estimated volatility at an aggregate level
- Determine whether your investments are in line with your risk tolerance and objectives
- Gain insight into the potential impact of proposed portfolio changes on risk prior to trading
- Pinpoint specific drivers of risk in your portfolios for assets held here and at other firms
- Stress test your portfolio at the security level to see how it could react to simulated market shocks, factoring in multi-asset considerations and interactions, as well as current market dynamics
Understand which market factors are driving your overall risk with:
- 1,700+ Fixed Income Factors
- 500+ Equity Factors
- 750+ Alternative Factors
- 100+ Exchange Rate Factors
Schedule a meeting
Hypothetically illustrate how different market events might impact your current holdings and overall financial future.
Location
1650 Market St
42nd Fl
Philadelphia, PA 19103
US
Direct:
(215) 854-6272(215) 854-6272
Toll-Free:
(800) 233-1414(800) 233-1414
Meet Liberty Wealth Management Group
Mary Pinckney Wood, CEPA®
First Vice President, Director of Investments
Phone:
(215) 854-6117(215) 854-6117
Craig Presant, CFP®
Assistant Vice President, Wealth Management Associate, Financial Planning Associate
Phone:
(215) 963-3928(215) 963-3928
Jen Horan
Portfolio Associate
Phone:
(215) 854-6281(215) 854-6281
Jacob Marcus
Client Relationship Analyst
Phone:
(215) 963-3886(215) 963-3886
About Me
Eric Salmansohn CIMA® has over 30 years of experience, most notably as Managing Director, Family Wealth Director, and Financial Advisor at Morgan Stanley. Among his accolades, Eric was once again recognized by Forbes in their 2019-2023 list of America’s Best-In-State Wealth Advisors. For the fourteenth year (2010-2019,2021, 2022, 2023, 2024) he was also named to Barron's Top 1200 Advisors in America, and for years 2013, 2015, 2016, 2017, 2018 appeared on the Financial Times list of America’s Top 400 Financial Advisors.
The Liberty Wealth Management Group under the leadership of Mr. Salmansohn has in excess of 90 years of experience combining empathy and insight with vigorously applied analytical processes. Many of the clients advised by Eric’s team are involved in entrepreneurial pursuits which require hard work, creativity, and risk taking. The team is actively engaged with complex multi-generational challenges of families in areas of wealth planning, asset allocation, philanthropic strategies, and asset/liability management (at a personal and corporate level).
Eric earned his MBA from the University of Michigan, and graduated Summa Cum Laude, Phi Beta Kappa with a BA in political science from Temple University. Additionally, his experience as a Wexner Heritage Fellow awakened in him a sensitivity toward philanthropy, community organization, and volunteerism, which continues to influence the way he helps families consider the future.
Salmansohn holds the Series 3, Series 7, Series 63, Series 65 licenses, belongs to the Association of Professional Investment Consultants APIC, holds the Investments & Wealth Institute CIMA® designation, and is an International Client Advisor.
2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2010-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (2010-2022). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2018-2022 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (2018-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Investments and services offered through Morgan Stanley Smith Barney LLC. Member SIPC.
CRC 3123440 6/20
The Liberty Wealth Management Group under the leadership of Mr. Salmansohn has in excess of 90 years of experience combining empathy and insight with vigorously applied analytical processes. Many of the clients advised by Eric’s team are involved in entrepreneurial pursuits which require hard work, creativity, and risk taking. The team is actively engaged with complex multi-generational challenges of families in areas of wealth planning, asset allocation, philanthropic strategies, and asset/liability management (at a personal and corporate level).
Eric earned his MBA from the University of Michigan, and graduated Summa Cum Laude, Phi Beta Kappa with a BA in political science from Temple University. Additionally, his experience as a Wexner Heritage Fellow awakened in him a sensitivity toward philanthropy, community organization, and volunteerism, which continues to influence the way he helps families consider the future.
Salmansohn holds the Series 3, Series 7, Series 63, Series 65 licenses, belongs to the Association of Professional Investment Consultants APIC, holds the Investments & Wealth Institute CIMA® designation, and is an International Client Advisor.
2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2010-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (2010-2022). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2018-2022 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (2018-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Investments and services offered through Morgan Stanley Smith Barney LLC. Member SIPC.
CRC 3123440 6/20
Securities Agent: TX, DC, NM, NJ, GA, VT, NY, ME, MO, LA, WY, HI, PA, CO, KS, WA, MT, VA, MA, FL, DE, MD, MI, NC, UT, MN, IL, CT, CA, AZ, OH, AL, NH; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1268407
NMLS#: 1268407
About Mary Pinckney Wood
Mary Pinck is a First Vice President, Director of Investments since 2013. She oversees our manager selection framework and portfolio construction. The methodology incorporates a quantitative overlay which measures risk characteristics of portfolios at multiple stopped points in time as well as considering qualitative process factors in relation to the business cycle. Her economic and performance reviews help metabolize client and family office wealth to their vision of the future.
Prior to joining the firm, she was a Global Equity Trader with Clearview Trading Advisors, and Head Trader with Global Currents. She is a 4 year featured speaker at the International Trader Forum.
Mary Pinck earned her BA from Randolph College (formerly Randolph-Macon Woman's College), in Lynchburg, VA. She is a 3 year United States Tennis Association Team Captain. She holds her Series 7, Series 31, Series 63 and Series 65 licenses.
Prior to joining the firm, she was a Global Equity Trader with Clearview Trading Advisors, and Head Trader with Global Currents. She is a 4 year featured speaker at the International Trader Forum.
Mary Pinck earned her BA from Randolph College (formerly Randolph-Macon Woman's College), in Lynchburg, VA. She is a 3 year United States Tennis Association Team Captain. She holds her Series 7, Series 31, Series 63 and Series 65 licenses.
About Craig Presant
Craig is an Assistant Vice President, Wealth Management Associate since 2020 and represents the next generation. He is responsible for developing and stress testing financial plans as well as cash flow reviews. Craig actively engages with clients to adopt technology to refine their planning experience. His multi-generational conversations elevate the telling of each family’s story. This role is our team’s pathway to financial advisor.
Craig earned his BS in Business and Economics from Ursinus College, where he was the President of his fraternity. He holds the CERTIFIED FINANCIAL PLANNER™ designation, as well as Series 6, Series 7, Series 31, Series 63, Series 66 and PA Life & Health Insurance licenses.
Craig earned his BS in Business and Economics from Ursinus College, where he was the President of his fraternity. He holds the CERTIFIED FINANCIAL PLANNER™ designation, as well as Series 6, Series 7, Series 31, Series 63, Series 66 and PA Life & Health Insurance licenses.
About Jen Horan
Jen is the team’s Portfolio Associate since 2017. She manages the operational logistics for our diverse mix of families and entrepreneurs. In establishing a rhythm for our practice Jen is an active listener who meaningfully affects the way the clients feel about their money and dreams for the future.
Jen earned her BS in Business Management from Widener University, where she played collegiate Field Hockey and was a member of Delta Phi Epsilon. She holds the Series 7, Series 31, Series 63 and Series 66 licenses.
Jen earned her BS in Business Management from Widener University, where she played collegiate Field Hockey and was a member of Delta Phi Epsilon. She holds the Series 7, Series 31, Series 63 and Series 66 licenses.
About Jacob Marcus
Jacob earned his BS in Business and Accounting from the University of Richmond, where he was a starting pitcher for the Richmond Spiders baseball program. In his spare time, he enjoys following professional baseball and football, and exploring the city of Philadelphia.
Contact Eric Salmansohn
Wealth Management
Global Investment Office
Portfolio Insights
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Liberty Wealth Management Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
2Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Investing in futures and options on futures contracts entails significant risks. Prices of futures and options on futures contracts may be affected by a variety of factors at any time, including but not limited to, (i) changes in supply and demand relationships, (ii) governmental programs and policies, (iii) national and international political and economic events, war and terrorist events, (iv) changes in interest and exchange rates, (v) trading activities in the underlying assets or commodities and related contracts, (vi) pestilence, technological change and weather and (vii) the price volatility of a commodity or asset. In addition, the futures markets may be subject to temporary distortions or other disruptions due to various factors, including lack of liquidity, participation of speculators and government intervention.
10GlobalCurrency is available to clients of Morgan Stanley Smith Barney LLC with an eligible brokerage account. Before undertaking foreign exchange transactions, clients should understand the associated risks.
Engaging in foreign currency transactions entails more varied risks than normally associated with transactions in the domestic securities markets. Attention should be paid to market, credit, sovereign, and liquidity risks. The foreign exchange transactions and deposits discussed in this material may not be appropriate for all clients. The appropriateness of a particular investment or strategy depends upon a client’s particular circumstances and objectives. This material does not provide individually tailored investment advice.
11Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
2Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Investing in futures and options on futures contracts entails significant risks. Prices of futures and options on futures contracts may be affected by a variety of factors at any time, including but not limited to, (i) changes in supply and demand relationships, (ii) governmental programs and policies, (iii) national and international political and economic events, war and terrorist events, (iv) changes in interest and exchange rates, (v) trading activities in the underlying assets or commodities and related contracts, (vi) pestilence, technological change and weather and (vii) the price volatility of a commodity or asset. In addition, the futures markets may be subject to temporary distortions or other disruptions due to various factors, including lack of liquidity, participation of speculators and government intervention.
10GlobalCurrency is available to clients of Morgan Stanley Smith Barney LLC with an eligible brokerage account. Before undertaking foreign exchange transactions, clients should understand the associated risks.
Engaging in foreign currency transactions entails more varied risks than normally associated with transactions in the domestic securities markets. Attention should be paid to market, credit, sovereign, and liquidity risks. The foreign exchange transactions and deposits discussed in this material may not be appropriate for all clients. The appropriateness of a particular investment or strategy depends upon a client’s particular circumstances and objectives. This material does not provide individually tailored investment advice.
11Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
