Leonard M. Cohen, CFP®
Senior Vice President,
Financial Advisor,
CERTIFIED FINANCIAL PLANNER®,
Family Wealth Advisor,
Alternative Investments Director,
Insurance Planning Director
Direct:
(301) 279-6409(301) 279-6409
Toll-Free:
(800) 455-6622(800) 455-6622
My Mission Statement
Placing you and your goals in the center of a comprehensive,
360-degree wealth management process.
360-degree wealth management process.
My Commitment
Your financial needs deserve to be addressed in the most comprehensive and professional way possible. A fully integrated client experience that can simplify your life. That’s why we’ve developed an ongoing 360-degree process to help you and your family make strong, clear and holistic decisions about your entire financial situation.
We focus first on those areas where we can make a significant difference in your life, while continuing to serve you through the ups and downs of rapidly changing markets and your own life circumstances. Our well-rounded approach takes into consideration not only your financial needs, but also your personal goals and circumstances. We seek to help you minimize your tax liabilities by working with your tax advisor and maximize opportunities to build your net worth, while simultaneously considering your unique risk tolerance, personal needs and wealth objectives.
Members of our team have earned advanced industry designation Certified Financial Planner, and Morgan Stanley designations of Family Wealth Advisor and Senior Portfolio Manager, which allow us to deliver to you a highly customized, robust set of wealth management services. With more than five decades of combined experience, we understand how to integrate advice across multiple areas of wealth management and design solutions that fulfill more than one purpose. We work together with you to grow, preserve and carefully distribute your financial resources to achieve the life you envision for yourself and for future generations.
We focus first on those areas where we can make a significant difference in your life, while continuing to serve you through the ups and downs of rapidly changing markets and your own life circumstances. Our well-rounded approach takes into consideration not only your financial needs, but also your personal goals and circumstances. We seek to help you minimize your tax liabilities by working with your tax advisor and maximize opportunities to build your net worth, while simultaneously considering your unique risk tolerance, personal needs and wealth objectives.
Members of our team have earned advanced industry designation Certified Financial Planner, and Morgan Stanley designations of Family Wealth Advisor and Senior Portfolio Manager, which allow us to deliver to you a highly customized, robust set of wealth management services. With more than five decades of combined experience, we understand how to integrate advice across multiple areas of wealth management and design solutions that fulfill more than one purpose. We work together with you to grow, preserve and carefully distribute your financial resources to achieve the life you envision for yourself and for future generations.
Services Include
- Wealth ManagementFootnote1
- Retirement PlanningFootnote2
- Trust AccountsFootnote3
- Trust Services*
- Endowments and FoundationsFootnote4
- Planning for Individuals with Special Needs
- Sustainable InvestingFootnote5
- Alternative InvestmentsFootnote6
- Business Succession PlanningFootnote7
- Estate Planning StrategiesFootnote8
- Financial PlanningFootnote9
- Fixed IncomeFootnote10
- Lending Products
- Municipal BondsFootnote11
Securities Agent: NY, FL, DC, CO, OH, KY, WV, TX, AK, OR, NC, MS, MI, MD, VA, MA, CT, IL, CA, NV, NJ, NE, DE, ME, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 673910
NMLS#: 673910
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Leonard's Bio
Leonard M. Cohen, CFP®
As a Financial Advisor and Certified Financial Planner, Leonard Cohen, CFP®, has 17 years of experience and is responsible for advising the high net worth and ultra-high net worth individuals and families of the Circular Bridge Group at Morgan Stanley. As a Family Wealth Advisor, Leonard has earned a title that less than 300 of Morgan Stanley’s 17,000 Financial Advisors can claim.
Leonard also works with his clients’ respective trusts, estates, foundations, endowments and pension plans. In conjunction with Morgan Stanley’s platform, he works closely with his clients’ trusted tax and legal advisors on all matters, including tax and estate planning, concentrated stock positions, the sale of privately held businesses and pension plan sponsorship.
Leonard’s extensive educational credentials and professional experience allow him a unique insight into the estate planning process. After graduating cum laude from the American University with a Bachelor of Science degree in Computer Information Systems and a minor in Economics, he earned a Juris Doctorate (JD) degree from the George Washington University National Law Center. Leonard went on to earn a Master’s in Law (LL.M.) in Estate Planning from the University of Miami School of Law. Leonard oversaw the estate planning practice of the Washington, D.C. law firm, Grossberg, Yochelson, Fox & Beyda, LLP. Although he does not practice law today, Leonard is licensed in Maryland and the District of Columbia.
In his free time Leonard enjoys traveling, playing "old man soccer" and spending time with his family.
As a Financial Advisor and Certified Financial Planner, Leonard Cohen, CFP®, has 17 years of experience and is responsible for advising the high net worth and ultra-high net worth individuals and families of the Circular Bridge Group at Morgan Stanley. As a Family Wealth Advisor, Leonard has earned a title that less than 300 of Morgan Stanley’s 17,000 Financial Advisors can claim.
Leonard also works with his clients’ respective trusts, estates, foundations, endowments and pension plans. In conjunction with Morgan Stanley’s platform, he works closely with his clients’ trusted tax and legal advisors on all matters, including tax and estate planning, concentrated stock positions, the sale of privately held businesses and pension plan sponsorship.
Leonard’s extensive educational credentials and professional experience allow him a unique insight into the estate planning process. After graduating cum laude from the American University with a Bachelor of Science degree in Computer Information Systems and a minor in Economics, he earned a Juris Doctorate (JD) degree from the George Washington University National Law Center. Leonard went on to earn a Master’s in Law (LL.M.) in Estate Planning from the University of Miami School of Law. Leonard oversaw the estate planning practice of the Washington, D.C. law firm, Grossberg, Yochelson, Fox & Beyda, LLP. Although he does not practice law today, Leonard is licensed in Maryland and the District of Columbia.
In his free time Leonard enjoys traveling, playing "old man soccer" and spending time with his family.
Education
- 1992, B.S. (Computer Information Systems and Economics), American University
- 1995, J.D., The George Washington University National Law Center
- 2002, LL.M. (Estate Planning), University of Miami - School of Law
Working With You
I strive to be proactive in managing your financial strategy
I seek to understand your concerns, objectives and goals, and put them first
I construct a comprehensive financial plan…so you may have clarity into your financial legacy.
I put you in the center of every recommendation…so you can count on a customized plan tailored to your personal and financial needs.
I deliver a concierge-level of customer service…so you might feel supported throughout our relationship.
I am committed to keeping you informed…so you may develop confidence in your own decisions.
I seek to understand your concerns, objectives and goals, and put them first
I construct a comprehensive financial plan…so you may have clarity into your financial legacy.
I put you in the center of every recommendation…so you can count on a customized plan tailored to your personal and financial needs.
I deliver a concierge-level of customer service…so you might feel supported throughout our relationship.
I am committed to keeping you informed…so you may develop confidence in your own decisions.
Location
12505 Park Potomac Ave
Ste 200
Potomac, MD 20854
US
Direct:
(301) 279-6409(301) 279-6409
Toll-Free:
(800) 455-6622(800) 455-6622
Fax:
(301) 760-3727(301) 760-3727
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Tax-Smart Ways to Sell Securities
How investors can tap their portfolios in tax-savvy ways.
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Leonard M. Cohen today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
10Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
11Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
10Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
11Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
