Retirement

Helping you map a comprehensive retirement plan that dynamically adjusts investing strategies based on the different stages of your life and accounts for your investing preferences, legacy goals and important life events.
5 Mistakes to Avoid in Retirement

5 Mistakes to Avoid in Retirement

How you plan your finances in retirement may be just as important as the process of saving for retirement. Here are some key considerations.
Learn more about 5 Mistakes to Avoid in Retirement
Do You Know Where All Your Retirement Savings Are?

Do You Know Where All Your Retirement Savings Are?

As your retirement accounts multiply, it can be difficult to keep track of how much you have saved. Consider consolidating your accounts.
Learn more about Do You Know Where All Your Retirement Savings Are?
Planning for Income Needs with Annuities

Planning for Income Needs with Annuities

Annuities can help fill a void in your retirement strategy by providing a guaranteed stream of income for retirees.
Learn more about Planning for Income Needs with Annuities
What to Do If You Are Off Track on Your Goals

What to Do If You Are Off Track on Your Goals

Don’t worry if your financial goals look out of reach now based on what you’ve saved. There are ways to adjust course that aren’t as difficult as you may think.
Learn more about What to Do If You Are Off Track on Your Goals

Products and Services for Retirement

401(k) Rollovers

Assisting clients with retirement account consolidation to help ensure savings are invested appropriately track the performance of holdings and provide new investment options.

Individual Retirement Plans

Helping clients implement a variety of retirement solutions to meet financial needs as life evolves, markets and tax laws shift, and priorities change.

Annuities

Providing access to a comprehensive suite of quality annuity products that help provide a guaranteed income stream that can last through your retirement.

Retirement Income Strategies

Creating comprehensive goals-based wealth management strategies which aim to provide a steady, stable income that will last through your retirement years.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.

Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.

See the Financial Advisors Biographies for Registration and Licensing information.

Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.

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