The Next25 Group at Morgan Stanley

How I can help you:
I work hard to make your life easier. My goal is to help you become more intentional with your wealth, make smart decisions, and take advantage of financial strategies you may not have encountered before. I provide guidance on how to handle your company stock, plan for your future and provide a legacy for your family. I introduce you to strategies designed to help you minimize taxes, maintain sufficient liquidity, and make certain you are adequately insured. Ultimately, this planning process empowers you to invest and spend your money in ways that are consistent with your values, and that benefit the people and causes most important to you.

What makes me knowledgeable:
I attended Stanford and Brown University and have been in the financial services industry since 2004. I am a CERTIFIED FINANCIAL PLANNER and an Executive Financial Services Director, specializing in working with clients who receive equity compensation. I have weathered significant market fluctuations and have been a steady guide to clients, despite the uncertainty. I am one of just 10 (out of nearly 16,000 financial advisors at Morgan Stanley) credentialed as an Insurance Planning Director National Strategic Partner. This means I can help you address the biggest risks to your long-term financial success.

Getting to know me:
My wife, Minji, and I have two growing boys who keep life busy. When not acting as a glorified chauffeur for their many activities, I enjoy coaching mountain biking throughout the U.S. and Canada each summer. During the winter months, I try to catch my kids as they fly down the ski slopes (it never happens). As a family, we love creating memories around travel and food, including a sabbatical in Paris where we definitely over-indulged in fresh pastries.

How I can help you:
Many of our clients are leaders in their industries, seeking to take greater control of their financial lives. Following our process, we can help you visualize and verbalize your long-term financial objectives. Your life is complex. We strive to simplify and alleviate the stress that markets can create.

What makes me knowledgeable:
Prior to joining Morgan Stanley, I worked in accounting and as a Controller for a Fortune 500 company. I joined the financial services industry in 2008 and Morgan Stanley in 2011. I am a CERTIFIED FINANCIAL PLANNER as well as an Executive Financial Services Director. By bridging my prior accounting experience with wealth management, I am able to introduce you to strategies that can mitigate your overall tax liabilities. It’s not how much you make but how much you keep.

Getting to know me:
Originally from Chicago, my wife, Katie and I moved to the Bay Area in 2012. We have two very active boys who enjoy art, sports and getting into plenty of trouble. I currently sit on The Carey School Board, a private elementary school on the peninsula. Outside the office, my family and I enjoy spending time outdoors, especially at the beach and in the mountains. Our family takes any opportunity we can to watch Chicago sporting events together

How I can help you:
My goal is to understand all the major personal and financial goals in your life. With over 40 years of experience, I have encountered most of the issues that people face and I can help you identify the common pitfalls it’s important to avoid. Our team uncovers as much information as possible, thoroughly examining your situation so that our recommendations are specific to you.

What makes me knowledgeable:
I have worked with clients on most of the major events in their life. I pride myself on foreseeing issues before they arise. I’ve lived in and visited many parts of the world and have a great appreciation for different cultural and financial values that people bring. Many of our clients are business owners with business-specific challenges as they seek long-term financial security. I have been able to help business owners navigate through both good times and bad.

Getting to know me:
I was born in San Francisco and have worked in the Palo Alto area since 1981. I graduated from Williams College and have an MBA from UCLA. I have a passion for travel, wine collecting, running and biking. Our family enjoys time in the wine country and Hawaii.

How I can help you:
Clients rely on our team to help them reach financial freedom. Through goals based planning, you receive an organized, structured approach as you reach milestones such as retirement, purchasing a home, sending children to college, starting a business, and leaving a legacy to your beneficiaries. Most of our clients receive equity compensation as a large part of their income package, so our strategies are designed to manage risk of highly concentrated stock.

What makes me knowledgeable:
I am directly involved with one of the largest corporate stock plan providers in the country. This relationship gives me insight on how concentrated stock can play a role in your portfolio. My educational background is in environmental sustainability, so I am passionate about Environmental, Social, Governance investing (ESG) helping you connect your money with your principles.

Getting to know me:
I grew up in Menlo Park and graduated from UC Berkeley. My love of nature means I am an avid outdoorsman. In the Summer and Fall, you can find me fishing offshore in the Pacific Ocean. In the Winter and Spring, when the temperature drops and the fish leave, you can find me skiing in the Sierra Nevada and Rocky Mountains.

Disclaimer:
The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

How I can help you:
You can think of me as the air traffic controller for The Next25 Group at Morgan Stanley. I’m usually the first person to reach out to for most requests. I am passionate about women’s financial literacy and my goal is to help you feel empowered and confident in your financial decisions.

What makes me knowledgeable:
I graduated from UC Santa Cruz and have been with Morgan Stanley since 2013. I can provide most answers to you directly or guide you to the resource best suited to address your question. I enjoy building relationships with clients and my goal is to understand what makes you unique in order to provide an exceptional experience in working with us.

Getting to know me:
I have lived in the Bay Area my entire life and my husband, Moises, and I have two young children. We love to travel and go on adventures together, whether making snowmen in Tahoe, dipping our toes in the water in Hawaii or exploring night markets in Asia. I am an avid local sports fan and enjoy attending games throughout the year to cheer on my teams. Go Giants!

How I can help you:
I am committed to putting your needs at the forefront and collaborating with you to help take things off your plate. I joined the industry in 2019 and make it my goal to fulfill your requests quickly and thoroughly, helping to make your interactions with our team smooth and enjoyable.

What makes me knowledgeable:
I graduated from San Francisco State University with a degree in Speech and Communications. I began my financial services career at the Bank of Montreal where I worked as a Client Operations Associate before joining The Next25 Group at Morgan Stanley. This experience equipped me to be successful in my current role as your primary point of contact in a number of administrative areas.

Getting to know me:
I am a Bay Area native and enjoy rooting for my favorite local sports teams—the Golden State Warriors, San Francisco Giants, and the San Francisco 49ers. I have a passion for music and love playing guitar, attending live shows, and curating my personal music library. I also enjoy traveling to new and exciting places to sample the local cuisine.