Working With Us

Together, applying our team's standardized process, we can help:
  • • Create a comprehensive plan and a blueprint for your financial life
  • • Diversify your portfolio across a broad range of investments
  • • Apply a flexible asset allocation that will adapt with your needs over time
  • • Adjust holdings in response to evolving opportunities and risk
  • • Substitute discipline for emotion in the investment process
  • • Defend capital during bear markets
  • • Minimize investment costs and taxes
  • • Maintain strict objectivity and avoid conflicts of interest
Services Include
  • Financial Planning1
  • Retirement Planning2
  • Planning for Education Funding3
  • Sustainable Investing4
  • Lending Products
  • Life Insurance5
  • Long Term Care Insurance6
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Location

1400 Page Mill Road
Palo Alto, CA 94304
US
Direct:
(650) 856-4570(650) 856-4570
Toll-Free:
(800) 388-4930(800) 388-4930

Meet Leeward Group

About Me

Stephen advises executives, professionals and entrepreneurs. He guides his clients through some of life’s biggest transitions, including selling a business, planning for retirement and helping care for aging parents. Stephen draws upon his varied experiences in providing useful, practical advice.

Stephen attended Williams College before he received his MBA in Finance from UCLA. He joined Morgan Stanley in 1981. Stephen has dedicated himself to assisting clients with every aspect of their financial lives, with an emphasis on helping them successfully maintain their lifestyle in retirement. For this reason, his clients view him as their trusted advisor.

Stephen is a history buff and enjoys reading, running and hiking. Stephen and his wife, Kelly, enjoy traveling and spending time in the wine country with their extended family.

stephen.j.clarke@morganstanley.com
650-856-4586
Securities Agent: CA, WI, WA, VA, UT, TX, SC, PA, OR, OK, OH, NY, NV, NM, NJ, NC, MS, MI, ME, MD, MA, IL, ID, HI, GA, FL, DC, CT, CO, AZ; Managed Futures; Transactional Futures/Commodities; General Securities Representative; Investment Advisor Representative
NMLS#: 1279501

About Me

David creates customized, in-depth plans to help his clients address the many important areas of their lives. David uses his background as a Family Wealth Advisor to offer personal advice tailored to his clients’ values, goals and specific family circumstances.

David attended Stanford and Brown University where he received degrees in Economics and Sociology. He has been in the investment business since 2004 and with Morgan Stanley since 2006. As a CERTIFIED FINANCIAL PLANNER™, David introduces his clients to strategies that help them minimize income taxes, maintain sufficient liquidity, and make certain they are adequately insured. Ultimately, this planning process empowers David’s clients to invest and spend their money in ways that are consistent with their values and that benefit the people and organizations most important to them.

David enjoys reading historical fiction and mountain biking in Santa Cruz. You can often find David and his wife, Minji, playing baseball with their two sons at the park.

david.enemark@morganstanley.com
650-496-4240
Securities Agent: TX, CA, WI, WA, VA, UT, SC, PA, OR, OK, OH, NY, NV, NM, NC, MS, MA, IL, ID, HI, GA, FL, DC, CT, CO, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
NMLS#: 1278733
CA Insurance License #: 0E44179

About Me

Many of Kyle’s clients have concentrated stock in the company they work for. Kyle creates plans for minimizing the risk associated with this situation, including tax-efficient, proven methods for diversifying and reallocating those single stock holdings.

Kyle has a degree in Economics from the University of Illinois. He entered the financial services industry in 2008 and joined Morgan Stanley in 2011. As a CERTIFIED FINANCIAL PLANNER™, Kyle helps his clients plan for retirement, provide for their children’s financial and educational well-being, and leave a legacy to the people and causes that mean the most to them.

Kyle and his wife, Katie, enjoy an active lifestyle and love taking their two sons hiking and to the beach.

kyle.morgenroth@morganstanley.com
650-496-4268
Securities Agent: TX, IL, CA, WI, WA, VA, UT, SC, PA, OR, OK, OH, NY, NV, NM, NJ, NC, MS, MO, MI, ME, MD, MA, ID, HI, GA, FL, DC, CT, CO, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
NMLS#: 1272735
CA Insurance License #: 0G95064

About Me

Amy oversees all the operational aspects of the team. She helps new clients transition into the practice, services all client accounts and is often the primary point of contact for clients’ day-to-day administrative needs. Amy independently develops and implements procedures to best meet the logistical and direct needs of clients and team members.

Amy has been in the investment services business since 1996. She is a Bay Area native and she enjoys gardening and being outdoors with her husband, Joe, and their three dogs. Her greatest joy is spending time with her grandchildren.

amy.armijo@morganstanley.com
650-856-4570
Investment and Market Perspectives

On the Markets

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement Income Strategies
  • Retirement Plan Participants
  • Annuities
The Simple Six-Step Retirement Checkup

The Simple Six-Step Retirement Checkup

Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Five Smart Strategies to Use a Bonus or Raise

Five Smart Strategies to Use a Bonus or Raise

Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

Family

Creating customized financial strategies for the challenges that today's families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Financial Transition: A Guide for Women

Financial Transition: A Guide for Women

Here's how to take control of your finances if a death or divorce leaves you holding the reins.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
6 Keys to Building a Startup

6 Keys to Building a Startup

Entrepreneurs share ideas and learnings from the experience of starting a company.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
A New Roadmap for Mission Alignment

A New Roadmap for Mission Alignment

Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

Mosaic

Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
Make Your Words Memorable

Make Your Words Memorable

Master public speaking with savvy tips from the pros.

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With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
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Ready to start a conversation? Contact Leeward Group today.
Market Information Delayed 20 Minutes
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

4The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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