John Lechner
Managing Director, Wealth Management, Private Wealth Advisor
Phone:
(617) 757-8858(617) 757-8858
Morgan Stanley Private Wealth Management
Lechner Altieri McMahon
Direct:
(617) 757-8858(617) 757-8858
Our Mission Statement
Delivering the experience, resources and personalized service needed to help affluent families address their most complex wealth management issues.
Welcome
Those who achieve great success in their careers and business ventures eventually face exceptionally complex, multigenerational wealth management challenges. Our Group is optimized to help affluent families address these challenges. A tightly knit team of experienced advisors, we bring diverse professional backgrounds and complementary experience to the service of our clients. Our partners include a former estate attorney, a former CPA and an investment manager, all supported by an exceptional team of client service professionals. Combining our own talents with the vast global resources of Morgan Stanley, we have the full range of capabilities to create, implement and maintain truly comprehensive wealth management plans for ultra high net worth families.
Should you choose to work with us, we can help you preserve your assets, maintain your sustainable lifestyle and support the people, institutions and causes that enrich your life. We can serve as your go-to advisors, delivering, or delivering access to, the professionals you need to make informed decisions about any aspect of your financial life. We are here to help you live the life you envision.
Recognition:
- Barron's Top 250 Private Wealth Mangagement Teams 2024
- Barron's Top 100 Private Wealth Management Teams 2021-2023
- Barron's Top 1,200 Financial Advisors 2018-2023
- Forbes Best-In-State Wealth Advisors 2018, 2023, & 2024
Disclosures:
2024 Barron's Top 250 Private Wealth Management Teams
Source: Barron's (May 2024) Barron's Top 250 Private Wealth Management Teams ranking awarded in 2024. This ranking was determined based on an evaluation process conducted by Barron's for the period from Jan 2023-Dec 2023
2021-2023 Barron's Top 100 Private Wealth Management Teams (formerly referred to as Barron's Top 50 Private Wealth Management Teams, Barron's Top 50 Private Wealth Advisory Teams)
Source: Barrons.com (Awarded April 2021-2023). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
2018-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2018-2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2018, 2023, 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018, 2023, 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheckLink Opens in New Tab.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Our Approach
1. Discovery
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
2. Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
3. Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
4. Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
5. Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
6. Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Investor Resources
Private Wealth Management
With exceptional wealth comes exceptional complexity. Morgan Stanley Private Wealth Management combines the vast resources of a trusted global financial services firm with the individualized services of an investment boutique for a hands-on tailored approach to help families, foundations and individuals manage the multiple facets —and legacy—of their wealth.
Access More Resources Here
Trust Services
Preserving and transferring your wealth to future generations requires extensive planning and commitment. We offer specific wealth transfer and trust strategies, as well as current will, trust and insurance reviews.
Our Professional's Guide
Estate Planning
Our team has a former practicing Trust and Estates attorney, Nicholas Altieri, who will work with clients and their legal advisors to review estate plans and integrate wealth transfer structures into investment portfolios.
Preparing for Your Meeting with an Estate Planning Attorney
Tax-Smart Investing
As a client of ours, you will have access to Morgan Stanley's full spectrum of tax-efficient solutions to help mitigate the tax drag on your portfolio—so you can keep more of what you earn and improve after-tax returns.
Learn More
Family Office Resources
Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth Financial Advisors and clients across a broad range of family wealth management issues.
Watch Here
Entrepreneurs
Establishing a strong advisory team that provides legal, accounting, investment banking and financial advice allows business owners to rely on professional experience and expertise working in a coordinated manner to help the entrepreneur.
Entrepreneur Toolkit
Business Owners
Our team will help you make well-informed personal wealth management decisions at every stage of your company's development. Our goal is to provide you with the information, insight and resources needed to help you reach your personal and professional goals.
Business Owners Brochure
Corporate Executives
Senior executives have significant responsibilities to customers, colleagues, board of directors, shareholders, and members of the community in which they do do business. Learn more about how we can help corporate executives address their financial and family needs.
Corporate Executives GuideThe Strength of Morgan Stanley
Morgan Stanley serves a global clientele of individuals, families, corporations, endowments, foundations, governments and others through three core businesses:
- Morgan Stanley Wealth Management
- Institutional Securities Group
- Investment Management Our strength and synergies across each of these businesses not only contributes to the economic vitality and stability of the firm, but also expands the vast resources, expertise and global insight that we can offer you.
Our Core Values
Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
Our Successful Track Record
Watch various episodes that capture Morgan Stanley's success during eras of both prosperity and strife throughout our long history.
Cybersecurity for Families
Whatever your cybersecurity needs, our innovate technology can help you evaluate the particular challenges of your situation to best address the vital issue of staying safe in an increasingly complex digital world.
Philanthropic Goals
Magnify the impact of your philanthropic efforts by defining a clear mission and maintaining your focus, including advice on how to govern your family foundation to maintain alignment with your goals.
Family Governance
Most families either never address their governance needs or wait until they are in the midst of a crisis - picking up the pieces afterwards - before they finally get serious about creating and implementing a robust family governance system. Gain insight into the governing bodies, strategies and pay structures that affluent families are using to oversee and advise their family offices.
Morgan Stanley Online & Mobile App
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorization. Using our mobile app, you will have the resources of MSO on the go.
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
Reserved Living & Giving
Morgan Stanley's Reserved Living & Giving program provides access to one-of-a-kind experiences, discounts from popular brands, curated articles from our partners and Morgan Stanley thought leaders, and philanthropic inspiration.
Location
28 State Street 26th
Fl
Boston, MA 02109
US
Direct:
(617) 757-8858(617) 757-8858
Fax:
(617) 748-1554(617) 748-1554
1585 Broadway, New York
22nd Floor
New York, NY 10036
US
Meet Lechner Altieri McMahon
Nicholas Altieri
Managing Director, Wealth Management, Private Wealth Advisor
Phone:
(212) 761-5184(212) 761-5184
Terrence Michael McMahon
Managing Director, Wealth Management, Private Wealth Advisor
About John Lechner
John leads the team by focusing on the design and implementation of highly customized investment strategies. His role often includes helping successful executives and entrepreneurs manage the risks of concentrated equity positions.
John brings more than three decades of experience to serving the team’s clients. After graduating from Harvard College with a B.A. in economics and All-American honors in lacrosse, John began his financial services career at Kidder Peabody in 1980. He moved to Alex Brown & Sons in 1985, where he spent the next 24 years building his practices while the firm underwent a series of mergers. John joined Morgan Stanley in 2009.
John most recently served as a trustee of St. Paul’s School and is active in many charities focused on education. As the first person in his family to complete high school and graduate from college, he demonstrates a deep commitment to education initiatives.
John brings more than three decades of experience to serving the team’s clients. After graduating from Harvard College with a B.A. in economics and All-American honors in lacrosse, John began his financial services career at Kidder Peabody in 1980. He moved to Alex Brown & Sons in 1985, where he spent the next 24 years building his practices while the firm underwent a series of mergers. John joined Morgan Stanley in 2009.
John most recently served as a trustee of St. Paul’s School and is active in many charities focused on education. As the first person in his family to complete high school and graduate from college, he demonstrates a deep commitment to education initiatives.
Securities Agent: GA, FL, AR, WA, VT, UT, SD, DE, NY, MI, IN, AZ, AL, VI, PR, NV, CO, WY, TN, OR, HI, SC, DC, PA, OH, AK, WV, VA, TX, NJ, ME, CT, MA, LA, KY, CA, WI, RI, NH, NC, MT, MO, MD, NM, MN, IL, ID; General Securities Representative; Investment Advisor Representative
NMLS#: 1165600
NMLS#: 1165600
About Nicholas Altieri
As a former practicing trusts and estates attorney, Nick brings an invaluable perspective to the team. He works closely with clients and their legal advisors to review estate plans and integrate wealth transfer structures into investment portfolios. In addition, he advises on pre-IPO and pre-M&A planning, stock option analysis, and philanthropy, while always focusing on tax risk, preservation of assets and beneficiary considerations.
Nick graduated from St. John’s University with a B.S. in accounting and continued on to earn a J.D. from St. John’s University School of Law. After graduating, he joined the trusts and estates department of KMZ Rosenman. In 2004, Nick moved to Morgan Stanley, where he was responsible for the tax, trust and estate planning effort within Private Wealth Management’s Wealth Strategies Group. He joined John Lechner and Terry McMahon in 2015.
As the children of Italian immigrants, Nick and his wife, Annalisa, appreciate the importance of family values and traditions. Nick seeks to pass on his family’s roots by making homemade wine with his three sons and endeavoring to maintain their fluency in Italian.
Nick graduated from St. John’s University with a B.S. in accounting and continued on to earn a J.D. from St. John’s University School of Law. After graduating, he joined the trusts and estates department of KMZ Rosenman. In 2004, Nick moved to Morgan Stanley, where he was responsible for the tax, trust and estate planning effort within Private Wealth Management’s Wealth Strategies Group. He joined John Lechner and Terry McMahon in 2015.
As the children of Italian immigrants, Nick and his wife, Annalisa, appreciate the importance of family values and traditions. Nick seeks to pass on his family’s roots by making homemade wine with his three sons and endeavoring to maintain their fluency in Italian.
Securities Agent: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NH, NJ, NM, NV, NY, OH, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WV, WY, WI; General Securities Principal; General Securities Representative; Investment Advisor Representative
NMLS#: 1393539
NMLS#: 1393539
About Terrence Michael McMahon
Drawing on more than 25 years of accounting and investment management experience, Terry works closely with the team’s clients to design and implement highly customized investment and risk management strategies. He focuses primarily on asset allocation and manager selection, and he manages assets on a discretionary basis for a select group of clients.
Terry graduated from Bentley College with a B.S. in accountancy and went to work as a CPA at Deloitte & Touche. He moved on to become CIO of Pillar Financial Advisors in 2004 and later went to Deutsche Bank before ultimately joining Morgan Stanley in 2009. In addition to earning his Certified Public Accountant license (non-practicing), Terry is a Chartered Financial Analyst® and a CERTIFIED FINANCIAL PLANNER™.
Terry directs his charitable efforts toward groups that assist underprivileged communities and promote education, including the Lend a Hand Society, the Bentley Executive Club and Lazarus House. In addition, he has established a scholarship at his former high school in the name of his first accounting teacher, who encouraged him to pursue the study of accounting that ultimately shaped the trajectory of his career.
Terry graduated from Bentley College with a B.S. in accountancy and went to work as a CPA at Deloitte & Touche. He moved on to become CIO of Pillar Financial Advisors in 2004 and later went to Deutsche Bank before ultimately joining Morgan Stanley in 2009. In addition to earning his Certified Public Accountant license (non-practicing), Terry is a Chartered Financial Analyst® and a CERTIFIED FINANCIAL PLANNER™.
Terry directs his charitable efforts toward groups that assist underprivileged communities and promote education, including the Lend a Hand Society, the Bentley Executive Club and Lazarus House. In addition, he has established a scholarship at his former high school in the name of his first accounting teacher, who encouraged him to pursue the study of accounting that ultimately shaped the trajectory of his career.
Securities Agent: TX, NH, MD, GA, WY, SD, SC, ME, MA, ID, DE, DC, HI, TN, OR, WI, WA, UT, PA, NM, IN, AL, VT, RI, MI, CA, NY, NJ, MT, LA, CT, VA, NC, FL, CO, MO, IL, AR, PR, OH, MN, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 1165654
NMLS#: 1165654
About Duncan Lechner
Duncan works closely with founders and entrepreneurs helping them navigate the unique challenges that come with their successes. He helps make sure that each generation of the family’s needs are met. He often serves as a connection for clients to all of the services that Morgan Stanley offers.
Duncan graduated with honors from Harvard University in Social Studies. His thesis was titled “The Puzzle of Administrative Law: Reconciling Liberty and Necessity in a Post-Gundy World”. Prior to joining Morgan Stanley, Duncan worked at Cravath, Swaine & Moore LLP
Duncan is an Associate Board member of George Jackson Academy, New York City's only independent middle school for academically talented boys from families of all incomes. In his free time, he is an avid golfer, book club member, and die-hard Boston sports fan.
Duncan graduated with honors from Harvard University in Social Studies. His thesis was titled “The Puzzle of Administrative Law: Reconciling Liberty and Necessity in a Post-Gundy World”. Prior to joining Morgan Stanley, Duncan worked at Cravath, Swaine & Moore LLP
Duncan is an Associate Board member of George Jackson Academy, New York City's only independent middle school for academically talented boys from families of all incomes. In his free time, he is an avid golfer, book club member, and die-hard Boston sports fan.
Securities Agent: FL, ID, IL, IN, KY, LA, MA, MD, ME, MI, WY, MN, MO, MT, NC, NH, NJ, NM, NV, NY, WV, WA, VT, VI, VA, UT, TX, TN, SD, SC, RI, PR, PA, OR, HI, OH, GA, AK, AL, AR, AZ, CA, CO, CT, DC, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 2483988
NMLS#: 2483988
About Hillary Ferrante
Hillary supports the team’s clients by performing an extensive range of client service functions, including opening new accounts and assisting with the managed-account process.
A graduate of Bucknell University with a B.S. in economics, Hillary began her financial services career at JP Morgan in 1999 as a client liaison for Nuveen. She moved to Goldman Sachs in 2001 as a client service associate, where she spent three years before joining Morgan Stanley in 2004.
Hillary honed her skills in the financial field through everyday communication with clients at JP Morgan and Goldman Sachs. At Morgan Stanley, she works closely with client’s strategic partners and support teams to ensure all daily financial and operational needs are met.
A graduate of Bucknell University with a B.S. in economics, Hillary began her financial services career at JP Morgan in 1999 as a client liaison for Nuveen. She moved to Goldman Sachs in 2001 as a client service associate, where she spent three years before joining Morgan Stanley in 2004.
Hillary honed her skills in the financial field through everyday communication with clients at JP Morgan and Goldman Sachs. At Morgan Stanley, she works closely with client’s strategic partners and support teams to ensure all daily financial and operational needs are met.
About Peter Motta
Peter seeks to create an outstanding overall service experience for the team’s clients, with a particular focus on addressing cash management needs and assisting with the implementation of 10b5-1 plans.
Peter graduated with a B.S. in business administration from Emmanuel College and began his financial career at Seaman’s Capital Management as an operations specialist. He joined the team at Morgan Stanley in 2013 and has earned the CERTIFIED FINANCIAL PLANNER(TM) designation.
Peter served as a coach of the U.S. Junior National Luge Team from 2003 to 2010. Due to the high-speed, precision-based nature of his sport, Peter has developed a keen attention to detail and a heightened ability to focus.
Peter graduated with a B.S. in business administration from Emmanuel College and began his financial career at Seaman’s Capital Management as an operations specialist. He joined the team at Morgan Stanley in 2013 and has earned the CERTIFIED FINANCIAL PLANNER(TM) designation.
Peter served as a coach of the U.S. Junior National Luge Team from 2003 to 2010. Due to the high-speed, precision-based nature of his sport, Peter has developed a keen attention to detail and a heightened ability to focus.
About Chris D'Ambrosio
Chris applies more than 30 years of diverse financial industry experience to delivering an exceptional level of service to the team’s clients. His primary focus is assisting clients with trade execution.
After graduating from Merrimack College with a B.A. in English, Chris joined MFS Investment Management as a marketing associate. He moved on to become a vice president of equity trading at Moors & Cabot in 1993 and then a director of equity trading at Janney in 2008. He joined the team at Morgan Stanley in 2010.
You might say trading is in Chris’ blood. His father, a former trader and president of the Boston Securities Traders Association, introduced him to trading at a young age. They later worked side by side for fourteen years. Chris has been a member of the BSTA, as well as the Market Technicians Association. He is an avid supporter of the Wounded Warrior Project, The Asperger/Autism Network, and the Northeast Animal Shelter.
After graduating from Merrimack College with a B.A. in English, Chris joined MFS Investment Management as a marketing associate. He moved on to become a vice president of equity trading at Moors & Cabot in 1993 and then a director of equity trading at Janney in 2008. He joined the team at Morgan Stanley in 2010.
You might say trading is in Chris’ blood. His father, a former trader and president of the Boston Securities Traders Association, introduced him to trading at a young age. They later worked side by side for fourteen years. Chris has been a member of the BSTA, as well as the Market Technicians Association. He is an avid supporter of the Wounded Warrior Project, The Asperger/Autism Network, and the Northeast Animal Shelter.
About Andrea Scola
Andrea maintains longstanding relationships with our clients working closely with them, their families, their attorneys and tax advisors to provide a comprehensive service experience. This includes trading, reporting, and all forms of account maintenance.
Andrea graduated from New York University with a BA in Art History and attended NYU’s Institute of Fine Arts. Prior to joining Morgan Stanley in 2000, she was an Associate Financial Advisor with Merrill Lynch and has held other positions in financial services and private industry.
Andrea has served as a volunteer at the Metropolitan Museum of Art for 18 years. She enjoys travel, restaurants, cooking, Pilates and bicycling around New York City where she lives.
Andrea graduated from New York University with a BA in Art History and attended NYU’s Institute of Fine Arts. Prior to joining Morgan Stanley in 2000, she was an Associate Financial Advisor with Merrill Lynch and has held other positions in financial services and private industry.
Andrea has served as a volunteer at the Metropolitan Museum of Art for 18 years. She enjoys travel, restaurants, cooking, Pilates and bicycling around New York City where she lives.
About Clay Felice
Clay is an experienced client service professional with over four years of wealth management and client service experience.
Clay started his career in Old Saybrook, CT working for Raymond James before moving to Boston and joining UBS in 2022. He then joined the team at Morgan Stanley in May of 2024. He has a passion for client service and always seeks to provide the best client experience possible. Clay graduated with a B.A. in Economics from the University of Connecticut and is currently working on his MBA at Boston College.
Clay is an avid fly fisherman and fitness enthusiast, he enjoys exploring rivers in New England looking for his next catch. Additionally, he is a pet owner of two beautiful dogs; Delilah the Golden Retriever and Griffey the Siberian Husky.
Clay started his career in Old Saybrook, CT working for Raymond James before moving to Boston and joining UBS in 2022. He then joined the team at Morgan Stanley in May of 2024. He has a passion for client service and always seeks to provide the best client experience possible. Clay graduated with a B.A. in Economics from the University of Connecticut and is currently working on his MBA at Boston College.
Clay is an avid fly fisherman and fitness enthusiast, he enjoys exploring rivers in New England looking for his next catch. Additionally, he is a pet owner of two beautiful dogs; Delilah the Golden Retriever and Griffey the Siberian Husky.
Contact John Lechner
Contact Nicholas Altieri
Contact Terrence Michael McMahon
Contact Duncan Lechner
Wealth Management
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Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
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Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
1Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Asset Allocation does not assure a profit or protect against loss in declining financial markets.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Asset Allocation does not assure a profit or protect against loss in declining financial markets.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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CRC 4237142 (02/2025)
