John Lechner
Managing Director, Private Wealth Management, Private Wealth Advisor
Phone:
(617) 757-8858(617) 757-8858
Morgan Stanley Private Wealth Management
Lechner Altieri McMahon
Our Mission Statement
Sophisticated solutions to address the complex financial challenges
of building successful businesses and managing generational wealth.
of building successful businesses and managing generational wealth.
Welcome
Those who achieve great success in their careers and business ventures eventually face complex, multigenerational wealth management challenges. Our team is optimized to deliver the sophisticated solutions these high-achieving individuals and their families require to preserve and enhance their assets, secure their legacies and pursue their broader ambitions.
A tightly knit team of experienced advisors, we bring diverse professional backgrounds and complementary expertise to the service of our clients. Our partners include a former estate attorney, a CPA, an institutional investment manager and a founding executive of Morgan Stanley Family Office, all supported by an exceptional team of client-service professionals. Combining our own talents with the vast global resources of Morgan Stanley, we create, implement and maintain truly comprehensive wealth management plans built around highly customized asset location and allocation strategies.
Should you choose to work with us, we can help you preserve and prudently enhance your assets, secure your legacy and support the pursuit of your personal and business objectives. We can serve as your go-to advisors, supplying the experienced perspective needed to make informed decisions on matters of consequence. We are here to help you live the life you envision.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Our Approach
1. Discovery
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
2. Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
3. Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
4. Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
5. Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
6. Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Investor Resources
Private Wealth Management
With exceptional wealth comes exceptional complexity. Morgan Stanley Private Wealth Management combines the vast resources of a trusted global financial services firm with the individualized services of an investment boutique for a hands-on tailored approach to help families, foundations and individuals manage the multiple facets —and legacy—of their wealth.
Access More Resources Here
Tax-Smart Investing
As a client of ours, you will have access to Morgan Stanley's full spectrum of tax-efficient solutions to help mitigate the tax drag on your portfolio—so you can keep more of what you earn and improve after-tax returns.
Learn More
Family Office Resources
Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth Financial Advisors and clients across a broad range of family wealth management issues.
Watch HereThe Strength of Morgan Stanley
Morgan Stanley serves a global clientele of individuals, families, corporations, endowments, foundations, governments and others through three core businesses:
- Morgan Stanley Wealth Management
- Institutional Securities Group
- Investment Management Our strength and synergies across each of these businesses not only contributes to the economic vitality and stability of the firm, but also expands the vast resources, expertise and global insight that we can offer you.
Our Core Values
Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
Our Successful Track Record
Watch various episodes that capture Morgan Stanley's success during eras of both prosperity and strife throughout our long history.
Cybersecurity for Families
Whatever your cybersecurity needs, our innovate technology can help you evaluate the particular challenges of your situation to best address the vital issue of staying safe in an increasingly complex digital world.
Philanthropic Goals
Magnify the impact of your philanthropic efforts by defining a clear mission and maintaining your focus, including advice on how to govern your family foundation to maintain alignment with your goals.
Family Governance
Most families either never address their governance needs or wait until they are in the midst of a crisis - picking up the pieces afterwards - before they finally get serious about creating and implementing a robust family governance system. Gain insight into the governing bodies, strategies and pay structures that affluent families are using to oversee and advise their family offices.
Morgan Stanley Online & Mobile App
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorization. Using our mobile app, you will have the resources of MSO on the go.
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
Reserved Living & Giving
Morgan Stanley's Reserved Living & Giving program provides access to one-of-a-kind experiences, discounts from popular brands, curated articles from our partners and Morgan Stanley thought leaders, and philanthropic inspiration.
Location
28 State Street 26th
Fl
Boston, MA 02109
US
Direct:
(617) 757-8858(617) 757-8858
Fax:
(617) 748-1554(617) 748-1554
1585 Broadway, New York
22nd Floor
New York, NY 10036
US
Meet Lechner Altieri McMahon
Nicholas Altieri
Managing Director, Wealth Management, Private Wealth Advisor
Phone:
(212) 761-5184(212) 761-5184
Terrence Michael McMahon, CFA®, CFP®
Managing Director, Wealth Management, Private Wealth Advisor
Phone:
(617) 757-8860(617) 757-8860
Duncan Lechner
Private Wealth Advisor Associate
Phone:
(212) 761-1261(212) 761-1261
Hillary Ferrante
Group Director, PWM Group Director
Phone:
(617) 757-8861(617) 757-8861
Peter Motta
Assistant Vice President, PWM Wealth Management Associate
Phone:
(617) 757-8862(617) 757-8862
Chris D'Ambrosio
PWM Wealth Management Associate, Portfolio Management Associate Director
Phone:
(617) 757-8863(617) 757-8863
Andrea Scola
Assistant Vice President
Phone:
(212) 761-2636(212) 761-2636
Clay Felice
Registered Client Service Associate
Phone:
(617) 757-8807(617) 757-8807
About John Lechner
John Lechner and his partners lead a team of eight accomplished professionals who combine their talents to help exceptionally affluent families create comprehensive, multigenerational wealth management plans. John brings over three decades of experience to the service of the team’s clients, focusing most of his attention on the design and implementation of highly customized investment strategies. This often includes helping successful executives and entrepreneurs manage the risks of concentrated equity positions.
After graduating from Harvard College with a B.A. in economics and All-American lacrosse honors, John began his financial services career at Kidder Peabody in 1980. He moved to Alex Brown & Sons in 1985, where he spent the next 24 years building his practice while the firm underwent a series of mergers. John joined Morgan Stanley in 2009.
John served on the board of St Paul’s School and is active in many charities focused on education.
Currently, John is on the board of George Jackson Academy in NYC which is the only independent middle school for academically talented boys from families of all incomes.
John.Lechner@morganstanleypwm.com
After graduating from Harvard College with a B.A. in economics and All-American lacrosse honors, John began his financial services career at Kidder Peabody in 1980. He moved to Alex Brown & Sons in 1985, where he spent the next 24 years building his practice while the firm underwent a series of mergers. John joined Morgan Stanley in 2009.
John served on the board of St Paul’s School and is active in many charities focused on education.
Currently, John is on the board of George Jackson Academy in NYC which is the only independent middle school for academically talented boys from families of all incomes.
John.Lechner@morganstanleypwm.com
Securities Agent: GA, FL, AR, WA, VT, UT, SD, DE, NY, MI, IN, AZ, AL, VI, PR, NV, CO, WY, TN, OR, HI, SC, DC, PA, OH, AK, WV, VA, TX, NJ, ME, CT, MA, LA, KY, CA, WI, RI, NH, NC, MT, MO, MD, NM, MN, IL, ID; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1165600
NMLS#: 1165600
About Nicholas Altieri
As a Private Wealth Advisor and former practicing trusts and estates attorney, Nicholas Altieri brings an invaluable perspective to the team’s clients, enabling clients to bridge the gap between investment portfolios and their tax and legal structures. Nick works closely with affluent families and their legal advisors to review their estate planning and integrate wealth transfer structures with investment portfolios. Nick also specializes in complex wealth events by advising clients on pre-IPO and pre-M&A planning, stock option analysis, and philanthropy, all with a focus on tax risk, protection of assets and beneficiary considerations in order to protect his clients' long term wealth. Nick's role in helping clients approaching these significant financial transitions is to analyze and evaluate different strategies and to provide a clear, integrated path forward.
For families looking to transition significant wealth tax efficiently, Nick's dual expertise as a Private Wealth Advisor and estate attorney, facilitates collaboration with a client's legal and tax advisors to model various scenarios for their tax and investment implications in order to help arrive at an informed decision. Nick also reviews existing estate plans to ensure that the investment portfolio and estate plan are in perfect alignment in order to maximize the plan's effectiveness and efficiency in transferring wealth to succeeding generations.
Nick graduated from St. John’s University with a B.S. in accounting and went on to earn a J.D. from St. John’s University School of Law. After graduating in 1999, he joined the Trusts & Estates Department of KMZ Rosenman. In 2004, Nick moved to Morgan Stanley, where he became responsible for tax, trust and estate planning within Private Wealth Management’s Family Office Resources group. Since 2015, Nick has been a Private Wealth Advisor with the Lechner Altieri McMahon Team.
Nicholas.Altieri@morganstanley.com
For families looking to transition significant wealth tax efficiently, Nick's dual expertise as a Private Wealth Advisor and estate attorney, facilitates collaboration with a client's legal and tax advisors to model various scenarios for their tax and investment implications in order to help arrive at an informed decision. Nick also reviews existing estate plans to ensure that the investment portfolio and estate plan are in perfect alignment in order to maximize the plan's effectiveness and efficiency in transferring wealth to succeeding generations.
Nick graduated from St. John’s University with a B.S. in accounting and went on to earn a J.D. from St. John’s University School of Law. After graduating in 1999, he joined the Trusts & Estates Department of KMZ Rosenman. In 2004, Nick moved to Morgan Stanley, where he became responsible for tax, trust and estate planning within Private Wealth Management’s Family Office Resources group. Since 2015, Nick has been a Private Wealth Advisor with the Lechner Altieri McMahon Team.
Nicholas.Altieri@morganstanley.com
Securities Agent: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NH, NJ, NM, NV, NY, OH, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WV, WY, WI; General Securities Principal; General Securities Representative; Investment Advisor Representative
NMLS#: 1393539
NMLS#: 1393539
About Terrence Michael McMahon
Drawing on over 25 years of accounting and investment management experience, Terry McMahon works closely with the team’s clients to design and implement highly customized investment and risk management strategies. Terry focuses primarily on asset allocation and manager selection and manages assets on a discretionary basis for a select group of clients.
Terry graduated from Bentley College with a B.S. in accountancy and went to work as a CPA at Deloitte & Touche in 1993. In 2004, he moved to Pillar Financial Advisors to become CIO, then on to Deutsche Bank. He joined Morgan Stanley in 2009. In addition to earning his Certified Public Accountant license, Terry is a Chartered Financial Analyst® and a CERTIFIED FINANCIAL PLANNER.®
Terry is a Board member of Lend a Hand, an Organization that provides emergency financial assistance to low-income families and individuals for over 130 years. He also is member of Bentley University’s President Club, focusing his efforts on Scholarships and Financial Aid.
Terry.McMahon@morganstanleypwm.com
Terry graduated from Bentley College with a B.S. in accountancy and went to work as a CPA at Deloitte & Touche in 1993. In 2004, he moved to Pillar Financial Advisors to become CIO, then on to Deutsche Bank. He joined Morgan Stanley in 2009. In addition to earning his Certified Public Accountant license, Terry is a Chartered Financial Analyst® and a CERTIFIED FINANCIAL PLANNER.®
Terry is a Board member of Lend a Hand, an Organization that provides emergency financial assistance to low-income families and individuals for over 130 years. He also is member of Bentley University’s President Club, focusing his efforts on Scholarships and Financial Aid.
Terry.McMahon@morganstanleypwm.com
Securities Agent: NC, OR, WY, SD, SC, ME, MA, ID, DE, DC, WV, TX, NH, MD, GA, VT, RI, NV, MI, CA, WI, WA, UT, PA, NM, IN, AL, VA, FL, CO, MO, IL, AR, PR, OH, MN, KY, AZ, NY, NJ, MT, LA, CT, HI, TN; General Securities Representative; Investment Advisor Representative
NMLS#: 1165654
NMLS#: 1165654
About Duncan Lechner
Duncan Lechner works closely with founders and entrepreneurs of privately held businesses, helping them navigate the unique personal wealth management challenges generated by growing and monetizing a successful enterprise. Forging relationships with multiple generations, Duncan helps each family implement comprehensive strategies to pursue their life and legacy goals. He also provides guided access to the vast resources of Morgan Stanley to address both personal and business needs.
Duncan graduated with honors from Harvard University with a B.A. in social studies. Prior to joining Morgan Stanley, he worked at Cravath, Swaine & Moore LLP.
Duncan is an associate board member of George Jackson Academy, New York City's only independent middle school for academically talented boys from families of all incomes. In his free time, he is an avid golfer, a devoted book club member and die-hard Boston sports fan.
Duncan graduated with honors from Harvard University with a B.A. in social studies. Prior to joining Morgan Stanley, he worked at Cravath, Swaine & Moore LLP.
Duncan is an associate board member of George Jackson Academy, New York City's only independent middle school for academically talented boys from families of all incomes. In his free time, he is an avid golfer, a devoted book club member and die-hard Boston sports fan.
Securities Agent: FL, ID, IL, IN, KY, LA, MA, MD, ME, MI, WY, MN, MO, MT, NC, NH, NJ, NM, NV, NY, WV, WA, VT, VI, VA, UT, TX, TN, SD, SC, RI, PR, PA, OR, HI, OH, GA, AK, AL, AR, AZ, CA, CO, CT, DC, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 2483988
NMLS#: 2483988
About Hillary Ferrante
Hillary Ferrante supports the team’s clients by performing an extensive range of client-service functions, including the opening of accounts and supporting the managed account process.
A graduate of Bucknell University with a B.S. in economics, Hillary began her financial services career at JP Morgan in 1999. She moved to Goldman Sachs in 2001, where she spent three years before joining Morgan Stanley in 2004.
A graduate of Bucknell University with a B.S. in economics, Hillary began her financial services career at JP Morgan in 1999. She moved to Goldman Sachs in 2001, where she spent three years before joining Morgan Stanley in 2004.
About Peter Motta
Peter Motta seeks to create an outstanding overall service experience for the team’s clients, with a particular focus on addressing cash management needs and assisting with the implementation of 10b5-1 plans.
Peter graduated with a B.S. in business administration from Emmanuel College and began his financial career at Seaman’s Capital Management as an Operations Specialist. He joined the team at Morgan Stanley in 2013 and has earned the CERTIFIED FINANCIAL PLANNER® designation.
Peter served as a coach of the U.S. Junior National Luge Team from 2003 to 2010. Due to the high-speed, precision-based nature of his sport, Peter has developed a keen attention to detail and a heightened ability to focus.
Peter graduated with a B.S. in business administration from Emmanuel College and began his financial career at Seaman’s Capital Management as an Operations Specialist. He joined the team at Morgan Stanley in 2013 and has earned the CERTIFIED FINANCIAL PLANNER® designation.
Peter served as a coach of the U.S. Junior National Luge Team from 2003 to 2010. Due to the high-speed, precision-based nature of his sport, Peter has developed a keen attention to detail and a heightened ability to focus.
About Chris D'Ambrosio
Chris D’Ambrosio draws on over 25 years of diverse financial industry experience to deliver an exceptional level of service to the team’s clients. Chris’ primary focus is assisting clients with trade execution.
After graduating from Merrimack College with a B.A. in English, Chris joined MFS Investment Management as a Marketing Associate in 1989. He moved on to become a Vice President of Equity Trading at Moors & Cabot in 1993 and then a Director of Equity Trading at Janney in 2008. He joined the team at Morgan Stanley in 2010.
After graduating from Merrimack College with a B.A. in English, Chris joined MFS Investment Management as a Marketing Associate in 1989. He moved on to become a Vice President of Equity Trading at Moors & Cabot in 1993 and then a Director of Equity Trading at Janney in 2008. He joined the team at Morgan Stanley in 2010.
About Andrea Scola
Dedicated to delivering an outstanding service experience, Andrea Scola maintains long-standing relationships with the team’s clients as well as their families, attorneys and tax advisors. Her many responsibilities include trading, reporting and all forms of account maintenance.
Andrea graduated from New York University with a B.A. in art history and attended NYU’s Institute of Fine Arts. Prior to joining Morgan Stanley in 2000, she was an Associate Financial Advisor with Merrill Lynch and has held other positions in financial services and private industry.
Andrea has served as a volunteer at the Metropolitan Museum of Art for 18 years. She enjoys travel, restaurants, cooking, Pilates and bicycling around New York City, where she lives.
Andrea graduated from New York University with a B.A. in art history and attended NYU’s Institute of Fine Arts. Prior to joining Morgan Stanley in 2000, she was an Associate Financial Advisor with Merrill Lynch and has held other positions in financial services and private industry.
Andrea has served as a volunteer at the Metropolitan Museum of Art for 18 years. She enjoys travel, restaurants, cooking, Pilates and bicycling around New York City, where she lives.
About Clay Felice
A dedicated professional with more than four years of wealth management industry experience, Clay Felice contributes to an outstanding overall service experience for the team’s clients. Clay is responsible for a broad range of administrative and operational functions and often serves as the first point of contact for service requests.
Clay started his career at Raymond James in Old Saybrook, Connecticut, and moved to Boston to join UBS in 2022. He became a member of the Lechner, Altieri, McMahon team in 2024. Clay graduated with a B.A. in economics from the University of Connecticut and is currently working on his MBA at Boston College.
Clay is a fitness enthusiast and avid fly fisherman who enjoys exploring rivers in New England looking for his next catch. He lives with his two beautiful dogs; Delilah the Golden Retriever and Griffey the Siberian Husky.
Clay started his career at Raymond James in Old Saybrook, Connecticut, and moved to Boston to join UBS in 2022. He became a member of the Lechner, Altieri, McMahon team in 2024. Clay graduated with a B.A. in economics from the University of Connecticut and is currently working on his MBA at Boston College.
Clay is a fitness enthusiast and avid fly fisherman who enjoys exploring rivers in New England looking for his next catch. He lives with his two beautiful dogs; Delilah the Golden Retriever and Griffey the Siberian Husky.
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Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
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- Non-Traditional Assets
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LISTEN | Passion Assets: Investing in Art
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Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
2Asset Allocation does not assure a profit or protect against loss in declining financial markets.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
2Asset Allocation does not assure a profit or protect against loss in declining financial markets.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
CRC 4237142 (02/2025)
