Lauren Santo
My Mission Statement
My Story and Services
Prior to joining Morgan Stanley in June 2023, Lauren built her early career in financial services, gaining experience across a range of teams and responsibilities that strengthened her client-first approach and attention to detail. She graduated from Smith College in 2018 with a double major in Economics and Psychology. While at Smith, Lauren also participated in the highly-selective Smith-Tuck Business Bridge Program, which delivered a comprehensive business curriculum, taught by MBA faculty from the Tuck School of Business at Dartmouth.
Lauren holds the SIE, Series 7, Series 66, life and health insurance licenses, as well as the Financial Planning Specialist designation. Originally from Sleepy Hollow, NY, Lauren now resides in the Upper East Side and enjoys being outdoors, cooking, and spending time with family and friends.
NMLS#: 2535215
Meet the Team
Lauren Santo works alongside partners Lisa Santo and David Livingston on the Santo, Weiss and Livingston Parters. Lisa and David have over 60 years of combined investment and private wealth experience. Other team members include dedicated client support and business development professionals, Craig Goldman, Business Development Director and Marc Taylor, Senior Registered Associate.
With over 30 years of Wall Street experience, Lisa Santo joined Morgan Stanley in November 2005 after a lengthy career as a Senior Advisor at the boutique fixed income firm, Lebenthal. As a Morgan Stanley Financial Advisor and Portfolio Management Director, she provides customized investment strategies for affluent clients looking to manage, grow, preserve and transition their wealth.
Lisa's practice has been built on long term relationships. Many of her clients have worked with her for decades, and their relationships have extended into multiple generations. She is readily available to her clients, and takes pride in earning their trust by always putting her clients and their needs first. Lisa designs and implements comprehensive wealth management strategies to provide sound investment advice combined with personalized attention and exceptional service to affluent and high net- worth clients.
She is a senior member of the Morgan Stanley's Women's Business Development Council and a member of the Association of Professional Investment Consultants. Additionally, Lisa has served on the firm's GWMG Diversity Council and was a member of the firm's prestigious Master's Club in 2001.
David Livingston has nearly 30 years of investment and private wealth management experience. He joined Morgan Stanley in 2014, after spending 12 years at UBS as a wealth advisor. Before moving to UBS, he advised High Net Worth individuals and institutional investors on emerging market investments at ANZ bank. He is one of a small number of Morgan Stanley advisors who have earned a Chartered Financial Analyst (CFA) designation. David also holds a Certified Portfolio Manager (CPM) designation.
David's approach to helping investors obtain their goals starts with an emphasis on financial planning. His background in Psychology gives him a rare perspective when it comes to financial planning and wellness; his strategy aligns the investor's entire balance sheet with their individual financial goals to create portfolios that keep clients invested in difficult markets, helping maximize the probability of meeting lifetime goals, while seeking to generate growth to benefit the next generation.
Craig Goldman is a Business Development Director with over 20 years of financial services industry experience. In this role, he works closely with the Group's high net worth clients as well as administrative departments within the firm to help update trade models and facilitate client service and account maintenance. He is also the lending liaison for the team. Craig has been at Morgan Stanley for 10 years. Prior to Morgan Stanley, Craig was a sales associate at Lebenthal & Co. He is a graduate of The University of Hartford in West Hartford, CT and is Series 7 and Series 66 registered. Craig currently lives in Port Washington, NY with his wife, Jennifer, and his son and daughter Maxwell and Olivia.
Marc Taylor is a Portfolio Associate with over 20 years of financial services industry experience. In this role, Marc focuses on operational client support, account maintenance, asset allocation reports and LifeView client goal analysis. He is also the annuity liaison for the team. Marc has been at Morgan Stanley for 10 years. Prior to Morgan Stanley, Marc was a sales associate at Lebenthal & Co. He is a graduate of Cornell University and is Series 7, Series 66, and annuity and insurance licensed. Marc currently lives in Carle Place, NY with his wife, two kids and Boston Terrier.
Client Tools & Resources
Morgan Stanley's comprehensive suite of digital resources has been carefully designed to help enhance each and every aspect of your financial life. Learn more about some of the popular Modern Wealth Management resources that we offer to our clients.
Life is complicated. Our digital experiences make it easy to manage your money 24/7, from your desktop, tablet or phone. Clients with a Financial Advisor can enjoy the freedom to manage their wealth on their own devices while collaborating with their Morgan Stanley team. It's accessibility at its finest.
Morgan Stanley's Portfolio Risk Platform is powered by BlackRock's Aladdin risk engine, a state-of-the-art, innovative risk engine, providing you with comprehensive risk analytics and a sophisticated view of the risk/return dichotomy across your financial portfolios. This helpful tool can assist you in making educated investment decisions with increased confidence.
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Morgan Stanley Family Office Resources provides specialized, technical expertise to select clients across a broad range of family wealth management issues. Our core capabilities span three complementary areas of focus including Governance & Legacy, Wealth Strategies and Signature Access.
With perspectives on the forces shaping the market, join Morgan Stanley's Chief Investment Officer and Chief US Equity Strategist as he and his colleagues discuss their viewpoints regarding the latest trends in the financial marketplace.
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