Welcome

The KMBH Group at Morgan Stanley is committed to building a relationship of trust in which we can work closely with you to help you define your objectives, explore alternatives and choose the financial and investment strategies that are most appropriate for you. Our goal is to thoroughly understand your financial needs and then align the resources to help you meet or exceed them. We can help you evaluate near-term concerns and plan for long-term goals, be a sounding board for investment ideas, assist you in developing and executing a strategy that is precisely your own and helps you meet your needs and allow your wealth to do more for you. The KMBH Group is made up of three Financial Advisors, Ben Kusner, Shane Meyer, and Steve Berner, CFP®, and two Client Service Associates, Kristi Towse and Addie Welch. The team works out of two locations Birmingham, Michigan and Toledo, Ohio.









Birmingham Office34901 Woodward AvenueSuite 300Birmingham, MI 48009Main: 248-258-1750Fax: 248-462-7532Toll Free: 800-258-1750





Toledo Office7311 Crossleigh CourtSuite 106Toledo, OH 43617Main: 419-842-6500Fax: 419-949-4631Toll Free: 800-330-9699
Services Include
  • Wealth Management1
  • Financial Planning2
  • Asset Management3
  • 401(k) Rollovers
  • Annuities4
  • Life Insurance5
  • 529 Plans6
  • Lending Products
  • Cash Management7
  • Planning for Education Funding8
  • Professional Portfolio Management9
  • Retirement Planning10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Location

34901 Woodward Ave
Ste 300
Birmingham, MI 48009
US
Direct:
(248) 258-1750(248) 258-1750
Toll-Free:
(800) 258-1750(800) 258-1750
Fax:
(248) 462-7532(248) 462-7532
7311 Crossleigh Court
Ste 106
Toledo, OH 43617
US
Direct:
(419) 842-6510(419) 842-6510

Meet KMBH Group

About Me

As a fully licensed professional for more than 15 years, Ben implements wealth management strategies by concentrating on developing customized financial and retirement plans for clients.

Ben is firmly committed to long term relationships and strives to deliver exceptional client service. He listens carefully to his clients’ goals, values, aspirations and concerns; based on this input, Ben then works attentively to help them achieve their financial objectives.

Ben attended the University of Dayton and earned a Bachelor of Science degree in Finance. He is an avid cyclist and enjoys spending time outdoors in the warm months. Ben resides in Bloomfield Hills, Michigan.
Securities Agent: TX, MI, VA, UT, TN, PA, OH, NY, NV, NH, NC, MN, MA, KY, IN, IL, IA, HI, GA, FL, DE, DC, CO, CA, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
NMLS#: 1321553

About Me

Shane is a fully licensed Financial Advisor and has been working with clients to help achieve their goals since 1999. Comprehensive financial planning is the foundation of advisory relationships shared with his clients. Attention to detail, good listening skills and great empathy are symbols of his appreciation to his clients.

Shane is a Northwest Ohio native, received his Bachelor of Arts degree in Finance at Saint Mary’s University of Minnesota and works out of our Toledo office.

Shane participates in frequent community and youth volunteer opportunities.  Away from business, he enjoys sports of all kinds and travel. Shane, his wife, Anna, and their two children reside in Sylvania, Ohio.
Securities Agent: TX, OH, VA, UT, TN, PA, NY, NV, NH, NC, MN, MI, MA, KY, IN, IL, IA, HI, GA, FL, DE, DC, CO, CA, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative

About Me

Steve has been helping clients achieve their financial goals as a fully licensed investment professional since 1993. Utilizing his Certified Financial Planner’s designation or CFP®, he has developed knowledge and experience in helping clients through all steps in the financial planning process.

Steve earned a Bachelor of Science degree in both Business Management and Economics; then studied at Oakland University to attain the Certified Financial Planner ® designation.

Steve is a lifelong resident of Michigan and currently resides in the New Hudson area with his wife and three children. Steve enjoys playing hockey, golf and spending time with his family.
Securities Agent: TX, MI, VA, UT, TN, PA, OH, NY, NV, NH, NC, MN, MA, KY, IN, IL, IA, HI, GA, FL, DE, DC, CO, CA, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
NMLS#: 1297789

About Me

Kristi has been in the financial services industry for over 30 years; 10 of those years with the KMBH Group. Her many years of experience and dedication prove to be valuable assets in assisting clients with operational and administrative aspects in the Toledo, Ohio office.

Kristi resides in Toledo with her husband, Dave, and her son, Tim. She enjoys playing tennis and golf, and loves to cook. She is an avid football and baseball fan.

About Me

Addie has been with Morgan Stanley for six years and five of those years have been with the KMBH Group. Addie graduated from Bowling Green State University in Bowling Green, Ohio with a BS degree in Business and Marketing and became registered in 2015. She uses her skills to help serve the team and clients in the Birmingham, Michigan office.

Addie loves spending time with her family and friends. She enjoys traveling, watching football, and going to concerts. Addie resides in Bloomfield Hills, Michigan.
Investment and Market Perspectives

On the Markets

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement Income Strategies
  • Retirement Plan Participants
  • Annuities
The Simple Six-Step Retirement Checkup

The Simple Six-Step Retirement Checkup

Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Investing in Artificial Intelligence and Automation

Investing in Artificial Intelligence and Automation

AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

Family

Creating customized financial strategies for the challenges that today's families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
From Clueless to Clued In: Teaching Teens About Money

From Clueless to Clued In: Teaching Teens About Money

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Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
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Facing Financial Stress? Your Employer May Be Able to Help

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Ready to start a conversation? Contact KMBH Group today.
Market Information Delayed 20 Minutes
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

4Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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