Kimihiro Sato
Executive Director, Private Wealth Management, Private Wealth Advisor, International Client Advisor, Alternative Investments Director
Phone:
(212) 761-7778(212) 761-7778
Morgan Stanley Private Wealth Management
Kimihiro Sato & Haiman Cai
Direct:
(212) 761-9814(212) 761-9814
Our Mission Statement
We deliver the experience, resources and service necessary to assist affluent families address complex wealth management issues and achieve their long-term investment goals.
An international team within a global firm, the Sato Cai Group is well-equipped to work with ultra-high net worth individuals, families and their foundations from all around the world.
An international team within a global firm, the Sato Cai Group is well-equipped to work with ultra-high net worth individuals, families and their foundations from all around the world.
Welcome
The Sato Cai Group is a New York-based team of wealth management professionals who oversee a diverse clientele of highly accomplished executives and entrepreneurs, their family offices and foundations. Over the years, we have built our knowledge of international markets and cross-border regulations to offer bespoke and personalized solutions to our increasingly global clientele.
Our international clients hail from many jurisdictions, each with its own set of rules. One of the key steps in our client relationships is the evaluation of an optimal structure to invest their assets. We have built a network of top trust and estate lawyers who work closely with us and our clients. This approach has particularly resonated with Chinese nationals and Chinese-Americans. Haiman Cai, a native Chinese and a mandarin speaker can streamline the process for Chinese wealthy families and help them navigate the ever-changing legal and regulatory landscape. Early planning and an iron-clad corporate structure are paramount in the initial phase of our client relationships, particularly for our international clients.
As advisors, we are committed to having our own independent minds and opinions. The multifaceted nature of our clients’ situations often challenges us to think “out of the box” in our quest for solutions. Furthermore, we handle every client situation as its own. A thorough understanding of the client’s objectives and putting their interests above all are the central tenets -- the DNA -- of our practice.
We take a holistic approach when we formulate an investment strategy for our clients -- one that can cover virtually any aspect of an individual’s financial life. We draw upon internal and external resources to offer advice in areas including but not limited to ongoing risk and liability management, family governance, charitable planning, and lifestyle management. Our Group’s goal extends beyond preserving and growing our clients’ financial capital; it also includes fostering an environment in which our clients can thrive and create the greatest positive impact for themselves and for generations to follow.
We believe in building long-term, life-enhancing relationships with our clients. It is our honor and pride to work closely with our clients who themselves have been leaders in their respective fields.
Relationships by Region:
-60% United States
-30% Asia
-10% Other
Relationships by Industry:
-45% Entrepreneurs
-35% Corporate Executives
-10% Family Offices
-10% Foundations
Our international clients hail from many jurisdictions, each with its own set of rules. One of the key steps in our client relationships is the evaluation of an optimal structure to invest their assets. We have built a network of top trust and estate lawyers who work closely with us and our clients. This approach has particularly resonated with Chinese nationals and Chinese-Americans. Haiman Cai, a native Chinese and a mandarin speaker can streamline the process for Chinese wealthy families and help them navigate the ever-changing legal and regulatory landscape. Early planning and an iron-clad corporate structure are paramount in the initial phase of our client relationships, particularly for our international clients.
As advisors, we are committed to having our own independent minds and opinions. The multifaceted nature of our clients’ situations often challenges us to think “out of the box” in our quest for solutions. Furthermore, we handle every client situation as its own. A thorough understanding of the client’s objectives and putting their interests above all are the central tenets -- the DNA -- of our practice.
We take a holistic approach when we formulate an investment strategy for our clients -- one that can cover virtually any aspect of an individual’s financial life. We draw upon internal and external resources to offer advice in areas including but not limited to ongoing risk and liability management, family governance, charitable planning, and lifestyle management. Our Group’s goal extends beyond preserving and growing our clients’ financial capital; it also includes fostering an environment in which our clients can thrive and create the greatest positive impact for themselves and for generations to follow.
We believe in building long-term, life-enhancing relationships with our clients. It is our honor and pride to work closely with our clients who themselves have been leaders in their respective fields.
Relationships by Region:
-60% United States
-30% Asia
-10% Other
Relationships by Industry:
-45% Entrepreneurs
-35% Corporate Executives
-10% Family Offices
-10% Foundations
Capabilities
- Comprehensive Wealth Planning
- Pre-Liquidity Planning
- Open-Architecture Platform
- Manager Selection
- Investment Management
- Proprietary Investment Opportunities
- Sustainable & Responsible InvestingFootnote1
- Risk Management
- Hedging Strategies
- Family Governance & Wealth Education
- Consolidated Reporting
- 10b5-(1) Programs
- Tax, Trust & Estate AdvisoryFootnote2
- Cash Management & LendingFootnote3
- Tailored LendingFootnote4
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Family Office Resources
Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth clients across a broad range of family wealth management issues. View our linked resources below to learn more about Morgan Stanley Family Office Resources capabilities.
Our 2025 Checklist
Click the link below to view our 2025 Checklist for important items to consider as we approach 2025.
View Checklist Here
Philanthropy Management
Philanthropy Management supports individuals, families, corporate and private foundations, and nonprofit
organizations by offering a suite of services to help define and realize clients’ charitable missions. View the link below to learn more about Philanthropy Management.
Learn More Hereorganizations by offering a suite of services to help define and realize clients’ charitable missions. View the link below to learn more about Philanthropy Management.
Family Governance and Wealth Education
For many UHNW clients, the most difficult wealth planning challenge they face relates not to their financial capital, but to their human capital. Family Governance Services is a comprehensive offering designed to support each family's unique challenges.
Learn More Here
Estate Planning Strategies
Our experienced professionals are available to discuss various tax, trust and estate strategies with you
and your advisors, help facilitate the implementation of those strategies, and focus on the integration of your
investment plans.
Learn More Hereand your advisors, help facilitate the implementation of those strategies, and focus on the integration of your
investment plans.
Donor Advised Funds
While many individuals and families have a deep commitment to philanthropy, charitable giving is not limited to those with significant wealth. Donor advised funds (DAFs) are among the easiest and most tax-advantaged ways to give to charity for donors across the spectrum of wealth.
Learn More Here
Trust Services
Our trustee platform is “open architecture,” meaning that we provide you with access and ability to select an
appropriate third-party corporate trustee for your trust account. Trust Specialists, within Morgan Stanley,
analyze client trust documents and situations and then suggest a fiduciary solution for your needs and goals.
Learn More Hereappropriate third-party corporate trustee for your trust account. Trust Specialists, within Morgan Stanley,
analyze client trust documents and situations and then suggest a fiduciary solution for your needs and goals.
MANAGING FAMILY AND GENERATIONAL WEALTH
Managing significant family and generational wealth is complex and often raises difficult questions. See the resources below for more information about managing and preserving significant family wealth.
Family Governance and Wealth Education Fact Sheet
Our mission is to help clients maximize the value of their family capital through the transfer and preservation of the family's shared values, and the creation of an enduring family legacy.
Learn More HereOpening Pandora's Box: 10 Rules for Talking to Kids About Money
Discussing family wealth and financial matters with children can be daunting for families. Read the linked article from Glenn Kurlander, Head of Family Governance & Wealth Education at Morgan Stanley, for more information about navigating this delicate subject.
Learn More HereWealth Education Development Plan
The Family Governance & Wealth Education group helps ultra high net worth families strive to maximize the value of their human capital by driving family wealth education, making it more likely that all members of the family will have the foundation they need to lead meaningful, fulfilled and engaged lives.
Learn More Here
Your Guide to Life and Money Playbook
Our goal is to help prepare the next generation of leaders, parents, philanthropists, innovators, trustees, executors, board members, and investors by empowering you with the knowledge and tools needed to achieve your goals.
Learn More HereEstate Planning Strategies
Tax, Trust & Estate (TTE) strategy has the potential to be incredibly powerful if executed effectively. For a successful TTE plan, it is critical to create a TTE implementation in combination with a TTE strategy.
Learn More Here
Importance of a Holistic Approach to Your Wealth Video
Watch the below video from Morgan Stanley Family Office Resources to learn how Morgan Stanley FOR can help integrate family values, philanthropy, and legacy into your unique wealth plan.
Learn More HereInternational Wealth Management
Morgan Stanley International Wealth Management (IWM) harnesses the extensive capabilities of the firm to serve investors located outside the United States. Kimihiro Sato & Haiman Cai are experienced International Client Advisors who understand your unique private wealth management needs in your part of the world and strive to provide highly customized strategies to address your specific financial goals.
Single Family Office Capabilities and Considerations Placemat
Morgan Stanley International Client Advisors, support by our Single Office Advisory Group, deliver the specialized focus, experienced perspective and global resources to make and implement informed decisions.
Read Here
Investments for International Clients
Investment decisions require taking into account investment factors, including but not limited to, beta. alpha, current interest rates, and economic cycle status. Moreover, the tax implication of the investments is a factor that has recently become an important consideration with regards to investment decisions.
Read Here
Taxation of Global Clients
Individuals who are neither U.S. citizens nor U.S. residents, may be subject to income tax on certain U.S. source income and subject to gift and estate tax on U.S. situs assets. The following is a general discussion of how U.S. income taxes and gift and estate taxes apply to Global Clients.
Read Here
Questions to Consider for Succession Planning for International Families
The very first stage of a successful succession plan is to understand the individuals, the assets, the wishes and the laws involved. An efficient strategy will arise from the analysis and coordination of all.
Learn More Here
Succession Planning for Non-Resident Aliens (NRAs) with US Citizen and Resident Descendants
Non-resident aliens (“NRAs”) of the United States with US beneficiaries may consider creating trusts as a part of their plan.
Learn More Here
Taxation of Non-Resident Aliens (NRAs)
Individuals who are neither U.S. citizens nor U.S. residents, referred to in the Internal Revenue Code as non-resident aliens or “NRAs”, may be subject to federal income tax on certain U.S. source income and subject to federal gift and estate tax on U.S. situs assets.
Learn More HereLocation
1585 Broadway
21st Fl
New York, NY 10036
US
Direct:
(212) 761-9814(212) 761-9814
Meet Kimihiro Sato & Haiman Cai
Haiman Cai
Executive Director, Private Wealth Management, Private Wealth Advisor, International Client Advisor, Alternative Investments Director
Phone:
(212) 761-7780(212) 761-7780
Chris Bruno
Registered Client Service Associate
Logan Jiang
Registered Client Service Associate
About Kimihiro Sato
A Morgan Stanley advisor since 1997, Kimihiro Sato works with ultra high net worth individuals and family groups to develop, implement and maintain individually tailored asset and risk management solutions. Kimi began his financial services career as an analyst in Corporate Finance at The First Boston Corporation. He previously worked in strategic planning for two global media companies, first at the Walt Disney Company and later as Director of International Business Development at MCA/Universal Studios. Kimi holds a B.A. in Applied Mathematics/Economics, Phi Beta Kappa, from Brown University and an MBA from Harvard University. He has native fluency in Japanese and French.
Securities Agent: AZ, AR, WY, NC, MA, FL, CT, VA, OH, NJ, VI, PA, NV, CO, NY, NH, SD, GA, HI, CA, MD, WA, DE, TX; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1310680
NMLS#: 1310680
About Haiman Cai
Haiman joined Morgan Stanley in 1997 and focuses primarily on the wealth management needs of ultra high net worth Chinese entrepreneurs with cross-border holdings and multinational family ties as well as successful Asian American founders and corporate executives. Prior to joining Private Wealth Management, she advised institutional clients in Asian ex-Japan Equities in both New York and London. She began her career as an Investment Banking analyst at Goldman Sachs in debt capital markets both in New York and Hong Kong. Haiman holds a Bachelor of Science in Accounting from Canisius College and a joint MBA/M.A. in International Relations from the University of Pennsylvania Wharton School’s Lauder Program. Haiman is a native of Shanghai, China and is fluent in Mandarin and German. She is ranked as a 2022, 2023, and 2024 Forbes Best-In-State Top Women Wealth Advisor.
2022, 2023, 2024, 2025 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (2022, 2023, 2024, 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
2022, 2023, 2024, 2025 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (2022, 2023, 2024, 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Securities Agent: MD, CA, CO, VI, GA, DE, PA, NH, CT, SD, NC, MI, MA, WY, OH, VA, NV, AZ, NY, NJ, WA, FL; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1316519
NMLS#: 1316519
About Chris Bruno
A member of the Group since 2019, Chris Bruno focuses on trading, relationship management and generally creating an outstanding service experience for the team's clients. Prior to joining Morgan Stanley, he worked at Evaluation Associates in a performance analyst role. He graduated from The University of Connecticut in December 2003 with a B.A. in Economics with a minor in Business Administration. Outside of the office, he enjoys attending sporting events, concerts and spending time with his family.
About Logan Jiang
Logan joins the team as a Registered Client Service Associate, where he focuses on daily operations, compliance, trading, account maintenance and client relationship management. His native fluency in Chinese Mandarin enhances the team’s ability to effectively communicate with international client. Prior to joining Morgan Stanley, Logan served as a Private Client Banker at J.P. Morgan Chase. He holds a B.A. in Accounting from Queens College. Outside the office, he is an avid snowboarder and rock climber.
Contact Kimihiro Sato
Contact Haiman Cai
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
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Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Funding Climate Action: Pathways for Philanthropy
Article Image
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
1Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.
2Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
2Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
CRC 4237142 (02/2025)
