Kimberly Caggiano
Vice President, Financial Advisor
Phone:
(401) 276-5924(401) 276-5924
Kimberly Caggiano
Vice President, Wealth Management,
Financial Advisor
Direct:
(401) 276-5924(401) 276-5924
My Mission Statement
Your financial success is my goal for you, your family and your legacy.
My Story and Services
When it comes to my clients, I make it a priority to be their advocate, addressing their specific challenges in a caring, thoughtful manner. My goal is to go beyond the efficient management of their wealth by generating customized solutions to age-old dilemmas while employing a client service model to keep them informed.
My approach to wealth management is premised on understanding your life because your strategy should not only consider your financial pretensions but also incorporate the personal ambitions that remain a priority to you. I’m proud of the long-term relationships I’ve fostered and continue to be fulfilled when I’m able to help one generation pass on their legacy to the next.
My ultimate mission is to empower you to feel confident navigating the market. My clients are truly like family to me, and I look forward to getting to know you and sharing details on how we can work together to help enhance the quality of your financial life.
My approach to wealth management is premised on understanding your life because your strategy should not only consider your financial pretensions but also incorporate the personal ambitions that remain a priority to you. I’m proud of the long-term relationships I’ve fostered and continue to be fulfilled when I’m able to help one generation pass on their legacy to the next.
My ultimate mission is to empower you to feel confident navigating the market. My clients are truly like family to me, and I look forward to getting to know you and sharing details on how we can work together to help enhance the quality of your financial life.
Securities Agent: MO, RI, NY, OH, OR, IN, IL, NH, AZ, SC, PA, CO, CA, WV, WI, KY, CT, VA, TX, NJ, FL, ME, MA, VT, NV, NC, IA, GA; General Securities Principal; General Securities Representative; Investment Advisor Representative
NMLS#: 1049621
NMLS#: 1049621
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Planning for the Future
As a financial advisor, my primary role is to assist my clients in achieving their financial objectives in the most effective manner possible. To accomplish this, I leverage Morgan Stanley's resources and my expertise to develop tailored financial plans that consider various factors such as capital market expectations, personal circumstances, and risk tolerance. In the section below, I am pleased to present a catalog of the key financial planning topics that I prioritize during the course of running my practice.
Preparing for Tax Day
Tax season is officially here! As the April 15th Federal tax filing and payment deadline approaches, here are 6 tips to consider in case you haven't filed your taxes.
Tax Season Tips
2025 Federal Income Tax Tables
To assist you in preparing for your taxes this year, our team has published the 2025 tax tables for your reference. Please click the link below to view the document.
View Tax Tables
Estate Planning
Deciding to transfer wealth to the next generation has never been more important.
Creating a plan while you still have complete control over your faculties is crucial as it helps ensure that your wishes are precisely reflected in the estate plan.
Estate Planning EssentialsCreating a plan while you still have complete control over your faculties is crucial as it helps ensure that your wishes are precisely reflected in the estate plan.
Retirement Planning
You’ve spent years growing and preserving your assets to maintain your lifestyle at retirement. Planning for your golden years is more than a financial consideration, it’s also an emotional one.
Learn More
Life Insurance
Preparing for the unexpected is a key aspect of financial planning. For a fundamental understanding of life insurance, please refer to the link below.
Understanding Life Insurance
Portfolio Risk Platform
This risk analytics platform, powered by BlackRock Aladdin, enables financial advisors to identify and better understand the risk of their client portfolios, and identify business opportunities across their book.
Learn More about Risk ManagementINVESTMENT INSIGHT FROM MY DESK TO YOURS
I hold a firm belief in the education of my clients and providing access to unique insight from the firm. To achieve this objective, I present a diverse selection of articles that furnish comprehensive data on prevailing market trends, in-depth analyses, and impactful events. These resources encompass a wide array of finance-related subjects that hold relevance in today's dynamic business landscape.
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read the Latest Report
GIC Weekly
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read the Latest Report
Thoughts on the Market Podcast
Mike Wilson, Chief Investment Officer & Chief US Equity Strategist, Morgan Stanley & Co., and Lisa Shalett, Wealth Management Chief Investment Officer and Head of the Global Investment Office, discuss their thoughts on the market. Click the link below to listen to the full conversation.
Listen to the Latest Audiocast
US Policy Pulse
From the Global Investment Office, The US Policy Pulse provides monthly analyses and updates on the political events affecting the economy and their potential impact on financial markets. Read the latest report by clicking on the link below.
Read the Latest ReportOUR SUITE OF DIGITAL ASSETS
Digital technology is centered on how people communicate, consume, transact, and travel. Our comprehensive suite of digital tools is designed to help enhance every aspect of your financial life. Here are a few of the technologies we have to offer clients.
Morgan Stanley Online
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorizations.
View Account
Total Wealth View
View all your external financial accounts directly in Morgan Stanley Online or the mobile app. By linking your accounts, you’ll benefit from more informed wealth planning, secure data access and convenient connectivity.
Access Total Wealth View
Digital Vault
Digital Vault allows for easy sharing and convenient access to your most important documents from wills and deeds to financial statements and tax fillings. Easily manage your encrypted financial records all in one place.
Getting Started With Digital Vault
eDelivery
eDelivery provides you with the ability to view statements and other documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
eDelivery Client Guide
Spending and Budgeting Tool
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts with our Spending and Budgeting Tool.
Tool Access
Portfolio Risk Platform
The Portfolio Risk Platform is a powerful tool for understanding and engaging clients about risk. This risk analytics platform, powered by BlackRock Aladdin, enables financial advisors to identify and better understand the risk of their client portfolios.
Learn MoreUpcoming Firm Events
We hope you will join us for this upcoming event.
U.S. Policy Pulse: 100 Days of Trump 2.0
DATE: April 24, 2025 at 4:15 p.m. ETWhat do the policies of the administration's first 100 days indicate for the economy and the markets? Join Morgan Stanley Wealth Management Chief Investment Officer, Lisa Shalett, for a conversation with Global Head of Government Relations, Michael J. Stein, and Head of U.S. Policy, Monica Guerra, about potential implications for investors.Can't attend the live event? Register anyway for access to the replay.
4398292 04/2025
Online
Location
1 Financial Plaza 19th
Fl
Providence, RI 02903
US
Direct:
(401) 276-5924(401) 276-5924
Meet My Team
Caryn Hodges Coulombe
Senior Registered Client Service Associate
Phone:
(401) 276-5913(401) 276-5913
About Kimberly Caggiano
Kimberly M. Caggiano is a Financial Advisor and Vice President at Morgan Stanley. With over 25 years of experience, Kim brings a distinctive perspective to her clients by utilizing a lifetime of acquired skills to help them save for the future and preserve what’s most important to them. Her disciplined approach to portfolio monitoring and communication helps enable her clients to not just stay up to date but remain involved in their success.
A graduate of Boston University, Kim earned her bachelor’s degree in Business Administration from BU’s School of Management. Prior to joining Morgan Stanley, Kim was a Senior Financial Advisor at Merrill Lynch.
A strong believer in giving back, Kim makes every effort to remain involved in her community. Recently, she served as the RI Safe Sport Director for USA Hockey and the President of the OSSG Gymnastics Parent’s Committee. Kim resides in North Smithfield with her family. Outside of work, she enjoys spending time with her family, skiing, and the culinary arts.
NMLS #: 1049621
CA, CT, FL, MA, NY, RI
A graduate of Boston University, Kim earned her bachelor’s degree in Business Administration from BU’s School of Management. Prior to joining Morgan Stanley, Kim was a Senior Financial Advisor at Merrill Lynch.
A strong believer in giving back, Kim makes every effort to remain involved in her community. Recently, she served as the RI Safe Sport Director for USA Hockey and the President of the OSSG Gymnastics Parent’s Committee. Kim resides in North Smithfield with her family. Outside of work, she enjoys spending time with her family, skiing, and the culinary arts.
NMLS #: 1049621
CA, CT, FL, MA, NY, RI
Securities Agent: MO, RI, NY, OH, OR, IN, IL, NH, AZ, SC, PA, CO, CA, WV, WI, KY, CT, VA, TX, NJ, FL, ME, MA, VT, NV, NC, IA, GA; General Securities Principal; General Securities Representative; Investment Advisor Representative
About Caryn Hodges Coulombe
Caryn Coulombe is a Senior Registered Client Service Associate that recently joined Morgan Stanley. She previously worked at Merrill Lynch for over 22 years. She worked as an administrative assistant with different Branch Management Teams through all the company mergers for the first 11 years of her career and spent the last 11 years supporting numerous Wealth Management Advisors.
Caryn strives to provide clients with a positive and memorable experience with each interaction. Among her responsibilities are handling client requests, making sure that their transactions are executed timely and accurately. She also schedules client appointments, provides them with documentation, arranges seminars and coordinates client events.
Caryn holds her Series 7 and Series 66 securities licenses and received an Associates Degree in Business Administration from Johnson & Wales University.
Generous with her time and active in her community, she has combined 2 of her favorite past times…running and supporting the American Cancer Society. She has been an advocate in the fight against cancer for over 15 years and has been fundraising to support all the programs and research that ACS provides. And for the past 3 years has done so with running. She has completed the Dopey Challenge (48.6 miles in 4 days) at Walt Disney World as a member of Team Determination with the American Cancer Society.
Caryn strives to provide clients with a positive and memorable experience with each interaction. Among her responsibilities are handling client requests, making sure that their transactions are executed timely and accurately. She also schedules client appointments, provides them with documentation, arranges seminars and coordinates client events.
Caryn holds her Series 7 and Series 66 securities licenses and received an Associates Degree in Business Administration from Johnson & Wales University.
Generous with her time and active in her community, she has combined 2 of her favorite past times…running and supporting the American Cancer Society. She has been an advocate in the fight against cancer for over 15 years and has been fundraising to support all the programs and research that ACS provides. And for the past 3 years has done so with running. She has completed the Dopey Challenge (48.6 miles in 4 days) at Walt Disney World as a member of Team Determination with the American Cancer Society.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
Article Image
Ready to start a conversation? Contact Kimberly Caggiano today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
