Kevin Sanchez, CIMA, CPWA, CFP
Senior Vice President, Financial Advisor, Senior Institutional Consultant, Investing with Impact Director
Phone:
(925) 822-7448(925) 822-7448
Kevin Sanchez, CIMA®, CPWA®, CFP®
Senior Vice President, Wealth Management,
Senior Institutional Consultant,
Investing with Impact Director
Direct:
(925) 822-7448(925) 822-7448
My Mission Statement
We focus on helping you protect your financial well-being and the stability and success of your organization so you can focus on your mission, the community you serve and those you care about most.
Mountain climbing and nonprofit investment consulting have a lot in common
Kevin Sánchez passionately and prudently climbs mountains. Successfully navigating the journey upward and the final challenge, the summit ridge, are as important as reaching the peak. That’s the approach we take toward fiduciary responsibility as we help boards of nonprofits, foundations and endowments structure their Investment Policy Statements, invest their multiple investment pools and pursue their goals. We help you manage risk with every step.
In addition to our many nonprofit relationships, our team has broad experience working with individuals and their families. We strive to understand what matters most to you, the success you’ve created and the legacy you hope to leave behind. We then access the resources and collaboration of Morgan Stanley to deliver the comprehensive wealth planning advice to help you pursue your goals today— and tomorrow.
In addition to our many nonprofit relationships, our team has broad experience working with individuals and their families. We strive to understand what matters most to you, the success you’ve created and the legacy you hope to leave behind. We then access the resources and collaboration of Morgan Stanley to deliver the comprehensive wealth planning advice to help you pursue your goals today— and tomorrow.
Kevin Sanchez, CIMA®, CPWA®, CFP® has been recognized as an industry leader
- Forbes Best-in-State Wealth Advisors, 2023
- Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22. https://www.morganstanley.com/disclosures/awards-disclosure.html
Services Include
- Professional Portfolio ManagementFootnote1
- Endowments and FoundationsFootnote2
- Sustainable InvestingFootnote3
- Philanthropic ManagementFootnote4
- Donor Advised Funds
- Financial PlanningFootnote5
- Planning for Individuals with Special Needs
- Trust ServicesFootnote6
- Business Succession PlanningFootnote7
- Alternative InvestmentsFootnote8
- Estate Planning StrategiesFootnote9
- Art AdvisoryFootnote10
Securities Agent: IL, WA, NM, KY, WI, OH, DE, ID, AK, NJ, MA, DC, CO, AR, AL, UT, TN, PA, NV, RI, NY, MO, MI, CT, VA, TX, SC, MD, HI, CA, AZ, WY, OR, NC, KS, GA, FL, IN; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2495121
NMLS#: 2495121
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Pursuing your goals together
Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.
Understanding the life you lead
We spend the time to really get to know you and your family and the priorities you have for your wealth and your future. Our conversations are detailed, specific and deep—that’s how we learn what’s important to you. At the end of the day, we want you to feel confident in our advice, but more important, we want you to understand how much we care about your long-term financial well-being.
Planning for a clear picture of your wealth
Our planning process integrates your financial assets and liabilities with your savings and investment priorities. This gives us a comprehensive and cohesive view of what you have and what you may need to achieve to pursue your objectives.
Aligning your portfolio strategy with your goals
Our prudent manager selection, due diligence and performance monitoring are informed by almost 30 years of our own risk-managed approach to investing as well as industry-leading intellectual capital and analysis from the GIO team.
WORKING WITH INDIVIDUALS
When climbing the world's tallest mountains, it's essential to have a well-constructed route plan that considers the obstacles you might encounter, and limits the potential danger you'll face on your expedition.
It's the same way with your financial journey. You need a plan designed to guide you to your destination while minimizing the risks along your path.
Our Process
In our leadership role as your Financial Advisor, we'll develop your overall strategy using a holistic wealth management approach that includes financial, investment, liability, insurance, cash-flow and estate planning. Every aspect will be customized so it aligns with your aspirations and preferences, while addressing your concerns and helping control your risks.
Being affluent offers many advantages. But it frequently adds complexity to your financial world. We feel it's our responsibility to unravel the components of investing and finance to simplify matters for you. By doing so, we hope to free you to focus instead on whatever brings you the most fulfillment.
Ongoing Support for Every Stage of Life
You might think once we've implemented your plan that our work is finished. Actually, it's just beginning.
We'll continue to monitor your plan's progress, and have consistent communications with you. Just like when ascending a mountain, some adjustments may be necessary to safely stay on course as you seek to grow, preserve or distribute your wealth.
Since our team embraces a collaborative approach, we're happy to consult with your other trusted advisors—such as a CPA or estate attorney—to better ensure all aspects of your finances are working in harmony for you.
Above all, we understand this is YOUR personal journey. We look forward to supporting you along the way.
Our Designations
Financial designations are confusing. So, we thought we'd briefly explain the designations held by our group—and perhaps enable you to see how working with a financial professional with a specific designation could be advantageous.
CERTIFIED FINANCIAL PLANNER®: A CFP® professional meets rigorous certification requirements, demonstrates a competency in comprehensive financial planning and commits to placing their clients' best interests first at all times. Also, a CFP® professional is trained at bringing clarity to a client's entire financial picture while balancing their short-term goals with their long-term objective of retirement security.
Certified Private Wealth Advisor®: The CPWA® certification is an advanced professional credential for advisors who serve high-net-worth clients. Working with a CPWA® can be ideal for prosperous individuals and families who need support addressing the multi-dimensional challenges of managing significant wealth.
Certified Investment Management Analyst®: A CIMA® is a professional certification for financial advisors and investment consultants in advanced portfolio construction. The program requires completing a sophisticated investment curriculum to help meet the real-world needs of individual and institutional investors.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.
WORKING WITH NONPROFITS
At Bay Area Wealth Management, our first priority is to help make your organization more successful.
Successful not only in terms of managing your investment portfolio, but by addressing many of the additional areas of focus we know are important to your organization. We find that many of our nonprofit clients have common questions and concerns, including:
- Are we raising enough money to annually cover the programming we do for the community?
- Will we be able to annuitize a revenue stream that allows us to focus on programming instead of spending so much time on fundraising?
- How can we find board members that are a good fit, so we'll have strong leadership?
- How can we ensure as much money as possible from what we raise goes into our programming?
- What's the best way to actively manage the contributions from large donors?
- How should we handle non-traditional donations (such as property)?
The Bay Area Wealth Management Solution
Our team speaks fluent nonprofit, and has 30 years of peer-sharing experience to support you with a variety of initiatives, such as:
- Developing and growing a strong investment committee
- Creating and revising a well-structured IPS
- Aligning your investments with your unique impact goals and values
- Engaging with major donors for more meaningful gifting conversations
We'll collaborate with you to help grow your financial and social capital, as well as promote better use of your assets. Through Morgan Stanley, we can also assist with streamlining your investment manager and program costs without compromising your performance potential.
If you wish to align your portfolios more closely with your values using impact investing, we'll build client programs that seek to generate competitive returns while staying true to your mission-related objectives. (1)
Additional Services:
Endowment Management
We can help grow and protect your endowment with a more holistic management approach than traditional investment consulting offers.
It's an approach that extends beyond investments to help manage your risk. By doing so, we hope to give you more time to focus on what matters most to you. We'll look to create strong risk-adjusted returns while still adhering to your objectives, risk tolerance and social impact parameters.
Additionally, we'll help you better understand the potential strategic challenges and opportunities your organization faces—and how to better position it for success. Through Morgan Stanley, we have the experience and resources through to implement each element of your strategy to support your ongoing mission. (2)
Philanthropy Management
We believe your philanthropic capital should be managed as thoughtfully as your financial capital.
Morgan Stanley Philanthropy Management supports nonprofits and foundations by helping ensure the growth and development of their charitable missions. This includes assisting with crafting or redefining your missions and broader strategy; improving governance; aiding with the hiring and training of staff; identifying high-impact board members; engaging volunteers; and fostering connections to like-minded individuals and organizations. By doing so, we can help maximize your effectiveness. (3)
Video Library
Check out these informational pieces about timely content we believe all investors should tune into.
If you would like to learn more about any of these topics, use the "Contact Me" button on our advisor carousel to reach out!
If you would like to learn more about any of these topics, use the "Contact Me" button on our advisor carousel to reach out!
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Managing Significant Private Wealth
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Investing with Impact
Watch HereLocation
1333 N California Blvd
Suite 133
Walnut Creek, CA 94596
US
Direct:
(925) 822-7448(925) 822-7448
Meet My Team
Beverly Anderson
Marketing & Communications Director
Phone:
(925) 930-3818(925) 930-3818
Molly Bright
Registered Client Associate
Phone:
(925) 930-3886(925) 930-3886
About Kevin Sanchez
The focus area of Kevin’s practice since 1994 is strategizing with boards of non-profit organizations, foundations, and endowments in the creation of prudent investment policies, portfolio design and implementation. He is also experienced in a broad range of comprehensive wealth management strategies for affluent families, including development of multigenerational wealth strategies, coordinating effort across clients outside tax and legal advisors, and comprehensive portfolio performance monitoring.
Highly responsive to client needs, Kevin ‘s detailed approach helps cultivate exceptional, long-lasting relationships. He built his practice upon the shared vision of excellence, critical thinking, and discipline.
Kevin earned his M.B.A. in Finance with honors from the University of Oregon’s Lundquist School of Business. He holds a B.S. from the University of Oregon, graduating cum laude with a triple major in Finance, Management and Marketing. He earned the Certified Investment Management Analyst (CIMA) and the Certified Private Wealth Advisor (CPWA) designations under the joint auspices of the Wharton School of Business, Chicago Booth School of Business and the Investments and Wealth Institute (IWI).
In My Own Words
In life, it’s crucial to find your passion.
Something meaningful that speaks to you.
Leave a legacy…
For me, that means serving as a trusted advisor to nonprofit organizations and climbing the tallest mountains worldwide. I’ve taken on the challenge of conquering the Seven Summits, the highest peak on each continent. To date, I’ve climbed five, and my goal is to reach my final summit, Mt. Everest, in May 2025.
Both my profession and my mountaineering pursuits share a common thread: setting ambitious goals and meticulously preparing to achieve them. In both realms, I focus on mitigating risks and planning for every possible scenario. This approach is crucial in both investing and mountain climbing, where success depends on addressing potential pitfalls upfront.
For me, this isn’t just a job—it’s my calling. It’s about the deep connections I form with my relationships. I love being the person they trust to help their organizations achieve their philanthropic dreams. There’s immense satisfaction in seeing the positive impact that nonprofits have on their communities. Attending their events and witnessing their passion for making a difference brings me great joy.
Using my expertise in investment management to support nonprofits in their mission to enhance their communities is my greatest reward. It’s incredibly fulfilling to know that my work contributes to their success and the betterment of society.
Highly responsive to client needs, Kevin ‘s detailed approach helps cultivate exceptional, long-lasting relationships. He built his practice upon the shared vision of excellence, critical thinking, and discipline.
Kevin earned his M.B.A. in Finance with honors from the University of Oregon’s Lundquist School of Business. He holds a B.S. from the University of Oregon, graduating cum laude with a triple major in Finance, Management and Marketing. He earned the Certified Investment Management Analyst (CIMA) and the Certified Private Wealth Advisor (CPWA) designations under the joint auspices of the Wharton School of Business, Chicago Booth School of Business and the Investments and Wealth Institute (IWI).
In My Own Words
In life, it’s crucial to find your passion.
Something meaningful that speaks to you.
Leave a legacy…
For me, that means serving as a trusted advisor to nonprofit organizations and climbing the tallest mountains worldwide. I’ve taken on the challenge of conquering the Seven Summits, the highest peak on each continent. To date, I’ve climbed five, and my goal is to reach my final summit, Mt. Everest, in May 2025.
Both my profession and my mountaineering pursuits share a common thread: setting ambitious goals and meticulously preparing to achieve them. In both realms, I focus on mitigating risks and planning for every possible scenario. This approach is crucial in both investing and mountain climbing, where success depends on addressing potential pitfalls upfront.
For me, this isn’t just a job—it’s my calling. It’s about the deep connections I form with my relationships. I love being the person they trust to help their organizations achieve their philanthropic dreams. There’s immense satisfaction in seeing the positive impact that nonprofits have on their communities. Attending their events and witnessing their passion for making a difference brings me great joy.
Using my expertise in investment management to support nonprofits in their mission to enhance their communities is my greatest reward. It’s incredibly fulfilling to know that my work contributes to their success and the betterment of society.
Securities Agent: IL, WA, NM, KY, WI, OH, DE, ID, AK, NJ, MA, DC, CO, AR, AL, UT, TN, PA, NV, RI, NY, MO, MI, CT, VA, TX, SC, MD, HI, CA, AZ, WY, OR, NC, KS, GA, FL, IN; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2495121
NMLS#: 2495121
About Beverly Anderson
With over 30 years of experience in marketing communications for both profit and nonprofit entities, Beverly plays a vital role in enhancing all aspects of our clients' experience, as well as supporting the team’s growth and overall business development goals
She has been with Morgan Stanley since 2023. She earned an M.S. degree in Strategic Communications from the University of Oregon’s School of Journalism. Beverly also earned a B.S. degree in Management and Marketing from the University of Oregon’s Lindquist School of Business.
Beverly currently resides in Walnut Creek, CA, and enjoys photography, spending time with her adorable kitty children, Sophia and Audrey, and giving back to the community. In addition, she derives immense joy from supporting children in Kenya through Compassion International. Beverly has been helping children and families living in poverty through Compassion’s holistic childcare program for over 18 years.
In her own words
What I love about my job is creating avenues to help nonprofits and individuals form deep connections with our team. It’s important to me that they see our team as people they can trust and who want to help them achieve their dreams.
I’ve worked with many nonprofits over the years and love seeing the difference they make in the communities they serve. Using my experience in communications, marketing and photography has enabled me to help organizations such as the Bay Area Red Cross, Stanford Hospital, Diablo Regional Arts Association and various organizations that help women.
My work with the Red Cross took me on my most memorable journey – to Kenya. I was blessed with the opportunity to document the Red Cross' humanitarian mission to Kenya where we visited families living with HIV/AIDS in their homes and in orphanages. It was here that I learned that money does not buy happiness. Even though these people had little, they were happy because they had love and they had community.
Working with nonprofits fills me with hope and joy and I have found the same to be true for everyone on our team. That’s what brings us to work each day. It’s not about the money. It’s about the connections we feel with our clients, and about sharing in their passion and the positive impact they have on their communities.
She has been with Morgan Stanley since 2023. She earned an M.S. degree in Strategic Communications from the University of Oregon’s School of Journalism. Beverly also earned a B.S. degree in Management and Marketing from the University of Oregon’s Lindquist School of Business.
Beverly currently resides in Walnut Creek, CA, and enjoys photography, spending time with her adorable kitty children, Sophia and Audrey, and giving back to the community. In addition, she derives immense joy from supporting children in Kenya through Compassion International. Beverly has been helping children and families living in poverty through Compassion’s holistic childcare program for over 18 years.
In her own words
What I love about my job is creating avenues to help nonprofits and individuals form deep connections with our team. It’s important to me that they see our team as people they can trust and who want to help them achieve their dreams.
I’ve worked with many nonprofits over the years and love seeing the difference they make in the communities they serve. Using my experience in communications, marketing and photography has enabled me to help organizations such as the Bay Area Red Cross, Stanford Hospital, Diablo Regional Arts Association and various organizations that help women.
My work with the Red Cross took me on my most memorable journey – to Kenya. I was blessed with the opportunity to document the Red Cross' humanitarian mission to Kenya where we visited families living with HIV/AIDS in their homes and in orphanages. It was here that I learned that money does not buy happiness. Even though these people had little, they were happy because they had love and they had community.
Working with nonprofits fills me with hope and joy and I have found the same to be true for everyone on our team. That’s what brings us to work each day. It’s not about the money. It’s about the connections we feel with our clients, and about sharing in their passion and the positive impact they have on their communities.
About Molly Bright
Molly is a Registered Client Service Associate. She joined Morgan Stanley in early 2023 after working in the financial services industry as a private client banker for over five years. She has extensive experience managing high-net-worth client relationships and is the first point of contact to onboard new clients, resolve client inquiries, and manage daily operations. Molly takes great pride in delivering first-class service, and the most rewarding aspect of her role is building meaningful, trustworthy relationships with clients.
Molly graduated from the prestigious Thammasat University in Thailand where she was actively involved in student council and the cheerleading team, earning a B.A. in Political Science and Journalism. She moved to San Francisco in 1995 to pursue her Master’s in Economics at the University of San Francisco. Molly holds FINRA Series 7 and 66 licenses.
A strong believer in giving back, Molly grew up in Thailand, where she was deeply influenced by her family to support local children’s foundations. Recently, she volunteered with The Natural World Heritage of Thailand organization, helping to raise awareness about conservation efforts and to advocate for the protection and registration of Thailand's wildlife and plant species at ASEAN and international levels, including UNESCO.
Outside of work, Molly enjoys traveling with her husband and twin sons. She loves Pilates, yoga, watching movies, and baking pastries—a passion she honed while attending culinary school in San Francisco.
Molly graduated from the prestigious Thammasat University in Thailand where she was actively involved in student council and the cheerleading team, earning a B.A. in Political Science and Journalism. She moved to San Francisco in 1995 to pursue her Master’s in Economics at the University of San Francisco. Molly holds FINRA Series 7 and 66 licenses.
A strong believer in giving back, Molly grew up in Thailand, where she was deeply influenced by her family to support local children’s foundations. Recently, she volunteered with The Natural World Heritage of Thailand organization, helping to raise awareness about conservation efforts and to advocate for the protection and registration of Thailand's wildlife and plant species at ASEAN and international levels, including UNESCO.
Outside of work, Molly enjoys traveling with her husband and twin sons. She loves Pilates, yoga, watching movies, and baking pastries—a passion she honed while attending culinary school in San Francisco.
Wealth Management
Global Investment Office
Portfolio Insights
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Ready to start a conversation? Contact Kevin Sanchez today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
4Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
4Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
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Awards Disclosures
CRC 6491812 (04/2024)
