Welcome

For me, financial planning means more than providing my clients with investment advice. It means helping them maintain the financial independence they’ve worked their whole lives to achieve. It means striving to ensure they have the means to pursue what’s most important to them. And it means understanding them as people with unique goals, values and circumstances that determine the strategies I develop on their behalf.My practice revolves around three S’s: stability, simplicity and stewardship. My goal is to provide stability, by seeking to preserve my client’s wealth, but also offer a reasonable return overtime. Simplicity is achieved by using traditional investments and avoiding complex products which may carry higher risk. Stewardship comes from treating clients as if they were  a part of my family, and not just another account.
Services Include
  • Financial Planning1
  • Retirement Planning2
  • Professional Portfolio Management3
  • Asset Management4
  • Estate Planning Strategies5
  • 401(k) Rollovers
  • 529 Plans6
  • Lending Products
  • Long Term Care Insurance7
  • Municipal Bonds8
Securities Agent: WA, WY, WI, VA, UT, TX, TN, SD, PA, OR, OK, NY, NV, NM, NJ, NC, MT, MO, MI, MD, MA, LA, KS, IN, IL, ID, HI, GA, FL, CT, CO, CA, AZ, AR, AL, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 1312734
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Keith grew up in Ft. Myers, Florida, where his father worked as an engineer at a NASA tracking station. After high school, Keith attended the University of Maryland and received a Bachelor of Science degree in Business Administration.

Prior to becoming a Financial Advisor in 1996, Keith spent 16 years as a Senior Pension Consultant, designing, installing and managing retirement plans for corporate clients throughout the United States. During this time he realized that his passion was working with individuals and providing each one with a road map for retirement success. In 1989, Keith obtained the "Certified Financial Planner™" or "CFP®" designation from the College for Financial Planning in Denver, CO., and soon thereafter obtained the "Chartered Financial Consultant®" and "Chartered Life Underwriter®" designations from the American College in Bryn Mawr, PA.

As a Financial Advisor and Senior Portfolio Manager, Keith is able to provide holistic financial planning advice as well as investment management which is customized to each individual's specific goals and objectives. Keith is a member of the East King County Estate Planning Council and the Financial Planning Association (FPA). Keith is also a Legacy Advisor for Seattle Children's Hospital and Research Foundation, as well as a member of the Seattle Philanthropic Advisors Network.

When he is not working, he enjoys spending time with his family. He also enjoys, tennis, hiking, jazz music and playing the drums.

    Clients

    My clients value my ability to establish a trusting relationship on both a financial and personal level.  This provides a sense of comfort in knowing that I truly care and treat them as more than just a name and account number.  Due to the high level of trust and personal care, I typically work with clients with a minimum account size of $500,000.

    My typical clients include:

    • Small Business Owners

    • Pre-retirees and Retirees

    • Young Professionals

    • People in Transition- retirement, divorce, career change, sale of a business, death of a loved one

      Working With You

      My step-by-step process was developed over the past 20 years in the financial services industry, and provides a disciplined approach that strives to give clients a clear direction to help achieve financial independence.


      FIRST- I go through a discovery process to determine your financial and life goals, as well as determining your level of risk and time frame for the money
       
      SECOND- I choose an asset allocation which is designed for the maximum amount of return with the minimal amount of risk for your objectives.

      THIRD- I will create a financial plan which will give the degree of success in reaching your desired goals.

      FOURTH- I strive to choose the most appropriate investments to use in your portfolio and rebalance each year.
       
      FIFTH- I monitor your accounts and provide accountability to you on a regular basis determined in advance.

        Awards and Associations

        Financial Planning Association (FPA)
        East King County Estate Planning Council
        Seattle Children's Hospital Leagacy Advisor
        Kingdom Advisors
        Seattle Philanthropic Advisors Network
        Five Star Wealth Management Award 2018, 2019

          Location

          225 108th Ave NE
          Suite 800
          Bellevue, WA 98004
          US
          Direct:
          (425) 453-7232(425) 453-7232
          Toll-Free:
          (800) 733-6650(800) 733-6650
          Fax:
          (425) 462-0651(425) 462-0651
          Investment and Market Perspectives

          On the Markets

          Retirement

          Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
          • 401(k) Rollovers
          • IRA Plans
          • Retirement Income Strategies
          • Retirement Plan Participants
          • Annuities
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          Investing

          Working closely with you to guide your wealth and investments through the most challenging market cycles.
          • Asset Management
          • Wealth Planning
          • Traditional Investments
          • Alternative Investments
          • Impact Investing
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          Family

          Creating customized financial strategies for the challenges that today's families face.
          • Estate Planning Strategies
          • 529 Plans / Education Savings Planning
          • Long Term Care Insurance
          • Special Needs Planning
          • Trust Services
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          Business Planning

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          • Succession Planning
          • Business Planning
          • Retirement Plan Sponsors
          • Qualified Retirement Plans
          • Corporate Pension Funds
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          Philanthropy

          Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
          • Endowments
          • Foundations
          • Donor Advised Funds
          • Impact Investing
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          Ready to start a conversation? Contact Keith Whitman today.
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          Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

          1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

          2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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          4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

          5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

          6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

          7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

          8Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.

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