Dwight Guinto
Private Banker
Katy Zhao
Executive Director, Wealth Management,
International Client Advisor
Direct:
(626) 714-8027(626) 714-8027
My Mission Statement
We Aim to Democratize Sophisticated Institutional Strategies for Individual Clients and Businesses.
My Story and Services
Inspired by her family, Katy has dedicated her career to helping clients preserve their financial futures. Passionate about empowering her clients to make a difference in the world through their investments, she customizes portfolios reflecting their values and impact missions in her discretionary strategies. Educating her clients and delivering full transparency into the investment process is a core commitment for Katy.
Katy joined Morgan Stanley in 2009 as an equity research analyst, evaluating stock ideas and assessing industry trends across all sectors. In 2015 she launched and was promoted to lead analyst of the Sustainable Impact Portfolio, which invests in companies demonstrating superior environmental, social and governance records; and solutions to sustainability challenges such as climate change, food shortages, health & wellness, and water scarcity. Her experience in the field of socially responsible investing has been recognized by various publications and environmental organizations.
She has approached the lectern as the featured speaker at:
-The Portfolio Management Institute
-Earth Institute
-The New York Society of Security Analysts
-Academy of Certified Portfolio Managers
-Columbia University
-The CFA Institute (where she also wrote curriculum)
She earned her bachelor’s degree in finance and statistics from New York University’s Stern School of Business and is a Gates Millennium Scholar (GMS). Katy is also fluent in Mandarin Chinese.
As a mentor with the GMS Alumni Association for more than a decade, she has helped scores of underrepresented young scholars access higher education and career development opportunities. A strong proponent of diversity and inclusion, Katy is an active member in Morgan Stanley’s Diversity Council, Women’s Business Alliance and Asian Employee Network.
Katy joined Morgan Stanley in 2009 as an equity research analyst, evaluating stock ideas and assessing industry trends across all sectors. In 2015 she launched and was promoted to lead analyst of the Sustainable Impact Portfolio, which invests in companies demonstrating superior environmental, social and governance records; and solutions to sustainability challenges such as climate change, food shortages, health & wellness, and water scarcity. Her experience in the field of socially responsible investing has been recognized by various publications and environmental organizations.
She has approached the lectern as the featured speaker at:
-The Portfolio Management Institute
-Earth Institute
-The New York Society of Security Analysts
-Academy of Certified Portfolio Managers
-Columbia University
-The CFA Institute (where she also wrote curriculum)
She earned her bachelor’s degree in finance and statistics from New York University’s Stern School of Business and is a Gates Millennium Scholar (GMS). Katy is also fluent in Mandarin Chinese.
As a mentor with the GMS Alumni Association for more than a decade, she has helped scores of underrepresented young scholars access higher education and career development opportunities. A strong proponent of diversity and inclusion, Katy is an active member in Morgan Stanley’s Diversity Council, Women’s Business Alliance and Asian Employee Network.
Securities Agent: WA, HI, CT, RI, IL, NH, DE, SD, UT, FL, AL, TX, PA, NM, IN, CA, OR, OH, NV, MD, DC, TN, SC, MN, MA, NJ, CO, AZ, VA, NY, MI, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 1628115
NMLS#: 1628115
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Education & Experience
Education
Bachelor of Arts (B.A.), Finance & Statistics, New York University Stern School of Business
Series 7, 63, 65, 86, 87 Licenses
Gates Millennium Scholar (GMS)
Series 7, 63, 65, 86, 87 Licenses
Gates Millennium Scholar (GMS)
Experience
Morgan Stanley
Executive Director, Wealth Management, International Client Advisor
2009 - Present
Executive Director, Wealth Management, International Client Advisor
2009 - Present
Awards
Ranked #11 Top Next-Gen Wealth Advisors Best-in-State (2024)
Issued by Forbes · August 2024
Forbes Top Next-Gen Wealth Advisors Best-in-State Source: Forbes.com (Awarded August 2024) Data compiled by SHOOK Research LLC based on advisors born in 1985 or later with a minimum 4 years as an advisor.
Awards Disclosures:Forbes Top Next-Gen Wealth Advisors Best-in-State Source: Forbes.com (Awarded August 2024) Data compiled by SHOOK Research LLC based on advisors born in 1985 or later with a minimum 4 years as an advisor.
2024 - Forbes Best-In-State Wealth Management Teams
Issued by Forbes · Jan 2024
Forbes Best-In-State Wealth Management Teams (Team Member) Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22-3/31/23.
Forbes Best-In-State Wealth Management Teams (Team Member) Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22-3/31/23.
2023 - Forbes America’s Top Wealth Management Teams: (Team Member) High Net Worth
Issued by Forbes · Nov 2023
Forbes America's Top Wealth Management Teams: (Team Member) High Net Worth (2023) Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.
Forbes America's Top Wealth Management Teams: (Team Member) High Net Worth (2023) Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.
Ranked #78 - 2023 - Forbes America's Top Next-Gen Wealth Advisors
Issued by Forbes · Aug 2023
Forbes America's Top Next-Gen Wealth Advisors (2023) Ranked #78 Source: Forbes.com (Awarded Aug 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22 - 3/31/23.
**Shook considers Financial Advisors born in 1984 or later with a minimum 4 years as a Financial Advisor.
Forbes America's Top Next-Gen Wealth Advisors (2023) Ranked #78 Source: Forbes.com (Awarded Aug 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22 - 3/31/23.
**Shook considers Financial Advisors born in 1984 or later with a minimum 4 years as a Financial Advisor.
Ranked #10 - 2023 - Forbes Top Next-Gen Wealth Advisors Best-in-State
Issued by Forbes · Aug 2023
Forbes Top Next-Gen Wealth Advisors Best-in-State (Ranked #10) Source: Forbes.com (Awarded Aug 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22 - 3/31/23.
**Shook considered Financial Advisors born in 1984 or later with a minimum 4 years as a Financial Advisor.
Forbes Top Next-Gen Wealth Advisors Best-in-State (Ranked #10) Source: Forbes.com (Awarded Aug 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22 - 3/31/23.
**Shook considered Financial Advisors born in 1984 or later with a minimum 4 years as a Financial Advisor.
Ranked #70 - 2023 - Forbes Best-In-State Wealth Advisors
Issued by Forbes · Apr 2023
2023 - Forbes Best-In-State Wealth Advisors (Ranked #70) CA - LOS ANGELES (HIGH NET WORTH) Source: Forbes.com (Awarded Apr 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
2023 - Forbes Best-In-State Wealth Advisors (Ranked #70) CA - LOS ANGELES (HIGH NET WORTH) Source: Forbes.com (Awarded Apr 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
Ranked #36 - 2023 - Forbes Best-In-State Women Advisors
Issued by Forbes · Feb 2023
2023 - Forbes Best-In-State Women Advisors (Ranked #36) Source: Forbes.com (Awarded Feb 2023) Data compiled by SHOOK Research LLC based on time period from 9/30/21 - 9/30/22.
2023 - Forbes Best-In-State Women Advisors (Ranked #36) Source: Forbes.com (Awarded Feb 2023) Data compiled by SHOOK Research LLC based on time period from 9/30/21 - 9/30/22.
Ranked #540 - 2021 - Forbes America's Top Women Advisors
Issued by Forbes · Mar 2021
2021 - Forbes America's Top Women Advisors (Ranked #540) Source: Forbes.com (Awarded Mar 2021) Data compiled by SHOOK Research LLC based on time period from 9/30/19 - 9/30/20.
2021 - Forbes America's Top Women Advisors (Ranked #540) Source: Forbes.com (Awarded Mar 2021) Data compiled by SHOOK Research LLC based on time period from 9/30/19 - 9/30/20.
Forbes 30 Under 30 - LA Chapter Board
Membership Chair · Oct 2019 - Dec 2020
2017 30 Under 30: Finance
Gates Millennium Scholarship Alumni
Sep 2011 - Jul 2018
Location
55 South Lake Ave
Ste 700
Pasadena, CA 91101
US
Direct:
(626) 714-8027(626) 714-8027
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Peter Barash
Private Banker
About Dwight Guinto
Dwight Guinto is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Dwight began his career in financial services in 1996, and joined Morgan Stanley in 2014 as a Private Banker. Prior to joining the firm, he was a Business Banking Area Manager at the Wells Fargo. He also served as a Senior Business Relationship Manager and Business Development Officer at Wells Fargo.
Dwight is a graduate of the California State Polytechnic University - Pomona, where he received a Bachelor of Liberal Arts in Education. He lives in Monrovia, California with his family. Outside of the office, Dwight enjoys spending time with his family in outdoor activities and competing in triathlons.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Dwight began his career in financial services in 1996, and joined Morgan Stanley in 2014 as a Private Banker. Prior to joining the firm, he was a Business Banking Area Manager at the Wells Fargo. He also served as a Senior Business Relationship Manager and Business Development Officer at Wells Fargo.
Dwight is a graduate of the California State Polytechnic University - Pomona, where he received a Bachelor of Liberal Arts in Education. He lives in Monrovia, California with his family. Outside of the office, Dwight enjoys spending time with his family in outdoor activities and competing in triathlons.
NMLS#: 1211641
About Peter Barash
Peter Barash is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs,
leveraging our comprehensive suite of cash management and lending solutions.
Peter began his career in financial services in 1984, and joined Morgan Stanley in 2010 as a Private Banker. Prior to joining the firm, he was a Private Banking Specialist at U.S. Bank.
Peter is a graduate of Columbia University, where he received a Bachelor of Arts in Economics and Comparative Literature. He holds an MBA from the University of Southern California. He lives in Glendale, California with his family. Outside of the office, Peter enjoys, hiking, playing bass guitar and reading.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs,
leveraging our comprehensive suite of cash management and lending solutions.
Peter began his career in financial services in 1984, and joined Morgan Stanley in 2010 as a Private Banker. Prior to joining the firm, he was a Private Banking Specialist at U.S. Bank.
Peter is a graduate of Columbia University, where he received a Bachelor of Arts in Economics and Comparative Literature. He holds an MBA from the University of Southern California. He lives in Glendale, California with his family. Outside of the office, Peter enjoys, hiking, playing bass guitar and reading.
NMLS#: 799189
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Ready to start a conversation? Contact Katy Zhao today.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
