Katie DuBois
Senior Vice President,
Financial Advisor,
Portfolio Management Director,
Financial Planning Specialist
Direct:
(805) 494-0208(805) 494-0208
My Mission Statement
Providing strategic financial guidance as part of the #1 Forbes Best-in-State Wealth Management Teams in Southern California (2025 & 2026) to help high-achieving individuals and families build, protect, and bring clarity to their wealth so they can move through life with confidence and intention.
My Story
Katie DuBois is a Senior Vice President at Morgan Stanley and a member of The Oaks Group, ranked #1 in California by Forbes Best-in-State Wealth Management Teams (2025 & 2026). She helps individuals and families navigate their financial lives with discipline, structure, clarity, and thoughtful strategy, with a focus on managing risk, preserving wealth, and making sound decisions over time.
Katie has established herself at Morgan Stanley through consistent performance and disciplined execution. She is a multi-year member of the Pacesetter’s Club, recognized from 2020 through 2024. This is a distinction awarded to a select group of top-performing advisors within the firm early in their careers and reflects sustained performance at a high level.
Her approach is built around long-term strategy, financial planning, disciplined decision making, and helping clients create wealth intentionally. Katie believes true wealth is not determined by what someone earns but by the consistency, structure, and discipline behind their financial decisions over time.
Known for her calm and strategic approach, Katie works closely with clients who value organization, preparation, and long-term thinking. She is especially passionate about working with individuals and families who have multiple moving parts in their financial lives, including equity compensation, retirement planning, generational wealth, business ownership, and major life transitions. Her goal is to simplify complexity and help clients move forward with clarity and confidence.
Katie takes a highly personalized and educational approach to advising. She believes clients should understand the reasoning behind their strategy and feel empowered in the decision-making process. She values strong relationships built on trust, accountability, and transparency. A core part of her philosophy is that discipline matters in every area of life. She believes the habits behind small daily decisions often shape long-term outcomes. That mindset influences the way she advises clients and the standard she holds herself to personally and professionally.
She graduated from UCLA with a degree in Economics, completing her studies in 3 years. Outside of work, Katie is a wife and a mother of 2. She lives locally and enjoys spending time with her family outdoors, strength training, swimming, and reading.
Disclosure:
2025-2026 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2025-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Morgan Stanley Wealth Management Pacesetter’s Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Club membership is no guarantee of future performance.
Katie has established herself at Morgan Stanley through consistent performance and disciplined execution. She is a multi-year member of the Pacesetter’s Club, recognized from 2020 through 2024. This is a distinction awarded to a select group of top-performing advisors within the firm early in their careers and reflects sustained performance at a high level.
Her approach is built around long-term strategy, financial planning, disciplined decision making, and helping clients create wealth intentionally. Katie believes true wealth is not determined by what someone earns but by the consistency, structure, and discipline behind their financial decisions over time.
Known for her calm and strategic approach, Katie works closely with clients who value organization, preparation, and long-term thinking. She is especially passionate about working with individuals and families who have multiple moving parts in their financial lives, including equity compensation, retirement planning, generational wealth, business ownership, and major life transitions. Her goal is to simplify complexity and help clients move forward with clarity and confidence.
Katie takes a highly personalized and educational approach to advising. She believes clients should understand the reasoning behind their strategy and feel empowered in the decision-making process. She values strong relationships built on trust, accountability, and transparency. A core part of her philosophy is that discipline matters in every area of life. She believes the habits behind small daily decisions often shape long-term outcomes. That mindset influences the way she advises clients and the standard she holds herself to personally and professionally.
She graduated from UCLA with a degree in Economics, completing her studies in 3 years. Outside of work, Katie is a wife and a mother of 2. She lives locally and enjoys spending time with her family outdoors, strength training, swimming, and reading.
Disclosure:
2025-2026 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2025-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Morgan Stanley Wealth Management Pacesetter’s Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Club membership is no guarantee of future performance.
Services Include
Securities Agent: IL, ME, UT, MI, IA, SC, OK, NY, HI, WA, OR, IN, ID, AR, WY, WI, TN, NJ, MD, MT, MN, GA, FL, CT, CA, VA, PA, MA, NC, MO, CO, AZ, TX, NV, DE, DC, OH, NM, NH; General Securities Representative; Investment Advisor Representative
NMLS#: 1894332
CA Insurance License #: 0M72710
NMLS#: 1894332
CA Insurance License #: 0M72710
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Katie DuBois Promoted to Senior Vice President 2026
View Press Release
The Oaks Group Ranked #1 in Forbes Magazine's Best-In-State Wealth Management Teams California 2026
View Press Release
The Oaks Group Named to Forbes Magazine's America's Top Wealth Management Teams 2025
View Press Release
The Oaks Group Named to Barron's Top 250 Private Wealth Management Teams 2025
View Press Release
The Oaks Group Barron's Top 250 Private Wealth Management Teams Press Release 2026
View Press Release
Portfolio Management Director
Those selected to the Portfolio Management Director designation are required to have strong compliance records and to have completed rigorous continuing education requirements including 16 individual exams. These continuing education requirements touch on various topics pertaining to PM, including PM business concepts and policies, indexes & benchmarks, volatility product training, and the use of single inverse ETFs.
Financial Planning Specialist
Those designated as Financial Planning Specialists have undergone continuing education requirements aimed at understanding the fundamentals of wealth accumulation and wealth management for high-net-worth individuals on a deeper level.
Bachelor's Degree in Economics from UCLA
Series 7, 66 Licenses
Women
I help you build a plan that connects day-to-day decisions to long-term outcomes, with strategies focused on cash flow clarity, retirement readiness, risk management, and wealth transfer planning so you can move forward with confidence.
High-Net-Worth Individuals and Families
I work with you to create an integrated wealth strategy focused on after-tax planning, portfolio construction and diversification, liquidity planning, and coordinated estate and charitable strategies - helping ensure your wealth supports your family's goals today and for generations to come.
Business Owners
I help you align your business and personal financial strategies with a focus on retirement and benefit planning, risk management, tax-aware planning, and exit or succession readiness - so you can make decisions with a clearer view of both today's opportunities and tomorrow's outcomes.
Retirees and Pre-Retirees
I help you develop a retirement roadmap focused on income planning, tax-efficient withdrawal strategies, investment alignment, and ongoing monitoring - so your plan is built to support your lifestyle, protect against surprises, and maintain flexibility over time.
Corporate Executives
I help streamline decision-making by building a coordinated strategy around stock-based compensation, tax-aware diversification, liquidity planning, and portfolio alignment - so you can focus on your career while staying intentional about your long-term financial goals.
Change of Life Events
I help bring structure and clarity during times of change by organizing your financial picture, mapping near-term priorities, and building a plan to support your next chapter. I work alongside your attorney and tax professionals as needed to help coordinate key decisions - so you can move forward with a strategy that is intentional, comprehensive, and designed to evolve as your circumstances stabilize.
Morgan Stanley Online
Morgan Stanley Online allows clients to seamlessly and securely manage their investments and every day finances in one place. With Morgan Stanley Online, you can enjoy features such as:
- Budgeting and Spending Tracking
- Make Transfers and Trades
- Access Key Information
- Safe and Secure Document Storage in the Digital Vault
- Link Your External Accounts to View Insights
Learn More About Morgan Stanley Online- Budgeting and Spending Tracking
- Make Transfers and Trades
- Access Key Information
- Safe and Secure Document Storage in the Digital Vault
- Link Your External Accounts to View Insights
Security Center
Safeguarding your assets and information is one of our highest priorities, but you also have a critical role to play. Check out our collection of practical takeaways and best practices from our cybersecurity professionals, then explore a few of the ways we help protect you including:
- Fraud Detection and Prevention
- Digital Tools
- Insights
- Multi-Factor Authentication
Visit Our Security Center- Fraud Detection and Prevention
- Digital Tools
- Insights
- Multi-Factor Authentication
Portfolio Risk Platform
Many investors struggle to weigh the potential risks and gauge how adverse events might affect their portfolio. Morgan Stanley's Portfolio Risk Platform can help you get a better idea of the risks you may face, as well as how to mitigate them. Depending on your situation, goals, and preferences the platform can help you make decisions about:
- Reallocating Assets
- Making New Investments
- Where Risk is Emanating From in Your Portfolio
Learn More About Our Portfolio Risk Platform- Reallocating Assets
- Making New Investments
- Where Risk is Emanating From in Your Portfolio
Total Wealth Tool
Within Morgan Stanley Online, you can link your non-Morgan Stanley accounts and analyze your cash flow all in one place. With our Total Wealth Tool and Morgan Stanley Online, you can see your complete financial picture, allowing you:
- A Snapshot of Your Finances
- To Discover Trends and Save Smarter
- To Enhance Your Goal Planning
- To Analyze Your Income and Expenses
Learn More About Our Total Wealth Tool- A Snapshot of Your Finances
- To Discover Trends and Save Smarter
- To Enhance Your Goal Planning
- To Analyze Your Income and Expenses
Women Who Lead
Women make up half the population but for so long have been treated like a niche demographic in financial services. Today, women are largely responsible for their families' financial decision-making, and hold the majority of consumer spending power. Women are anything but a niche.
I help bring structure and confidence to key moments - such as a career transition, sale of a business, inheritance, divorce, or caring for loved ones - so your plan evolves as your life does.
I help bring structure and confidence to key moments - such as a career transition, sale of a business, inheritance, divorce, or caring for loved ones - so your plan evolves as your life does.
Wealth Management for Women
As your financial goals shift over time, smart wealth management and financial planning can help you prepare for major life milestones and stay on track at every life stage. I can help you build a plan around your financial goals. It starts with a conversation so we can gain a thorough understanding of your financial needs, investments, lifestyle, family and your goals for the future.
Financial Planning for Women in Every Stage of Life
Women and Wealth: What to Consider in Your Financial Planning
Armed with education and a plan, women can feel more confident about their financial goals and how they'll achieve them.
Considerations in Your Financial Planning
Taking Control of Your Finances After the Death of a Spouse
Financial planning after a death can be trying, but the right approach and advice can make things easier during this difficult time. I can provide the guidance, tools and information to help you navigate.
A Guide for Women
Divorce
Although divorce is seldom easy, you can prepare for it - and being prepared will help you feel more in control and better equipped to make informed, confident decisions about your financial future.
Divorce Financial PlanningLocation
2829 Townsgate Rd
Ste 200
Westlake Village, CA 91361
US
Direct:
(805) 494-0208(805) 494-0208
Hear From My Clients
Katie has been wonderful. She has created a solid financial plan with continued assessment and guidance for me. She has a beautiful way of explaining any questions I bring to her and is considerate in making sure I am comfortable in my understanding of her answers. Her care, knowledge, and understanding are providing me more confidence in my future and have helped me ease into retirement knowing I have her on my financial team.
Beth
Verified ClientJune 4, 2026
I was introduced to Seth Haye and Katie DuBois by a client of mine. From our first meeting, Seth and Katie listened carefully, helped me define my retirement goals, and guided me step-by-step toward achieving them. They regularly communicated progress and updates. Their genuine care and responsiveness made a meaningful difference. Thanks to their support, I am able to retire this year. Seth and Katie are excellent financial advisors and trusted friends I can call for advice and referrals.
Christine
Verified ClientApril 26, 2026
In planning for retirement I have found the team at The Oaks Group - Katie DuBois, Duncan Hizzey, Seth Haye and all supporting staff to be attentive, responsible, patient, thoughtful and strategic in the formation and execution of my personal goals. Thoughts and ideas move freely between us with a respectful discussion and consideration, arriving at a mutual consensus in a timely fashion. The Oaks Group has earned the very highest marks.
Charley
Verified ClientJune 9, 2026
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
5285589 3/2026
Wealth Management
Global Investment Office
Portfolio Insights
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
Article Image
Ready to start a conversation? Contact Katie DuBois today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
