Kathleen E. Lach, CAP®
Senior Vice President,
Financial Advisor,
Lending Specialist
Direct:
(614) 798-3229(614) 798-3229
My Mission Statement
To help you make informed financial decisions that you can look back on with the feeling that you’ve done the right thing for yourself and your family.
My Story and Services
For over two decades my passion has been helping my clients to strategically navigate their financial futures to make their dreams a reality. Integrating generational financial planning with a systematic approach to complex wealth management, I customize a financial plan that encompasses a client’s assets as well as their liabilities. With an eye toward tax-treatment of available options, my team develops long-term strategies that focus on risk management while aiming to maximize the potential of virtually every aspect of a client’s financial life.
Understanding your life, your wealth and what you want to accomplish is at the core of my practice. We'll discuss your goals, the people who are most important in your life and your vision for the future. Then we'll help you organize your financial life into three strategies: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.
I am not only passionate about helping our clients grow and preserve the wealth they have created, but also to helping make a difference in their lives and in the lives of those they love. This is the main reason that I transitioned my practice to Morgan Stanley in 2021-in order to access the deep global resources and services to meet my clients’ sophisticated needs.
Understanding your life, your wealth and what you want to accomplish is at the core of my practice. We'll discuss your goals, the people who are most important in your life and your vision for the future. Then we'll help you organize your financial life into three strategies: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.
I am not only passionate about helping our clients grow and preserve the wealth they have created, but also to helping make a difference in their lives and in the lives of those they love. This is the main reason that I transitioned my practice to Morgan Stanley in 2021-in order to access the deep global resources and services to meet my clients’ sophisticated needs.
Services Include
- Retirement PlanningFootnote1
- Financial PlanningFootnote2
- Wealth ManagementFootnote3
- Estate Planning StrategiesFootnote4
- Executive Financial ServicesFootnote5
- Sustainable InvestingFootnote6
- 401(k) Rollovers
- 529 PlansFootnote7
- Cash Management and Lending ProductsFootnote8
- Professional Portfolio ManagementFootnote9
- Alternative InvestmentsFootnote10
Securities Agent: CT, SC, IL, CA, NJ, WA, VI, UT, NV, IN, ID, WV, MI, FL, VA, OR, OH, NY, GA, AZ, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 2163847
CA Insurance License #: 0F34093
NMLS#: 2163847
CA Insurance License #: 0F34093
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Serving Our Clients
Our clients mainly fall into two categories:
1. Successful, professionals who are raising families and while in the prime of their careers, they seek to accumulate as much as they can for retirement, their family and to enhance their lifestyle.
2. Currently retired, and gifting to family and causes they are passionate about. They need a comprehensive strategy that is risk-aware so they can be confident they will not outlive their money.
We help our clients with these challenges:
• Retiring on time and as planned
• Leaving a meaningful legacy without excessive taxation or family conflict
• Using debt more strategically
• Protecting their family from events that could compromise their financial future
Since financial decisions cannot be made in a vacuum, we assist our clients in their decision-making by offering options and modeling potential outcomes. It is imperative that investors be educated about the ramifications of the financial issues they face.
1. Successful, professionals who are raising families and while in the prime of their careers, they seek to accumulate as much as they can for retirement, their family and to enhance their lifestyle.
2. Currently retired, and gifting to family and causes they are passionate about. They need a comprehensive strategy that is risk-aware so they can be confident they will not outlive their money.
We help our clients with these challenges:
• Retiring on time and as planned
• Leaving a meaningful legacy without excessive taxation or family conflict
• Using debt more strategically
• Protecting their family from events that could compromise their financial future
Since financial decisions cannot be made in a vacuum, we assist our clients in their decision-making by offering options and modeling potential outcomes. It is imperative that investors be educated about the ramifications of the financial issues they face.
Multi-Generational Families
We address a broad range of client circumstances across generations and our practice is focused on the impact of wealth on family members. Preparing inheritors to pursue their own productive lives is a high priority for our clients. Developing tax-effective charitable giving strategies can present more meaningful ways to support causes our clients are passionate about, while also providing opportunities for including family members in financial lessons.
Women
Many independent women tell us they often feel as though they have been underserved in the field of financial advice. Objective and trustworthy information can be difficult to find so our team brings a multitude of resources and experience in financial planning and investment strategies for single, divorced and widowed women.
Professionals Planning for Retirement
Planning for retirement can be and potentially overwhelming and there are important factors to consider well in advance. We guide professionals and business owners through the retirement process to help them determine the best saving and financial planning options so they can focus on today while they are planning for their future.
Sudden Wealth
Business owners planning to sell their companies need a comprehensive planning approach to determine the best strategy for monetizing their business equity. Recipients of inheritance, divorce settlement, insurance payouts and lottery winners may receive a significant lump sum or continual payouts. We can help them evaluate the long-term comprehensive financial impact of these options.
Kathleen brings more than 20 years of financial services experience to every client she serves. She joined Morgan Stanley in 2021 to provide her clients with resources that she believes are unique in the financial services industry.
“I believe that the most important thing I can do for my clients is to provide them with the information they need to make sound financial decisions – decisions they can look back on with the knowledge that they’ve done the right thing for themselves and their families,” she states.
Kathleen was named a Forbes Best-in-State Wealth Advisor in 2019, 2020, 2021, and 2024 and a Working Mother Magazine Top Wealth Advisor Mom in 2018, 2019, and 2020. She has also received the 5 Star Wealth Manager Award for the last four years (since 2020). You can view her 5 Star Professional profile by selecting the link below. Kathleen holds a Master’s degree from The Ohio State University and a BA from Notre Dame, as well as the prestigious Chartered Advisor in Philanthropy (CAP) industry credential.
As a Financial Advisor with Merrill Lynch and UBS, she took pride in serving as her clients’ advocate and scrutinized financial products and services assiduously before presenting them for her clients’ consideration. By transitioning her practice to Morgan Stanley, Kathleen believes she will be able to provide her clients with resources that will make a major difference in their financial lives.
A native Ohioan, Kathleen is active in the Columbus community. She serves on the boards of The Columbus Rotary Club and Columbus Association for Performing Arts (CAPA).
2018, 2019 & 2020 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Source: Workingmother.com Awarded October 2018, 2019 & 2020. Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was given.
2019, 2020, 2021, 2024, and 2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com 2019, 2020, 2021, 2024 & 2025. Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Multi-year Recipient of the Cincinnati Magazines 5 Star Wealth Manager Award
2020-2024 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Award 2020-2022) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2024 Award - 12/12/2023 - 07/09/2024
2023 Award - 12/12/2022 - 06/30/2023
2022 Award - 01/03/2022 – 07/01/2022
2021 Award - 12/14/2020 – 07/09/2021
2020 Award - 12/23/2019 – 07/10/2020
“I believe that the most important thing I can do for my clients is to provide them with the information they need to make sound financial decisions – decisions they can look back on with the knowledge that they’ve done the right thing for themselves and their families,” she states.
Kathleen was named a Forbes Best-in-State Wealth Advisor in 2019, 2020, 2021, and 2024 and a Working Mother Magazine Top Wealth Advisor Mom in 2018, 2019, and 2020. She has also received the 5 Star Wealth Manager Award for the last four years (since 2020). You can view her 5 Star Professional profile by selecting the link below. Kathleen holds a Master’s degree from The Ohio State University and a BA from Notre Dame, as well as the prestigious Chartered Advisor in Philanthropy (CAP) industry credential.
As a Financial Advisor with Merrill Lynch and UBS, she took pride in serving as her clients’ advocate and scrutinized financial products and services assiduously before presenting them for her clients’ consideration. By transitioning her practice to Morgan Stanley, Kathleen believes she will be able to provide her clients with resources that will make a major difference in their financial lives.
A native Ohioan, Kathleen is active in the Columbus community. She serves on the boards of The Columbus Rotary Club and Columbus Association for Performing Arts (CAPA).
2018, 2019 & 2020 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Source: Workingmother.com Awarded October 2018, 2019 & 2020. Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was given.
2019, 2020, 2021, 2024, and 2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com 2019, 2020, 2021, 2024 & 2025. Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Multi-year Recipient of the Cincinnati Magazines 5 Star Wealth Manager Award
2020-2024 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Award 2020-2022) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2024 Award - 12/12/2023 - 07/09/2024
2023 Award - 12/12/2022 - 06/30/2023
2022 Award - 01/03/2022 – 07/01/2022
2021 Award - 12/14/2020 – 07/09/2021
2020 Award - 12/23/2019 – 07/10/2020
Investor Tools and Resources
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies and publications that we offer our clients.
LifeView: Plan for Your Future
Using a suite of tools that includes goal-specific analysis, your Morgan Stanley Financial Advisor can help you achieve your financial goals. Together, you and your Financial Advisor can create a personalized and dynamic wealth management strategy to help you prepare for a successful financial future.
Learn More About LifeView Here
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read The Latest Report
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
Women
Women are a powerful economic force, controlling nearly $11 trillion in assets in the U.S. They also represent almost half of the entire U.S. professional workforce. However, women face unique financial challenges, and the many roles they play – business owner, mother, sister – influence the many financial obligations they have for themselves and their families. By exploring the things that really matter to you, you can identify your priorities, develop a strategy for achieving your goals and stay on track as life unfolds.
Learn More About Women and Wealth
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security CenterPhilanthropic Services
I support nonprofit clients by offering a suite of services to help them operate like for profit corporations. Below are some services we offer please feel free to reach out for additional services above and beyond what's outlined below
Donor Advised Funds
Contributions to a DAF are invested in line with Donor preferences and have the potential to grow tax-free, thus enabling the Donor to recommend grants to a variety of charities over several years. The final decisions on grant recommendations are made by the MS GIFT Board of Directors.
Stock Donation Accounts
If you're considering a charitable donation, giving stock may be one of the most effective methods. Gifting appreciated stock reduces taxes while supporting organizations you care about
Endowment Management
Surrounding you with extensive resources that check all the critical boxes for helping grow and protect your endowment. We subscribe to a philosophy that reaches beyond the investments and is designed to help our endowment clients ultimately redefine success, manage risk and focus on the real result – their ability to meet their goals.
Featured Article
Sustainable Funds Outperform Peers in 2020 During Coronavirus
Read Featured Article HereLocation
545 Metro Place South
Suite 300
Dublin, OH 43017
US
Direct:
(614) 798-3229(614) 798-3229
Hear From My Clients
Kathleen has guided us in our finances with patience and care during the many years she's been our financial advisor. Her knowledge and skill in explaining a subject in simple terms has provided us with the ability to make decisions with confidence. She and her team have always been there when we've needed them and that has meant so much. We look forward to the new year and to following our new financial plan that she helped us create.
Sharyn & Bruce
Verified ClientApril 21, 2025
Testimonial(s) are solicited by Morgan Stanley Wealth Management Canada and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
3846129 9/24
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
Article Image
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
Article Image
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Kathleen E. Lach today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
10Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
10Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
