Kathleen Fitzgerald

What I love most about my 20 + years in wealth and portfolio management is sharing knowledge and helping clients and their families understand and be prepared for complicated financial matters.

I help clients and their families meet their unique financial goals. I actively listen to each client’s perspective so that I understand her or his needs and risk tolerance. Since my work often spans multiple generations, it is also important that I understand the needs of the entire family. My work with clients is collaborative and based on on-going two-way communication. I am a Certified Financial Planner, CFP® ® and as a result my work with each client often starts with a financial plan to help prioritize goals. Recognizing that plans can change quickly, I maintain a regular review to be sure our investment strategies are the right ones over time.

I am very interested in Impact Investing and Socially Responsible Investments. The field has blossomed during my career and there is a growing interest among our clients in achieving positive environmental and social impact through their investments preferably without sacrificing returns. Through Morgan Stanley’s Investing with Impact platform, I am able to offer experienced and novice investors alike options which either screen out or invest toward those causes and issues of most importance to them.
Services Include
  • Estate Planning Strategies1
  • Financial Planning2
  • Asset Management3
  • Professional Portfolio Management4
  • Retirement Planning5
  • Wealth Management6
  • Sustainable Investing7
Securities Agent: TX, MI, WA, VA, TN, SC, OR, OH, NY, NJ, NE, MO, MD, MA, IN, IL, FL, DC, CT, CO, CA, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

Your interests, goals and objectives drive our actions: Our practice begins with a financial planning exercise which allows you to clarify your aspirations, short and long term goals, needs and risk tolerance. We know that financial plans are ever-evolving and through regular review with you, our recommendations for wealth management strategies and investments are modified to reflect changes in your goals and perspective.

On-going communication: We like to communicate with clients regularly and to offer a calm voice during challenging markets so you can navigate through the noise and distractions and maintain a disciplined focus on progress toward your goals. We believe in prompt return of phone calls and satisfactory resolution on open issues.

We’re with you for the long run: Many of our clients have engaged our services for more than two decades and we commonly work with multiple generations of the same family.

We collaborate: No one person has all the answers. By drawing on the deep resources of our global firm and by working with other Morgan Stanley professionals who have expertise, we can say with confidence that we listen to your goals and seek the best solutions available. In the spirit of collaboration, we welcome working with your tax and legal advisor as you see the need.

Integrity Matters: We maintain high ethical standards in everything we do.

Educating our clients: We believe in financial education and literacy for our clients and their families so that you are prepared to make complex financial decisions and to avoid common mistakes.

Doing Well by Doing Good: We know there is growing interest among our clients in achieving positive environmental and social impact through their investments without sacrificing returns. We share this interest. Our firm is committed to offering a full suite of approaches for portfolios of all sizes through Morgan Stanley’s Investing with Impact Framework.

    Client Service Team

    • Julianne Plazas - Portfolio Associate
      Julianne (Jules) Plazas supports our clients with over 12 years of experience at Morgan Stanley. Based in Morgan Stanley’s mid-town New York City office earlier in her career, Jules developed a wealth of practical knowledge working with a varied client base including high net worth families and individuals, large institutions and small business owners. Jules graduated from University of Notre Dame with a dual major in Film, Television & Theatre and Philosophy. As a New York native, immediately following graduation, she participated in a summer program at the NYU Stern School of Business. In addition, she received her Series 7 and Series 66 licenses. Her broad education gives her the ability to think analytically and effectively communicate with clients. 

      Providing each and every client with superior service is her main goal. She achieves this by leveraging her comprehensive knowledge of the resources Morgan Stanley has to offer. As a main point of contact for many of the day to day transactional and cash management requests, Jules enjoys spending time to get to know each client to help them reach their financial goals.

    Location

    2001 Commonwealth Blvd
    Ann Arbor, MI 48105
    US
    Direct:
    (734) 827-0555(734) 827-0555
    Toll-Free:
    (800) 772-6198(800) 772-6198
    Fax:
    (734) 827-0550(734) 827-0550
    From My Desk

    Sustainable Investing: Imperative and Opportunity


    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Five Smart Strategies to Use a Bonus or Raise

    Five Smart Strategies to Use a Bonus or Raise

    Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Financial Transition: A Guide for Women

    Financial Transition: A Guide for Women

    Here's how to take control of your finances if a death or divorce leaves you holding the reins.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    A New Roadmap for Mission Alignment

    A New Roadmap for Mission Alignment

    Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

    More from Morgan Stanley

    Consolidate Your Cash at a Competitive Rate

    Consolidate Your Cash at a Competitive Rate

    2.30% APY with Preferred Savings for New Money deposited through your eligible Morgan Stanley brokerage account. Contact me to learn more or click here. Terms apply.
    Learn more about Consolidate Your Cash at a Competitive Rate
    Morgan Stanley and Justin Rose: A Winning Team

    Morgan Stanley and Justin Rose: A Winning Team

    Morgan Stanley and our brand ambassador, PGA TOUR champion Justin Rose, share a set of core values and a common cause: giving books to children in need.
    Learn more about Morgan Stanley and Justin Rose: A Winning Team
    Your Financial World. On the Go.

    Your Financial World. On the Go.

    With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
    Learn more about Your Financial World. On the Go.
    Reserved | Living & Giving

    Reserved | Living & Giving

    Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
    Learn more about Reserved | Living & Giving
    Sign Up for eDelivery

    Sign Up for eDelivery

    With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
    Learn more about Sign Up for eDelivery
    Access Morgan Stanley Online

    Access Morgan Stanley Online

    Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
    Learn more about Access Morgan Stanley Online
    Ready to start a conversation? Contact Kathleen Fitzgerald today.
    Market Information Delayed 20 Minutes
    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

    5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

    The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


    CRC 2019752 10/2018