Athletes training for a marathon often seek out a coach with the knowledge and expertise to offer the professional guidance and support needed to not only run the race, but run it faster and more efficiently. The same is true for managing wealth in today’s complex global markets.

Comprehensive wealth management takes a set of skills that goes well beyond general financial planning. It takes a seasoned advisor who has the wisdom, knowledge and access to specialized resources that are designed to tackle today’s fierce challenges.

As an experienced financial advisor, I know what it takes to achieve results. My consultative approach covers the full spectrum of customized strategies for financially successful individuals and families planning for retirement and other long-term goals. What’s more, my emphasis on education and commitment to outstanding service allows me to take the emotion out of important decision making to bring a disciplined process to smart money management.

As we begin to work together, you will experience a forward-thinking approach that focuses on achieving your particular goals and becoming financially independent. Serving as your financial coach, I will review all aspects of your financial life to create a tailored strategy that is designed to help achieve financial success over multiple generations and enable you to do more with your money.
Services Include
  • Retirement Planning1
  • Financial Planning2
  • Professional Portfolio Management3
  • 401(k) Rollovers
  • Asset Management4
  • Life Insurance5
  • Long Term Care Insurance6
  • Exchange Traded Funds7
  • Alternative Investments8
  • Annuities9
  • Cash Management10
  • Defined Contribution Plans11
  • LGBT Planning Services
  • 529 Plans12
  • Municipal Bonds13
Securities Agent: NV, WA, UT, OH, NC, MI, MA, IN, CA, AZ, AL; Managed Futures; General Securities Representative; Investment Advisor Representative
NMLS#: 1287415
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

I believe planning is a "living" process that must be diligently reviewed and cultivated. My goals-based approach identifies and implements appropriate strategies designed to empower you to achieve - and maintain - financial success. Ultimately, goals-based investing empowers you to be more confident in your investment decisions now and in the future.


      Financial Planning with LifeView®

      Your wealth strategy doesn’t just consider your investment objectives. Rather, it is tailored to address the personal life goals you’ve identifies and prioritized.

      Using our suite of tools – our LifeView® platform – I can create your personal roadmap to help achieve and preserve your goals – a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions.
      Providing my clients with guidance about their financial futures is the foundation on which I’ve built my practice. Whether I’m advising a business owner on a life-changing liquidity event, helping a successful professional plan for retirement, or assisting couples manage their assets more tax efficiently, I am dedicated to helping my clients achieve their financial goals. My mission is to empower them to be confident in their financial decisions through education and understanding, so they have the financial freedom to pursue their own hopes and dreams.

      I bring a lifetime of experience to my role as a wealth management professional. Growing up in a family dedicated to running a successful small business, I developed a strong work ethic at an early age. I learned the importance of saving and investing, as well as donating to causes near to our hearts. Watching my savings grow, I was fascinated with investing and knew that if I could someday be formally educated about finance, I could be extremely helpful to others. I was also an accomplished musician, following in the footsteps of many family members dedicated to the arts.

      After building a rewarding career in music where I enjoyed performing in both the Reno Philharmonic Orchestra and the Reno Chamber Orchestra for 15 years, I decided it was time to pursue my original passion to work in wealth management where I could focus on helping underserved individuals and families achieve their financial goals. Upon winning a state music competition and being introduced to a senior executive in financial services, I was given the opportunity to join the Morgan Stanley family. It has been one of the best decisions of my life.

      Today, I am privileged to work with a small, but select group of clients. It gives me great joy and purpose to help them succeed financially, knowing they can take better care of the people they love, spend more time pursuing activities they enjoy, and support the causes that are most important to them.


        5390 Kietzke Lane
        Suite 200
        Reno, NV 89511
        (775) 823-8641(775) 823-8641
        (800) 755-6635(800) 755-6635
        (775) 329-9578(775) 329-9578

        Investment and Market Perspectives

        On the Markets


        Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
        • 401(k) Rollovers
        • IRA Plans
        • Retirement Income Strategies
        • Retirement Plan Participants
        • Annuities
        The Simple Six-Step Retirement Checkup

        The Simple Six-Step Retirement Checkup

        Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.


        Working closely with you to guide your wealth and investments through the most challenging market cycles.
        • Asset Management
        • Wealth Planning
        • Traditional Investments
        • Alternative Investments
        • Impact Investing
        Investing in Artificial Intelligence and Automation

        Investing in Artificial Intelligence and Automation

        AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.


        Creating customized financial strategies for the challenges that today's families face.
        • Estate Planning Strategies
        • 529 Plans / Education Savings Planning
        • Long Term Care Insurance
        • Special Needs Planning
        • Trust Services
        From Clueless to Clued In: Teaching Teens About Money

        From Clueless to Clued In: Teaching Teens About Money

        As your children grow into young adults, you can help them learn how to manage their own finances. Here’s how to go about it.

        Business Planning

        Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
        • Succession Planning
        • Business Planning
        • Retirement Plan Sponsors
        • Qualified Retirement Plans
        • Corporate Pension Funds
        Facing Financial Stress? Your Employer May Be Able to Help

        Facing Financial Stress? Your Employer May Be Able to Help

        Many of us face money worries. You may be able to get advice and education from an unexpected source.


        Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
        • Endowments
        • Foundations
        • Donor Advised Funds
        • Impact Investing
        Choosing an Environmental Charity

        Choosing an Environmental Charity

        There are a multitude of non-profits dedicated to helping protect the environment. Here’s how to choose where you want to give.

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        Ready to start a conversation? Contact Karen Vibe today.
        Market Information Delayed 20 Minutes
        Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

        1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

        2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

        3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

        4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

        5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

        6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

        7An investment in an exchange-traded fund involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor's ETF shares, if or when sold, may be worth more or less than the original cost.

        8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

        9Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

        10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

        Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

        11Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

        12Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

        13Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.

        The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

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        The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

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