Steven Calderon, CRPC®
Associate Vice President, Director of Business Strategy
Phone:
(310) 285-4832(310) 285-4832
Justin M Tabit, CFP®
Senior Vice President, Wealth Management,
Financial Advisor
Direct:
(310) 285-4830(310) 285-4830
My Mission Statement
Offering personalized financial plans that take into account your goals, priorities, and your legacy.
About Our Team
Justin and his team offer a unique approach to financial advising, focusing on truly understanding their clients' needs and aspirations before providing tailored advice. His ability to connect personally with clients distinguishes him in the industry. Justin's team combines traditional financial methods with modern technology to deliver comprehensive solutions. They specialize in serving high net worth individuals, families, and non-profits, providing personalized service through a truly white glove approach. With over 40 years of combined experience, Justin and his team are committed to making a significant impact on the financial well-being of their clients and their families for generations to come.
Justin's career in financial services was influenced by his upbringing in a family where financial discussions were a regular occurrence. This early exposure, along with his education, laid the groundwork for his success. He attended Loyola High School in Los Angeles, which played a significant role in shaping his early academic and personal development. He then pursued higher education at the University of Notre Dame, earning an undergraduate degree in Psychology and a Master of Science in Business. His professional journey began at Merrill in 2016 before transitioning to Morgan Stanley in 2025. Justin is a Certified Financial Planner (CFP®) and holds the SE-AWMA™ designation, reflecting his commitment to professional excellence and continuous learning.
Outside of his professional life, Justin enjoys a vibrant and active lifestyle. He lives on the scenic Venice Canals and maintains strong ties to his roots in Pacific Palisades. Family plays a central role in his life, with many of his immediate relatives residing nearby in Los Angeles and extended family in Chicago. An avid sports enthusiast, Justin enjoys activities such as biking, basketball, and golf, and is a passionate supporter of Notre Dame football and the LA Lakers. He is also actively involved in his community, participating in clubs like LACC and Bel Air Bay Club, and engaging in various philanthropic efforts.
Justin's career in financial services was influenced by his upbringing in a family where financial discussions were a regular occurrence. This early exposure, along with his education, laid the groundwork for his success. He attended Loyola High School in Los Angeles, which played a significant role in shaping his early academic and personal development. He then pursued higher education at the University of Notre Dame, earning an undergraduate degree in Psychology and a Master of Science in Business. His professional journey began at Merrill in 2016 before transitioning to Morgan Stanley in 2025. Justin is a Certified Financial Planner (CFP®) and holds the SE-AWMA™ designation, reflecting his commitment to professional excellence and continuous learning.
Outside of his professional life, Justin enjoys a vibrant and active lifestyle. He lives on the scenic Venice Canals and maintains strong ties to his roots in Pacific Palisades. Family plays a central role in his life, with many of his immediate relatives residing nearby in Los Angeles and extended family in Chicago. An avid sports enthusiast, Justin enjoys activities such as biking, basketball, and golf, and is a passionate supporter of Notre Dame football and the LA Lakers. He is also actively involved in his community, participating in clubs like LACC and Bel Air Bay Club, and engaging in various philanthropic efforts.
Securities Agent: AZ, CA, CO, FL, GA, IL, KY, MD, MO, NV, NY, NC, TX, UT, WA, WI; General Securities Representative; Investment Advisor Representative
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
PLANNING FOR YOUR FAMILY’S FINANCIAL NEEDS
We deliver a full range of expertise and resources to help address different aspects of your financial life.
Estate Planning
We work with you to explore factors that are relevant to existing or future estate structures. We will discuss different tax and estate planning strategies and collaborate with your external tax and legal advisors to create a plan that reflects your desires during and after your lifetime.
Family Office Capabilities
When it comes to providing institutional-level support for your family office, scale matters. Our offering aims to bring together specialized investment services and operational support to enhance your life and legacy.
Philanthropic Planning
Many of us prefer to combine our support for the causes and people we care about with a desire to save on taxes. Fortunately, there are strategies that may help us accomplish both. Whether you want to donate to charity or invest in a loved-one's future, consider these tax-smart ways to help make your giving go further.
Tax Management Services
We believe in taking a holistic approach to your finances and taking into consideration the tax implications of your portfolio can help maximize returns. Using Morgan Stanley's Total Tax 365 platform we implement tax-efficient investing to help minimize the impact taxes have on your returns.
Wealth Education
Financial literacy means being equipped with the knowledge to help make smart financial decisions during every stage of your life. No matter your current priorities, a strong financial literacy foundation can help you meet your goals.
Family Governance
In the case of an ultra-high net worth it's extremely important to have a sound framework within which to make decisions - in other words, a family governance system.
WHY MORGAN STANLEY
At Morgan Stanley Wealth Management, exclusive access to vast resources, combined with our unique capabilities, gives us the means to support your goals at every stage in your life.
Advice and Solutions
Our clients benefit from access to the intellectual capital of our Global Investment Committee, a group of leading market thinkers uniquely dedicated to providing high-quality, industry-leading investment ideas to Wealth Management clients.
Morgan Stanley at Work
Whether you're a global corporation or a growing start-up, we understand your needs and offer tailored solutions and technology to help meet them.
Financial Planning
Managing your finances is about more than managing your investments. We can support you in many aspects of your financial life – including budgeting, cash management, retirement planning and other financial goals.
Managing Concentrated Equity Positions
For many, equity in their company is an important piece of their full financial picture and since everyone's situation is unique, we can help create a plan that caters specifically to your needs and goals.
Cash Management and Lending Solutions
At Morgan Stanley, we offer unique cash management and lending solutions to complement your investments and help simplify your finances.
Cybersecurity
Morgan Stanley proactively defends our systems and monitors our digital landscapes to anticipate issues before they arise and responds appropriately when they do. The Firm is actively supporting a multitude of layers of security.
EDUCATIONAL RESOURCES FOR THE NEXT GENERATION
Managing your family's wealth is so much more than simply reaching a desired return. Below are a list of resources to help you and the rest of your family feel confident about saving and investing.
The State of Your Parent's Estate
Talking with a parent about estate planning is never easy. Here are several conversation starters that can help adult children and their parent's plan.
Teaching Teens About Money
Here is how to help your children learn to manage their own finances as they grow into young adults.
Credit & Debt Management
Understanding how to establish credit, credit history and general debt management helps the next generation make informed decisions about their financial future.
Exploring Investments: Stocks, Bonds, and Beyond
This video dives in to the fundamentals of investing, from understanding market dynamics, defining asset classes as well as discussing asset allocation and diversification.
The Millennial and Gen Z Guide to a Sweet Retirement
How the power of time can help savvy young investors grow an impressive portfolio. Young investors shouldn't overlook the power of consistent contributions.
Building a Strong Financial Foundation
This replay session is an introduction to personal finance with a focus on beginning to build a strong financial foundation. The discussion centers around goal setting, cash flow, budgeting and saving strategies and the power of compounding interest.
RESEARCH AND DIGITAL TOOLS
As a Morgan Stanley client, you have access to a suite of digital tools and resources aimed at helping you manage your finances with greater ease.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Total Wealth View
By linking your account information, you will benefit from more informed wealth planning, more secure data access, as well as a complete view of your assets and liabilities whether they are held at Morgan Stanley or elsewhere.
2025 Federal Income Tax Tables
For help filing your taxes this year, we have published the 2025 tax tables for your reference.
Thoughts on the Market Podcast
Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Location
9665 Wilshire Blvd
Ste 600
Beverly Hills, CA 90212
US
Direct:
(310) 285-4830(310) 285-4830
Meet My Team
Mindy Kim
Client Service Associate
Phone:
(310) 285-4833(310) 285-4833
About Steven Calderon
Steven has been with the team since 1999, his expertise spans research, technology, portfolio reviews, and trading, allowing him to distill and prioritize critical information for the benefit of the team's clients. Throughout his career, Steven has held various roles, including wire operator, sales assistant, and assistant operations manager. These experiences have honed his ability to effectively and efficiently address client needs by leveraging the extensive resources of Morgan Stanley.
Outside of work, Steven is dedicated to training, teaching, and competing in Gracie Jiu Jitsu. He resides in Los Feliz, CA, with his wife, Ashley, and their two sons.
Outside of work, Steven is dedicated to training, teaching, and competing in Gracie Jiu Jitsu. He resides in Los Feliz, CA, with his wife, Ashley, and their two sons.
About Mindy Kim
Mindy has worked in the financial services industry since 2012, bringing extensive experience to the team. Since joining the team in 2023, she has played a key role in supporting clients, managing onboarding, coordinating account operations, and ensuring seamless communication. Clients value her strong attention to detail and dedication to delivering an exceptional experience.
Throughout her career, Mindy has taken on various roles in banking and wealth management, developing expertise in client relationship management, treasury operations, and SBA lending. She earned her Bachelor of Arts in Business Administration from the University of Arizona. She is passionate about building lasting client relationships and helping families achieve long-term financial goals.
Outside of work, Mindy enjoys golfing, painting, and hiking with her dog. She also loves hosting friends for charcuterie boards and wine tastings, listening to jazz and classical music, and watching musicals – Hamilton being her favorite of all time. She lives in Los Angeles, CA, with her husband.
Throughout her career, Mindy has taken on various roles in banking and wealth management, developing expertise in client relationship management, treasury operations, and SBA lending. She earned her Bachelor of Arts in Business Administration from the University of Arizona. She is passionate about building lasting client relationships and helping families achieve long-term financial goals.
Outside of work, Mindy enjoys golfing, painting, and hiking with her dog. She also loves hosting friends for charcuterie boards and wine tastings, listening to jazz and classical music, and watching musicals – Hamilton being her favorite of all time. She lives in Los Angeles, CA, with her husband.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Justin M Tabit today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
