Justin Maniscalco, CFP®, CFA®, CAIA
Financial Advisor,
Alternative Investments Director,
Portfolio Manager,
Workplace Advisor - Equity Compensation
Direct:
(516) 336-0870(516) 336-0870
My Mission Statement
To have a positive impact on the lives of our clients. To support their endeavors. To be deemed a trusted advisor.
My Story & Services
As a Financial Advisor with the Veritas Group, I specialize in the team’s portfolio management, investment due diligence, and financial planning initiatives. Given my background in private markets, a key focus is integrating alternative investments such as private equity, private credit, private real estate, and private infrastructure, where suitable, to enhance our clients' traditional asset allocation strategies.
Before joining the Veritas Group in 2022, I accumulated 8 years of experience in the financial services sector. I started my career with a Wealth Management team at Fidelity Investments. Later, I joined Morgan Stanley's Alternative Investments team, collaborating with financial advisors on the West Coast to develop and expand alternative investment allocations within client portfolios.
The Veritas Group is multi-generational by design. Recognizing the impending wealth transfer between generations on an unprecedented scaled, our team collaborates closely with clients and their families, ensuring a seamless and efficient transition. Leveraging the extensive infrastructure and resources of Morgan Stanley, we offer comprehensive solutions such as tax-efficient investing and gifting strategies, alternative investments, and private banking services. Personally, I am on the relentless pursuit of the truth, both within the investment realm and the authentic needs and aspirations of our clients. This is why our team’s name resonates with me so strongly. I find immense satisfaction in alleviating one of life's most significant concerns - financial security.
I am a graduate of Bentley University, where I earned a Bachelor’s of Science in Finance with a minor in Mandarin. During my time at Bentley, I had the privilege of spending approximately six months studying in Shanghai. I am a CFP® professional, a Chartered Financial Analyst (CFA®) charter holder, and a Chartered Alternative Investment Analyst (CAIA®) charter holder.
My wife and I recently welcomed our daughter, Rosemary, who was born in May 2025. We live in Huntington, NY with our two King Charles Cavaliers, Cooper and Molly. In my spare time, I like to stay physically active and mentally stimulated. I enjoy spending time outdoors with my family, golf, reading, playing chess, studying languages, playing guitar, and rooting for the New York Rangers.
Jackie Robinson once said, “A life is not important except in the impact it has on other lives.” Keeping this sentiment close, I am honored to volunteer with Patrol Base Abbate, a non-profit organization run by and for current service members and veterans.
Before joining the Veritas Group in 2022, I accumulated 8 years of experience in the financial services sector. I started my career with a Wealth Management team at Fidelity Investments. Later, I joined Morgan Stanley's Alternative Investments team, collaborating with financial advisors on the West Coast to develop and expand alternative investment allocations within client portfolios.
The Veritas Group is multi-generational by design. Recognizing the impending wealth transfer between generations on an unprecedented scaled, our team collaborates closely with clients and their families, ensuring a seamless and efficient transition. Leveraging the extensive infrastructure and resources of Morgan Stanley, we offer comprehensive solutions such as tax-efficient investing and gifting strategies, alternative investments, and private banking services. Personally, I am on the relentless pursuit of the truth, both within the investment realm and the authentic needs and aspirations of our clients. This is why our team’s name resonates with me so strongly. I find immense satisfaction in alleviating one of life's most significant concerns - financial security.
I am a graduate of Bentley University, where I earned a Bachelor’s of Science in Finance with a minor in Mandarin. During my time at Bentley, I had the privilege of spending approximately six months studying in Shanghai. I am a CFP® professional, a Chartered Financial Analyst (CFA®) charter holder, and a Chartered Alternative Investment Analyst (CAIA®) charter holder.
My wife and I recently welcomed our daughter, Rosemary, who was born in May 2025. We live in Huntington, NY with our two King Charles Cavaliers, Cooper and Molly. In my spare time, I like to stay physically active and mentally stimulated. I enjoy spending time outdoors with my family, golf, reading, playing chess, studying languages, playing guitar, and rooting for the New York Rangers.
Jackie Robinson once said, “A life is not important except in the impact it has on other lives.” Keeping this sentiment close, I am honored to volunteer with Patrol Base Abbate, a non-profit organization run by and for current service members and veterans.
Securities Agent: AL, OR, WY, DC, SD, VA, MS, NJ, NV, CO, OK, CT, OH, SC, TN, UT, VI, WA, WI, WV, IA, ID, GA, NY, HI, MA, MI, MN, NC, MT, NH, NE, FL, AR, AZ, VT, TX, RI, PR, PA, NM, ND, MO, ME, MD, LA, KY, KS, IN, IL, DE, CA, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 2413426
NMLS#: 2413426
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Investor Resources
Stay connected with the latest updates from our team. Here you'll find an archive of past communications, including market commentary, planning insights, and timely updates - all available for download in PDF format. You can also explore upcoming client events and opportunities to engage with our team throughout the year.
We invite you to check back regularly for new additions and announcements.
We invite you to check back regularly for new additions and announcements.
The Veritas Group's Q3+ 2025 Outlook
Discover our key insights on the financial landscape of Q3 2025. Learn about market highs driven by AI investments, economic resilience, and Federal Reserve policy changes. Understand the performance of equities, precious metals, and the implications of the U.S. government shutdown. Stay informed on trends shaping the financial markets.
Read More Here
The Veritas Group's Q2+ 2025 Outlook
Our team has gathered information in order to prepare for rest of the year. The link below is our thoughts on the second quarter, and then some, of 2025. Read below for an in depth analysis of the current market.
Read More Here
The One Big Beautiful Bill Cheatsheet
Following the enactment of new federal legislation, we wanted to share a brief report outlining the various tax provisions, as well as the implications for debt, deficits, and the markets.
Read More Here
GIC On the Markets
The latest edition of “On the Markets,” a monthly collection of the most timely research and strategy from Morgan Stanley & Co., Morgan Stanley Wealth Management and external partners.
Read More Here
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read More HereExpanding Possibilities Beyond Public Markets
We believe alternative investments can play a powerful role in a modern portfolio. From private equity and private credit to real estate and hedge funds, these strategies aim to enhance diversification, reduce exposure to public market volatility, and unlock new sources of return.
📎For a breakdown of the key trends tracked in this space, click the link below.
Our approach focuses on sourcing and curating high-conviction opportunities across private markets—giving clients access to strategies once limited to institutions and endowments.
Why Consider Alternatives?
- Diversification beyond traditional stocks and bonds
- Low correlation to public markets, offering balance during volatility
- Return potential from illiquidity premiums and active strategies
- Access to high-barrier strategies in sectors like energy transition, sports ownership, and technology
We Leverage Access To:
- Private Equity
Growth capital, buyouts, and sector-specific strategies with long-term return potential - Private Credit
Direct lending and specialty finance offering yield and downside resilience - Real Estate & Infrastructure
Institutional-grade property and energy assets offering income and diversification - Hedge Funds
Multi-strategy and opportunistic approaches aimed at generating risk-adjusted alpha - Thematic Alternatives
Blockchain, sports media rights, and impact-oriented infrastructure
📎For a more comprehensive looks at Alternative Investments, click the link below.
Our Services
Wealth management isn't a one-time event. It is an ongoing process designed to create structure today while preserving opportunity for the next generation. Every strategy we help implement is approached with long-term continuity in mind, ensuring that financial decisions remain aligned with evolving goals, family needs, and market conditions.
Our services reflect that philosophy:
Comprehensive Financial Planning
Bringing together investments, tax considerations, estate planning, and cash flow into a cohesive, adaptable financial structure.
Portfolio Management
Custom investment strategies aligned with long-term objectives, emphasizing risk mitigation, tax efficiency, and multi-asset diversification.
Estate Planning Coordination
Working alongside legal and tax advisors to ensure estate plans support long-term family goals, legacy transfer, and tax efficiency.
Retirement and Liquidity Planning
Preparing clients for retirement income needs, pre-retirement asset allocation, and maintaining access to liquidity during key life transitions.
Next Generation Wealth Strategy
Helping families prepare heirs to manage wealth responsibly through governance planning, education, and structured asset transfer strategies.
Insurance Planning
Incorporating life, disability, and long-term care insurance into broader wealth strategies as part of risk management and wealth preservation.
Cash Management and Lending Solutions
Providing structured lending strategies, credit solutions, and cash flow management as part of a coordinated wealth plan.
Business Owner Advisory
Advising on liquidity events, business succession, and pre-sale planning to help owners translate business value into lasting family wealth.
401(k) and Employer Retirement Plans
Designing and managing retirement plans for businesses with a focus on fiduciary guidance and long-term participant outcomes.
Philanthropic Strategy and Impact Giving
Structuring charitable giving and family foundations to align with personal values while supporting tax and estate objectives.
ONLINE TOOLS AND FEATURES AVAILABLE TO YOU
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More about Morgan Stanley Online
Morgan Stanley CashPlus
Morgan Stanley CashPlus lets you access your cash from banks or tellers that accept Mastercard® and manage your cash on the go with Morgan Stanley Online and the Morgan Stanley Mobile App.
Learn More about CashPlus
Send Money with Zelle
Morgan Stanley Send Money with Zelle® allows you to send and receive money with almost anyone with a U.S. account using just an email address or U.S. mobile phone number, and the money is typically received in minutes.
Learn More about Zelle
Portfolio Risk Management
Our proprietary Portfolio Risk Platform leverages state of-the-art analytics to help identify various elements of risk in client portfolios, down to the security level, and model the potential impact of adjustments, before portfolio changes are made.
Watch Video on Portfolio Risk Management
Total Wealth View
It’s hard to see the complete picture with only half the details. As a Morgan Stanley client, you can now conveniently view your accounts from other financial institutions on Morgan Stanley Online or by using the Morgan Stanley Mobile App, giving you a more complete financial picture.
Learn More about Total Wealth View
Goals Based Planning
Working with us, paired with our technology, is a great way to access advice and build a wealth plan. Read more about the advantages of working with our planning technology in reaching your financial goals.
Learn More about Our Planning ToolsClient Service Team
Kimberly A. Casper - Senior Registered Client Service Associate
Phone:
(516) 336-0858(516) 336-0858
Email:Kimberly.Casper@morganstanley.com
Originally from Bel Air, Maryland, I bring over 30 years of financial experience to the Veritas Group. Having worked for such firms as Prudential Securities, Wachovia Securities, and Wells Fargo Advisors before joining Morgan Stanley in 2013, provides me with the expertise to anticipate the needs of our clients and introduce them to the services that will best fulfill their needs. I currently hold Series 7 and 63 securities registrations.
As an original member of the Veritas Group, I’m so proud of the team we’ve built and the client relationships we’ve developed. Veritas is more than a team name, it’s an experience. From our in-depth onboarding procedure to our financial planning strategies, we differentiate ourselves from other financial service organizations because we bring to the table a level of client service that is truly exceptional. Building the best team of financial specialists is a task not to be taken lightly. Therefore, we take our time to find the most talented and qualified candidates, so our clients have the best overall financial journey.
Whether onboarding clients, researching a wide variety of requests, or entering orders for alternative investments, helping clients navigate during unpredictable markets while assisting them in reaching their financial goals gives me great satisfaction. I take pride in the fact that I’m extremely detail-oriented, conscientious, and enjoy collaborating with my team on finding new and creative ways to identify financial opportunities.
I live in East Northport with my husband, Kevin, and we have one son, Nicholas. During my free time, I enjoy spending time with Kevin, Nick and his girlfriend, Nicolette. I love to read, spend time at the beach, and visit with my family in Maryland. Kevin and I also love to travel to remote areas of the globe. I am a loyal Baltimore Ravens fan, so my family and I try to head back to Charm City at least once each year to catch a Baltimore Ravens home game. I proudly served as an executive committee member for the American Cancer Society’s Relay for Life - Northport/East Northport Chapter from 2009-2014, which raised over $2mm in cancer research. Our family also proudly supports Tunnel to Towers Foundation and St Jude Children’s Research Hospital.
As an original member of the Veritas Group, I’m so proud of the team we’ve built and the client relationships we’ve developed. Veritas is more than a team name, it’s an experience. From our in-depth onboarding procedure to our financial planning strategies, we differentiate ourselves from other financial service organizations because we bring to the table a level of client service that is truly exceptional. Building the best team of financial specialists is a task not to be taken lightly. Therefore, we take our time to find the most talented and qualified candidates, so our clients have the best overall financial journey.
Whether onboarding clients, researching a wide variety of requests, or entering orders for alternative investments, helping clients navigate during unpredictable markets while assisting them in reaching their financial goals gives me great satisfaction. I take pride in the fact that I’m extremely detail-oriented, conscientious, and enjoy collaborating with my team on finding new and creative ways to identify financial opportunities.
I live in East Northport with my husband, Kevin, and we have one son, Nicholas. During my free time, I enjoy spending time with Kevin, Nick and his girlfriend, Nicolette. I love to read, spend time at the beach, and visit with my family in Maryland. Kevin and I also love to travel to remote areas of the globe. I am a loyal Baltimore Ravens fan, so my family and I try to head back to Charm City at least once each year to catch a Baltimore Ravens home game. I proudly served as an executive committee member for the American Cancer Society’s Relay for Life - Northport/East Northport Chapter from 2009-2014, which raised over $2mm in cancer research. Our family also proudly supports Tunnel to Towers Foundation and St Jude Children’s Research Hospital.
Location
Two Jericho Plaza
Jericho, NY 11753
US
Direct:
(516) 336-0870(516) 336-0870
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Justin Maniscalco today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
