Marianne Murphy
Private Banker
Joshua D Weisbrot
Senior Vice President, Wealth Management,
Financial Advisor
Direct:
(914) 225-5499(914) 225-5499
Toll-Free:
(888) 499-8544(888) 499-8544
My Mission Statement
Helping clients reach their financial goals through a professional relationship based on uncompromising integrity and trust.
My Story and Services
Josh Weisbrot is a Senior Vice President, Wealth Management and Financial Advisor at Morgan Stanley. With more than 30 years of experience in the financial services industry, Josh has helped clients navigate a wide range of market environments and life events.
Josh began his career as a Financial Advisor at EF Hutton in Great Neck, New York, and has been with Morgan Stanley and its predecessor firms since 1987. Having worked through many bull and bear markets, Josh understands that emotions can play an important role in financial decision-making. He works closely with clients to help them stay focused on their long-term goals and make thoughtful, informed decisions.
Josh graduated from Queens College of The City University of New York with a degree in Psychology. After many years on Long Island, he moved to the Purchase branch to be closer to his home in New Rochelle, where he lives with his wife. They have two adult children.
Outside of work, Josh is involved in philanthropic causes, including Hope & Heroes and Chai Lifeline Children’s Memorial Fund. In his free time, he enjoys golf, skiing and bicycling.
Josh began his career as a Financial Advisor at EF Hutton in Great Neck, New York, and has been with Morgan Stanley and its predecessor firms since 1987. Having worked through many bull and bear markets, Josh understands that emotions can play an important role in financial decision-making. He works closely with clients to help them stay focused on their long-term goals and make thoughtful, informed decisions.
Josh graduated from Queens College of The City University of New York with a degree in Psychology. After many years on Long Island, he moved to the Purchase branch to be closer to his home in New Rochelle, where he lives with his wife. They have two adult children.
Outside of work, Josh is involved in philanthropic causes, including Hope & Heroes and Chai Lifeline Children’s Memorial Fund. In his free time, he enjoys golf, skiing and bicycling.
Securities Agent: VT, IL, WI, TX, NJ, OR, ME, IN, WA, FL, DC, MD, DE, CA, PA, NH, LA, OH, GA, CT, SC, NY, NV, CO, NC, MI, MO, MA, KS, VA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1312838
NMLS#: 1312838
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Alternatives Deep Dive
Josh has extensive experience in Alternative Investments. As an Alternative Investments Director, Josh provides individuals and institutions access to world-class investment strategies spanning private equity, real assets, private credit, hedge funds, and digital assets. These strategies may deliver differentiated sources of return relative to traditional equity and fixed-income investments, as well as offer the potential for tax efficiency. The many potential benefits that alternatives can provide you include:
• Diversification of holdings, you would not be heavily exposed in any one risk area
• Volatility reduction
• Mitigation of tax liabilities
• Cash flow and income benefits
• Diversification of holdings, you would not be heavily exposed in any one risk area
• Volatility reduction
• Mitigation of tax liabilities
• Cash flow and income benefits
The Morgan Stanley Advantage
With over 45 years of experience and $180 billion in client assets invested in alternatives, Morgan Stanley Wealth Management is a renowned industry leader in this asset class. Individuals and institutions have access to exclusive offerings, preeminent fund managers, and creative investment opportunities spanning:
• Private Equity
• Private Credit
• Real Estate / Real Assets
• Hedge Funds
• Digital Assets
• Tax-Advantaged Strategies
Read More: Alternative Investments with Morgan Stanley >• Private Equity
• Private Credit
• Real Estate / Real Assets
• Hedge Funds
• Digital Assets
• Tax-Advantaged Strategies
Why Alternative Investments?
Alternatives are investments that go beyond traditional stocks and bonds. What this means to you is they can open doors for additional and exclusive investment opportunities, lower volatility, and advantages for greater yields and returns. This includes:
• Expanding your wealth-building opportunities
• Portfolio diversification
• Lower Volatility
• Potential for greater tax-efficiency
Read More: Alternative Investments Brochure• Expanding your wealth-building opportunities
• Portfolio diversification
• Lower Volatility
• Potential for greater tax-efficiency
Innovative Ways to Diversify Your Portfolio
Alternative strategies, such as those focused on hedge funds, private capital, and real assets, have long been appealing as a potential source of higher yields, lower volatility, and returns uncorrelated with stocks and bonds. Still, such strategies are typically reserved for institutional and ultra-high-net-worth investors, which have been out of reach for many individuals. The good news is working with Morgan Stanley, you have access to a host of these innovative investment vehicles.
Read More: Innovative Ways to Diversify Your Portfolio >
Alternative Strategies: 6 Key Themes
In today’s environments where traditional investing can be very standardized, alternative investments can play an important strategic role in certain portfolios. They can help diversify a portfolio and serve as an inflation hedge, as well as provide potential income. Here are six strategies that can guide your thinking on alternative investing in the near to intermediate term.
Read More: 6 Opportunities in Alternative Strategies >Having an investment portfolio designed for one's needs is essential to achieving investment success. To that end, identifying financial goals and understanding tolerance for risk are crucial steps in building a portfolio. Understanding our clients allows us to align the resources necessary to help meet their goals.
We believe retirement planning is about more than just delivering investment advice. Our approach focuses on creating goal oriented plans for our clients by first understanding who they are, what they want to achieve, and what might be standing in their way. Our client’s needs are top priority. We are highly devoted to maintaining long term relationships and trust.
We believe retirement planning is about more than just delivering investment advice. Our approach focuses on creating goal oriented plans for our clients by first understanding who they are, what they want to achieve, and what might be standing in their way. Our client’s needs are top priority. We are highly devoted to maintaining long term relationships and trust.
Working with us, you can expect that we will:
•Develop a detailed financial strategy based on your goals.
•Set up a long-term, balanced wealth plan.
•Take the emotion out of money moves, so you can make smart decisions.
•Be flexible. When changes come to your life, or in the market, I’ll tweak your financial strategy.
•Set up a long-term, balanced wealth plan.
•Take the emotion out of money moves, so you can make smart decisions.
•Be flexible. When changes come to your life, or in the market, I’ll tweak your financial strategy.
Some of our work is best coordinated with your other key advisors. If you like, we can connect directly with your:
•Tax specialist
•Trust attorney
•Insurance professional
•Family office
•Trust attorney
•Insurance professional
•Family office
Honors & Recognition
- Morgan Stanley Century Council Member 2024
- Morgan Stanley Century Council Member 2023
- Morgan Stanley Century Council Member 2022
- Morgan Stanley Century Council Member 2021
- Morgan Stanley Century Council Member 2020
- Morgan Stanley Century Council Member 2019
- Morgan Stanley Century Council Member 2018
- Morgan Stanley Century Club 2015
- Morgan Stanley Master's Club 2014
- Morgan Stanley Century Club 2013
- Smith Barney Century Council, Charter Member - 2000, 2005-2006, 2010-2012
Associations
- Member of the New Rochelle Chamber of Commerce
- Chai Lifeline Children's Memorial Fund
- Contributing Author to The Gannett Newspaper
- Frequent Speaker on Financial Planning Topics such as: Annuities, Retirement Planning, and Tax Free Investments
WHAT'S NEW
View the links below to see the most recent pieces from Morgan Stanley's thought leaders.
On the Markets
The Global Investment Committee presents the monthly report On the Markets.
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Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
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GIC Weekly
Lisa Shalett, Chief Investment Officer, Morgan Stanley Wealth Management and Head of WM Global Investment Office, presents the The GIC Weekly
View GIC Weekly
Retirement Planning
Retirement planning is more than making the right investments. Align your financial goals to your lifestyle, today and all the days that follow. Learn how I can help you meet your retirement savings challenges with customized financial solutions.
View More Retirement Insights
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out the Latest Episode
Tax-Efficient Strategies
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts with our Spending and Budgeting Tool. We make it easy for you and your financial advisor to oversee trends in your financial life.
Guide to Tax-Efficient PlanningClient Service Team
Sean McArdle - Client Service Associate
Phone:
(914) 225-9804(914) 225-9804
Email:Sean.b.mcardle@morganstanley.com
Sean has over 13 years of industry experience. He began his career in the financial services industry in Operations at Smith Barney in 2006. Sean joined Morgan Stanley in 2018 as a client service associate and recently transitioned into Josh’s practice.
In his role as a registered client service associate, Sean works closely with clients to ensure they receive the best level of service while helping them achieve their desired goals. He currently holds his Series 7, 63, and 65 licenses enabling him to support clients in many aspects of their financial service needs including daily transactional trading, statement review, document preparation, and general account inquiries.
Outside of work, Sean enjoys playing the tenor saxophone. As a classic car enthusiast, he also enjoys attending local car shows. He is a former member of Big Brothers/Big Sisters of America.
In his role as a registered client service associate, Sean works closely with clients to ensure they receive the best level of service while helping them achieve their desired goals. He currently holds his Series 7, 63, and 65 licenses enabling him to support clients in many aspects of their financial service needs including daily transactional trading, statement review, document preparation, and general account inquiries.
Outside of work, Sean enjoys playing the tenor saxophone. As a classic car enthusiast, he also enjoys attending local car shows. He is a former member of Big Brothers/Big Sisters of America.
Location
2000 Westchester Ave 1nc
Purchase, NY 10577
US
Direct:
(914) 225-5499(914) 225-5499
Toll-Free:
(888) 499-8544(888) 499-8544
Fax:
(914) 225-6770(914) 225-6770
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
About Marianne Murphy
Marianne Murphy is a Private Banker serving Morgan Stanley Wealth Management offices in New York and Connecticut.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Marianne began her career in financial services in 2015 and joined Morgan Stanley in 2018 as an Associate Private Banker in Midtown Manhattan. Prior to joining the firm, she was a Commercial Credit Underwriting Officer at BNB Bank.
Marianne is a graduate of the Saint Francis College, where she received a Bachelor of Science in Economics and Finance. She lives in South Norwalk, Connecticut with her husband. Outside of the office, Marianne enjoys kayaking and is always catching the latest released movies or Yankees game.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Marianne began her career in financial services in 2015 and joined Morgan Stanley in 2018 as an Associate Private Banker in Midtown Manhattan. Prior to joining the firm, she was a Commercial Credit Underwriting Officer at BNB Bank.
Marianne is a graduate of the Saint Francis College, where she received a Bachelor of Science in Economics and Finance. She lives in South Norwalk, Connecticut with her husband. Outside of the office, Marianne enjoys kayaking and is always catching the latest released movies or Yankees game.
NMLS#: 1732135
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
From My Desk
Six Steps to Creating an Emergency Fund
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Joshua D Weisbrot today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
3Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
3Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
