Joseph R Kelley
Executive Director,
Branch Manager
Direct:
(317) 263-8753(317) 263-8753
Toll-Free:
(800) 624-2545(800) 624-2545
My Mission Statement
I'm a firm believer in creating a blueprint for your financial life. Bridging the gap between where you are and where you aspire to be starts with a well-crafted plan.
Welcome
After decades of helping people with their money, I’ve learned that we’re all essentially on a journey. We’re each striving to reach the future we envision for ourselves, our families, and our organizations. Perhaps you’re planning for retirement, or securing your family’s legacy. Maybe you’re focused on fulfilling an institutional mission. Whatever your goals, your journey includes a challenging set of financial decisions that require thoughtful analysis, sophisticated resources, and a meticulous approach.
My goal is to help you work through these complex financial decisions so you can reach the future you envision. With a methodical approach, I rely on hard data and analysis to design wealth management strategies that help address your unique needs and bolster your financial health. I offer extensive experience and insight in a variety of disciplines, from estate and retirement planning to portfolio management.
With over 25 years in the financial services industry, I’ve guided countless clients through changing market cycles with a disciplined and patient approach. I work closely with you to define both the upside we are investing for and the downside we seek to protect against. Putting my extensive experience to work for you is a source of professional pride. My goal is to focus on the finances so that you can focus on building a meaningful life.
My goal is to help you work through these complex financial decisions so you can reach the future you envision. With a methodical approach, I rely on hard data and analysis to design wealth management strategies that help address your unique needs and bolster your financial health. I offer extensive experience and insight in a variety of disciplines, from estate and retirement planning to portfolio management.
With over 25 years in the financial services industry, I’ve guided countless clients through changing market cycles with a disciplined and patient approach. I work closely with you to define both the upside we are investing for and the downside we seek to protect against. Putting my extensive experience to work for you is a source of professional pride. My goal is to focus on the finances so that you can focus on building a meaningful life.
Securities Agent: PR, KS, VT, MI, MT, NJ, KY, HI, IL, AZ, RI, AL, ID, MS, IA, OR, VI, NH, FL, SC, WV, CT, SD, NY, LA, IN, GA, TN, MD, CA, ND, MO, PA, DC, NV, MN, WI, NC, CO, WA, UT, VA, AK, OH, ME, AR, OK, MA, WY, DE, TX, NM, NE; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1859801
NMLS#: 1859801
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
I’m a firm believer in blue prints.
The first step in building a plan to help you reach your financial goals is to start with the foundation. This means that I strive to learn all I can about you, your family, your business, and your short- and long-term goals. I then focus on designing a flexible wealth management plan that is uniquely yours.
My Process. Your Outcome.
When it comes to investments, I do not believe in a one-size-fits-all, cookie cutter approach. With a deep understanding of you and your goals, I manage your assets personally. Thorough and methodical, I create investment strategies that are tailored to your current needs and your future aspirations.
We're all about you.
I believe in a client-focused approach. I work alongside an invaluable Client Service Associate, Daun Sidor, who tends to clients’ needs with unwavering compassion and attentive care. Together we get to know each client personally. We celebrate weddings and first homes; take pride in new college degrees and professional milestones. We care about our clients and we do what’s right. It’s simple, really—we treat people how we’d like to be treated ourselves.
Knowledge is power.
I believe knowledge is power. Working closely with you during this entire process, I keep you informed every step of the way with face-to-face quarterly meetings to ensure that our strategy stays aligned with your vision for the future. I want you to be confident about the financial decisions you make—next week, next year, and beyond.
Clients
My clients are distinguished individuals and families who have accumulated significant wealth, but need help managing and transferring their assets. I also help non-profit associations and foundations preserve and grow their institutional assets.
Some of my clients have been with me for more than 20 years, and I am now privileged to work with the third generation in some cases. I take pride in serving these clients and am honored by the trust they place in me. There is no greater professional satisfaction than to have been welcomed into a family throughout their important life stages—educational planning, real estate purchases, business succession, retirement, and estate planning.
Cultivating close relationships with clients is a crucial part of the wealth management process. Whether I’m helping you build a plan or monitor its progress, your interests come first and your concerns are respected. I work hard to meet you where you are, so that we can help get you where you want to be.
Some of my clients have been with me for more than 20 years, and I am now privileged to work with the third generation in some cases. I take pride in serving these clients and am honored by the trust they place in me. There is no greater professional satisfaction than to have been welcomed into a family throughout their important life stages—educational planning, real estate purchases, business succession, retirement, and estate planning.
Cultivating close relationships with clients is a crucial part of the wealth management process. Whether I’m helping you build a plan or monitor its progress, your interests come first and your concerns are respected. I work hard to meet you where you are, so that we can help get you where you want to be.
Joseph R. Kelley
Senior Vice President, Wealth Management
Financial Advisor
Branch Manager
Joseph R. Kelley is a Senior Vice President, Financial Advisor, and Branch Manager at Morgan Stanley. With more than 30 years in the financial services industry, Joe focuses on wealth management and financial planning for distinguished professionals, families, non-profit associations, and foundations.
Joe began honing his financial skills at Purdue University, where he graduated with a bachelor’s in Finance. He joined Morgan Stanley in 1988.
With extensive experience and insight, Joe helps clients work through complex wealth management decisions. He pairs a methodical approach with thoughtful analysis to build financial plans that are tailored to his client’s unique needs, objectives, and risk tolerance. Whether working with individuals or institutions, Joe offers a high level of attentive care. He manages his clients’ assets personally and holds face-to-face quarterly meetings to keep clients informed and on track with their objectives.
Married with five daughters, Joe enjoys spending time with family and is passionate about staying active in his community. Over the years he has coached a variety of youth sports, including soccer, basketball, and kickball. Joe is very involved with the American Cancer Society and serves on its Council of Ambassadors in Indianapolis.
Financial Advisor
Branch Manager
Joseph R. Kelley is a Senior Vice President, Financial Advisor, and Branch Manager at Morgan Stanley. With more than 30 years in the financial services industry, Joe focuses on wealth management and financial planning for distinguished professionals, families, non-profit associations, and foundations.
Joe began honing his financial skills at Purdue University, where he graduated with a bachelor’s in Finance. He joined Morgan Stanley in 1988.
With extensive experience and insight, Joe helps clients work through complex wealth management decisions. He pairs a methodical approach with thoughtful analysis to build financial plans that are tailored to his client’s unique needs, objectives, and risk tolerance. Whether working with individuals or institutions, Joe offers a high level of attentive care. He manages his clients’ assets personally and holds face-to-face quarterly meetings to keep clients informed and on track with their objectives.
Married with five daughters, Joe enjoys spending time with family and is passionate about staying active in his community. Over the years he has coached a variety of youth sports, including soccer, basketball, and kickball. Joe is very involved with the American Cancer Society and serves on its Council of Ambassadors in Indianapolis.
Tools and Resources
We use Morgan Stanley's Wealth Management tools to allow for a more in-depth view of a client's financial picture to be taken, resulting in better service and more well-rounded advice.
Morgan Stanley Online
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money to transferring funds and authorizing transactions with eAuthorizations.
Learn More About MSO
Total Wealth View
It’s hard to see the complete picture with only half the details. As a Morgan Stanley client, you can now conveniently view your accounts from other financial institutions on Morgan Stanley Online or by using the Morgan Stanley Mobile App, giving you a more complete financial picture.
Learn More About Total Wealth View
Financial Planning
Your wealth strategy doesn’t just consider your investment objectives. Rather, it is tailored to address the personal life goals you’ve identified and prioritized. Using our suite of tools we can create your personal roadmap to help achieve and protect your goals.
Learn More About Our Goals-Based Planning
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Our Online SecurityClient Service Team
Daun Sidor - Senior Registered Associate
Phone:
(317) 263-8740(317) 263-8740
Email:Daun.Sidor@morganstanley.com
Branch Administrator
Daun Sidor is a Senior Registered Associate and Branch Administrator at Morgan Stanley. With more than 30 years of experience in the financial services industry, she is responsible for managing the administrative, operational, account maintenance, and research needs of clients.
With compassion and attentive care, Daun excels at providing a premium client-service experience. Passionate about her work, she ensures that clients' needs are met with diligence and a keen understanding of their larger financial goals. Daun gets to know each client personally, has a strong work ethic, and is committed to building meaningful long-term relationships.
Married with one daughter, Daun is active in her community and enjoys spending time with family and friends. She and her dog, Milo, are volunteers for Paws & Think, a pet therapy service for at-risk children and adults.
Daun Sidor is a Senior Registered Associate and Branch Administrator at Morgan Stanley. With more than 30 years of experience in the financial services industry, she is responsible for managing the administrative, operational, account maintenance, and research needs of clients.
With compassion and attentive care, Daun excels at providing a premium client-service experience. Passionate about her work, she ensures that clients' needs are met with diligence and a keen understanding of their larger financial goals. Daun gets to know each client personally, has a strong work ethic, and is committed to building meaningful long-term relationships.
Married with one daughter, Daun is active in her community and enjoys spending time with family and friends. She and her dog, Milo, are volunteers for Paws & Think, a pet therapy service for at-risk children and adults.
Location
111 Monument Circle
Suite 3100
Indianapolis, IN 46204
US
Direct:
(317) 263-8753(317) 263-8753
Toll-Free:
(800) 624-2545(800) 624-2545
Fax:
(317) 263-8730(317) 263-8730
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
Article Image
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
Article Image
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Joseph R Kelley today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
