My Story and Services

As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together, I can help you to preserve and grow your wealth. You will have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Securities Agent: CA, VA, SC, RI, PA, NY, NJ, NH, NC, ME, FL, DE, CT; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2534875
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheckLink Opens in New Tab.*

My Detailed Process

My process begins and ends with listening. I ask questions about your life, your current financial situation, and your experience with investing . . . and then I listen. It’s an ongoing process through which I understand all I can about you, your family, your work, and your dreams for the future.
This disciplined process allows me to put together a comprehensive financial plan that is aligned with your values and goals. It also enables me to help you get your financial house in order and keep it organized over time.
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    Step 1: Learn about You
    - Listen carefully to understand what is important to you, your family, and your legacy
    - Learn about the values that shape your decisions
    - Identify any challenges and circumstances unique to your situation
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    Step 2: Analyze Your Finances
    Review your current and future financial situation to determine the likelihood of reaching your goals
    - Identify any potential shortfalls or the impact of unexpected life events
    - Reach out to your CPA and estate attorney to understand your existing tax and estate plans so we can coordinate our strategies
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    Step 3: Develop & Present Your Plan
    - Create a custom financial plan specifically for you using proprietary planning and risk analysis tools
    - Present your plan in detail, explaining why I am recommending each strategy
    - Refine your plan accordingly
    - Openly discuss all costs involved
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    Step 4: Implement Your Plan
    Prioritize activities and establish timelines
    - Initiate paperwork to move your assets to Morgan Stanley
    - Implement each strategy we discussed
    - Keep you updated each step of the way
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    Step 5: Provide Ongoing Service
    - Continue to build our relationship, scheduling ongoing conversations based on a communication strategy that works for you
    - Apply due diligence process to evaluate performance of your plan and investments
    - Recommend adjustments over time to keep you on track towards achieving your goals
    What I Believe:
    The best relationships are built on trust, understanding and shared values. I am committed to the following core beliefs that serve as the foundation of my practice.
    I believe money is simply a tool to empower you to live your best life.
    I work with you to define and articulate your goals, then create a comprehensive financial plan to help you achieve them.
    I believe in personalized service.
    I recognize every client is different. Some clients expect in-depth explanations of investment concepts, while others prefer working with an advisor with whom they can formulate strategies. I am committed to helping you achieve your goals in a manner that aligns with your expectations of a concierge experience.
    I believe in creating deep and caring relationships, based on trust and respect.
    I do this by working with a select group of individuals, families and business owners who value my knowledge and experience in providing comprehensive solutions that go well beyond investments. The bonds I form with my clients are fundamental to my mission, and it is my hope they span generations.
    I believe you are entitled to the best advice possible.
    As a result, I often collaborate with colleagues from across the Morgan Stanley network, as well as other professionals within the industry who are considered experts in their field. I also work in tandem with your accountant, attorney, and other trusted advisors to gain the precise knowledge needed to effectively manage all aspects of your wealth.
    I believe in you.
    While I value my relationship with Morgan Stanley as a top purveyor of global financial services for more than 80 years, I value my relationship with you even more. I am committed to developing a relationship that provides special value to you and your family. When you succeed, we all succeed.
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    Morgan Stanley Online
    Seamlessly and securely manage your investments and everyday finances in one place with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
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    Online Security Center
    Morgan Stanley's digital tools are built with the security of client assets and data as a top priority. All login sessions to Morgan Stanley Online and the Morgan Stanley Mobile App have end-to-end, high-grade encryption.
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    Total Tax 365
    Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient investment strategies and resources to help your clients.
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    Investing with Impact
    Morgan Stanley's Investing with Impact Platform offers a diverse range of funds and other investments designed to advance environmental, economic and social goals — while striving for competitive performance. 
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    Thoughts on the Market
    With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
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    Innovative Ideas
    - The Morgan Stanley Ideas podcast brings you revealing stories about the world of business, finance, technology and beyond. Click the link below to access a library of interesting content from the firm.

My experience

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    Morgan Stanley
    Financial Advisor
    Short Hills, NJ
    November 2022 - Present
    Wells Fargo
    Financial Advisor
    Westfield, NJ
    March 2010- November 2022
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    Morgan Stanley
    Financial Advisor
    Short Hills, NJ
    2002 - March 2010
    Lehman Brothers, Inc.
    New York, NY
    Vice President
    Loan Syndications & Trading
    1994-1998
    The Bank Of Tokyo Trust Company
    Corporate Trust Officer
    New York, NY
    1992-1994
    First National Bank of Boston
    Sr. Account Administrator
    Corporate Trust Department
    Boston, MA
    1988-1992
Below is my academic and professional achievements.
    Bentley College
    Waltham, MA
    Bachelor of Science in Finance - August 1987
    Licensure
    Series 7
    Series 65
    Series 63
    Series 31
    Series 9
    Series 10
    Life & Health Insurance

Client Service Team

    Carousel Associate Image
    Chris Ann Kavanagh - Senior Registered Client Service Associate
    Phone:
    (973) 921-6509(973) 921-6509

Location

150 Jfk Parkway 2nd
Fl
Short Hills, NJ 07078
US
Direct:
(973) 921-6511(973) 921-6511

The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships

About Don Janevski

Don Janevski is a Private Banker serving Morgan Stanley Wealth Management offices in New Jersey.

Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.

Don began his career in financial services in 2003 and joined Morgan Stanley in 2015 as an Associate Private Banker. Prior to joining the firm, he was a Mortgage Loan Consultant and a Mortgage Product Specialist with Silver Financial Capital Group, as well as a Branch Manager with First Lenders Mortgage.

Don is a graduate of the Montclair State University, where he received a Bachelor of Business Administration in Marketing and Management. He lives in Emerson, NJ with his family. Outside of the office, Don enjoys spending time with family and friends, exercising and painting.
NMLS#: 197095

About Adam Guralnick

Adam Guralnick is a Private Banker serving Morgan Stanley Wealth Management offices in New Jersey.

Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.

Adam began his career in financial services in 2002, and joined Morgan Stanley in 2021 as an Associate Private Banker. Prior to joining the firm, he was a Wealth Management Banker at UBS. He also served as a UHNW Associate Private Banker at Citi Private Bank and a Merrill Lynch Banking Advisor.

Adam is a graduate of the University at Buffalo, where he received a Bachelor of Arts in Communication and a Master of Arts in Informatics. He lives in Livingston, New Jersey with his family. Outside of the office, Adam enjoys traveling, sports, and spending time with his family.
NMLS#: 1114313

About Knetia Herrera

Knetia Herrera is an Associate Private Banker serving Morgan Stanley Wealth Management offices in New Jersey.

Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.

Knetia began her career in financial services in 2016, and joined Morgan Stanley in 2021 as an Associate Private Banker. Prior to joining the firm, she was a Licensed Private Client Banker, a Licensed Relationship Banker, and a Personal Banker at JP Morgan.

Knetia is a graduate of the University of West Indies, where she received a Bachelor of Science in Banking and Finance, and Southern New Hampshire University, where she received her Master of Science in Applied Economics. She lives in Bloomingdale, New Jersey with her family. Outside of the office, Knetia enjoys experimenting in the kitchen, partaking in adrenaline filled activities, and spending time with family and friends.
NMLS#: 1615990

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
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Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

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Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
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Taking Control of Your Finances After Death of a Spouse

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Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
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Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
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Donor Advised Funds: A Smart Way to Manage Your Giving 

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Ready to start a conversation? Contact Joseph McHugh today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

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The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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Awards DisclosuresLink Opens in New Tab
CRC 6491812 (04/2024)