Jonathan Schaechter, CFP®
Senior Vice President,
Financial Advisor
Direct:
(212) 893-6447(212) 893-6447
My Story and Services
Jon Schaechter is a Senior Vice President at The Fourth Avenue Group, a leading Wealth Management team at Morgan Stanley.
Jon began his career in 1988, and worked as a Financial Advisor (Senior Vice President - Counseling) with The Ayco Company (a Goldman Sachs company) for over 29 years. At Ayco/Goldman Sachs, Jon provided financial counseling services to Fortune 1000 C-Suite and Senior Executives, along with entrepreneurs. Jon joined Morgan Stanley as a Senior Vice President – Financial Advisor in July 2017.
He holds a Bachelor of Science degree in Finance from the University of Maryland, and a MBA in Finance from Seton Hall University. Jon maintains his life and health insurance licenses, and is a Certified Financial Planner CFP®. As a lifelong resident of New Jersey, Jon currently resides in Randolph with his wife, Michele. He has two adult children. In his spare time, Jon enjoys working out, playing golf and traveling with his family.
Jon began his career in 1988, and worked as a Financial Advisor (Senior Vice President - Counseling) with The Ayco Company (a Goldman Sachs company) for over 29 years. At Ayco/Goldman Sachs, Jon provided financial counseling services to Fortune 1000 C-Suite and Senior Executives, along with entrepreneurs. Jon joined Morgan Stanley as a Senior Vice President – Financial Advisor in July 2017.
He holds a Bachelor of Science degree in Finance from the University of Maryland, and a MBA in Finance from Seton Hall University. Jon maintains his life and health insurance licenses, and is a Certified Financial Planner CFP®. As a lifelong resident of New Jersey, Jon currently resides in Randolph with his wife, Michele. He has two adult children. In his spare time, Jon enjoys working out, playing golf and traveling with his family.
Services Include
Securities Agent: NM, WA, SD, NH, MI, MD, CA, NV, MT, GA, FL, WY, RI, PA, OR, SC, NC, MA, LA, KS, WI, PR, OK, NJ, IL, DC, MO, DE, CT, AZ, WV, OH, AL, VT, TX, ME, CO, KY, VA, NY, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 1751508
NMLS#: 1751508
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
KEY LIFE EVENTS
Working with our team, we will be there to support you and your family every step of the way. Your life goals are at the forefront of our relationship and we want to support you in reaching those life milestones.
Birth
Welcoming a child into the family is a joyous occasion for everyone. As your trusted advisor, we will help you plan and prepare for the financial components that a new child might introduce to your lives.
Learn More About Giving to Children
Education
Education is a major investment that often requires years of careful, advanced planning. As educational costs continue to rise - from primary education through undergraduate, graduate and professional schools - we will work together to implement the appropriate funding strategies for your needs.
529 Plans: A Powerful Tool to Save for Education
Marriage
There are few events more exciting than tying the knot with the person you love. Managing your wealth is a critical component to maintaining a long, fruitful marriage. Also, helping fund your child's wedding is a goal for many parents and grandparents.
Talking About Money In Relationships
Divorce
Divorce is a stressful ordeal that is seldom easy - it can be very difficult to brave this battle alone. If necessary, we will help guide you through the priorities and issues that need to be settled to ensure that your needs are met with care and respect.
Financial Planning After Divorce
Retirement
Some people look forward to retirement as their time to relax and enjoy the fruits of their decades-long career. Others worry about their ability to support their lifestyle given certain life challenges. Saving for retirement is a lifelong process that relies on defined financial planning strategies.
Learn More About Retirement Planning
Death
Dealing with our own mortality is intense and challenging. Aside from coping with the loss of a loved one, legal matters also require immediate attention, including the administration of the estate. Even though it is a difficult conversation to have, we will help you determine your estate planning goals to minimize conflict and confusion for your loved ones when your legacy is passed on.
TAILORED SOLUTIONS FOR ACTIVE AND RETIRED C-SUITE EXECUTIVES
Our services are specifically designed to meet the unique financial challenges and goals of active and retired corporate executives in the ultra-high net worth space. With a deep understanding of the nuances in managing and growing wealth acquired from equity-based compensation and benefits, we specialize in crafting personalized wealth management strategies tailored to your individual needs.
We recognize the intricacies involved in preserving and enhancing significant wealth and offer services comparable to a family office to ensure your financial legacy is protected and nurtured for future generations.
As your committed partner, we provide you with the latest insights and tools necessary to navigate the ever-evolving landscape of wealth planning. Our focus is on empowering you and your family to achieve your financial objectives, securing a prosperous legacy for the years ahead.
We recognize the intricacies involved in preserving and enhancing significant wealth and offer services comparable to a family office to ensure your financial legacy is protected and nurtured for future generations.
As your committed partner, we provide you with the latest insights and tools necessary to navigate the ever-evolving landscape of wealth planning. Our focus is on empowering you and your family to achieve your financial objectives, securing a prosperous legacy for the years ahead.
Tax & Estate
• Wills & Beneficiary Designations
• Revocable Trusts
• Advanced Irrevocable Gifting Strategies
• Tax Mitigation Strategies
Learn More• Revocable Trusts
• Advanced Irrevocable Gifting Strategies
• Tax Mitigation Strategies
Investment Strategy
• Cash Management
• Direct Indexing
• Institutional Portfolio Management
• Alternative Investment Access
• Direct Indexing
• Institutional Portfolio Management
• Alternative Investment Access
Assembling an Advisory Team
• Accountant/CPA
• Tax Attorney
• Estate Attorney
• HNW Insurance Specialist
• Tax Attorney
• Estate Attorney
• HNW Insurance Specialist
Pre-Monetization Liquidity & Preparation
• Examining Monetization Paths & Post-Transaction Liquidity
• Tax & Estate Transaction Specific Considerations
• Private Business Tailored Lending Solutions
• Private Market Access for Illiquid Shares
Learn More• Tax & Estate Transaction Specific Considerations
• Private Business Tailored Lending Solutions
• Private Market Access for Illiquid Shares
Philanthropic Strategy
• Philanthropic Mission
• Impactful Grant-making
• Trends in Modern Philanthropy
• Philanthropic Vehicles
Learn More• Impactful Grant-making
• Trends in Modern Philanthropy
• Philanthropic Vehicles
Family Office Resources
• Open Architecture, Multi-Custodian Reporting
• Institutional Consulting & Outsourced CIO
• Exclusive Private Investment Access
• MS Family Office Ecosystem Access
• Concierge & Lifestyle Services
Learn More• Institutional Consulting & Outsourced CIO
• Exclusive Private Investment Access
• MS Family Office Ecosystem Access
• Concierge & Lifestyle Services
Legacy Architects, Crafting Lasting Prosperity for Generations
When multi-generational families want their legacies to thrive, they come to us. Our family office style services are unparalleled, focusing on a holistic approach that goes beyond the realm of traditional private wealth management.
With confidence and expertise, we preserve your family’s prosperity and values. Our handpicked team of seasoned professionals understands the intricate dynamics of families like yours, ensuring a bespoke experience tailored to your unique needs and aspirations.
We strive to keep tradition alive, while embracing innovation for the select families that we work with. From comprehensive investment strategies to the full suite of advanced planning solutions, we curate services that shine a light on your family’s greatness, ensuring a remarkable future for generations to come.
With confidence and expertise, we preserve your family’s prosperity and values. Our handpicked team of seasoned professionals understands the intricate dynamics of families like yours, ensuring a bespoke experience tailored to your unique needs and aspirations.
We strive to keep tradition alive, while embracing innovation for the select families that we work with. From comprehensive investment strategies to the full suite of advanced planning solutions, we curate services that shine a light on your family’s greatness, ensuring a remarkable future for generations to come.
What You May Need
- Investment Management
- Access to Alternative Investments
- Cash Management Solutions
- Consolidated Reporting
- Comprehensive Wealth Planning
- Working With Your CPA & Estate Attorney
- Pre-Liquidity Planning
- Tax, Trust & Estate Advisory
- Charitable Gifting & Giving Strategies
- Family Governance & Wealth Education
- Access to Cash Management & Lending
- Risk Management
- College & Education Funding Solutions
HELPING PREPARE THE NEXT GENERATION FOR FINANCIAL SUCCESS
Our clients often share their desire to not only pass on their wealth to the next generation, but also the family values and financial discipline that created it.
Our Next-Gen advisory service is designed to be an educational resource for our clients, their children and grandchildren. Our goal is to guide the development of their financial skills & habits as they create their own path toward financial success.
Below you will find educational material about life events your children or grandchildren can use to prepare for what lies ahead. If there is another topic you’d like us to assist with, please don’t hesitate to reach out!
Our Next-Gen advisory service is designed to be an educational resource for our clients, their children and grandchildren. Our goal is to guide the development of their financial skills & habits as they create their own path toward financial success.
Below you will find educational material about life events your children or grandchildren can use to prepare for what lies ahead. If there is another topic you’d like us to assist with, please don’t hesitate to reach out!
Graduating College
Armed with a college degree and a blank state, your future awaits. Exciting new adventures and challenges are on the horizon. To help ensure you’re prepared for what’s ahead, it’s important to understand how your financial decisions today can impact your opportunities tomorrow.
Learn More
Starting Your First Job
Beginning your career can be both exciting and nerve-wracking. A crucial first step is determining which career path is right for you. Beyond that, you’ll want to be up to speed on various topics like professionalism, productivity and payroll.
Learn More
The Art of Saving
Saving is more than simply putting money aside: It’s a practice, a philosophy, and a tool for potentially accumulating wealth, reaching your goals, and most importantly, achieving financial freedom. Saving is not just about retirement, it’s about creating a plan to help finance your goals and dreams and the earlier you start, the better.
Learn More
The Basics of Investing
Creating an investment strategy that incorporates your lifestyle goals and tolerance for risk is essential. Setting clear goals for the short-term, long-term, and everything in between will help you decide what trade-offs you are willing to make to prepare for the important milestones ahead.
Learn More
Starting a Business
Building a business from scratch can be a lot harder and riskier than some may think, but if you are able to align your profession with your passions, it can be well worth it. The key to potentially make your entrepreneurial dream a reality is having a clear understanding of the value your business will create, a solid plan for delivering that value, and the perseverance to see it through.
Learn More
Starting a Family
It’s important to anticipate what to expect before you’re expecting. Your monthly expenses are going to change now that you have an additional mouth to feed, and for some this might also coincide with a temporary—or more permanent—decrease in household income. By mapping out your baby budget in advance, you can help ease anxiety about counting diaper costs.
Learn MoreLocation
399 Park Ave 12th
Fl
New York, NY 10022
US
Direct:
(212) 893-6447(212) 893-6447
Wealth Management
Global Investment Office
Portfolio Insights
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Jonathan Schaechter today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
