Nicholas Castellano
Registered Client Service Associate
Phone:
(303) 595-2041(303) 595-2041
John Mulstay
Managing Director, Wealth Management,
Family Wealth Director,
Alternative Investments Director,
Lending Specialist,
Executive Financial Services Director
Direct:
(303) 595-2031(303) 595-2031
Toll-Free:
(800) 767-9983(800) 767-9983
My Mission Statement
We help our clients preserve, grow, share
and transfer their wealth with intention.
and transfer their wealth with intention.
A Commitment to You, Your Family and Your Financial Future
Our clients may not be family, but they are to us.
Many are busy professionals or business owners pursuing greater balance in their lives. Others are in or approaching retirement and want to enjoy life without financial worry. Still others are community or philanthropic leaders looking for sustainable ways to align their portfolios with the missions of their organizations.
Whether your goals are similar or you have a unique financial situation to address, you can depend on us to help you make smart and confident decisions about your investments – not only for today, but for the many years to come.
The Mulstay Advantage
Based in Denver with a strong national footprint, I have been providing personalized and high-quality advice to high net worth individuals, multigenerational families, business owners and nonprofits for more than 25 years.
As a Family Wealth Director – a designation achieved by less than four percent of Morgan Stanley’s 15,000 advisors – I have developed comprehensive skills to serve the sophisticated needs of highly successful individuals and their families. Specifically, I help them manage the complexities of significant wealth as it moves from one generation to the next.
Going the Extra Mile
My colleagues and I combine the intellectual capital of Morgan Stanley with the intimate relationship you expect from a small investment boutique. What’s more, we work in collaboration with your accountant, estate attorney and the various specialists within our firm and throughout our industry to help preserve, grow and transfer your wealth with intention.
As you begin to work with us, you will experience our signature standard of care that is designed to exceed your expectations in every way and treat you as an extension of our family. We are proud of the services and solutions we provide each client and welcome the opportunity to deliver this same level of excellence to you and your loved ones.
We look forward to speaking with you soon.
Many are busy professionals or business owners pursuing greater balance in their lives. Others are in or approaching retirement and want to enjoy life without financial worry. Still others are community or philanthropic leaders looking for sustainable ways to align their portfolios with the missions of their organizations.
Whether your goals are similar or you have a unique financial situation to address, you can depend on us to help you make smart and confident decisions about your investments – not only for today, but for the many years to come.
The Mulstay Advantage
Based in Denver with a strong national footprint, I have been providing personalized and high-quality advice to high net worth individuals, multigenerational families, business owners and nonprofits for more than 25 years.
As a Family Wealth Director – a designation achieved by less than four percent of Morgan Stanley’s 15,000 advisors – I have developed comprehensive skills to serve the sophisticated needs of highly successful individuals and their families. Specifically, I help them manage the complexities of significant wealth as it moves from one generation to the next.
Going the Extra Mile
My colleagues and I combine the intellectual capital of Morgan Stanley with the intimate relationship you expect from a small investment boutique. What’s more, we work in collaboration with your accountant, estate attorney and the various specialists within our firm and throughout our industry to help preserve, grow and transfer your wealth with intention.
As you begin to work with us, you will experience our signature standard of care that is designed to exceed your expectations in every way and treat you as an extension of our family. We are proud of the services and solutions we provide each client and welcome the opportunity to deliver this same level of excellence to you and your loved ones.
We look forward to speaking with you soon.
Securities Agent: SC, CA, LA, SD, WI, WA, MN, NJ, IL, ID, GA, MI, AZ, AK, UT, NY, NH, FL, KS, PA, NV, NE, MD, CO, TX; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1290541
CA Insurance License #: 0121085
NMLS#: 1290541
CA Insurance License #: 0121085
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Investing with Discipline and Diligence
The hallmark of our wealth management process is a longstanding commitment to building customized solutions from the ground up, utilizing the intellectual capital of Morgan Stanley. Our goals-based approach leads to strategies that are not only designed to reach specific financial targets, but are reflective of who you are and how you intend to share your wealth with others.
1: Discovery
Our relationship begins with a conversation to understand your financial concerns and determine how we can help add value to your situation. We’ll listen carefully to learn about you as a person and an investor and to identify any circumstances unique to your personal situation. This is your opportunity to learn about our capabilities, as we get to know you. Should we agree to move forward, we’ll schedule our next meeting and request important financial information.
2: Pre-Planning and Analysis
In this step, you’ll learn how our approach helps bring the brightest professionals at Morgan Stanley together to address the complexities that surround your wealth. We’ll review your current portfolio and determine if it is properly structured. We’ll show you how your assets would look if they were set up with us and introduce you to Morgan Stanley’s intellectual capital and global network. We’ll also share a sample financial plan we will customize for you to address your specific priorities and concerns.
3: Portfolio Construction
With your approval, we will begin to transfer your assets to Morgan Stanley. Once transferred, we will present appropriate investments for your portfolio and explain each recommendation in detail. We will then execute the recommendations and hire investment managers where we need them. We will also begin our goals-based financial planning process with a Certified Financial Planner™ (CFP®) at Morgan Stanley.
4. Financial Plan Development
Utilizing proprietary tools and insights from Morgan Stanley, we will develop a personalized financial plan that integrates all your available assets into one complete plan. Like your investment portfolio, we will then present each recommendation and the reasoning behind it. We will also coordinate our efforts with your CPA and estate attorney. Upon your approval, we will begin to execute each strategy, keeping you involved each step of the way.
5: Ongoing Service and Care
Milestones like marriage, children, retirement and starting or selling a business can all have a dramatic impact on your wealth. We’ll review your plan with you on an ongoing basis so it can be adapted as changes in your life occur. We’ll also work with you to evaluate your vestments over time, recommending adjustments so your strategy continuously reflects your evolving needs and goals.
Disclosures
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at http://www.morganstanley.com/ourcommitment/.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Managing Wealth, Making a Difference
We come to work every day focused on making a real difference in the lives of our clients and their families. For more than 25 years, we have enjoyed providing busy professionals, business leaders and multigenerational families with a holistic suite of wealth management solutions, coupled with a first-class experience and a tapestry of qualities we believe set us apart.
Personalized Relationships
We are dedicated to building deep and personal relationships with our clients and are committed to their ongoing financial success. We do this by working with a select group of clients who value our depth of knowledge and experience in providing comprehensive solutions that go well beyond investments. The bonds we form with our clients are fundamental to our mission and evidenced by the generations of families we have proudly served since opening our doors in 1995.
Family Wealth Focus
John is a Family Wealth Director at Morgan Stanley. This designation – achieved by less than four percent of the firm’s 15,000 advisors – places him among a small group of advisors uniquely qualified to serve the sophisticated needs of ultra-high net worth clients. As a Family Wealth Director, John and his colleagues have access to an exclusive suite of services developed to help families manage the complex, multigenerational challenges of significant wealth.
Tax-Smart Investing
Investing for the future is not only about how much you earn, but how much you keep. We have extensive knowledge in tax-smart investments, thanks to our decades of experience in wealth protection strategies and municipal bonds. We bring a level of sophistication in this dynamic investment arena.
Focused Strategies for Executives
If you find your overall wealth is heavily concentrated in company stock or the restrictions placed on the sale of your shares are limiting your ability to diversify, we offer the strategic guidance necessary to gain flexible access to your wealth. In fact, we created one of the largest, most sophisticated 105b-1 preset trading plans in the country. From the sale of restricted, control and concentrated stocks under SEC Rule 144 to the purchase of company stock under Rule 10b-18, we have the knowledge to position your corporate assets for growth.
A Collaborative Approach
We work in collaboration with your accountant, attorney and the vast array of specialists across Morgan Stanley to gain the precise knowledge needed to effectively manage your wealth, while helping ensure our recommendations are fully aligned with your overall goals.
A Focus on Philanthropy
Many successful individuals and families seek opportunities to support cultural and educational institutions, as well as nonprofit organizations. We have significant experience helping our clients leave a lasting legacy. We can help you analyze and implement a strategy that benefits the causes you care most about, while managing your overall portfolio in a tax-smart manner.
A Commitment to Community
- We are a tight-knit team of caring professionals with deep roots in our community and a commitment to sustaining its character for future generations.
- Through a variety of efforts, we are deeply engaged in creating a better and brighter future. Our relationship with various organizations supports important initiatives, with a special emphasis on supporting and educating the youth of Colorado.
- We are proud to be members of the Morgan Stanley family and carry on the firm’s philanthropic culture of global citizenship. It is a tradition we embrace locally by giving back to our communities and it is now innately embedded into the DNA of our practice.
- We believe it’s important for our clients to know about our community involvement because it stems from the same instincts that led us to our careers in financial services.
- We care deeply about each of our clients and go the extra mile to make certain they all understand we are here to help them preserve, grow and share their wealth with intention.
Valuable Tools and Resources:
We believe financial education leads to a better understanding of your overall wealth and that ultimately, informed decisions lead to stronger long-term results.
We have curated the following articles, thought leadership papers and financial tools that speak to our wealth management philosophy and investment strategy. We have provided easy links to these materials and hope you will return often to learn more about the topics that can impact your financial well-being.
We have curated the following articles, thought leadership papers and financial tools that speak to our wealth management philosophy and investment strategy. We have provided easy links to these materials and hope you will return often to learn more about the topics that can impact your financial well-being.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
Learn More About Total Wealth View
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery to securely save, print, send, and receive documents at any time.
Enroll in eDelivery
Spending and Budgeting Tools
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts. Our Spending and Budgeting Tools makes it easy for you and your Financial Advisor to see your complete financial picture.
Learn More About Our Financial Management Tools
Personal Finance
Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. Learn from Morgan Stanley thought leaders about how to manage your wealth and help meet your personal financial goals.
Explore Personal Finance Ideas
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About the Online Security Center
2024 Tax Tables
This helpful resource outlines the 2024 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
Access the 2024 income tax tables
Thoughts on the Market
Each week, Chief Cross-Asset Strategist Andrew Sheets, or a member of his team, offers perspective on the forces shaping the markets as well as insights on investment opportunities and risk across global asset classes.
Check Out The Latest EpisodeLocation
1550 Market St
Suite 600
Denver, CO 80202
US
Direct:
(303) 595-2031(303) 595-2031
Toll-Free:
(800) 767-9983(800) 767-9983
Fax:
(303) 595-2127(303) 595-2127
Meet My Team
About Nicholas Castellano
Nick has five years of experience in the financial services space. His most recent experience was as a member of Robinhood’s Advanced Brokerage team where he worked supporting options and margin products for their clients. A native of Long Island New York and graduate of SUNY Geneseo, Nick lived in Rochester NY for 2 ½ years prior to moving to Colorado where he has been a resident of Denver for the past two years. An avid outdoorsman, you can typically find Nick camping, hiking or fishing throughout Colorado on the weekend.
Nick’s responsibilities on the team will include:
• Client onboarding and account opening
• Ensuring timely money movement and operational efficiency
• Providing client support and communication throughout the week through email and over the phone
• Supporting clients full utilization of Morgan Stanley’s online tools and services
Nick’s responsibilities on the team will include:
• Client onboarding and account opening
• Ensuring timely money movement and operational efficiency
• Providing client support and communication throughout the week through email and over the phone
• Supporting clients full utilization of Morgan Stanley’s online tools and services
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Matt Stotler
Private Banker
About Matt Stotler
Matt Stotler is a Private Banker serving Morgan Stanley Wealth Management offices in Colorado.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Matt began his career in financial services in 1987 with Bank of America, and joined Morgan Stanley in 2016 as a Private Banker. Prior to joining the firm, he was a Regional Manager at Merrill Lynch. He also served as a Private Client Manager with U.S. Trust.
Matt is a graduate of California State University, where he received a Bachelor of Arts in Business Administration and a minor in Spanish. He currently lives in Parker, Colorado. Outside of the office, Matt enjoys playing and coaching soccer, as well as spending time hiking, camping and biking with his 3 daughters.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Matt began his career in financial services in 1987 with Bank of America, and joined Morgan Stanley in 2016 as a Private Banker. Prior to joining the firm, he was a Regional Manager at Merrill Lynch. He also served as a Private Client Manager with U.S. Trust.
Matt is a graduate of California State University, where he received a Bachelor of Arts in Business Administration and a minor in Spanish. He currently lives in Parker, Colorado. Outside of the office, Matt enjoys playing and coaching soccer, as well as spending time hiking, camping and biking with his 3 daughters.
NMLS#: 643938
Wealth Management
Global Investment Office
Portfolio Insights
Ready to start a conversation? Contact John Mulstay today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
