John Mongold, CFA®

If you are like our clients, you are an entrepreneur and/or an executive focusing on the success of your business. It is our business to focus on you, your family, and your legacy.

As a leader, you have built and managed teams to work to drive your business. We serve as your personal team though virtually all phases of your wealth journey. These include:

Wealth Creation

There are many financial advantages to being an entrepreneur and business leader. Our goal is to be sure you are aware of them and can make use of the ones that apply.

• Retirement planning strategies
• Equity planning strategies
• Non-Qualified Deferred Compensation
• Executive Services
• Financial Wellness and Education
• Corporate Investmet Strategies
• Cash Mangement and Lending Solutions

Pre-Liquidity Planning

As your business grows, and you begin to think about liquidity strategies, planning within appropriate timelines can help you and your family prepare for the financial impact.

• Income Tax Plan strategies
• Charitable Giving strategies
• Stock Options planning
• Transfer Tax Planning strategies
• Estate Planning and Tax Management strategies
• Entity Structuring

Transaction Planning and Process

Having the appropriate advisors around you is key to a successful transaction. We bring years of working through transactions and will work with your current advisors to help prepare for your transaction. We work alongside you and the other advisors throughout the process to help maintail your personal wealth and legacy and understand they are a key component to the decision making.

• Investment Banker / M&A Advisor
• M&A Attorney
• Personal Accountant
• Business Accountant
• Estate Planning Attorney
• Insurance Professionals

Post-Liquidity Transition

Implementing the pre-liquidity plan takes time and careful positioning. The structures put in place and the assets to help fund them should reflect your risk tolerance and legacy goals.

• Investment Asset Allocation
• Alternative Investments, where appropriate
• Tax Efficient Investment planning
• Cash Management and Lending solutions
• Financial and Cash Flow planning
• Distribution Tax planning
• Charitable Giving analysis

Legacy Planning

Your legacy, whether it be for your family or charity, is a key piect to wealth creation. We can help you think through those legacy goals to help ensure your wealth is being used as you intended.

• Ongoing Estate Planning review
• Next Generation Education
• Philanthropic Goals
• Access to Family Office Resources

Morgan Stanley Smith Barney LLC ("Morgan Stanley"), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning or other legal matters.

When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, "Morgan Stanley") provide "investment advice" regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account ("Retirement Account"), Morgan Stanley is a "fiduciary" as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and/or the Internal Revenue Code of 1986 (the "Code"), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide "investment advice", Morgan Stanley will not be considered a "fiduciary" under ERISA and/or the Code. For more information regarding Morgan Stanley's role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Asset allocation and diversification do not guarantee a profit or protect against a loss in a declining financial market.

The term "Family Office Resources" is being used as a term of art and not to imply that Morgan Stanley and/or its employees are acting as a family office pursuant to Investment Advisers Act of 1940.
Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.

The investments listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment will depend upon an investor's individual circumstances and objectives.

Morgan Stanley Private Wealth Management, a division of Morgan Stanley Smith Barney LLC. Member SIPC. CRC 4562756 06/25