About Me

From a young age, the desire to be financially independent and entrepreneurial drove John towards a career in wealth management. Growing up in Houston, he earned a bachelor’s degree in business administration with an emphasis in finance from Texas State University. With over a decade of experience in the industry, he has built a reputation for helping clients achieve financial peace of mind through comprehensive wealth planning strategies.

John takes a client-first approach to financial advising, ensuring that each plan is unique to one’s individual needs. He believes in creating a seamless, one-stop-shop service model that allows clients to feel relieved and confident in their financial future. His expertise spans multiple areas, including investment management, risk mitigation, and tax-efficient strategies, all designed to provide a holistic and personalized financial roadmap.

Beyond financial planning, John prioritizes long-term relationships with his clients, taking the time to understand their goals, worries, and dreams. Whether through active engagement in their financial journey or sharing common interests such as hiking, camping, and spending time with family, he fosters meaningful connections built on trust. His mission is to guide clients toward financial stability and success, ensuring they feel secure every step of the way.
Services Include
Securities Agent: IL, TN, NY, NM, MD, FL, SC, MT, ME, CT, AR, TX, DE, CO, AZ, VT, UT, PA, OR, NC, DC, CA, MA, KS, WA, OK, LA, KY, VA, OH; General Securities Representative; Investment Advisor Representative
NMLS#: 1501583
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Real Advice For Each Clients Situation

As part of the Waterwall Group at Morgan Stanley, I work with a large demographic of individuals and families from all over the country helping guide them through the financial planning process. Below are some of the types of clients I have dedicated my career to servicing:

• Senior corporate executives and directors
• Successful business owners and entrepreneurs
• Ultra-High Net Worth families looking to leave a lasting legacy transcending generations
• Individuals who have achieved considerable financial success and require assistance dealing with the complexities that come with this level of wealth

Working With You

I believe that charting a clear course to financial success begins with understanding your values, priorities, and aspirations. Together, we will define what is most important to you and your family and then develop the strategies to help get you there with a customized financial plan focused on you. Through each step, I will provide objective advice and investment insights to construct a plan that is personalized to your needs and goals. Below is a step by step process I use to make sure each of my clients gets the level of care they deserve.
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    Step 1: Initial Call
    Our first call is an opportunity to explore what you're looking for in a relationship with us. We'll discuss your past experiences with financial advisors or managing your finances independently, as well as your key goals and any challenges you foresee in achieving them.
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    Step 2: Discovery Meeting
    A discovery meeting where we'll assess your financial situation and clarify what you want your wealth to achieve. Together, we'll define your goals, estimate their costs, and evaluate whether your resources align with achieving them within your desired timeframe.
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    Step 3: Plan Presentation
    A plan presentation meeting where we'll share your financial plan and the strategies designed to bridge any gaps between your goals and available resources. The plan will include an asset allocation tailored to the size of those gaps and your risk tolerance.
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    Step 4: Plan Implementation
    Plan implementation, where we put your financial plan into action. This may include collaboration with Morgan Stanley specialists in financial planning, private banking, and other areas relevant to your situation. Additionally, we will develop a customized investment strategy to support your goals.
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    Step 5: Ongoing Evaluation
    Ongoing evaluation to assess your progress toward achieving your financial goals as planned. We continuously monitor your portfolio's performance and adjust strategies as needed to address changes in your circumstances or shifts in the financial markets.
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    Next Steps
    If your ready to take control of your financial future and believe this approach aligns with your needs, the next step is to contact me above and complete the questionnaire.

Helping You Leave a Legacy that Transcends Generations

Managing your family’s wealth is about so much more than simply attaining a desired return. At the Waterwall Group at Morgan Stanley we work with our clients and their families to plan for both the present and the future. Our goal is to get all generations involved and set out a plan so that your hard earned wealth transcends generations and lasts long after you are gone. We will set up a strategy to help make sure your children and grandchildren are taken care of. Whether this involves estate planning strategies, insurance planning, or just taking a much longer term view on your investment horizon, the Waterwall Group is here to guide you through this complicated process.

Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
How We Help
  • Creating a Comprehensive Financial Plan
  • Long Term Investment Solutions
  • Getting Your Heirs Involved
  • College and Education Planning
  • Insurance Planning
  • Estate Planning Strategies
  • Gifting Strategies
  • Charitable Giving Strategies
  • Cash Management
  • Collaborating With Your Other Advisors
Thanks to the unwavering commitment to helping clients achieve their investment goals, I have been awarded and received the following awards and recognitions.
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    2019-2023 Morgan Stanley Pacesetter's Club
    This accolade recognizes consistent excellence in helping clients achieve their personal and financial goals. In addition to demonstrating leadership through best practices of wealth management, Morgan Stanley's recognition programs acknowledge the highest professional standards and first-rate client service.

    My clients continued support and trust help make this possible. I look forward to continuing to provide clients with the highest level of service.
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    2024 & 2025 Forbes Best-In-State Wealth Management Teams
    It’s an honor for The Waterwall Group to have made Forbes Best-In-State Wealth Management Teams list in Texas for both 2024 and 2025. The entire team is very grateful for the trust that our clients have placed in us and for our team’s continued commitment to excellence.

    This prestigious acknowledgement from Forbes underscores our commitment to excellence, client satisfaction, and innovation in the field of wealth management. Our team's dedication to providing tailored solutions and navigating the complexities of the ever evolving financial landscape has positioned us among the elite in the industry.

    Disclosure:
    2024, 2025 Forbes Best-In-State Wealth Management Teams
    Source: Forbes.com (Awarded 2024,2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Location

2800 Post Oak Blvd 18th
Fl
Houston, TX 77056
US
Direct:
(713) 499-2004(713) 499-2004
Toll-Free:
(800) 666-6069(800) 666-6069
Wealth Management
Global Investment Office

Portfolio Insights

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Taking Control of Your Finances After Death of a Spouse
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Taking Control of Your Finances After Death of a Spouse

Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
The Business Case for a Financially Resilient Workforce
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
Ready to start a conversation? Contact John Husband today.
Market Information Delayed 20 Minutes
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.

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5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.

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6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.  The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures
CRC 6491812 (04/2024)