Christopher J. Levin, CFP®, FPS
First Vice President, Portfolio Management Associate Director
Phone:
(603) 422-8975(603) 422-8975
John Habig
Managing Director, Wealth Management,
Financial Advisor
Direct:
(603) 422-8901(603) 422-8901
Toll-Free:
(800) 961-4956(800) 961-4956
My Mission Statement
Delivering high quality service with a wide array of investment
solutions
solutions
Welcome
John is a Managing Director, Financial Advisor and Senior Portfolio Management Director at Morgan Stanley; and has been with the firm or its predecessor firms for over 35 years. He began his career on Wall St. in New York City after graduating from St. Bonaventure University with a degree in Business.
He has been fortunate to have the opportunity to work with many high net worth clients. He provides individuals, corporations and institutions with comprehensive wealth management solutions, focusing on helping grow and preserving their wealth in addition to offering thoughtful advice on any financial or investment concern that might arise.
John’s professionalism, dedication, knowledge and experience has earned him the following recognitions: named to Forbes 2026 Best-in-State Wealth Advisors in New Hampshire (9 consecutive years.)
John is an active supporter of some of the Seacoast’s non – profit organizations: Big Brothers and Big Sisters of NH, Gather NH, Coastal Conservation Association, Little Harbor Charitable Foundation and Prescott Park Arts Festival.
He is an avid outdoorsman, loves hunting (former registered hunting guide), fishing, hiking, scuba diving (certified) and boating (earning his U.S. Coast Guard Captain’s license in 2019.)
John and his wife Kelly have travelled extensively to over 40 countries and some of their favorite adventures include: hiking the Inca Trail in Peru, floating down the Amazon River, exploring the Galapagos Islands, hiking and fishing in Patagonia, diving the Great Barrier Reef in Australia, trekking with the mountain gorillas in Uganda, photographing the “big 5” of the Serengeti and celebrating turning “50” by running with the bulls in Pamplona.
John and his wife live in Rye NH and enjoy spending time with their 3 amazing children and 5 incredible grandchildren, their most challenging and favorite adventure.
Source: Forbes.com (Awarded 2018 – 2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
He has been fortunate to have the opportunity to work with many high net worth clients. He provides individuals, corporations and institutions with comprehensive wealth management solutions, focusing on helping grow and preserving their wealth in addition to offering thoughtful advice on any financial or investment concern that might arise.
John’s professionalism, dedication, knowledge and experience has earned him the following recognitions: named to Forbes 2026 Best-in-State Wealth Advisors in New Hampshire (9 consecutive years.)
John is an active supporter of some of the Seacoast’s non – profit organizations: Big Brothers and Big Sisters of NH, Gather NH, Coastal Conservation Association, Little Harbor Charitable Foundation and Prescott Park Arts Festival.
He is an avid outdoorsman, loves hunting (former registered hunting guide), fishing, hiking, scuba diving (certified) and boating (earning his U.S. Coast Guard Captain’s license in 2019.)
John and his wife Kelly have travelled extensively to over 40 countries and some of their favorite adventures include: hiking the Inca Trail in Peru, floating down the Amazon River, exploring the Galapagos Islands, hiking and fishing in Patagonia, diving the Great Barrier Reef in Australia, trekking with the mountain gorillas in Uganda, photographing the “big 5” of the Serengeti and celebrating turning “50” by running with the bulls in Pamplona.
John and his wife live in Rye NH and enjoy spending time with their 3 amazing children and 5 incredible grandchildren, their most challenging and favorite adventure.
Source: Forbes.com (Awarded 2018 – 2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: NC, IL, FL, AZ, AL, UT, NH, CT, CA, WI, PA, DE, NY, NJ, IA, RI, PR, OH, MI, ME, LA, HI, DC, MT, VA, TX, MS, WA, SC, NE, MD, CO, TN, NV, MN, MA, GA, VT; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 180042
NMLS#: 180042
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
My goal is to understand your financial needs and then align those needs with the resources of the firm and my years of experience to help you meet or exceed them. I will help you evaluate near-term concerns and plan for long-term goals, be a sounding board for investment ideas, assist you in developing and executing a strategy that is precisely your own and helps you meet your needs.
In an effort to help ensure that you are receiving the best possible service, I need to know what matters most to you. Having wealth can create complex needs, which is why this website you are now reading may be a valuable resource to you. This site is updated consistently to inform you about significant topics in wealth planning and today's market and can serve as a starting point for our discussions about what is most important to you.
I look forward to speaking with you regarding any questions you may have and about how I can help you with any aspirations or plans in the making. I appreciate your confidence and support and look forward to a long and successful relationship with you.
In an effort to help ensure that you are receiving the best possible service, I need to know what matters most to you. Having wealth can create complex needs, which is why this website you are now reading may be a valuable resource to you. This site is updated consistently to inform you about significant topics in wealth planning and today's market and can serve as a starting point for our discussions about what is most important to you.
I look forward to speaking with you regarding any questions you may have and about how I can help you with any aspirations or plans in the making. I appreciate your confidence and support and look forward to a long and successful relationship with you.
- 2026 Forbes Best-in-State Wealth Advisors in New Hampshire. Source: Forbes.com (Awarded 2018 – 2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award
- 2009-2024 Barron's Top 1,200 Financial Advisors Rankings by State Source: Barrons.com (2010 – 2024). Data compiled by Barron’s based on 12-month period concluding in Sept of the year prior to the issuance of the award.
- President's Club - Morgan Stanley
- Coastal Conservation Association, Board of Directors
- Seacoast United Way, Previous Chairman
- Seacoast American Red Cross, Previous Director
- Gather NH, Board of Directors
Location
1 Harbour Place
Ste 125
Portsmouth, NH 03801
US
Direct:
(603) 422-8901(603) 422-8901
Toll-Free:
(800) 961-4956(800) 961-4956
Fax:
(603) 422-8986(603) 422-8986
Meet My Team
Kelly A. Curley
Portfolio Associate
Phone:
(603) 422-8917(603) 422-8917
About Christopher J. Levin
Chris started his career in finance and investments after earning a Bachelor’s degree in Financial Management, cum laude from Salve Regina College in 1986. As your Portfolio Management Associate Director, his main responsibilities encompass developing customized Financial Plans/Asset Allocation proposals and analyzing investment portfolio holdings. He engages in interactive dialogue with clients and prospects to determine investment objectives, current portfolio status, risk tolerance, and other information necessary to craft comprehensive financial strategy in conjunction with the Financial Advisor. He also provides individualized recommendations to the Financial Advisor regarding client situations and their investment time horizons.
Chris holds the Certified Financial Planner ® designation, awarded by the Certified Financial Planner® Board of Standards. Chris has been with Morgan Stanley since 2006 and has held Securities licenses since 1998. Specifically Series 7: General Securities; Series 63: Uniform Securities Agent State Law and Series 65: Uniform Investment Adviser Law. He is also Life, Accident & Health Insurance licensed.
Prior to joining Morgan Stanley, Chris has served as a financial analyst with Raytheon, an Independent Investment Advisor, Registered Representative and Trust Administrator with Citizens Bank and, Retirement Specialist at Fidelity Investments. He also served as the Trustee of the Trust Funds for a small NH municipality in the late 1990’s and he owned a retail gourmet café and specialty shop that earned a spot in NH Magazine’s “Best of New Hampshire” awards in 2004.
He and his wife Maureen have been married for 40yrs. Chris played hockey throughout his childhood and at the college level, he still enjoys the game as well as many outdoor sporting activities and summer days at the beach. Growing up in a tourist resort area, he has extensive knowledge of the food and beverage/hospitality industry and maintains interest in the culinary arts. Chris is an active member of the Elks. He and Maureen spend a great deal of their free time entertaining friends and family.
Chris holds the Certified Financial Planner ® designation, awarded by the Certified Financial Planner® Board of Standards. Chris has been with Morgan Stanley since 2006 and has held Securities licenses since 1998. Specifically Series 7: General Securities; Series 63: Uniform Securities Agent State Law and Series 65: Uniform Investment Adviser Law. He is also Life, Accident & Health Insurance licensed.
Prior to joining Morgan Stanley, Chris has served as a financial analyst with Raytheon, an Independent Investment Advisor, Registered Representative and Trust Administrator with Citizens Bank and, Retirement Specialist at Fidelity Investments. He also served as the Trustee of the Trust Funds for a small NH municipality in the late 1990’s and he owned a retail gourmet café and specialty shop that earned a spot in NH Magazine’s “Best of New Hampshire” awards in 2004.
He and his wife Maureen have been married for 40yrs. Chris played hockey throughout his childhood and at the college level, he still enjoys the game as well as many outdoor sporting activities and summer days at the beach. Growing up in a tourist resort area, he has extensive knowledge of the food and beverage/hospitality industry and maintains interest in the culinary arts. Chris is an active member of the Elks. He and Maureen spend a great deal of their free time entertaining friends and family.
About Kelly A. Curley
Kelly started in the financial industry working as a Client Service Associate at Smith Barney back in 1997. In 2017, she joined John’s team, bringing her extensive knowledge and talents. With over 25 years of financial industry experience, Kelly prides herself on ensuring that clients receive the highest level of service.
Kelly is often the first voice that many hear when they call the office. With her exceptional administrative and organizational skills, she manages the daily operational functions for the team. Her comprehension of policies and procedures makes her an invaluable resource for our team and our clients. As a Portfolio Associate, Kelly holds FINRA Series 7 and Series 66 registrations.
Kelly lives in Haverhill, MA along with her husband James and their 3 daughters; Erin, Anna and Ciara and Labradoodle Toby. In her free time she enjoys spending time with her family, especially supporting her girls in their sports and school activities. She loves cooking & baking, traveling, golf and reading.
Kelly is often the first voice that many hear when they call the office. With her exceptional administrative and organizational skills, she manages the daily operational functions for the team. Her comprehension of policies and procedures makes her an invaluable resource for our team and our clients. As a Portfolio Associate, Kelly holds FINRA Series 7 and Series 66 registrations.
Kelly lives in Haverhill, MA along with her husband James and their 3 daughters; Erin, Anna and Ciara and Labradoodle Toby. In her free time she enjoys spending time with her family, especially supporting her girls in their sports and school activities. She loves cooking & baking, traveling, golf and reading.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
5 Mistakes to Avoid in Retirement
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact John Habig today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
