Jodi Lam, CFP®, CIMA®
Senior Vice President,
Wealth Advisor,
CERTIFIED FINANCIAL PLANNER®
Direct:
(808) 525-6037(808) 525-6037
My Mission Statement
To deliver comprehensive, goals-based financial planning that supports clients at every stage of life, helping them make informed decisions, navigate change, and stay on track.
My Story and Services
I believe success in achieving important financial goals starts with a comprehensive wealth strategy. I will help you define what is most important to you and then formulate the strategies that are suited for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or devising a distribution approach that meets your lifestyle and legacy goals.
Experience
Jodi assists individual and business clients in the areas of financial planning, retirement planning services, investment selection and portfolio monitoring. She takes pleasure in using her resources and strengths to help clients meet their objectives, develop their vision, and accomplish their goals.
Professional and Educational Background
Jodi is a Wealth Advisor with Morgan Stanley Wealth Management. She holds the prestigious Certified Financial Planner (CFP®) designation and the Certified Investment Management Analyst (CIMA®) from the Wharton School, University of Pennsylvania. She previously held positions as the Director of Taxes of Hawaiian Electric Company and Castle & Cooke Hawaii. After graduating with a B.A. from the University of Washington, she worked in the tax and audit departments of Arthur Anderson & Co. and Ernst & Young. She was a former board member of the YWCA of Oahu, the Hawaii Society of CPAs, Hale Kipa, the U.S. Tennis Association, and a former chair of the Tax Foundation of Hawaii.
Securities Agent: AZ, NV, NJ, HI, DC, CO, NY, UT, TX, OR, OH, MO, MA, WA, CA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1886421
NMLS#: 1886421
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Online Tools and Features Available to You
Morgan Stanley is committed to delivering client technology platforms that are resilient, secure, efficient, and intelligent. As part of our services, these capabilities are available to all clients. Explore each tool and feature to learn how it can help you more easily manage and protect your financial journey.
Morgan Stanley Online
In addition to checking your account balances and recent activity, Morgan Stanley Online (MSO) offers a range of features to help you manage day-to-day finances—such as paying bills, sending money, transferring funds, and authorizing transactions through eAuthorizations.
Learn More About MSO
Total Wealth View
Seeing the full financial picture can be difficult when key details are missing. As a Morgan Stanley client, you can conveniently view accounts held at other financial institutions through Morgan Stanley Online or the Morgan Stanley Mobile App, helping you build a more complete view of your overall finances.
Learn More About Total Wealth View
eDelivery
eDelivery provides clients with the ability to view statements and other Firm documents electronically instead of receiving them on paper. Clients who are registered with Morgan Stanley Online can enroll in eDelivery, which allows them to securely save, print, send, and receive documents at any time.
Enroll in eDelivery
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security
Morgan Stanley Mobile App
Securely access your Morgan Stanley account from almost anywhere. Download the app to your mobile device and sign in using your Morgan Stanley Online username and password. Once logged in, you can take advantage of many Morgan Stanley Online resources while on the go.
Discover More With Our Mobile App
Portfolio Risk Platform
Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides a holistic view to better enable risk to be effectively monitored and managed.
Learn More About Portfolio Risk Platform
LifeView
LifeView provides investors with a variety of financial planning tools that can be used to create specific and realistic strategies to accomplish their goals. Using this platform, we can work with clients to build a financial framework that fits them and gives them what they want in life.
Digital Vault
Digital Vault lets you easily and conveniently manage and share life’s most important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings.
Learn More About Digital Vault
MS Reserved Living and Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards clients with over one million dollars in assets and liabilities invested at the firm. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Learn More About RL&GRESOURCES TO HELP YOU PREPARE
Figuring out ways to minimize how much the IRS takes from your retirement money should be a central part of your planning. Below are several resources to help you get started. There are also the 2025 and 2026 federal tax tables.
2026 Retirement Contribution Limits
Planning for retirement is vital, understanding the limits for your retirement contributions empowers you to best prepare for retirement.
View 2026's Contribution Limits
How to Access Your Tax Forms
1. Log into your account via Morgan Stanley Online
2. Click the Accounts tab
3. Select the Documents tab
4. Go to the Statement drop-down tab
5. Select Tax Documents and download them
Access Tax Forms2. Click the Accounts tab
3. Select the Documents tab
4. Go to the Statement drop-down tab
5. Select Tax Documents and download them
Required Minimum Distributions (RMDs)
Timing your retirement income? It's very important to think about timing your withdrawals. Given tougher regulatory, tax, and market conditions, you may want to consider taking your RMD sooner than later. The article below discusses ways to take money out of your retirement accounts.
4 Financially Smart Ways to Take Money Out of Retirement Accounts
Uncover 6 Ways to Reduce Your Tax Bill
Examining your tax return may reveal opportunities to save money hidden between its lines. You may be surprised by what you find.
Learn More
Tax-Efficient Investing: Key Questions Investors Should Ask
Factoring the impact of taxes into your investment decisions can help you to keep more of your hard-earned money, both now and in the future.
Learn MoreTax-Smart Strategies for Your Retirement
Smart tax planning can help you save more for retirement and keep more of what you've already saved. Consider these tax-efficient retirement planning strategies.
Learn More
2025 Tax Tables
Please view the following attachment to find the 2025 federal tax tables.
2025 Tax Tables2026 Tax Tables
Please view the following attachment to find the 2026 federal tax tables.
2026 Tax TablesPreparing The Next Generation For Financial Success
At Morgan Stanley, we understand that many clients want to pass along more than financial assets to the next generation—they also want to instill enduring family values and sound financial habits. Our Next-Gen advisory service is designed to be a comprehensive educational resource for you and your family, helping build the knowledge, skills, and behaviors that support long-term financial well-being.
Review the educational materials below for guidance on key life milestones and planning ahead. If there are additional topics you’d like to see included, please let us know—we’re here to support your family’s financial journey at every step.
Review the educational materials below for guidance on key life milestones and planning ahead. If there are additional topics you’d like to see included, please let us know—we’re here to support your family’s financial journey at every step.
Financial Freedom Factsheet
Financial freedom is built through everyday decisions—spending thoughtfully, saving regularly, and prioritizing what matters most. This factsheet offers a brief, practical overview of steps and habits that can help support long-term financial independence, including budgeting fundamentals, goal setting, and saving strategies.
Learn More
Financial Literacy
Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. It's never too early to start improving financial literacy in your family.
Read More
Conversation Guide
Money is one of the trickiest topics to discuss. But avoiding the conversation can lead to problems. Learn how to start the dialogue with your family.
Read More
Financing Your First Home
Buying a first home is both a financial and emotional milestone, and the financing choices can have long lasting impact. This guide is an overview of the homebuying financing journey, including mortgage basics, down payment considerations, and how to evaluate affordability and tradeoffs.
Learn More
5 Things You May Not Know About 529's (But Should)
They're tax friendly, flexible, and available to anyone. Yet, 529 education investment plans are still underused. Here are five things that parents, grandparents, and anyone hoping to get a leg up on education costs need to know.
Learn More
"Thoughts on the Market" Podcast
Listen in as Morgan Stanley colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen HereClient Service Team
Ryan Furuya - Registered Client Service Associate, Financial Planning Specialist
Phone:
(808) 525-6939(808) 525-6939
Email:ryan.furuya@morganstanley.com
Securities Agent: ND, CA, WA, VI, MO, MI, ME, LA, IA, HI, FL, AR, WI, SC, PA, NE, KY, CO, AZ, WV, NJ, MA, DC, UT, KS, IN, CT, VT, TX, SD, RI, PR, OR, OK, NM, IL, GA, DE, AL, WY, NH, MD, NY, MN, MT, MS, ID, AK, VA, TN, OH, NV, NC; General Securities Representative; Investment Advisor Representative
Location
733 Bishop Street
Suite 2800
Honolulu, HI 96813
US
Direct:
(808) 525-6037(808) 525-6037
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Jodi Lam today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
