Jennifer Waletski, CFP®
Associate Vice President, Wealth Management,
Financial Advisor
Direct:
(952) 921-1906(952) 921-1906
My Mission Statement
Helping clients like you achieve your retirement and investing goals
My Story and Services
Jennifer Waletski is a Financial Advisor and Associate Vice President at Morgan Stanley. Since joining the firm in 2019, she has helped families protect, manage, and grow their wealth through comprehensive, goals-based financial planning. She works with clients nationwide, with a particular focus on multigenerational families, women investors, retirees, and business owners.
Jennifer believes that thoughtful financial decisions begin with a clear understanding of each client’s goals, priorities, and broader financial picture. She develops personalized financial plans that serve as a foundation for decisions involving retirement, investment strategy, education funding, estate and legacy planning, and wealth transfer. Recognizing that life rarely unfolds exactly as expected, Jennifer regularly meets with clients to monitor their progress and adjust their strategies as circumstances evolve.
Education is central to Jennifer’s approach. She takes pride in making complex financial concepts easier to understand so clients can feel informed and confident when making important decisions. Jennifer also has a strong interest in helping younger generations build financial knowledge and prepare for the responsibilities that accompany family wealth. Through conversations across generations, she helps families establish shared understanding and thoughtfully prepare for the future.
When appropriate, Jennifer works alongside clients’ attorneys, CPAs, and other professional advisors to help support a coordinated wealth management strategy. Her goal is to provide clients with a trusted point of contact who understands their complete financial picture and helps them stay organized and focused on what matters most.
Jennifer earned a Bachelor of Business Administration with a concentration in investments from the University of North Dakota. Her early experience in the insurance industry helped her recognize her passion for the client-service side of financial services and ultimately led her to wealth management. She holds the Securities Industry Essentials®, Series 7 and Series 66 registrations and is a CERTIFIED FINANCIAL PLANNER®. As a member of The Fromstein-Waletski Group, Jennifer leads the team’s financial-planning efforts and manages its core client portfolios.
Originally from Mandan, North Dakota, Jennifer now lives in Chaska, Minnesota, with her husband, Alex, and their daughter. Outside the office, she enjoys reading with her book club, baking, maintaining an active lifestyle and spending time with her family. She also serves as a volunteer board member for a chapter of Kappa Delta Sorority.
Jennifer believes that thoughtful financial decisions begin with a clear understanding of each client’s goals, priorities, and broader financial picture. She develops personalized financial plans that serve as a foundation for decisions involving retirement, investment strategy, education funding, estate and legacy planning, and wealth transfer. Recognizing that life rarely unfolds exactly as expected, Jennifer regularly meets with clients to monitor their progress and adjust their strategies as circumstances evolve.
Education is central to Jennifer’s approach. She takes pride in making complex financial concepts easier to understand so clients can feel informed and confident when making important decisions. Jennifer also has a strong interest in helping younger generations build financial knowledge and prepare for the responsibilities that accompany family wealth. Through conversations across generations, she helps families establish shared understanding and thoughtfully prepare for the future.
When appropriate, Jennifer works alongside clients’ attorneys, CPAs, and other professional advisors to help support a coordinated wealth management strategy. Her goal is to provide clients with a trusted point of contact who understands their complete financial picture and helps them stay organized and focused on what matters most.
Jennifer earned a Bachelor of Business Administration with a concentration in investments from the University of North Dakota. Her early experience in the insurance industry helped her recognize her passion for the client-service side of financial services and ultimately led her to wealth management. She holds the Securities Industry Essentials®, Series 7 and Series 66 registrations and is a CERTIFIED FINANCIAL PLANNER®. As a member of The Fromstein-Waletski Group, Jennifer leads the team’s financial-planning efforts and manages its core client portfolios.
Originally from Mandan, North Dakota, Jennifer now lives in Chaska, Minnesota, with her husband, Alex, and their daughter. Outside the office, she enjoys reading with her book club, baking, maintaining an active lifestyle and spending time with her family. She also serves as a volunteer board member for a chapter of Kappa Delta Sorority.
Securities Agent: IA, NJ, CO, CA, OK, SC, MA, TX, FL, NY, ND, MN, IL, ID, AZ, WI, PA, OR, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 1962440
NMLS#: 1962440
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
8300 Norman Center Dr
Ste 1150
Bloomington, MN 55437
US
Direct:
(952) 921-1906(952) 921-1906
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Ready to start a conversation? Contact Jennifer Waletski today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
