My Story

As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together I can help you to preserve and grow your wealth. You will have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Services Include
  • Asset Management1
  • Estate Planning Strategies2
  • Financial Planning3
  • Long Term Care Insurance4
  • Wealth Management5
Securities Agent: AZ, CA, CO, CT, DC, DE, FL, HI, KS, KY, MA, MD, MI, MO, NC, NH, NJ, NM, NY, PA, VA, VT, WA; BM/Supervisor; General Securities Representative; Managed Futures
NMLS#: 1272833
Check the background of Our Firm and Investment Professional on FINRA's BrokerCheck.*

Client Service Team

  • Justine Viohl - SENIOR REGISTERED ASSOCIATE
    With 20 years of industry experience, Justine is often the first line of contact on a broad array of administrative and operational services for clients. From opening and processing new account documents, client wires, checks, journals, ACH transactions and a variety of other client inquiries, Justine is passionate about providing excellent service with patience and expertise.

    Justine is a Senior Registered Associate who started her career in wealth management at Salomon Smith Barney in 1997. She holds a Bachelor of Science from Georgian Court University and the Series 7 and 63 FINRA registrations. Outside of the office, she enjoys spending time with her family, running and reading.

    Email: Justine.viohl@ms.com
    Telephone: 212-603-6241

Associations

  • Woodrow Wilson Fellow
  • Estate Planning Council of New York (EPC)
  • Daughters of the American Revolution (DAR)
  • The Economics Club of NY
  • The University Club
  • Association of Divorce Financial Planners
  • Financial Planning Association
Education
  • BA, 1973 Economics Major College of William & Mary Williamsburg, VA
  • MBA, 1983 Finance Major George Washington University Washington, DC
  • CFP® - College for Financial Planning 1978
  • CRPC® - Chartered Retirement Planning Councilor 2009
  • CDFA® - The Institute for Divorce Financial Analysts

Experience

1998 - Present: Morgan Stanley*
First Vice President
Senior Investment Management Specialist /
Financial Advisor
Financial Planning Specialist
Certified Financial Planner™
Chartered Retirement Planning CounselorSM
New York, NY

1996 - 1998: Sanford Bernstein
Financial Advisor
New York, NY

1995 - 1996: Bankers Trust
Private Banker
New York, NY

1990 - 1995: Fidelity Investments
Vice President
New York, NY

1979 - 1990: EF Hutton (Predecessor Firm of Smith Barney)
Vice President
Washington, DC
New York, NY

1976 - 1979: Ferris & Co.
Vice President
Washington, D.C.

    Location

    522 5th Avenue, 11th
    Floor
    New York, NY 10036
    Direct:
    (212) 603-6241(212) 603-6241
    Toll Free:
    (800) 843-0211(800) 843-0211
    Fax:
    (212) 765-1057(212) 765-1057
    Investment and Market Perspectives

    On the Markets

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Why Financial Fitness is One of the Easier Resolutions You Can Make

    Why Financial Fitness is One of the Easier Resolutions You Can Make

    Don’t overlook resolving to focus on your finances this year. There are a number of financial New Year’s Resolutions you can make that may yield results for years to come.
    Learn more about Why Financial Fitness is One of the Easier Resolutions You Can Make

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.
    Learn more about 6 Keys to Building a Startup

    Mosaic

    Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Financial Transition: A Guide for Women

    Financial Transition: A Guide for Women

    Here's how to take control of your finances if a death or divorce leaves you holding the reins.
    Learn more about Financial Transition: A Guide for Women

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.
    Learn more about The Simple Six-Step Retirement Checkup

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    A New Roadmap for Mission Alignment

    A New Roadmap for Mission Alignment

    Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.
    Learn more about A New Roadmap for Mission Alignment

    More from Morgan Stanley

    Access Morgan Stanley Online

    Access Morgan Stanley Online

    Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
    Learn more about Access Morgan Stanley Online
    Reserved | Living & Giving

    Reserved | Living & Giving

    Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
    Learn more about Reserved | Living & Giving
    Sign Up for eDelivery

    Sign Up for eDelivery

    With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
    Learn more about Sign Up for eDelivery
    Your Financial World. On the Go.

    Your Financial World. On the Go.

    With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
    Learn more about Your Financial World. On the Go.
    Ready to start a conversation? Contact Jeanie Walls Knigin today.
    Market Information Delayed 20 Minutes
    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

    The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


    CRC 2019752 10/2018