Tish Pryor
Registered Client Service Associate
Phone:
(805) 549-2405(805) 549-2405
Jay Hutchcraft
Senior Vice President, Wealth Management,
Financial Advisor
Direct:
(805) 549-2448(805) 549-2448
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
My Story and Services
For over 18 years Jay has helped clients address their financial concerns and develop strategies by focusing on each individual's specific needs. With extensive experience throughout major shifts in the markets, Jay has dedicated his career to delivering the personalized investment planning services his clients deserve.
Jay began his career as a Financial Advisor with Morgan Stanley in San Luis Obispo, where he developed his fundamental investment knowledge. He joined Wells Fargo Advisors in 2009 to take a team approach in providing personalized financial advice for individuals and families.
Jay earned his bachelor's degree in Economics at the University of Hawaii at Manoa, where he focused on finance. After college, he settled on the Central Coast and 18 years later still loves all the area has to offer.
Away from the office Jay spends his free time his twins, Kai and Makena. They like to stay active both physically and mentally, whether it's running along the beach, hiking the local trails together or taking regular camping trips along the coast. Jay especially enjoys being active and coaching his kids in different sports.
Jay began his career as a Financial Advisor with Morgan Stanley in San Luis Obispo, where he developed his fundamental investment knowledge. He joined Wells Fargo Advisors in 2009 to take a team approach in providing personalized financial advice for individuals and families.
Jay earned his bachelor's degree in Economics at the University of Hawaii at Manoa, where he focused on finance. After college, he settled on the Central Coast and 18 years later still loves all the area has to offer.
Away from the office Jay spends his free time his twins, Kai and Makena. They like to stay active both physically and mentally, whether it's running along the beach, hiking the local trails together or taking regular camping trips along the coast. Jay especially enjoys being active and coaching his kids in different sports.
Securities Agent: ID, MI, OR, NV, CA, VA, CO, AK, AZ, TX, FL, PA, HI; General Securities Representative; Investment Advisor Representative
NMLS#: 2401032
NMLS#: 2401032
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
What We Stand For
We welcome the opportunity to listen to your personal story and are fortunate to share our client-centric model with you to demonstrate how we put your values above all else. We create an enhanced client experience through a dynamic and comprehensive strategic approach that helps address the entire balance sheet ensuring nothing is overlooked. We have extensive experience, and an unwavering commitment in order to build a suite of resources backed by the intellectual capital of Morgan Stanley
1. Discovery
Our process begins with a conversation to understand your priorities. This initial meeting is an opportunity for you to learn about our services while we get to know you. Following this, we conduct a thorough review of your financial documents to gain a comprehensive understanding of your current financial situation.
2. Analysis
We employ a range of planning and risk assessment tools to identify appropriate strategies, rigorously stress-testing each recommendation before finalizing your personalized plan.
3. Presentation
We present your plan in detail, encompassing investment recommendations and strategies designed to mitigate risk, minimize taxes, and help you achieve your estate planning objectives. Following our discussion, we will make any necessary revisions to your plan.
4. Implementation
Once you give your approval, we proceed with implementing each strategy. We work closely with your CPA and estate attorney to ensure seamless continuity. Our commitment to full transparency means you will be involved and informed at every step of the process.
5. Continuous Support
Committed to providing you with the best care, we strive to foster a long-term relationship. We frequently monitor the progress towards each of your goals and keep you informed every step of the way, adjusting your strategy as your life and needs change.
Here for you
Selecting a financial advisor isn't an exact science. After determining the financial services you require, the decision ultimately hinges on compatibility, approach, and those intangible qualities that make a relationship truly effective. Below are some of the attributes we strive to develop in our relationship:
• A forward-thinking mindset that embraces innovation and adapts to evolving market trends
• An entrepreneurial spirit with a commitment to uncovering high-value opportunities in the marketplace
• A focus on the "big picture" and an obsession with professionalism
• A breadth of product knowledge beyond the scope of traditional investments
• A commitment to long-term legacy planning and intergenerational wealth preservation strategies
• A strong sense of family orientation and planning for future generations
• A desire for personalized strategies that reflect both personal values and financial aspirations
• A preference for transparent communication and proactive updates on financial matters
• A sense of connection with my community
• Broad relationships within my field
• A collaborative approach that values mutual trust
• A drive for efficiency and clarity in financial decision-making
We are committed to an uncompromising level of service. If this sounds like the type of practice you would like to work with, we welcome an opportunity to speak with you.
Digital Tools & Resources Suite
Below are a few of the applications and resources we leverage in working with you. These tools are meant to transform complex financial situations into concise and easily digestible content. In addition, we've provided some helpful insights regarding the markets, our firm's offerings, as well as some timely advice and educational pieces on various elements in finance.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Visit our Security Center
Global Investment Office
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
Morgan Stanley Portfolio Insights
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll Today
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
View "Thoughts on the Market" Podcasts Here
On The Markets Monthly Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read the "On The Markets" Monthly Research Reports Here
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Portfolio Risk PlatformComprehensive Financial Planning For Every Step of Your Life
Whether you’re accumulating wealth, buying your first or second home, planning for college, or approaching retirement, I take a holistic approach that considers your entire financial picture, including assets and liabilities, and listens closely to your unique goals. By leveraging comprehensive goal‑focused tools, I develop a customized financial plan and investment strategy tailored to your life stage. Together, we’ll establish a clear roadmap, align your financial resources with your aspirations, and meet regularly to track progress and help ensure success.
Retirement
We guide you before and during retirement to identify the most suitable income strategies and ensure you remain on track to achieve your financial goals.
Managing Investments
We manage your retirement accounts and other investments with careful consideration of your risk tolerance and current tax situation. By tailoring your financial strategy to your unique circumstances, needs, and goals, we ensure that your investment approach is both personalized and aligned with your long-term objectives.
Insurance
We conduct a thorough review of your financial profile to identify the most appropriate types of insurance for your needs and evaluate whether your existing policies align with your goals.
Manage Debt
We conduct a comprehensive analysis of your mortgage, car loans, credit cards, and any other debts to identify potential interest savings and develop a prioritized timeline for your debt repayment strategy.
Location
1321 Osos Street
Ste 210
San Luis Obispo, CA 93401
US
Direct:
(805) 549-2448(805) 549-2448
Meet My Team
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Londyn Crowder-Maree
Private Banker
About Londyn Crowder-Maree
Londyn Crowder-Maree is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Londyn began her career in financial services in 2008, and joined Morgan Stanley in 2014 as an Associate Private Banker. Prior to joining the firm, she was a Regional Bank Private Banker at Wells Fargo Bank, N.A. She also served as a Wealth Management Banker and an Internal Sales Specialist at Merrill Lynch.
Londyn is a graduate of Rutgers University, where she received Bachelor of Arts in Economics and a Masters of Business Administration from Florida Atlantic University in Boca Raton, FL. She lives in Valencia, CA with her daughter Jonah. Outside of the office, Londyn enjoys fashion, music as well as dedicating time to her church and philanthropic outreach programs.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Londyn began her career in financial services in 2008, and joined Morgan Stanley in 2014 as an Associate Private Banker. Prior to joining the firm, she was a Regional Bank Private Banker at Wells Fargo Bank, N.A. She also served as a Wealth Management Banker and an Internal Sales Specialist at Merrill Lynch.
Londyn is a graduate of Rutgers University, where she received Bachelor of Arts in Economics and a Masters of Business Administration from Florida Atlantic University in Boca Raton, FL. She lives in Valencia, CA with her daughter Jonah. Outside of the office, Londyn enjoys fashion, music as well as dedicating time to her church and philanthropic outreach programs.
NMLS#: 800266
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
Global Investment Office
Portfolio Insights
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Jay Hutchcraft today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)