Jamie Gu
Executive Director, Wealth Management,
Financial Advisor,
Alternative Investments Director,
Portfolio Manager,
Insurance Planning Director
Direct:
(425) 455-8011(425) 455-8011
My Mission Statement
Customized, advanced wealth management solutions combined with deep insight and understanding of Chinese entrepreneurship and international business culture
My Story and Services
I work with high net worth individuals, families and entrepreneurs whose financial and personal interests span the globe. Many of my clients are first-generation immigrants from China, Taiwan and other countries. I also work with clients who are non-US citizens living in the US, non-US citizens living outside the US and cross-border families – families whose members have a mix of nationality status and/or whose financial affairs extend across borders.
No matter where they are in the world, my clients look to me to help them access U.S. markets in order to diversify their portfolios and to find smart ways that can grow and maintain their wealth. I place a high premium on delivering quality service while implementing tax-aware strategies that align with my clients’ financial goals.
I grew up in Shanghai, China and graduated with a law degree from Nanjing University. I worked as an attorney for TianQiao Chen’s Shanda Group before coming the US and earning two master’s degrees at Kettering University, USA – an MBA and a Master of Science in operations management, starting my own business in Detroit, and working in the finance industry for over ten years -- first at HSBC USA and now at Morgan Stanley.
My deep understanding of Chinese entrepreneurship, as well as my prior experience as a corporate attorney for TianQiao Chen, serve as the basis for financial recommendations that incorporate virtually all aspects of each client’s wealth. My clients may hold concentrated stock positions, or have experienced a recent business liquidity event, or simply would like to diversify assets internationally or retire comfortably. I draw on the deep resources of Morgan Stanley to help my clients review trust services, integrate their investment and tax planning, diversify real estate assets, private equity, private credit or hedge funds and other alternative investments, structure family wealth heritage via insurance planning, as well as address the more traditional financial planning concerns such as customized stock and bond portfolios.
However, comprehensive wealth management is about more than money. It’s about building strong relationships that allow me to integrate my clients’ financial concerns with their personal concerns, and to act as a liaison and bridge into various aspects of US culture. I work with Morgan Stanley’s Family Office division to connect my clients to college counseling services, internships and career planning, medical and health concerns, bill management and other lifestyle issues.
Contact me to learn more.
No matter where they are in the world, my clients look to me to help them access U.S. markets in order to diversify their portfolios and to find smart ways that can grow and maintain their wealth. I place a high premium on delivering quality service while implementing tax-aware strategies that align with my clients’ financial goals.
I grew up in Shanghai, China and graduated with a law degree from Nanjing University. I worked as an attorney for TianQiao Chen’s Shanda Group before coming the US and earning two master’s degrees at Kettering University, USA – an MBA and a Master of Science in operations management, starting my own business in Detroit, and working in the finance industry for over ten years -- first at HSBC USA and now at Morgan Stanley.
My deep understanding of Chinese entrepreneurship, as well as my prior experience as a corporate attorney for TianQiao Chen, serve as the basis for financial recommendations that incorporate virtually all aspects of each client’s wealth. My clients may hold concentrated stock positions, or have experienced a recent business liquidity event, or simply would like to diversify assets internationally or retire comfortably. I draw on the deep resources of Morgan Stanley to help my clients review trust services, integrate their investment and tax planning, diversify real estate assets, private equity, private credit or hedge funds and other alternative investments, structure family wealth heritage via insurance planning, as well as address the more traditional financial planning concerns such as customized stock and bond portfolios.
However, comprehensive wealth management is about more than money. It’s about building strong relationships that allow me to integrate my clients’ financial concerns with their personal concerns, and to act as a liaison and bridge into various aspects of US culture. I work with Morgan Stanley’s Family Office division to connect my clients to college counseling services, internships and career planning, medical and health concerns, bill management and other lifestyle issues.
Contact me to learn more.
Securities Agent: WA, MI, TX, MA, GA, FL, CT, AK, PA, OR, SC, MN, IL, DE, SD, NY, AZ, MD, HI, VA, NV, ID, CA, NJ, DC, WI, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 1787006
CA Insurance License #: #0K59119
NMLS#: 1787006
CA Insurance License #: #0K59119
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
My advanced professional credentials, my experience as a corporate attorney with the Shanda Group and my success as an entrepreneur brings me a deeper understanding of my client’s goals and needs. My dual business degrees and ten plus years’ working experience in US financial institutes shape the solutions I provide to complex financial situations, which often have many moving parts and involve multiple people in different countries. My diverse background differentiates my service and my solutions, and deepens the engagement between me and my clients.
Senior Vice President, Financial Advisor
This title reflects my tireless efforts on behalf of my clients and my position as one of the region’s premier advisors to the Chinese and international immigrant community in the Seattle area.
Portfolio Manager
Portfolio Managers have a track record of managing discretionary money using disciplined processes and are able to employ more sophisticated strategies for your investment portfolio.
Alternative Investments Director
This credential indicates advanced knowledge and experience in helping clients build diversified portfolios with a focus on alternative investments like real estate, private equity and hedge funds.
Insurance Planning Director (IPD)
Recipients of the IPD designation have demonstrated a commitment to, and understanding of, the incorporation of insurance solutions into their practice as a foundational component of risk management as well as an important tool of estate planning.
Successful Entrepreneur
As co-founder of Detroit-based Golden Rock Wealth Management, LLC, I ran a very successful business offering advice and financial planning to businesses and wealthy individuals.
I grew up in Shanghai, China and graduated with a law degree from Nanjing University. After graduation, I worked in Shanghai as an in-house corporate attorney for TianQiao Chen, the founder, chairman and CEO of Shanda Group.
In 2006, I came to the US to earn a dual master’s degree from Kettering University in Michigan. I graduated in December of 2007 with an MBA degree and a master’s degree in operations management. After earning my Series 7 license, I founded my own Detroit-based company, Golden Rock Wealth Management, LLC, with a partner who was a very successful entrepreneur. The company provided family financial planning and small business retirement account management to families and businesses in the metro Detroit area between 2010 and 2013.
In 2013, my husband joined Amazon and we relocated to Seattle, where I joined HSBC as a Premier Wealth Advisor and became the top revenue generator in the US.
I joined Morgan Stanley as a Senior Vice President in 2018 to give my clients more comprehensive wealth management solutions. I draw on the resources of some of the world’s top micro and macro economists to analyze the global economy and help determine the best possible strategic moves for my clients’ wealth.
In 2006, I came to the US to earn a dual master’s degree from Kettering University in Michigan. I graduated in December of 2007 with an MBA degree and a master’s degree in operations management. After earning my Series 7 license, I founded my own Detroit-based company, Golden Rock Wealth Management, LLC, with a partner who was a very successful entrepreneur. The company provided family financial planning and small business retirement account management to families and businesses in the metro Detroit area between 2010 and 2013.
In 2013, my husband joined Amazon and we relocated to Seattle, where I joined HSBC as a Premier Wealth Advisor and became the top revenue generator in the US.
I joined Morgan Stanley as a Senior Vice President in 2018 to give my clients more comprehensive wealth management solutions. I draw on the resources of some of the world’s top micro and macro economists to analyze the global economy and help determine the best possible strategic moves for my clients’ wealth.
My clients are high net worth individuals, families and entrepreneurs whose financial and personal interests span the globe. They are:
• First-generation immigrants from China, Taiwan and other countries
• Non-US citizens living in the US
• Non-US citizens living outside the US
• Cross-border families – families whose members have a mix of nationality status and/or whose financial affairs extend across borders
Morgan Stanley is one of the very few top tier US financial institutions that offer comprehensive wealth management services to international clients like mine. I draw on those resources to provide my clients with:
• A comprehensive solution for the management of your family’s wealth.
• Strategic and coordinated tax-advantaged solutions to facilitate migration of existing portfolios while helping minimize tax impact and transparent fee reporting.
• Access to one of the industry’s largest alternatives platform.
• Highest priority on protecting the confidentiality and privacy of your family members with extensive cyber security orchestrated and managed by former US National Security Agency cyber experts. That includes encrypted international zoom and conference call capabilities, online cash management and cellphone APP, remote signature feature, encrypted emails and much more.
• Access to our full suite of lending services.
• Access to our family office resource group’s estate planning attorney’s global strategies who will coordinate with your legal and accounting advisors.
• Access to our open architecture trustee selection
• Access to lifestyle concierge services for health, travel, arts, aviation, professional coaching, student and career counseling, cyber and personal security.
• Portfolio Risk Platform – one of the industry’s leading investment risk management platform.
For individuals and families with assets in both the US and other countries, I help them assess the cross-border implications of managing their assets.
Contact me to learn more.
• First-generation immigrants from China, Taiwan and other countries
• Non-US citizens living in the US
• Non-US citizens living outside the US
• Cross-border families – families whose members have a mix of nationality status and/or whose financial affairs extend across borders
Morgan Stanley is one of the very few top tier US financial institutions that offer comprehensive wealth management services to international clients like mine. I draw on those resources to provide my clients with:
• A comprehensive solution for the management of your family’s wealth.
• Strategic and coordinated tax-advantaged solutions to facilitate migration of existing portfolios while helping minimize tax impact and transparent fee reporting.
• Access to one of the industry’s largest alternatives platform.
• Highest priority on protecting the confidentiality and privacy of your family members with extensive cyber security orchestrated and managed by former US National Security Agency cyber experts. That includes encrypted international zoom and conference call capabilities, online cash management and cellphone APP, remote signature feature, encrypted emails and much more.
• Access to our full suite of lending services.
• Access to our family office resource group’s estate planning attorney’s global strategies who will coordinate with your legal and accounting advisors.
• Access to our open architecture trustee selection
• Access to lifestyle concierge services for health, travel, arts, aviation, professional coaching, student and career counseling, cyber and personal security.
• Portfolio Risk Platform – one of the industry’s leading investment risk management platform.
For individuals and families with assets in both the US and other countries, I help them assess the cross-border implications of managing their assets.
Contact me to learn more.
My high net worth first-generation clients rely on me for strategic financial counsel as well as liaison services and introductions into various aspects of US culture. They expect detailed reports about their investments and the economy. And they expect smart, personalized wealth management solutions, which means a diversified investment portfolio.
Most often, my clients are looking for long term investments that can provide them with either tax favorable income or growth, or both. Depending on a client’s situation, I offer unique alternative investment opportunities customized to help meet specific client needs, such as:
• Private equity
• Private credit
• Hedge funds
• Real estate income trust
• Managed futures
• Proprietary alternatives
I also address complex stock issues such as concentrated and restricted stock management, stock option analysis, tax minimization and hedging strategies.
My first-generation clients tell me the number one reason they immigrate is because of the benefits to their next generation. The Seattle / Bellevue area offers many nationally-ranked institutions including elementary schools, high schools and universities. I talk openly with my clients about their plans for their children and grandchildren’s education, obtaining internships and jobs, focusing on a healthier lifestyle, and helping build a sense of well-being for their wealth and their family’s future. Morgan Stanley’s family office services offer college counseling, lifestyle consulting, medical and health counseling, bill and credit card management and travel services.
My clients rely on me to understand the multicultural reasons behind their financial decisions and to help them find them the very best solutions possible, not only for themselves, but for their children and children’s children. My job is to help them navigate the financial, business and interpersonal US cultures, so they can focus on their most important business and personal concerns.
Contact me to learn more.
Most often, my clients are looking for long term investments that can provide them with either tax favorable income or growth, or both. Depending on a client’s situation, I offer unique alternative investment opportunities customized to help meet specific client needs, such as:
• Private equity
• Private credit
• Hedge funds
• Real estate income trust
• Managed futures
• Proprietary alternatives
I also address complex stock issues such as concentrated and restricted stock management, stock option analysis, tax minimization and hedging strategies.
My first-generation clients tell me the number one reason they immigrate is because of the benefits to their next generation. The Seattle / Bellevue area offers many nationally-ranked institutions including elementary schools, high schools and universities. I talk openly with my clients about their plans for their children and grandchildren’s education, obtaining internships and jobs, focusing on a healthier lifestyle, and helping build a sense of well-being for their wealth and their family’s future. Morgan Stanley’s family office services offer college counseling, lifestyle consulting, medical and health counseling, bill and credit card management and travel services.
My clients rely on me to understand the multicultural reasons behind their financial decisions and to help them find them the very best solutions possible, not only for themselves, but for their children and children’s children. My job is to help them navigate the financial, business and interpersonal US cultures, so they can focus on their most important business and personal concerns.
Contact me to learn more.
Location
4000 Carillon Point
Ste 600
Kirkland, WA 98033
US
Direct:
(425) 455-8011(425) 455-8011
Wealth Management
Global Investment Office
Portfolio Insights
Ready to start a conversation? Contact Jamie Gu today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
