James Porte, CFP®, CRPC®
First Vice President,
Financial Advisor
Direct:
(312) 648-3015(312) 648-3015
Toll-Free:
(800) 621-5231(800) 621-5231
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Welcome
As a Certified Financial Planner™ and Chartered Retirement Planning CounselorSM, James believes that a well-rounded financial plan is critical to achieving your financial goals and aspirations. He recognizes that financial planning is not just about investments and returns but about building a relationship and understanding each client's unique needs and circumstances.
While James specializes in retirement planning, he has an in-depth knowledge of investment strategies and understands each generation's unique challenges. As a result, his standard of care extends through all areas of investment management and family wealth services, including tax planning, insurance planning, estate planning strategies, and cash management and lending solutions.
With a high-touch approach, James will evaluate each area of your financial life and provide recommendations and solutions tailored to your needs. He aims to give you peace of mind by helping you make informed financial decisions to achieve your goals and objectives. Whether you are a retiree, a high-net-worth family, or a successful young professional, he is committed to helping you succeed.
James lives in Glenview, Illinois, with his wife, Lisa, and daughters, Abigail and Olivia. He enjoys spending time with his family and playing hockey, basketball, and golf.
He prides himself on the long-term relationships he builds with his clients. People who know him can always count on his work ethic, integrity, attention to detail, and commitment to availability.
From his former life in financial auditing to his 16 years in the wealth management business, James has maintained a client-first mentality as he continues to help his clients navigate the complexities of the financial markets.
James graduated with honors from Michigan State University’s Eli Broad College of Business in Finance. His financial designations include: Certified Financial Planner™, Chartered Retirement Planning CounselorSM, Series 7, 31, 66, and life and health insurance licenses. He has also been named to the Five Star Wealth Manager Award list for the last ten years in a row.
Don't leave your financial future to chance. Let’s work together to create a custom roadmap to your financial success.
2014-2024 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2014-2024) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods: 2014-2024. Evaluation periods for all Five Star awards, broken down by market, can be found at https://www.fivestarprofessional.com/wmdisclosures
While James specializes in retirement planning, he has an in-depth knowledge of investment strategies and understands each generation's unique challenges. As a result, his standard of care extends through all areas of investment management and family wealth services, including tax planning, insurance planning, estate planning strategies, and cash management and lending solutions.
With a high-touch approach, James will evaluate each area of your financial life and provide recommendations and solutions tailored to your needs. He aims to give you peace of mind by helping you make informed financial decisions to achieve your goals and objectives. Whether you are a retiree, a high-net-worth family, or a successful young professional, he is committed to helping you succeed.
James lives in Glenview, Illinois, with his wife, Lisa, and daughters, Abigail and Olivia. He enjoys spending time with his family and playing hockey, basketball, and golf.
He prides himself on the long-term relationships he builds with his clients. People who know him can always count on his work ethic, integrity, attention to detail, and commitment to availability.
From his former life in financial auditing to his 16 years in the wealth management business, James has maintained a client-first mentality as he continues to help his clients navigate the complexities of the financial markets.
James graduated with honors from Michigan State University’s Eli Broad College of Business in Finance. His financial designations include: Certified Financial Planner™, Chartered Retirement Planning CounselorSM, Series 7, 31, 66, and life and health insurance licenses. He has also been named to the Five Star Wealth Manager Award list for the last ten years in a row.
Don't leave your financial future to chance. Let’s work together to create a custom roadmap to your financial success.
2014-2024 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2014-2024) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods: 2014-2024. Evaluation periods for all Five Star awards, broken down by market, can be found at https://www.fivestarprofessional.com/wmdisclosures
Services Include
- Wealth ManagementFootnote1
- Professional Portfolio ManagementFootnote2
- Financial PlanningFootnote3
- Retirement PlanningFootnote4
- 401(k) Rollovers
- 529 PlansFootnote5
- AnnuitiesFootnote6
- Estate Planning StrategiesFootnote7
- Cash Management and Lending ProductsFootnote8
- Long Term Care InsuranceFootnote9
- Life InsuranceFootnote10
- Alternative InvestmentsFootnote11
- Municipal BondsFootnote12
- Philanthropic ManagementFootnote13
- Sustainable InvestingFootnote14
Securities Agent: OR, MO, NV, NJ, MD, ID, GA, VA, MN, CA, AK, WI, NC, IN, CO, AZ, PA, NY, KY, IA, IL, OH, MI, FL, SC, TX, TN; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1268213
CA Insurance License #: 0J05490
NMLS#: 1268213
CA Insurance License #: 0J05490
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Education
- Michigan State University BA in Finance
- Certified Financial Planner™
- Chartered Retirement Planning Counselor℠
- Series 7 - General Securities Representative
- Series 63 - Uniform State Exam
- Series 65 - Investment Advisory Agent
- Life, Health & Variable Annuity Insurance Licensed
MY STANDARD OF CARE
- Retirement Income Planning (Income Distribution Planning, Pension Elections, Annuities)
- Periodic Progress Monitoring and Performance Review
- Rollovers and Lump Sum Distributions
- Social Security Planning (Consultation on when to start benefits, strategies for maximizing your benefits)
- Healthcare Planning (Medicare, Medigap, HSA, Long-Term Care)
- Budgeting and Cash Flow Analysis
- Behavioral Coaching
- Customized Portfolio Construction and Investment Advice
- Ongoing Monitoring, Risk Management, and Rebalancing
- Cost-effective Implementation of Investment Strategy
- Tax Planning (Tax-Efficient Investing and Distribution Strategies, Investment Tax Management)
- Manager Selection Based on Extensive Research and Due Diligence
- Active and Passive Strategies
- Robust Alternative Investments Offerings
- Impact Investing
- Estate Planning Strategies (Preserving Your Legacy, Gifting and Wealth Transfer Strategies, POAs, Trust Services, Charitable Giving, Donor-Advised Funds)
- Insurance Planning (Life Insurance Needs Analysis, Life Insurance Policy Reviews, Long-Term Care, Disability Insurance)
- Banking and Lending Solutions (Mortgage Lending, Securities-Based Lending, Cash Management Deposit Products and Services, Debit and Credit Card Offerings)
- Executive Compensation Strategies (Employer Stock, RSU and Option Grants)
- Education Funding Analysis (529 College Saving Plans)
- Financial Education and Literacy
- Concentrated Position Analysis
Retirement Planning
Investment Management
Family Wealth Services
Working With You
My consultative process is the same for all my clients: It begins by working closely with you to understand your financial goals, lifestyle needs, and aspirations so I can learn what matters most to you. I will then analyze your current financial situation, assess risks, and identify opportunities to improve your financial well-being. I will present you with a holistic financial plan designed to help you achieve your goals and objectives. Lastly, I will guide you through the implementation of your plan and provide ongoing progress monitoring and performance reviews to ensure you stay on track.
Step 1: Discovering Your Needs
The first critical step is the discovery phase. This is when I get to know you and understand what matters most to you and your family. These initial conversations help me learn about your financial goals, lifestyle needs, and aspirations. I will ask many questions to understand your existing financial resources, sources of income, and any outstanding obligations. Capturing this information will enable me to map out a long-term strategy, ensuring each facet of your financial situation is working together effectively.
Step 2: Analysis and Recommendations
Once we have completed the discovery process, I will analyze your personal and financial information, assess risks, and identify opportunities to improve your financial well-being. I will then present you with your financial plan and help you visualize your retirement as we work together to bring it to reality. Your financial plan will include customized investment options designed to work together to help grow your portfolio and achieve your financial goals. I may also present several wealth management recommendations encompassing cash flow management strategies, risk management solutions, tax planning, and estate planning services.
Step 3: Implementing Your Plan
When you’ve approved your financial plan, I will work closely with you to help implement a tailored investment strategy supported by the global investment resources of Morgan Stanley that best matches your unique needs, time horizon, and risk profile. Appropriate asset allocation, diversification, and rebalancing will be the foundational concepts of your strategy. Additionally, I will ensure the various elements of your plan integrate well with one another. I will also coordinate your strategy with any other professional advisors you work with if needed, such as attorneys or accountants.
Step 4: Monitoring Your Progress
Ongoing communication is a vital component of our relationship. I am committed to staying abreast of your changing financial needs and life circumstances through regular review meetings. We will consistently monitor your assets and the performance of your financial plan to ensure you are on track to achieve your goals while addressing any changes to your objectives or market conditions over time. I will maintain consistent communication to ensure your concerns and requests are always addressed promptly. Although we can’t predict the future, preparing and having a plan is critical. In the words of Benjamin Franklin, “If you fail to plan, you are planning to fail.”
GPS Planning Video
Morgan Stanley clients with a Goals Planning System (GPS) retirement plan have full access to view their plan’s status and progress on Morgan Stanley Online (MSO) or Morgan Stanley Mobile (MSM). Check out this video for more information!
Learn more about GPS.
MS Podcast
The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond. Explore more information and access a library of interesting content.
Thoughts on the Market
Upcoming Firm Events
The Lessons in Leadership Virtual Event Series will continue throughout 2025.
Check back soon for details on upcoming events.
Client Service Team
Jonathan Luviano - Wealth Management Analyst
Phone:
(312) 917-7472(312) 917-7472
Email:Jonathan.Luviano@morganstanley.com
312-917-7472
Jonathan.Luviano@morganstanley.com
Jonathan.Luviano@morganstanley.com
Location
233 S Wacker Dr
Ste 8600
Chicago, IL 60606
US
Direct:
(312) 648-3015(312) 648-3015
Toll-Free:
(800) 621-5231(800) 621-5231
Fax:
(312) 648-3344(312) 648-3344
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
Article Image
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact James Porte today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
12Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
13Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
14Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
12Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
13Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
14Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
