April Wilson
Registered Associate
Phone:
(518) 386-2920(518) 386-2920
James K Meisner
Vice President,
Financial Advisor,
Financial Planning Specialist
Direct:
(518) 386-2908(518) 386-2908
My Mission Statement
Skip is dedicated to empowering his clients for financial success, and to providing personalized guidance that fosters trust, integrity, and prosperity. He uses his decades of experience to help you navigate an often complicated financial landscape with confidence and clarity.
My Story and Services
With more than 34 years of experience, I strive to help clients manage their financial lives by developing deep relationships with those that I serve, and I pride myself on helping members of my community plan for their financial future. Being in the business for quite some time, I use both experience and investment knowledge to provide clients personalized and knowledgeable advice and strategies.
My investment career started in 1974 after graduating from the University of Albany with a Bachelor’s degree in Accounting. I started as a Financial Advisor at Prudential Finance for 10 years before joining Morgan Stanley. Currently, my credentials include the Series 7 and 66 licenses. I am also registered to offer Life & Health insurance. My approach is “high touch” in the sense that I meet with and speak with clients frequently. Not only do I provide investment advice, but also any other financial advice clients may need.
In my free time, I enjoy reading and listening to podcasts. I also enjoy traveling the world with my wife, Judi. My wife and I have 3 children, Elizabeth, Christopher, and Michelle, and 6 grandchildren.
My investment career started in 1974 after graduating from the University of Albany with a Bachelor’s degree in Accounting. I started as a Financial Advisor at Prudential Finance for 10 years before joining Morgan Stanley. Currently, my credentials include the Series 7 and 66 licenses. I am also registered to offer Life & Health insurance. My approach is “high touch” in the sense that I meet with and speak with clients frequently. Not only do I provide investment advice, but also any other financial advice clients may need.
In my free time, I enjoy reading and listening to podcasts. I also enjoy traveling the world with my wife, Judi. My wife and I have 3 children, Elizabeth, Christopher, and Michelle, and 6 grandchildren.
Securities Agent: DC, WA, UT, VA, WI, FL, NC, IA, ME, MA, RI, SC, IN, NJ, CA, ID, OH, DE, MI, OR, VT, NY, AK, MN, AR, MD, TX, CO, PA, IL, CT, AZ, NH, NV, GA, AL; General Securities Representative; Investment Advisor Representative
NMLS#: 1475833
NMLS#: 1475833
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
CREATING YOUR PLAN
To be truly effective, your plan must reflect the totality of your personal and financial life. Our role is to help ensure that your investment objectives are consistent with pressuring financial concerns and your long-term aspirations.
These four steps were developed to achieve that goal:
These four steps were developed to achieve that goal:
1. Setting your financial objectives
Through a process of discovery and discussion, we will work with you to articulate your aims for your wealth. Together, we will examine your current and future liabilities, income sources and cash flow needs, and then consider factors that might influence your overall strategy, including tolerance for risk, tax concerns, liquidity needs and time horizon. Through careful analysis, the team will look for potential gaps that may exist between your goals, and develop sound strategies to help smooth the path.
2. Creating your strategy
Working from our understanding of you and your objectives, we will propose a financial plan that contains specific strategies designed to help meet those goals. Our advice may encompass issues such as retirement planning, business continuation, tax minimization potential and wealth transfer. You will also receive an asset allocation strategy designed to provide diversification for your portfolio.
3. Implementing your strategy
After discussing and refining your strategy, we will work closely with you to bring the elements to life. Planning is a vital part of our process. Using tools to actively monitor your plans progress, making sure you are on track to meet your financial goals and objectives. If you prefer to invest in individual securities, we can help identify specific stocks, bonds and other securities that may be suitable for your portfolio. Whatever approach we decide on, the team will help you keep your strategy on track
4. Reviewing objectives and performance
We view ongoing communication as the foundation of our successful collaboration with you. We will make every effort to stay aware of your changing financial needs and provide viable strategies to help you meet them. This means reviewing your portfolio together at your request when your circumstances change, we will work with you to revise your strategy and reposition your assets to reflect your new needs and goals.
My Services
When managing wealth, there are many aspects that must be covered in order to get a complete plan. Take a deeper look into what I provide:
Portfolio Management
Managing your investments can be very complex and time consuming. Partnering with an experienced portfolio manager ensures your portfolio is getting the attention and service it needs across all market environments.
Portfolio Management
Retirement Planning
Wealth Planning is the roadmap to a successful retirement. By quantifying your financial needs, creating an action plan, and tracking progress, we can implement a strategy tailored to you and your goals.
Retirement Planning
Tax Management
Taxes are a relevant part in everyone's life but taking the necessary steps to optimize your tax situation are oftentimes ignored. Building a tax efficient plan helps you in preserving your wealth and preparing you for the tax liabilities you may encounter.
Tax Management
Estate Planning
When it comes to leaving your legacy to your loved ones, effective and proactive estate planning is essential. From receiving beneficial tax treatment and avoiding legal burdens to streamlining the inheritance process, estate planning makes this possible.
Estate Planning
Insurance/Risk Management
Making sure you and your family are protected from the unexpected is a very important aspect of a plan. Reviewing your policies is just as crucial, to ensure that you are getting the most protection for your premium and have enough coverage to take care of your needs.
Insurance/Risk Management
Business Succession Planning
As a business owner, you’ve devoted your career to building your company. Now is the time to plan for what comes next: spending more time with your family and pursuing new challenges. It is a transition that is among the most complex in the business world … and life.
Business Succession Planning
Liability Management
Meeting your financing needs – real estate purchases, tax obligations, business expenses, etc. - without liquidating your assets keeps your investment strategy intact. A Liquidity Access Line can help.
Liability Management
Divorce Planning
Financial planning after a divorce can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.
Divorce Planning
Alternative Investment Management
Identifying differentiated sources of return relative to traditional equity and fixed income investments is critical for optimum portfolio risk management and tax efficiency. Private equity, real assets, private credit, hedge funds and digital assets help provide this diversification.
Alternative Investment Management
Education Planning
Finding ways to tackle the increasing cost of education can be difficult and even daunting. Working with an advisor to establish a strategy with various tax-deferred education investment options can help make this expense more manageable.
Education PlanningVALUABLE TOOLS AND RESOURCES
I believe financial education helps my clients better understand our investment strategy and discipline, and in turn, result in superior long-term decisions. Therefore, I am committed to providing important information about managing your wealth more effectively in today’s global markets.
I've assembled the following resources in order to supply information I feel fit for our clients and current world events. I've provided links to these materials, where available, and hope you'll return often to learn more and stay up-to-date on relevant financial topics.
I've assembled the following resources in order to supply information I feel fit for our clients and current world events. I've provided links to these materials, where available, and hope you'll return often to learn more and stay up-to-date on relevant financial topics.
Morgan Stanley Online (MSO)
With Morgan Stanley Online and the Morgan Stanley Mobile app, your investments and everyday finances are never more than just a click away
Learn More About MSO
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your external account information, you will benefit from more informed and comprehensive wealth planning and convenient connectivity.
Learn More About Total Wealth View
Morgan Stanley Reserved
MS Reserved is a complimentary loyalty program available to Morgan Stanley Clients with a minimum of $1M in AUM. As a reserved member, clients will have access to exclusive partner offers and discounts, as well as thought leadership content and a variety of lifestyle and personal finance topics.
Learn More About MS Reserved
Morgan Stanley Signature Access
Signature Access, the highest tier of Morgan Stanley's loyalty program Reserved Living & Giving, gives clients with $10 million or more in assets at the firm access to world class services such as Private Health Advisory, Personal Cybersecurity services, Aircraft Management and more all in addition to the discounts and content available through Reserved Living & Giving.
Signature Access Lifestyle Advisory Concierge
Cybersecurity and Fraud Prevention
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our extensive security measures and take advantage of our numerous resources and ideas to help you stay protected online.
Protect Your Legacy
Portfolio Risk Platform
Morgan Stanley's Portfolio Risk Platform is powered by BlackRock's Aladdin risk engine, a state-of-the-art, innovative tool used by several of the world’s largest institutional asset managers, using this tool provides comprehensive risk analytics and a sophisticated view of the risk/return dichotomy across your financial portfolios.
Manage Your Risk
Global Investment Committee on the Markets
A monthly publication that summarizes the Global Investment Committee’s market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape. Check out this month's edition here.
GIC on the Markets Report
GIC Weekly
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income. Click the link below to read the full report.
Read: "GIC Weekly"
Thoughts on the Markets
Morgan Stanley’s Research equity strategists, economists and analysts share their latest views during the week in short, timely podcasts.
Click Here To ListenUpcoming Firm Events
We hope you will join us for this upcoming event.
U.S. Policy Pulse: Trump 2.0 and the Markets
DATE: February 25, 2025 at 4:15 p.m. ETJoin Morgan Stanley Wealth Management Chief Investment Officer, Lisa Shalett, on Tuesday, February 25, for a conversation with Chief Economic Strategist and Global Head of Thematic and Macro Investing, Ellen Zentner, and Head of U.S. Public Policy, Monica Guerra, on the top policy and regulatory actions that could impact investors in the months ahead.
CRC4192005 02/2025
Online
Location
1212 Troy Schenectady Road
Latham, NY 12110
US
Direct:
(518) 386-2908(518) 386-2908
Meet My Team
About April Wilson
April Wilson, Registered Associate
April joined Morgan Stanley in 2017 assisting Financial Advisors with all their business needs to help them service their clients and run their business efficiently. She oversees all aspects of client service and compliance to make sure everything is in good order. April assists and educates clients on all the tools that Morgan Stanley has to offer, including Morgan Stanley Online (MSO).
April graduated Schalmont High School in 1994 and Albany VOTEC with a Cosmetology License. She worked in the beauty industry until 1998 when she changed careers. April started working for Household Finance Corporation as a Sales Assistant until HSBC took over and closed the lending branches in 2009.
In 2010, April became a teller for HSBC bank, which later became First Niagara Bank. During her time there, she became a Client Sales Associate and assisted clients with customer service and their lending needs. In 2016, First Niagara became KeyBank. While working for KeyBank, she began studying to obtain her investment licensing as a Licensed Representative. It was during this period when April decided to start a career with Morgan Stanley where she now holds Series 7 and Series 66 securities licenses.
April enjoys spending time with her husband and grown children around the house and most notably loves her dogs.
Series 7 and 66 securities licenses, Licensed Notary Public
April joined Morgan Stanley in 2017 assisting Financial Advisors with all their business needs to help them service their clients and run their business efficiently. She oversees all aspects of client service and compliance to make sure everything is in good order. April assists and educates clients on all the tools that Morgan Stanley has to offer, including Morgan Stanley Online (MSO).
April graduated Schalmont High School in 1994 and Albany VOTEC with a Cosmetology License. She worked in the beauty industry until 1998 when she changed careers. April started working for Household Finance Corporation as a Sales Assistant until HSBC took over and closed the lending branches in 2009.
In 2010, April became a teller for HSBC bank, which later became First Niagara Bank. During her time there, she became a Client Sales Associate and assisted clients with customer service and their lending needs. In 2016, First Niagara became KeyBank. While working for KeyBank, she began studying to obtain her investment licensing as a Licensed Representative. It was during this period when April decided to start a career with Morgan Stanley where she now holds Series 7 and Series 66 securities licenses.
April enjoys spending time with her husband and grown children around the house and most notably loves her dogs.
Series 7 and 66 securities licenses, Licensed Notary Public
Wealth Management
Global Investment Office
Portfolio Insights
Ready to start a conversation? Contact James K Meisner today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
