My Story and Services

Before I began my career in the financial services industry, I was a Sergeant in the United States Marine Corps and served in both Operations Desert Storm and Desert Shield.

As a licensed investment professional for over 12 years, I place the utmost importance on client relationships and customer service based on integrity, accountability and understanding. By setting high standards with attention to detail with even higher expectations, I refuse to provide standard services of care. Instead I apply the latest technological innovations to personalize the financial plan that fits your goals. I strive to continually provide successful investment strategies and exceptional customer service to my clients, their families, businesses and organizations.

As a CERTIFIED FINANCIAL PLANNER™ professional in Fairhope, AL I help families, businesses and foundations like yours design and implement strategies to create and preserve your wealth, while executing a longevity plan based upon your specific goals and objectives.

A devoted student of the greatest minds in investing, I travel to Omaha and Los Angeles each year to learn from Warren Buffett and Charlie Munger at the annual shareholders’ meetings of Berkshire Hathaway and The Daily Journal Co. I follow their guidance in my investment philosophy which helps me provide meaningful, ethical advice for my clients.

As a living kidney donor, I also believe in helping anyone you can, all that you can, if within your means.

A native of Mobile, Alabama, I graduated cum laude from the University of Mobile with a Bachelor of Science degree in Organizational Administration and Leadership. Pamela, my wife of 20 years, and I have two wonderful daughters, Jessica and Madisyn.

I am proud to serve on the Board of Governors for Shiners Hospitals for Children in Galveston, TX. I am a member of ABBA Shrine Temple in Mobile. I am also a dedicated member and Past Master of Sonora Masonic Lodge. While away from the office I enjoy spending time with my family, deep-sea fishing and hunting.

Although my office is in Fairhope, I also serve clients throughout the Eastern Shore, Mobile area, Baldwin County, AL region and nationwide.
Services Include
  • Philanthropic Services
  • Wealth Management1
  • Financial Planning2
  • Retirement Planning3
  • Structured Settlement Annuities
  • Trust Accounts4
  • 401(k) Rollovers
  • Professional Portfolio Management5
  • Endowments and Foundations6
  • Business Planning7
  • Defined Contribution Plans8
  • Lending Products
  • Life Insurance9
  • Long Term Care Insurance10
  • 529 Plans11
  • UGMA/UTMA12
  • Trust Services*
  • Qualified Retirement Plans13
  • Alternative Investments14
  • Certificates of Deposit15
  • Planning for Individuals with Special Needs16
  • Estate Planning Strategies17
  • Municipal Bonds18
  • Planning for Education Funding19
  • Annuities20
  • Wealth Consulting
Securities Agent: TX, AL, WA, TN, PA, MS, MN, LA, IL, FL, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
NMLS#: 1312751
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Associations

  • Board of Governors for Shiners Hospitals for Children - Galveston
  • ABBA Shrine Temple
  • F & A M of Alabama
  • University of Mobile Alumni

Education

  • Bachelor of Science in Organizational Administration
  • The College for Financial Planning
  • CERTIFIED FINANCIAL PLANNER™ professional
  • Financial Planning Specialist
  • Series 7, 66, 31
  • General Securities Representative; Investment Advisor Representative; Managed Futures
  • Insurance licensed for life, long term care, and variable annuity
  • NMLS # 1312751

My Clients

My clients range from young entrepreneurs, independent business owners and retirees. Industries varying from fisheries, oil & gas to florists. Each are unique in their financial goals that they wish to meet or maintain. So, for me, retirement planning means more than providing my clients with just investment advice. It means helping them achieve and maintain the financial independence they’ve worked their whole lives to achieve.
My process begins with an in-depth discussion of your current finances and future objectives. We’ll put together a plan which addresses all concerns in a manner that clarifies and outlines your investment strategy that accommodates changing conditions and meet any unforeseen expenses and income demands that may arise throughout your life.

Working With You

As a CERTIFIED FINANCIAL PLANNER™ practitioner, I will review your whole financial picture to educate you on the best decisions for you and your family to help achieve your goals within your risk tolerance while providing a high quality of service. To learn more, email me.

    Client Service Team

    • Kristen C. Hall - Client Service Associate

    Location

    7530 Parker Road
    Fairhope, AL 36532
    US
    Direct:
    (251) 990-2935(251) 990-2935
    Toll-Free:
    (866) 253-7980(866) 253-7980
    Fax:
    (251) 405-3530(251) 405-3530
    From My Desk

    Michael Wilson: Monthly Investment Perspectives Webcast


    Investment and Market Perspectives

    Global Investment Committee Weekly

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    5 Mistakes to Avoid in Retirement

    5 Mistakes to Avoid in Retirement

    How you plan your finances in retirement may be just as important as the process of saving for retirement. Here are some key considerations.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Investing in Artificial Intelligence and Automation

    Investing in Artificial Intelligence and Automation

    AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    A Parent's Guide to Talking to Your Kids About Money

    A Parent's Guide to Talking to Your Kids About Money

    Raising kids to be smart about money requires creating an environment where they are neither insecure, nor overconfident about family finances.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    Learning to Draw Purpose From a Deeper Well

    Learning to Draw Purpose From a Deeper Well

    A party promoter who became an advocate for clean water in impoverished communities around the world shares insights on how to embrace our better selves by helping others.

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    Ready to start a conversation? Contact James Francis Eddins today.
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    1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

    6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

    7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    8Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

    9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    11Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

    12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    13Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

    14Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

    15CDs are insured by the FDIC, an independent agency of the U.S. Government, up to a maximum of $250,000 (including principal and accrued interest) for all deposits held in the same insurable capacity (e.g. individual account, joint account, IRA etc.) per CD depository. Investors are responsible for monitoring the total amount held with each CD depository. All deposits at a single depository held in the same insurable capacity will be aggregated for the purposes of the applicable FDIC insurance limit, including deposits (such as bank accounts) maintained directly with the depository and CDs of the depository.

    16Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    17Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    18Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.

    19Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    20Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

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    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

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