Jack Patrina, CAIA

Alma Guimarin is a Managing Director with over 35 years of experience on Wall Street. She is the founding member of The Metro Bay Group which has grown to an eleven person, bi-coastal team, focused on creating customized wealth management solutions for clients all over the world.

Alma is a financial problem solver and believes strongly in the power of financial literacy and planning. Her goal is for all her clients to catch a vision of what investing can do for them and their families.

Originally from the Netherlands, Alma grew up in Asia before attending Syracuse University where she earned a high honors degree in Economics. Following graduation, she moved to Luxembourg to work in the airlines business, allowing her to travel the world and gain international business experience.

To pursue her passion for financial planning, Alma moved back to the US in 1986, before embarking on her career at Shearson Lehman Brothers (now Morgan Stanley). She has been a dedicated member of Morgan Stanley and its predecessors approaching her 38th anniversary with the Firm.

One of Alma’s beliefs is to never stop learning - she has obtained multiple professional designations over her career such as the Certified Financial Planner™ (CFP^®), Chartered Investment Management Advisor (CIMA^®), Certified Private Wealth Advisor (CPWA^®), Certified Equity Plan Advisor (CEPA^®) and Family Wealth Director.

Alma now splits her time between San Jose, California and New York, with offices in both locations. When she’s not working, she enjoys cooking, reading, practicing yoga, and downhill skiing with her family.

Mary Agnes Pan is a 50-year Wall Street veteran with experience in Corporate, Commercial, Investment and Private Banking. She is currently a Managing Director at Morgan Stanley with The Metro Bay Group focusing on wealth management and financial planning strategies for high-net-worth individuals and families.

Mary started her career at Citibank in 1974 as a Corporate Banker and in 1979 became Head of the Commercial Banking Unit. She later joined Bankers Trust as Head of the World Corporate Department in Hong Kong serving multinational companies with operations in Asia.

In 1983, Mary joined Bank of America in Palo Alto focusing on lending for the high-tech industry in Silicon Valley. Mary and her family later moved to New Jersey where she spent a few years in Midlantic National Bank working on Mergers & Acquisition before rejoining Citibank's Private Bank to focus on custom lending strategies for high-net-worth clients.

In the early 90’s, Mary joined Republic National Bank and was instrumental in building the Private Banking Group into a major player in the private banking industry. Republic National Bank was later acquired by HSBC and Mary became the head of the Asia Client Group where she built a multi-billion portfolio.

In 2011, she rejoined Citi Private Bank to provide intricate strategies to ultra-high-net-worth families in investments, foreign exchange, capital markets and leveraged transactions.

She and her husband, Henry, have been active supporters of the 1990 Institute Spring Bud Program for last 15 years. This program has provided financial aid to over 1,000 underprivileged girls in Shaanxi Province, China helping them complete middle, high school and college degrees. Today, many are successful educators, doctors, lawyers, architects, pharmacists and engineers among other professionals.

Mary has also been on the board for Charles B. Wang Community Health Center for over 10 years and supported them in their expansion across New York. She and her husband now reside in Midtown Manhattan and enjoy spending time with family.

Trevor joined Morgan Stanley in June of 2015 and is an integral part of The Metro Bay Group. With his passion for financial planning, Trevor focuses on helping clients realize their financial goals through well thought out planning and guided decision making. Trevor’s goal is to help clients make correct financial decisions over time that will compound on themselves.

Clients enjoy working with Trevor because he is known for being generous with his time and making himself accessible when needed. He has a calm and patient demeanor that welcomes questions when clients desire more understanding of financial principles. While working with families, Trevor is happy to educate and include all members, especially maturing children of clients.

Trevor believes his continuing education and building of financial knowledge is one of the largest responsibilities he owes to his clients. Trevor has his Certified Financial Planner and Certified Investment Management Analyst designations, he also is a Chartered Alternative Investment Analyst. He earned a Bachelor’s degree from Boise State University, double majoring in Finance and Accounting.

Trevor enjoys the outdoors and can be found during his free time skiing in the Sierras, or mountain biking the Santa Cruz Mountains or hills of Almaden Valley. Trevor moved to Silicon Valley in 2013 to be with his then fiancée, now wife, Laurel. They live together with their two young kids, Everett and Aletta, and Golden doodle, Penny in Almaden Valley San Jose, California.

Kevin joined The Metro Bay Group at Morgan Stanley in August of 2017. He comes to us as a financial advisor with multiple years of experience in fixed income and equity analysis. In his prior role, he worked as the lead trader on his team to help construct and monitor client portfolios. His strengths include customizing wealth management investment solutions through constructive communication and balanced strategic planning.

He is able to identify services and solutions through a tailored financial plan providing thoughtful action to the needs and wants of his clients. Because of his background in fixed income and portfolio analytics, he is well versed and passionate about helping others.

Kevin has an unwavering work ethic, and is a natural high achiever and goal setter. These traits enabled him to win an Olympic bronze medal in Men’s Gymnastics while he represented the United States at the 2008 Olympic Games in Beijing. Kevin is a graduate of The Pennsylvania State University with a degree in Finance and minor in Economics. He currently lives in Fremont with his wife and two young children.

Ara is a First Vice President and Financial Advisor with The Metro Bay Group at Morgan Stanley. She focuses on creating customized wealth management strategies for founders, technology & media professionals, athletes and business executives.

As an Executive Financial Services Director and Workplace Advisor - Equity Compensation, she utilizes her knowledge surrounding the intricacies of stock options to help her clients put together a plan to help reach their financial goals. She earned her bachelor’s degree at Columbia University where she was a two-year captain for the Division I Women’s Basketball team. She utilizes her experience as an athlete in her role as a Global Sports & Entertainment Associate Director to help other athletes and sports business professionals execute on both their personal and business financial plans.

Ara is the Founder and Co-Chair of Morgan Stanley’s EDGE Committee – a Diversity & Inclusion initiative sought to achieve Excellence in Diversity through Growth and Empowerment for early-stage Financial Advisors. She is also the Co-Chair of the College Leadership committee for Women in Wealth: LIFT, an advocacy and business development network of Morgan Stanley women from the Northeast Region dedicated to supporting peers seek to achieve business success and realize meaningful connections with their clients.

In 2022, Ara was recognized as a Morgan Stanley MAKER – an initiative dedicated to celebrating men and women who are groundbreakers, innovators, and champions of women’s achievement. She was the youngest woman to be named a MAKER at Morgan Stanley since the program’s inception in 2014.

Outside of Morgan Stanley, she serves on the NYC Young Professionals Board for Team IMPACT, a national non-profit that connects children with chronic and terminal diseases to college sports teams. She is the Vice President of the Columbia University Athletics Finance Society and is involved in the Women’s Sports Foundation. Ara is also a Founding Member of The Post – a private leadership community formed to accelerate athletes' potential by providing world-class resources, networking, and executive coaching designed to tap into their skills and mindset.

Ara grew up on the North Shore of Boston and now lives in Manhattan. She enjoys basketball, skiing, and trying new restaurants.

Laurie joined Morgan Stanley thru predecessor firms in 1997, beginning her career as an Operations Manager. She joined what is now The Metro Bay Group in 2009 as Group Director. As Group Director, Laurie is responsible for day-to-day team operation functions. Her experience has contributed greatly to her depth and breadth of knowledge involving such matters as client transactions, client history, account and systems issues, as well as a wide range of nuances indigenous to the industry.

Laurie also serves as the point of contact for clients who are Professional Fiduciaries providing exceptional client service for dozens of their clients. She is adept at quickly developing trusting relationships with the Fiduciaries and their staff due to her attention to detail and familiarity with firm procedures and trust document requirements. Her expeditious attention to a wide range of issues important to the Fiduciaries makes her a valuable asset to everyone involved. Laurie currently holds the Series 7, 8, 63, 65 licenses and her Life and Health insurance designations. She has a B.S. in Business Administration with a concentration in finance from California State University, Fresno. Laurie and her husband, Ken, have two sons, Andrew and Zachary.

Scott joined Morgan Stanley thru predecessor firms in 1999. As a Portfolio Associate, his primary responsibilities include opening and maintaining client accounts, asset/cash transfers, enrolling clients in online access and various other administrative functions.

Scott is a graduate of California State University, Sacramento with a B.A. in Mathematics. Additionally, he holds the Series 7 and 66 designations. Scott enjoys watching a multitude of sports and has a newfound interest in international travel.

Jacqueline Lane joined Morgan Stanley in 2024 as an Assistant Vice President, Wealth Management Associate. Jacqueline is responsible for a multitude of team operations for our clients coast to coast. Jacqueline cultivates and enhances new and existing client relationships through active communication with clients, preparation of client reports, and providing general guidance.

Prior to joining Morgan Stanley, Jacqueline spent 10 years at Merrill Lynch. Most recently, Jacqueline was a Business Enablement Specialist, responsible for working with senior leadership to develop recommendations for improving the overall experience for both Financial Advisors and clients. In addition, Jacqueline was also responsible for identifying key risk trends and handling client resolutions.

Prior to her most recent experience, Jacqueline was the Senior Market Supervision Manager’s Assistant, where she was responsible for supporting all functions related risk, legal, and compliance items.

Jacqueline graduated from Fordham University, where she earned a degree in Business Administration, with concentrations in finance and marketing. She holds both her Series 7 and Series 66 licenses.

Originally from Long Island, NY, Jacqueline now resides in Hoboken, NJ, where she enjoys traveling, reading, and spending time with friends & family.

As a Registered Client Service Associate for The Metro Bay Group, Riley is responsible for a multitude of team operations for New York and California based clients. He assists with scheduling meetings, creates and sends performance reports to clients, and brings an energetic attitude and positive demeanor to the team.

Riley started his career with Morgan Stanley as an intern in Seattle, WA in 2022. He graduated from the University of Washington in an accelerated program with a Bachelor of Science in Economics and a minor in History. After receiving a Certificate in Quantitative Managerial Economics, Riley ventured off to Dallas, Texas for 6 months to become the #1 ranked salesman in AT&T’s B2B Sales Development Program.

Once the program was complete, Riley moved to San Jose, CA to join the Guimarin Shephard Tan Group and hit the ground running, completing all three Exams to become registered in a record 3 months and 3 days. These Exams include the SIE, Series 7, and Series 66, which enabled him to begin working on tasks that were more instrumental to the team.

Outside of work, Riley enjoys continuing his 14 years of tap dance education as both a student and teacher. Riley is a board member for the National Dance Education Organization as well as an Eagle Scout. He enjoys solving Rubik’s cubes, practicing advanced yo-yo tricks, and competing in video game tournaments.

Jonathan joined The Metro Bay Group in June 2024. He is responsible for a multitude of team operations, enhancing our client experience through active communication, essential back-office operations, and providing general guidance.

Jonathan earned a master's degree in Business Analytics from Columbia University in 2024. He also holds undergraduate degrees from Emory University and the Georgia Institute of Technology with dual degrees in Economics and Mathematics, and Mechanical Engineering.

Before joining Morgan Stanley, Jonathan gained valuable experience through various summer analyst positions at startup companies and banks. He holds the Series 7 and 66 designations.

Originally from Seattle, Washington, Jonathan now resides in Long Island City, NY. Outside of work, he enjoys tennis, skiing, and spending time with family and friends.