J. C. Britt, CFP®

I begin with an informal conversation to understand your financial concerns and determine how I can add value. Once we agree to move forward, we'll schedule our next meeting and request important financial information.

We continue the dialogue by fostering an in-depth conversation where we learn about the values that shape your decisions and identify any unique circumstances. We also review the documents you've prepared and define your priorities.

I utilize proprietary financial planning tools to develop a personalized and detailed plan with recommendations to help you grow, preserve, and transfer your wealth. Using the resources available at a world-class firm allows me to select from investments and strategies that align with your current needs and future goals.

In this step, I present appropriate strategies that are designed to work together to achieve your goals. Upon your approval, we open new accounts for you at Morgan Stanley and initiate our investment recommendations. We'll also begin to implement other strategies we've discussed. These often encompass tax minimization strategies, as well as risk management and estate planning techniques.

Your financial situation may fluctuate with additional responsibilities or added income or inheritance. Your financial plan will change over time as your personal and family situation evolves. I regularly revisit the strategies we've developed to make tactical suggestions that help meet the needs of ever-changing situations and markets.

Committed to premium service, I focus on developing a relationship that provides value to you and your family. As we begin to execute each strategy, we'll set up tools so you have immediate access to your account information. And because markets and personal needs change over time, we set up ongoing meeting to help ensure your plan remains on the path to achieve your goals.

WHO WE HELP:

Developing a plan for retirement is essential. Working with an experienced advisor can help you define and meet your personal retirement goals. Retirement planning on your own can be stressful...we strive to make the process as easy as possible.

Our financial planning process for multi-generational families takes into account your lifestyle, portfolio objectives and legacy goals. We strive to educate the next generation on handling the responsibilities of inheriting wealth.

WHAT WE CAN DO:

Goals are personal…your financial plan should be, too. We will work with you to identify your goals, manage risk and build a customized plan to navigate your course.

It's not just about growing your investments, it's about what you are able to protect and pass on as a legacy. This requires careful structuring of your portfolio and your estate. We can work with your tax and estate professionals to design the plan that takes these needs into consideration.

We know that every client is different. We take that into account and have access to the array of firm resources when developing a portfolio that aligns with your financial plans.

Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.

NEWSLETTERS

Read our Second Quarter Newsletter with information on:

• Year End Financial Checklist
• Healthcare Expense Planning
• Good Cybersecurity Habits

Read our Third Quarter Newsletter with research on Artificial Intelligence:

• The Future of AI
• The Robots Are Coming - Embodied AI
• AI in the Entertainment Industry
• AI in the Real Estate Sector

CYBERSECURITY

More than 90% of individual tax returns are filed online, making tax season an ideal time to make sure you're doing everything you can to safeguard your assets and identity.

With the uptick in Morgan Stanley impersonation scams, please check out our guide for more tips and best practices on protecting yourself from common scams.

These typically involve receiving an email, text message, or phone call reporting a fake issue with your computer or cell phone. They offer to resolve it in exchange for payment, or luring one to click on a link resulting in malware.

Check out our collection of practical takeaways and best practices from our cybersecurity professionals, then explore a few of the ways we help protect you.

Morgan Stanley Online (MS0 ) allows you to conveniently and securely manage your account online. It is the key to accessing additional digital tools available to save you time and help you organize your finances:

Access your account wherever, whenever using the Morgan Stanley Mobile App. It gives you the same capabilities as Morgan Stanley Online from the convenience of your phone. Learn about the mobile capabilities and how to get the app

With E-Authorization, you no longer need to sign a paper Letter of Authorization (LOA) to authorize a wire transfer request.

E-Sign is a digital, paperless alternative to the traditional means of obtaining signatures from clients on paperwork. There is no registration process for you to begin using E-Sign - all you need is a valid email address and phone number.

With E-Authorization, you no longer need to sign a paper Letter of Authorization (LOA) to authorize a wire transfer request.

The Digital Vault on Morgan Stanley Online and the Mobile App allows you to build a central, shared document library where all documents are stored using encryption.

The ability to view all of your assets and liabilities together, whether held at Morgan Stanley or elsewhere, enables us to advise with your entire financial picture in mind.

GPS helps clients define what they want out of life, and then creates a financial framework to bring these goals to life.