Catherine Tong-Lee, CFA
First Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager, International Client Advisor
Ivy Pacific Group at Morgan Stanley
Direct:
(425) 467-3107(425) 467-3107
Our Mission Statement
Personalized planning and investments to grow, preserve and transition your wealth
Our Story
By listening first, we focus on what is most important to you and your family. Leveraging our 40 years of combined industry experience and the vast global resources at Morgan Stanley, we are committed to helping you make informed, confident decisions about your financial life. Our services include financial planning, asset management, cash management and lending, risk management, and estate planning strategies.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Team
Cathy Tong-Lee
Cathy Tong-Lee is a Chartered Financial Analyst, Portfolio Manager, and International Client Advisor with the Ivy Pacific Group at Morgan Stanley. Having worked in the institutional asset management business for over 15 years before transitioning to private wealth, Cathy possesses a comprehensive understanding of the financial industry, extensive experience in investment management, and a commitment to help clients achieve their financial success through unbiased advice.
Along with Derek Leonard of the Ivy Pacific Group, Cathy helps her clients develop and implement a plan to build, grow, preserve, and transition their wealth. By building long term relationships with each of her clients, understanding their needs, and viewing their financial profiles through a holistic lens, Cathy helps clients manage financial decisions as their lives evolve, so clients can enjoy the most of what they have earned in life.
Prior to joining Morgan Stanley, Cathy held the position of First Vice President at Wells Fargo Advisors, Managing Director at Sparta Asset Management and Equity Analyst at Edge Asset Management. She earned her MBA from Michael G. Foster School of Business and has obtained the CFA Charter. Cathy is also fluent in Mandarin. An involved member of her community, Cathy is active in supporting local schools and providing financial literacy to youth.
Outside of work, Cathy and her husband enjoy spending time with their two teenage children biking, hiking, skiing, and playing tennis.
Along with Derek Leonard of the Ivy Pacific Group, Cathy helps her clients develop and implement a plan to build, grow, preserve, and transition their wealth. By building long term relationships with each of her clients, understanding their needs, and viewing their financial profiles through a holistic lens, Cathy helps clients manage financial decisions as their lives evolve, so clients can enjoy the most of what they have earned in life.
Prior to joining Morgan Stanley, Cathy held the position of First Vice President at Wells Fargo Advisors, Managing Director at Sparta Asset Management and Equity Analyst at Edge Asset Management. She earned her MBA from Michael G. Foster School of Business and has obtained the CFA Charter. Cathy is also fluent in Mandarin. An involved member of her community, Cathy is active in supporting local schools and providing financial literacy to youth.
Outside of work, Cathy and her husband enjoy spending time with their two teenage children biking, hiking, skiing, and playing tennis.
Derek Leonard
For over a decade, Derek served institutional investors as a portfolio manager at Russell Investments and later as a research director at Intellectual Ventures. He recognized that working with individuals and their families would have more personal impact. Derek now helps individual clients and their families invest by utilizing his institutional investing experience. Clients across the US work with him to help achieve their financial goals. Derek begins by learning about each client to build an in-depth financial plan, which serves as the foundation for a personal investment strategy.
Derek studied Diplomacy and World Affairs at Occidental College, graduating summa cum laude. He continued at the University of Washington, getting a Master’s Degree in China Studies in nine months.
At the Yale School of Management, he focused on finance for his MBA.
Raised all over the world by a family serving in the US Army, Derek now calls the Pacific Northwest home. He met Alexis the first day of cross country practice at Occidental College. They married in 2000 and have a set of boy-girl twins, Evan and Greta.
Derek enjoys coaching cross country, track and field as well as running himself. In those rare times he is not spending time with friends and family, he can be found reading a good book. He is always looking for book recommendations and has some to offer upon request.
Derek studied Diplomacy and World Affairs at Occidental College, graduating summa cum laude. He continued at the University of Washington, getting a Master’s Degree in China Studies in nine months.
At the Yale School of Management, he focused on finance for his MBA.
Raised all over the world by a family serving in the US Army, Derek now calls the Pacific Northwest home. He met Alexis the first day of cross country practice at Occidental College. They married in 2000 and have a set of boy-girl twins, Evan and Greta.
Derek enjoys coaching cross country, track and field as well as running himself. In those rare times he is not spending time with friends and family, he can be found reading a good book. He is always looking for book recommendations and has some to offer upon request.
Our Financial Planning Pillars
Retirement Planning
With an understanding of both sides of the balance sheet, as well as your lifestyle and goals, we create interactive financial plans that allow us to account for every aspect of your financial life leading up to and through retirement. By monitoring and updating this plan throughout your life, we help ensure that you have the income and resources to live out the lifestyle you envision, while accounting for the unexpected.
Tax Planning & Advice
Tax-Efficient Investment Management can have a significant impact on after-tax returns, particularly for clients in the top tax brackets. Which this in mind, along with actively tax managed portfolios that tax-loss harvest on a regular basis, we have numerous strategies available to clients to minimize taxes when dealing with highly appreciated stock. We will often work in conjuncture with your CPA (and can refer one if needed), to ensure a cohesive tax management strategy.
Estate Planning
While wealth accumulation and preservation are vital facets of our financial lives, planning for the legacy we leave behind is just as important. Whether you plan to pass wealth to your heirs, foundations, or charities, we work together with you and your estate attorneys to ensure that your wishes are met in the most efficient and cost-effective way possible.
Portfolio Management
While there are certain key tenants of investing that tend to lead to success, we firmly believe that great investment management cannot have a cookie-cutter approach. We know that no two clients are the same, and so every portfolio is custom, purpose-built to fit your individual investment style, preferences, goals and desires. Like your financial plan, our portfolios are actively monitored and adjusted to change not just according to the markets, but your life and evolving needs.
Trust Planning
Trust Planning can be a complicated process. While you cannot take it with you, a trust can help define how you want your life's work and wealth to continue to benefit the people and causes you love and care for. We will work with you to help build, protect, and pass on a legacy you would be proud of.
Alternative Investments
Our leading alternatives platform offers 160+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Digital Tools and Resources:
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies that we offer our clients.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
MSO Mobile App
With the Morgan Stanley Online mobile app, enjoy the freedom to manage your wealth on your own devices while collaborating with your Morgan Stanley team. It’s accessibility at its finest.
Learn about Our Mobile App
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View
Digital Vault
Digital Vault lets you easily manage and share your important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings.
Visit our Online Security Center
Payment & Transfer
With Morgan Stanley, you can seamlessly send money through Morgan Stanley online, allowing you to make transactions easier than ever.
Check out our Capabilites
Account Self Service
Morgan Stanley created a platform designed as a modern alternative to banking, providing more value, more protection, and a seamless digital experience. You can benefit from unlimited ATM fee rebates worldwide, complimentary Identity and Credit Protection from Experian®, plus more.
Learn More about Cash PlusResources
Here at Morgan Stanley, we strive to simplify complex financial ideas so that our clients understand what is being done on their behalf to plan for their financial future. We want to provide our clients with as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.
4.25% Annual Percentage Yield Preferred Savings
Take advantage of our Preferred Savings Program for Qualifying Cash† offer with flexible options and more ways to save. There are two ways you may participate, either 1) bring new cash deposits from external sources or 2) use proceeds from the sale, income or distribution from securities in your eligible Morgan Stanley brokerage accounts.
Learn More
2025 Tax Tables
The 2025 Tax Rate Schedule provides standard deductions for different filing statuses, phaseout amounts, and tax deadlines. It includes additional deductions for non-itemizers and tax rates for long-term capital gains, qualified dividends, and child tax credit.
Learn More
E*TRADE Advantage Plus
E*TRADE Advantage offers exclusive pricing and enhanced service for select Morgan Stanley clients. Through the E*TRADE Advantage program, highly valued Morgan Stanley clients have access to exclusive pricing and fee waivers, a dedicated onboarding concierge, and premium customer service from a dedicated team of experienced professionals.
Learn More Here
WA State Capital Gains Tax Change
Washington enacted the Engrossed Substitute Senate Bill. This includes a 7% long-term capital gains tax above a threshold of $250,000. It is important to be way if you are expecting that level of capital gains.
Learn More
Diversify Your Concentrated Stock Positions
If you have a concentrated stock position from an inheritance, employment stock grants or through building a position over time, you may want to seek to protect yourself against market declines by diversifying your holdings
Learn More
Liquidity Access Lines
A Liquidity Access Line allows you to use the
eligible securities in your investment account(s) as
collateral for a line of credit. You can finance real
estate purchases, fund tax obligations, cover business
expenses or a variety of other financing needs—
potentially without liquidating assets
Learn Moreeligible securities in your investment account(s) as
collateral for a line of credit. You can finance real
estate purchases, fund tax obligations, cover business
expenses or a variety of other financing needs—
potentially without liquidating assets
Location
4000 Carillon Point
Ste 600
Kirkland, WA 98033
US
Direct:
(425) 467-3107(425) 467-3107
Meet Ivy Pacific Group
Derek Leonard, CFA, CFP®
Financial Advisor, Senior Portfolio Manager, Financial Planning Specialist
Phone:
(425) 902-7694(425) 902-7694
About Catherine Tong-Lee
Cathy Tong-Lee is a Chartered Financial Analyst, Portfolio Manager, and International Client Advisor with the Ivy Pacific Group at Morgan Stanley. Having worked in the institutional asset management business for over 15 years before transitioning to private wealth, Cathy possesses a comprehensive understanding of the financial industry, extensive experience in investment management, and a commitment to help clients achieve their financial success through unbiased advice.
Along with Derek Leonard of the Ivy Pacific Group, Cathy helps her clients develop and implement a plan to build, grow, preserve, and transition their wealth. By building long term relationships with each of her clients, understanding their needs, and viewing their financial profiles through a holistic lens, Cathy helps clients manage financial decisions as their lives evolve, so clients can enjoy the most of what they have earned in life.
Prior to joining Morgan Stanley, Cathy held the position of First Vice President at Wells Fargo Advisors, Managing Director at Sparta Asset Management and Equity Analyst at Edge Asset Management. She earned her MBA from Michael G. Foster School of Business and has obtained the CFA Charter. Cathy is also fluent in Mandarin. An involved member of her community, Cathy is active in supporting local schools and providing financial literacy to youth.
Outside of work, Cathy and her husband enjoy spending time with their two teenage children biking, hiking, skiing, and playing tennis.
Along with Derek Leonard of the Ivy Pacific Group, Cathy helps her clients develop and implement a plan to build, grow, preserve, and transition their wealth. By building long term relationships with each of her clients, understanding their needs, and viewing their financial profiles through a holistic lens, Cathy helps clients manage financial decisions as their lives evolve, so clients can enjoy the most of what they have earned in life.
Prior to joining Morgan Stanley, Cathy held the position of First Vice President at Wells Fargo Advisors, Managing Director at Sparta Asset Management and Equity Analyst at Edge Asset Management. She earned her MBA from Michael G. Foster School of Business and has obtained the CFA Charter. Cathy is also fluent in Mandarin. An involved member of her community, Cathy is active in supporting local schools and providing financial literacy to youth.
Outside of work, Cathy and her husband enjoy spending time with their two teenage children biking, hiking, skiing, and playing tennis.
Securities Agent: OR, ID, SD, TX, NY, AK, UT, NC, MA, CA, VT, IL, FL, VA, PR, NV, WA, PA, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 2136973
CA Insurance License #: 0K45932
NMLS#: 2136973
CA Insurance License #: 0K45932
About Derek Leonard
For over a decade, Derek served institutional investors as a portfolio manager at Russell Investments and later as a research director at Intellectual Ventures. He recognized that working with individuals and their families would have more personal impact. Derek now helps individual clients and their families invest by utilizing his institutional investing experience. Clients across the US work with him to help achieve their financial goals. Derek begins by learning about each client to build an in-depth financial plan, which serves as the foundation for a personal investment strategy.
Derek studied Diplomacy and World Affairs at Occidental College, graduating summa cum laude. He continued at the University of Washington, getting a Master’s Degree in China Studies in nine months.
At the Yale School of Management, he focused on finance for his MBA.
Raised all over the world by a family serving in the US Army, Derek now calls the Pacific Northwest home. He met Alexis the first day of cross country practice at Occidental College. They married in 2000 and have a set of boy-girl twins, Evan and Greta.
Derek enjoys coaching cross country, track and field as well as running himself. In those rare times he is not spending time with friends and family, he can be found reading a good book. He is always looking for book recommendations and has some to offer upon request.
Derek studied Diplomacy and World Affairs at Occidental College, graduating summa cum laude. He continued at the University of Washington, getting a Master’s Degree in China Studies in nine months.
At the Yale School of Management, he focused on finance for his MBA.
Raised all over the world by a family serving in the US Army, Derek now calls the Pacific Northwest home. He met Alexis the first day of cross country practice at Occidental College. They married in 2000 and have a set of boy-girl twins, Evan and Greta.
Derek enjoys coaching cross country, track and field as well as running himself. In those rare times he is not spending time with friends and family, he can be found reading a good book. He is always looking for book recommendations and has some to offer upon request.
Securities Agent: WA, IL, AK, NC, TX, NY, MA, ID, AZ, UT, OR, FL, VT, VA, CA, PR, PA, NV, SD; General Securities Representative; Investment Advisor Representative
NMLS#: 1859816
NMLS#: 1859816
Contact Catherine Tong-Lee
Contact Derek Leonard
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Ivy Pacific Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
