Clay Tipton
Planning Associate
Iryna Warren, CRPC®
Associate Vice President,
Financial Advisor
Direct:
(703) 556-8136(703) 556-8136
My Mission Statement
Empowering women with personalized financial strategies that build confidence, independence, and long-term security.
My Story and Services
Iryna Warren understands both the opportunities and challenges that come with building financial security. Originally from Kyiv, Ukraine, she immigrated to the United States about 20 years ago and quickly embraced the challenge of mastering a new financial system while building a foundation for her future. To deepen her experience, she completed all accounting coursework required to sit for the CPA exam, adding technical depth to her financial advisory work. (Non Practicing at Morgan Stanley)
As a financial advisor, Iryna focuses on retirement and estate planning, helping clients find clarity in their financial lives and confidence in their decisions, with a special passion for supporting women in achieving financial autonomy. She believes that effective financial guidance begins with listening deeply to clients’ needs and providing clear explanations so they feel fully empowered throughout the process.
Her ultimate goal is to help clients preserve their wealth, honor their legacy, and build a strong foundation for making meaningful contributions to the world around them.
Fluent in three languages, Iryna is active in the Capital Speakers Club of Washington, DC, and the Welcome to Washington International Club. She holds a B.A. in International Relations from Kyiv, Ukraine, and the Chartered Retirement Planning Counselor℠ (CRPC®) designation.
As a financial advisor, Iryna focuses on retirement and estate planning, helping clients find clarity in their financial lives and confidence in their decisions, with a special passion for supporting women in achieving financial autonomy. She believes that effective financial guidance begins with listening deeply to clients’ needs and providing clear explanations so they feel fully empowered throughout the process.
Her ultimate goal is to help clients preserve their wealth, honor their legacy, and build a strong foundation for making meaningful contributions to the world around them.
Fluent in three languages, Iryna is active in the Capital Speakers Club of Washington, DC, and the Welcome to Washington International Club. She holds a B.A. in International Relations from Kyiv, Ukraine, and the Chartered Retirement Planning Counselor℠ (CRPC®) designation.
Securities Agent: NY, MO, NV, MI, CA, NJ, ME, AR, SC, NC, MN, WI, WA, OH, IL, FL, CT, MA, VA, TX, PA, DE, CO, MD, GA, DC, AL, OR, AZ, WV; General Securities Representative; Investment Advisor Representative
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
WORKING WITH WOMEN
Navigating wealth management can feel overwhelming, but it doesn't have to be. I specialize in working with women – whether you are building your career, balancing family responsibilities, planning for retirement, or navigating life transitions. My approach is designed to make every step of the process clear, approachable, and tailored to your goals.
From creating customized investment strategies to organizing your financial picture and simplifying complex decisions, I focus on removing the stress from wealth management. I take the time to listen, understand your priorities, and provide guidance in plain language so you feel confident, informed, and supported.
YOUR PARTNER IN WEALTH AND LEGACY
At Morgan Stanley, we bring together deep resources, cutting-edge expertise, and personalized guidance to help you pursue your financial goals with confidence at every stage of life.
Lending and Cash Management
We understand that every family has unique financial needs. Our lending and cash management solutions are designed to simplify your financial life while enhancing your investment strategy, giving you the flexibility and confidence to achieve your objectives.
Cybersecurity
Protecting your digital assets is a top priority. Morgan Stanley leverages industry-leading cyber defense capabilities and draws on the expertise of former senior government and security professionals to monitor threats globally and safeguard your wealth in an ever-changing landscape.
Alternative Investments
Our platform provides access to more than 200 third-party and proprietary funds, offering qualified investors opportunities to diversify portfolios, manage volatility, and pursue enhanced returns. With exclusive strategies and first-look access, we align investments to support long-term objectives.
Tax-Efficient Planning
We help preserve wealth and maximize after-tax returns through proactive strategies such as year-round tax-loss harvesting and customized planning. By identifying evolving opportunities, we aim to reduce your tax burden and strengthen your long-term financial outcomes.
INVESTOR RESOURCES
I aim to make complex financial concepts simple and actionable, so clients can feel confident in their decision-making. These resources offer timely insights, market perspectives, and practical tools to help you stay informed and prepared for what's ahead.
GIC Weekly Report
Each week, Lisa Shalett and the Global Investment Committee deliver in-depth analysis of global markets, asset classes, and the forces driving investment trends.
On the Markets Report
Stay informed with expert commentary from Morgan Stanley thought leaders on equities, fixed income, monetary policy, and more – helping you understand what's next for the markets.
Thoughts on the Market Podcast
Join Mike Wilson and other Morgan Stanley strategists as they break down market dynamics and share actionable viewpoints on the key factors shaping today's financial environment.
2025 Tax Tables
Stay aligned with your goals by understanding how evolving tax policies may impact your financial strategy. The 2025 Tax Tables provide essential updates to help you plan effectively.
OUR SUITE OF DIGITAL TOOLS
Digital innovation is transforming how we live, work, and manage our financial lives. My suite of integrated tools is designed to make wealth management simpler, smarter, and more efficient – helping you stay organized, connected, and in control. From tracking investments to analyzing risk and securely storing important documents, these solutions are built to give you clarity and confidence every step of the way.
Morgan Stanley Online
Easily manage your investments and day-to-day finances in one secure, centralized platform.
Total Wealth View
Gain a complete view of your financial world by linking your Morgan Stanley and external accounts. This integrated tool supports smarter planning and personalized guidance.
Portfolio Risk Platform
Harnessing advanced institutional-grade analytics, the Portfolio Risk Platform evaluates exposures, analyzes market behavior, and models potential scenarios. This technology helps you better understand portfolio risk and make more informed decisions.
Digital Vault
Securely store, organize, and share key documents – such as statements, tax filings, and authorizations – through our encrypted Digital Vault. This solution keeps your information safe while giving you and your Financial Advisor easy access when needed.
Client Service Team
Benjamin Brennan, CFP® - Assistant Vice President, Group Director
Phone:
(703) 556-8185(703) 556-8185
Email:Ben.Brennan@morganstanley.com
As Group Director of the MSCT, Ben is responsible for oversight of all client service related matters, client relationship management, account maintenance, and practice management. Ben is committed to delivering the highest level of professionalism and exemplary service in every client interaction. He prides himself on understanding clients’ specific needs, developing solutions collaboratively, and communicating those solutions efficiently with the client.
Ben is a 2014 graduate from Franklin and Marshall College in Lancaster, PA with a major in Business and a minor in Economics. After graduation, he became Series 7 and 66 registered, insurance licensed, and has held the CFP® designation since 2018. Ben has 10+ years of experience with Morgan Stanley as a Registered Client Service Associate, with particular interest in business development and financial planning.
Ben has one son, Theo, and is happiest when spending time with him!
Ben is a 2014 graduate from Franklin and Marshall College in Lancaster, PA with a major in Business and a minor in Economics. After graduation, he became Series 7 and 66 registered, insurance licensed, and has held the CFP® designation since 2018. Ben has 10+ years of experience with Morgan Stanley as a Registered Client Service Associate, with particular interest in business development and financial planning.
Ben has one son, Theo, and is happiest when spending time with him!
Deji Onitiri - Registered CSA
Phone:
(703) 556-6376(703) 556-6376
Email:Deji.Onitiri@morganstanley.com
Born in the UK to Nigerian and Senegalese parents, he spent his formative years living in Mozambique and Singapore before coming to the United States. He is fluent in French and Portuguese, reflecting the depth of his international background.
Deji graduated from New York University in 2023, where he earned a degree in Sports Management from NYU’s Preston Robert Tisch Institute for Global Sport. During his time at NYU, he was also a member of the Men’s Soccer Team. He holds both the Series 7 and Series 66 licenses and currently resides in Washington, D.C.
Outside of work, Deji enjoys watching documentaries, trying new restaurants, and staying physically active.
Deji graduated from New York University in 2023, where he earned a degree in Sports Management from NYU’s Preston Robert Tisch Institute for Global Sport. During his time at NYU, he was also a member of the Men’s Soccer Team. He holds both the Series 7 and Series 66 licenses and currently resides in Washington, D.C.
Outside of work, Deji enjoys watching documentaries, trying new restaurants, and staying physically active.
Location
1650 Tysons Blvd
Suite 1000
McLean, VA 22102
US
Direct:
(703) 556-8136(703) 556-8136
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
About Clay Tipton
Clay Tipton is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Clay provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree and graduate degree from the University of Michigan and received the Financial Planning Specialist® designation from the College for Financial Planning. Clay is originally from Los Angeles, California and currently resides in New York City, New York.
He earned his undergraduate degree and graduate degree from the University of Michigan and received the Financial Planning Specialist® designation from the College for Financial Planning. Clay is originally from Los Angeles, California and currently resides in New York City, New York.
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Iryna Warren today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
