Marion Tettke
Senior Vice President, Wealth Management, Financial Advisor, International Client Advisor, Alternative Investments Director
Phone:
(786) 777-6977(786) 777-6977
Industry Award WinnerOur Mission Statement
Our mission is to empower our clients to achieve their financial goals by delivering personalized wealth management strategies, leveraging Morgan Stanley's global resources, deep market insights, and unwavering commitment to excellence.
Welcome to INTEGRA Group
You may well have something in common with the exceptional families we serve. Most of our clients are outstanding Latin American entrepreneurs who have built successful businesses and, as a result, face complex, multigenerational wealth management issues. Their financial challenges are further complicated by the fact that they tend to invest, do business and, in some cases, maintain residences in the United States as well in their home countries.
If you share these challenges, we can help you shield and grow your assets, simplify your financial life, and create a clear path toward your personal and professional objectives.
We speak your language, share your culture, and have spent the better part of our careers helping families like yours conserve their assets, support their lifestyles and create enduring legacies. We are a dedicated team of investment, wealth management, and client services professionals, bringing together complementary experience to serve a select group of families across Latin America.
Our goal is to help all of these families create, implement and maintain a highly customized, comprehensive wealth management plan based on their specific challenges and aspirations.
Together, we bring knowledge across wealth management disciplines, ranging from strategic and tactical asset allocation, and portfolio management to succession planning, risk management, and philanthropic strategies. This breath of knowledge allows us to deliver tailored solutions for every aspect of your financial life. We provide connectivity to the vast global resources of Morgan Stanley along with the attentive personal service you would expect from a close family financial advisor.
We look forward to learning more about you and your family, and discussing how we can help.
If you share these challenges, we can help you shield and grow your assets, simplify your financial life, and create a clear path toward your personal and professional objectives.
We speak your language, share your culture, and have spent the better part of our careers helping families like yours conserve their assets, support their lifestyles and create enduring legacies. We are a dedicated team of investment, wealth management, and client services professionals, bringing together complementary experience to serve a select group of families across Latin America.
Our goal is to help all of these families create, implement and maintain a highly customized, comprehensive wealth management plan based on their specific challenges and aspirations.
Together, we bring knowledge across wealth management disciplines, ranging from strategic and tactical asset allocation, and portfolio management to succession planning, risk management, and philanthropic strategies. This breath of knowledge allows us to deliver tailored solutions for every aspect of your financial life. We provide connectivity to the vast global resources of Morgan Stanley along with the attentive personal service you would expect from a close family financial advisor.
We look forward to learning more about you and your family, and discussing how we can help.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Jennifer Sierra
Forbes Top Woman Wealth Advisor, Best in State, 2022-2025
Source: Forbes.com (Awarded 2022-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Source: Forbes.com (Awarded 2022-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Marion Tettke
Forbes Top Woman Wealth Advisor, Best in State, 2024-2025
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Location
200 S Biscayne Blvd
Ste 1100
Miami, FL 33131
US
Direct:
(786) 777-6977(786) 777-6977
Meet Integra Group
Jennifer Sierra
Senior Vice President, Wealth Management, Financial Advisor, International Client Advisor, Alternative Investments Director
Phone:
(786) 777-6978(786) 777-6978
Cynthia Garza
Portfolio Associate
Phone:
(786) 777-6976(786) 777-6976
Edith Lainez
Client Service Associate
Phone:
(305) 347-6227(305) 347-6227
Alejandra Pulido
Client Service Associate
Phone:
(305) 376-8556(305) 376-8556
About Marion Tettke
Drawing on nearly three decades of wealth management experience, Marion Tettke works with a select clientele of affluent Latin American families, family offices, entrepreneurs and businesses, creating customized wealth management solutions that reflects each client’s unique priorities.
Marion began her financial services career at Dresdner Bank AG as a Portfolio Manager. She then, moved to UBS, where she worked for 16 years in New York and Miami. In 2013, Marion Tettke together with Jennifer Sierra moved their practice to Morgan Stanley serving families like yours across Latin America.
Born in Ecuador, Marion is fluent in Spanish, English and German. She came to the United States to attend Florida International University in Miami, where she earned a B.A. in finance and international business. Marion and her husband live in Miami and have three children.
Marion began her financial services career at Dresdner Bank AG as a Portfolio Manager. She then, moved to UBS, where she worked for 16 years in New York and Miami. In 2013, Marion Tettke together with Jennifer Sierra moved their practice to Morgan Stanley serving families like yours across Latin America.
Born in Ecuador, Marion is fluent in Spanish, English and German. She came to the United States to attend Florida International University in Miami, where she earned a B.A. in finance and international business. Marion and her husband live in Miami and have three children.
Securities Agent: WA, PA, CT, PR, NY, VA, NJ, NH, FL, WY, VI, TX, SD, MA, DE, DC, CA, IL, NV, MD, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1390887
NMLS#: 1390887
About Jennifer Sierra
With over 30 years of international banking and wealth management experience, Jennifer Sierra helps a select clientele of affluent Latin American families craft highly customized wealth managements solutions based on their specific needs and goals.
Prior to joining Morgan Stanley in 2013, she worked at UBS in Miami for 3 years. Jennifer began her financial services career at American Express Bank International in their New York and Miami offices after graduating from Georgia State University with a B.A. in psychology and earning her master’s degree in Finance and International Business from Pace University.
Born in Colombia, Jennifer is fluent in Spanish and English. She and her family now live in Miami.
Prior to joining Morgan Stanley in 2013, she worked at UBS in Miami for 3 years. Jennifer began her financial services career at American Express Bank International in their New York and Miami offices after graduating from Georgia State University with a B.A. in psychology and earning her master’s degree in Finance and International Business from Pace University.
Born in Colombia, Jennifer is fluent in Spanish and English. She and her family now live in Miami.
Securities Agent: PR, NJ, NY, NV, IL, MD, WA, WY, SD, PA, DE, FL, DC, MA, CA, CO, TX, CT, VI; General Securities Representative; Investment Advisor Representative
NMLS#: 1390888
NMLS#: 1390888
About Cynthia Garza
Cynthia joined INTEGRA Group in 2022. She work's alongside the team’s partners to deliver thoughtful, detail-oriented service to clients and their families. She also oversees team coordination.
Before joining Morgan Stanley in 2021, Cynthia worked at Merrill Lynch for 7 years as a Registered Client Services Associate.
She has an MBA from The University of Miami, and is fluent in Spanish and English.
Before joining Morgan Stanley in 2021, Cynthia worked at Merrill Lynch for 7 years as a Registered Client Services Associate.
She has an MBA from The University of Miami, and is fluent in Spanish and English.
About Edith Lainez
Edith joined Integra Group in 2022, where she helps clients with a range of operational needs contributing to an outstanding service experience. Prior to joining Morgan Stanley in 2022, she served as a Wire Room and Treasury Supervisor at Banco Santander International Miami
Born in Honduras, Edith has an Associate Degree in Commercial Arts, and is fluent in Spanish and English. Edith has lived in Miami Beach most of her life with her family.
Born in Honduras, Edith has an Associate Degree in Commercial Arts, and is fluent in Spanish and English. Edith has lived in Miami Beach most of her life with her family.
About Alejandra Pulido
The newest member of the team, Alejandra Pulido joined INTEGRA Group in 2025. Alejandra is responsible for a wide range of operational duties and supporting the team’s marketing efforts.
She earned a bachelor’s degree in World Politics and Foreign Languages from Hamilton College in 2022 and a master’s in International Business from the University of Miami in 2025.
Originally from Colombia, she has lived in Miami since 2007, she is fluent in English, Spanish and French.
She earned a bachelor’s degree in World Politics and Foreign Languages from Hamilton College in 2022 and a master’s in International Business from the University of Miami in 2025.
Originally from Colombia, she has lived in Miami since 2007, she is fluent in English, Spanish and French.
Contact Marion Tettke
Contact Jennifer Sierra
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
Forbes Best-In-State Wealth Management Teams Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23-3/31/24.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Carlos F. Rodriguez
Private Banker
About Carlos F. Rodriguez
Carlos F. Rodriguez is an International Private Banker serving Morgan Stanley Wealth Management offices in Florida.
International Private Bankers partner with Financial Advisors and International Client Advisors (ICAs) to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Carlos began his career in financial services in 2012 and joined Morgan Stanley in 2016 as a Credit Risk Officer. Prior to joining the firm, he was an Investment Analyst at GE Capital.
Carlos is a graduate of the University of Connecticut, where he received a Bachelor of Science in Management and International Business. He lives in Miami, Florida with his family. Outside of the office, Carlos enjoys outdoor activities. He is an avid cyclist and soccer player and enjoys traveling with his family.
International Private Bankers partner with Financial Advisors and International Client Advisors (ICAs) to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Carlos began his career in financial services in 2012 and joined Morgan Stanley in 2016 as a Credit Risk Officer. Prior to joining the firm, he was an Investment Analyst at GE Capital.
Carlos is a graduate of the University of Connecticut, where he received a Bachelor of Science in Management and International Business. He lives in Miami, Florida with his family. Outside of the office, Carlos enjoys outdoor activities. He is an avid cyclist and soccer player and enjoys traveling with his family.
NMLS#: 1841690
Private Bankers, Ultra High Net Worth ("UHNW") Specialists, PBG Market Managers, Lending Advisors, Mortgage Consultants, Regional Mortgage Specialist, Cash Management Specialists, Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Integra Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
4GlobalCurrency is available to clients of Morgan Stanley Smith Barney LLC with an eligible brokerage account. Before undertaking foreign exchange transactions, clients should understand the associated risks.
Engaging in foreign currency transactions entails more varied risks than normally associated with transactions in the domestic securities markets. Attention should be paid to market, credit, sovereign, and liquidity risks. The foreign exchange transactions and deposits discussed in this material may not be appropriate for all clients. The appropriateness of a particular investment or strategy depends upon a client’s particular circumstances and objectives. This material does not provide individually tailored investment advice.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
6An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
4GlobalCurrency is available to clients of Morgan Stanley Smith Barney LLC with an eligible brokerage account. Before undertaking foreign exchange transactions, clients should understand the associated risks.
Engaging in foreign currency transactions entails more varied risks than normally associated with transactions in the domestic securities markets. Attention should be paid to market, credit, sovereign, and liquidity risks. The foreign exchange transactions and deposits discussed in this material may not be appropriate for all clients. The appropriateness of a particular investment or strategy depends upon a client’s particular circumstances and objectives. This material does not provide individually tailored investment advice.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
6An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
