Huntsville Branch Office

Todd Lowry is the Branch Manager of the Huntsville Alabama Morgan Stanley branch. A native of Winfield, Alabama, Todd brings a strong background in leadership, financial services, and client relationship management to this role. He attended Benjamin Russell High School in Alexander City and earned degrees in business and marketing from Vanderbilt and the University of Alabama. Todd’s career began with a wide range of early work experiences that helped shape his practical, people-first approach, followed by seven years in management with the Federal Reserve Bank of Atlanta, time as CFO of Lowry Oil Company, and roles with Equitable Life Insurance Company and Compass Bank/BBVA as a Private Banker and Investment Officer. He joined Morgan Stanley on July 20, 2012, began building his team in 2014, and has since helped grow a successful practice with 21 teammates and approximately $1.8 billion in assets.​

Todd is known not only for his professional experience, but also for his authenticity, humor, curiosity, and commitment to the people around him. He and his wife, Zara, live in Huntsville, where she runs a successful decorating business and pursues her talents in painting and sculpture. Todd is a proud father and grandfather to Andrew and his family, Alex and her family, and Zoe, a talented young artist. Outside the office, he enjoys reading, music, playing guitar, songwriting, concerts, travel, tennis, and snow skiing. Todd’s broad experience, leadership style, and deep appreciation for relationships and community will serve the Huntsville branch well. Please join us in congratulating him on this exciting new role.

Chris is Vice President, Business Service Officer for the North Alabama Market covering offices in Huntsville, Decatur, Florence, and Gadsden. Chris began his career at the age of eighteen in the retail banking space where he worked in various roles with his final role serving as a Manager of Area Operations with First Citizens Bank covering the Tennessee market. Chris began his career in the Wealth Management Industry as a Private Banker and finally as a Client Relationship Manager for 9 years before joining Morgan Stanley. Chris holds his Series 7, 66, 9 and 10 Licenses.

Chris is a native of Chattanooga, Tennessee and relocated the Huntsville, Alabama area in 2021 to join Morgan Stanley. Chris and his wife of 26 years enjoy spending time with their two sons and love to travel, spend time outdoors and play games and cards in their spare time.

Madeline Jordan is a Risk Officer within Morgan Stanley Wealth Management, a role she assumed in 2026. Based in the Huntsville office, she supports branches across North Alabama. In her role, Madeline helps promote a strong risk and control environment by partnering with branch leadership and field personnel on risk-related matters, policy adherence, supervisory processes, and escalation. She supports the consistent execution of firm standards while helping branches manage operational, regulatory, and client-related risk in a thoughtful and proactive manner.

Madeline earned her Certified Financial Planner ^® designation in December 2025. Prior to her current role, Madeline served as a Registered Client Service Associate for the Paragon HM Wealth Management Group, where she supported financial advisors and clients through account maintenance, client service requests, operational follow-up, and day-to-day relationship support. This experience provided her with a strong foundation in wealth management operations, client service, and the importance of balancing exceptional client experience with sound risk practices.

Madeline graduated summa cum laude from Auburn University in 2020 with a bachelor’s degree in music education. Prior to joining Morgan Stanley in 2022, she taught middle school band, and served as a Business Manager for a mechanical design company. Outside of work, Madeline teaches group fitness classes at her local gym. She enjoys traveling, spending time outside, and playing french horn in the Madison Community Band. She lives in Madison, Alabama, with her husband, Tim.

Al Formentano joined Morgan Stanley last year as the Business Service Officer for our North Alabama branches. Al brings with him over 22 years of diverse industry experience. Having served as a CSA, an FA and an Operations Manager, Al finds himself in the perfect position to draw upon all his experiences to continue his goal of helping those he serves to reach their full potential. Al is most passionate about building strong relationships because that is the foundation of true success. Nothing can overcome the power of a strong team with close ties. Towards that end, Al enjoys participating in group activities with his Morgan Stanley family such as volunteering and helping with drives to benefit local charities.

Al was born and raised on the Caribbean Island of Curacao, population 152,369, a small and very culturally diverse country surrounded by water and blessed with a breeze and warmth that rival any popular Caribbean destination. This upbringing played a key role in Al’s love of diversity culture and people. You could not ask for a better beginning. In 1981, Al moved to the US to pursue an education at the Universities of Florida and South Florida and subsequently started his career in Arkansas followed by Tennessee before settling down in Alabama in 1999. Today Al is the proud father of 5 adult children and grandfather of 6 rug rats (7 is on the way). Al enjoys spending time away from the office on the lake with his amazing partner Tasia, their two dogs Marcy and Jasper, and occasionally some kids and grand kids as long as they don’t all show up at the same time.

“It’s amazing what people can accomplish if they have no concern for who gets credit.”