Howard Wen
My Mission Statement
My Story and Services
Understanding the unique dynamics and aspirations of each family is paramount to Howard. He is committed to building trust by gaining a profound understanding of his clients' aspirations and goals. Howard looks forward to connecting with you personally to discuss how he can support your family's financial goals and dreams.
NMLS#: 558571
CA Insurance License #: 0D59089
Our Process
In working with successful individuals and families to help accumulate, protect and transfer wealth responsibly to the next generation, there is a process we go through with every client.
We want to know everything about you and will listen to your entire situation to determine how we can best assist you. We want to know your goals, dreams, philanthropic desires and your family situation.
Together we will look at your ultimate goals and define each step that is needed to achieve them. We will guide you through considerations in financial planning, retirement planning, tax strategies, estate planning, liability management, income planning, and insurance needs, and how to best achieve your goals.
Through ongoing consultation, each client will have solutions tailored to their unique situation. We will provide you with the most appropriate investments which include socially responsible portfolios, alternatives, insurance products, and other traditional investments.
Through ongoing communication with you, your estate planning attorney and CPA, we will continually assess your financial and family needs and provide you with regular reviews and comprehensive reporting.
Our Clients
We work with a broad range of clients and industry professionals who value and respect our years of experience and collaborative approach. These are just some of the types of clients we serve, each with their own unique situations that require a thoughtful, holistic approach.
Often, we will assist families with their personal wealth. Significant life events require a seasoned advisory team who understands the complexities of these special situations and has the insights to achieve results.
Our team serves international clients from all over the globe - learn more about succession planning for international families.
Howard specializes in advising immigrants and second-generation young professionals, understanding their unique financial needs influenced by dual cultural identities.
Through a thoughtful planning process, we work with executives across all industries to provide tailored wealth management strategies which will allow them to take on any unforeseen obstacles life may bring with confidence.
Whether you require assistance navigating the sale or transfer of your business, the advice or capital required to grow the business, or simply a plan designed to safeguard your assets and build on continued success. We are here to help.
Retirement planning, step by step our approach brings together a unique combination of decades of experience, individualized attention and a deep commitment to delivering personalized retirement strategies.
International Wealth Management
International Wealth Management is a dedicated division within Morgan Stanley Wealth Management that is committed to serving individuals, families, family offices, entrepreneurs, corporate executives and corporate stock plan managers who live outside the United States. We also serve US citizens living and working abroad as well as those who are relocating to the United States or otherwise changing domicile.
We are based in the United States, but often focus on a specific country or region, and typically speak the client's language, understand the culture and have a deep knowledge of the markets we serve. Combining our investment knowledge with the resources and intellectual capital of Morgan Stanley, we deliver targeted solutions that help our clients pursue their goals and address their unique financial needs.
Modern Wealth Management Tools and Resources
Morgan Stanley's comprehensive suite of digital resources has carefully been designed to help enhance each aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley mobile app! Access your finances and invest in an instant with the help of this handy resource that is available 24/7.
Our Total Wealth View platform enables you to see ell of your assets and liabilities together in one place - whether they are held at Morgan Stanley or elsewhere. This curated view enables me to provide a comprehensive analysis on your full financial picture.
Taxes act as a drag on your investment performance that can be heavier than any fee you pay. Morgan Stanley Total Tax 365 offers a full spectrum of tax-efficient solutions to help mitigate the tax drag on your portfolio—so you can keep more of what you earn.
Introduction to Money & Saving: Building a Strong Financial Foundation
Watch the replay below for an introduction to personal finance with a focus on beginning to build a strong financial foundation. The webinar discusses goal setting, cash flow, budgeting, saving strategies and the power of compound interest.
With perspectives on the forces shaping the market, join Morgan Stanley's Chief Investment Officer and Chief US Equity Strategist as he and his colleagues discuss their viewpoints regarding the latest trends in the financial marketplace.
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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4GlobalCurrency is available to clients of Morgan Stanley Smith Barney LLC with an eligible brokerage account. Before undertaking foreign exchange transactions, clients should understand the associated risks.
Engaging in foreign currency transactions entails more varied risks than normally associated with transactions in the domestic securities markets. Attention should be paid to market, credit, sovereign, and liquidity risks. The foreign exchange transactions and deposits discussed in this material may not be appropriate for all clients. The appropriateness of a particular investment or strategy depends upon a client’s particular circumstances and objectives. This material does not provide individually tailored investment advice.
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