Jorge Calleja
Managing Director, Wealth Management, Wealth Advisor, Senior Portfolio Management Director
Phone:
(239) 449-7892(239) 449-7892
Hina Sanghvi Cory
First Vice President,
Financial Advisor,
Alternative Investments Director
Direct:
(239) 449-7814(239) 449-7814
My Mission Statement
To deliver tailored wealth planning strategies to address the complex and multifaceted needs of affluent families and individuals.
My Story
Hina empowers her clients to achieve the highest levels of financial success with her energetic, positive, and hardworking attitude. Hina was born and raised in India and carries great pride in her culture. Hina has two beautiful children, Ria and Rikhil, a husband, Jeffrey, and has resided in Naples, Florida for thirty two (32) years. Prior to a career in finance, Hina successfully managed and operated several businesses in Naples. With fifteen (15) years of experience operating a business, she applies her extensive knowledge gained from being an entrepreneur to provide a more comprehensive perspective to planning.
Hina started her financial career as a Financial Advisor at Fifth Third Securities in 2008 and joined Morgan Stanley in 2015. She received a bachelor's degree in Economics and Statistics from St. Xavier's College in Kolkata, India and earned her MBA with a concentration in Finance at Florida Gulf Coast University. Hina enjoys playing golf with friends, watching football, and traveling to Colorado for family hiking trips!
Hina started her financial career as a Financial Advisor at Fifth Third Securities in 2008 and joined Morgan Stanley in 2015. She received a bachelor's degree in Economics and Statistics from St. Xavier's College in Kolkata, India and earned her MBA with a concentration in Finance at Florida Gulf Coast University. Hina enjoys playing golf with friends, watching football, and traveling to Colorado for family hiking trips!
Community Involvement
- Served as the Treasurer on the board of Naples Women's Club (4 years)
- Served on the board of trustees for the Indian Association of Fort Myers
- Served on the committee for the "Power of the Purse" which benefits the Women's Foundation of Collier County
- Currently serving on the board for The American Cancer Society
Securities Agent: OH, NJ, MT, WI, TX, PR, IL, FL, LA, WY, WV, VT, VA, UT, TN, SC, RI, PA, OR, OK, NY, NV, NM, NH, NE, NC, MS, MO, MN, MI, ME, MD, MA, KY, KS, IN, ID, IA, GA, DE, DC, CT, CO, CA, AZ, AR, AL, AK, SD, WA; General Securities Representative; Investment Advisor Representative
NMLS#: 434214
NMLS#: 434214
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Financial Planning for Your Family
Estate Planning
How do you wish to have your wealth distributed to beneficiaries? Who will you nominate as Trustees, Executors, Guardians? When do you want distributions from your estate to begin? Let's make a plan together!
Learn more
Philanthropic Management
Your philanthropic goals are just that... Yours! However, in order to help you prudently invest, it is important that we have visibility to your philanthropic endeavors.
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Reserved Living & Giving
Morgan Stanley's complimentary loyalty program is available for eligible clients to provide you and your family access to exclusive offers and discounts from premium brands!
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Family Governance
Whether engaged in a common enterprise, such as running a family business, guiding a charitable foundation, operating a family office or simply investing together as a family, it's extremely important to have a sound framework within which to make decisions.
Learn more
Cybersecurity: Protecting your Family
Morgan Stanley's success depends on our reputation, which is derived in part from our ability to maintain the confidentiality and security of your information and assets. Take a look below for helpful tips in protecting you and your family online!
Learn moreAlternative Investment Resources
Alternative Investments Glossary
If you are unsure about what an Alternative Investment is or how you could be using them as an investment tool, please make use of the Alternative Investment Glossary.
Click for Alternative Investments Glossary
Private Real Estate
Private Real Estate is an Alternative Investment opportunity that investors should consider. Please, use this resource to help answer some of the most basic questions regarding "Why are investors interested in Private Real Estate"?
Learn more about Private Real Estate
Private Credit and Equity
Our investment teams pursue highly focused strategies in diverse markets and geographies, yet share the same perspective on value creation: over the long term, the best way to deliver outstanding returns to our investors is to help our portfolio companies and business partners succeed!
Learn more
Exchange Funds
An exchange fund is a special-purpose vehicle that offers holders the ability to diversify their investments by exchanging stock positions, oftentimes in highly appreciated or restricted stock, for shares of a diversified portfolio.
Learn more
Stock Concentration
Concentrated positions can increase investment risk. The simplest way to reduce that risk is to diversify your portfolio. However, many investors may be unable or unwilling to sell their concentrated position.
Learn more
Insurance Solutions
A sound wealth plan involves more than just seeking returns. It also involves mitigating and managing risks, helping to cushion you when the unexpected occurs. An insurance product can help you plan for and guard against life's hidden curves - to help protect your assets and your family.
Learn moreUpcoming Firm Events
We hope you will join us for this upcoming event.
AI Revolution: The Breakthrough, the Buzz and a Blueprint for the Future
We invite you to watch the replay from our thought-provoking conversation on artificial intelligence (AI) with James Dyett, OpenAI's Head of Enterprise & Strategic Sales, Keith Weiss, Morgan Stanley's Head of U.S. Software Research Jeff McMillan, Morgan Stanley's Head of Firmwide Artificial Intelligence, recorded on Monday, March 24.
CRC4303146 03/2025
Online
Additional Replays
Becoming a Florida Resident?
Moving to Florida provides for the obvious benefits of beautiful weather, wonderful communities and great people. However, moving to a new state can be tricky! Please reach out or use the resources below to help you with your journey.
Choosing Where to Make a Permanent Home
Your domicile is the state where you maintain your legal residence and where you intend to stay indefinitely or permanently. This presentation will help you understand why choosing a state to live might be more complex than you think.
Click for More DetailsFinancing for Second (2nd) Homes
As a Morgan Stanley client, you have access to our dedicated Home Loans team, who will work with you to explore the right solution for your home financing needs.
Discover more ways to SaveTotal Tax 365
Taxes can be one of the client's easiest investment "fees" to reduce. Find out more about how taxes can help you save in your move!
Review the Total Tax 365 VideoLocation
8889 Pelican Bay Blvd
Ste 300
Naples, FL 34108
US
Direct:
(239) 449-7814(239) 449-7814
Fax:
(239) 465-0972(239) 465-0972
Meet My Team
Ana Munro, CFP®
Senior Vice President, Financial Advisor, Certified Financial Planner™, Portfolio Manager, Workplace Advisor - Equity Compensation, Insurance Planning Director
Phone:
(239) 449-7831(239) 449-7831
About Jorge Calleja
Jorge A. Calleja is a Managing Director, Senior Portfolio Management Director, International Client Advisor, and Wealth Advisor at Morgan Stanley. Jorge earned a B.S. Degree in finance from the University of Florida’s Warrington, School of Business. He is licensed in 38 states and is a 25 year veteran of the firm, having spent his entire professional career at Morgan Stanley.
Since 2008, Jorge has been part of Morgan Stanley’s portfolio management program which allows a select group of Morgan Stanley financial advisors who are qualified by the firm based on training, experience, and commitment, to make independent investment decisions in the management of assets. As a Senior Portfolio Management Director, Jorge studies investment trends and leverages the global resources of the firm to help clients develop a personalized investment strategy.
Jorge is also a Managing Director. An appointment made to a select group of advisers who must not only meet quantitative criteria, but are recognized as exhibiting leadership at the firm, both externally and internally, and is viewed as a role model of Morgan Stanley Wealth Management, and is consistently exemplifying high standards of guardianship.
Jorge and his team are highly experienced with strategies relating to trust and estate planning, as well as working with clients to develop customized investment portfolios and strategies.
Jorge is a member of the firm’s prestigious Chairman's Club. This is an elite group, composed of the firm’s top 2% of financial advisors. It recognizes Jorge’s consistent creativity and excellence in providing a wide range of investment products and wealth management services to his clients. Most recently he was also appointed to the firm’s National Financial Advisor Counsel. The council acts as liaison between their colleagues and senior management in order to create a two way communication to discuss and provide feedback and insight on key initiatives within the organization.
Jorge is most proud, of his teams' active involvement in local charities. Directly he and his team participate and support more than 20 charities in the community especially those with an emphasis on children and education. In his free time Jorge enjoys fishing and spending time with his family. He married his high school sweetheart, Gisselle. Jorge and Gisselle have lived in Naples almost 25 years, and they are the proud parents of two children.
Since 2008, Jorge has been part of Morgan Stanley’s portfolio management program which allows a select group of Morgan Stanley financial advisors who are qualified by the firm based on training, experience, and commitment, to make independent investment decisions in the management of assets. As a Senior Portfolio Management Director, Jorge studies investment trends and leverages the global resources of the firm to help clients develop a personalized investment strategy.
Jorge is also a Managing Director. An appointment made to a select group of advisers who must not only meet quantitative criteria, but are recognized as exhibiting leadership at the firm, both externally and internally, and is viewed as a role model of Morgan Stanley Wealth Management, and is consistently exemplifying high standards of guardianship.
Jorge and his team are highly experienced with strategies relating to trust and estate planning, as well as working with clients to develop customized investment portfolios and strategies.
Jorge is a member of the firm’s prestigious Chairman's Club. This is an elite group, composed of the firm’s top 2% of financial advisors. It recognizes Jorge’s consistent creativity and excellence in providing a wide range of investment products and wealth management services to his clients. Most recently he was also appointed to the firm’s National Financial Advisor Counsel. The council acts as liaison between their colleagues and senior management in order to create a two way communication to discuss and provide feedback and insight on key initiatives within the organization.
Jorge is most proud, of his teams' active involvement in local charities. Directly he and his team participate and support more than 20 charities in the community especially those with an emphasis on children and education. In his free time Jorge enjoys fishing and spending time with his family. He married his high school sweetheart, Gisselle. Jorge and Gisselle have lived in Naples almost 25 years, and they are the proud parents of two children.
Securities Agent: CT, DC, DE, VT, WA, WI, WV, WY, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, AK, VA, AL, AR, AZ, CA, CO; General Securities Representative; Investment Advisor Representative; Managed Futures
About Ana Munro
Ana has a balanced 16-year career in the financial industry and is currently a Senior Vice President at Morgan Stanley. Her approach to wealth management merges the traditional value of grit with proactive modern ideas. Ana views her true role as a people connector by giving personalized attention to her clients, who become like family. Ana elevates her client experience by assembling the right team and Morgan Stanley resources as she strives for better results and exceptional service.
Ana is a champion of women’s leadership and empowerment. Following her passion, she has earned a seat on the Board of Directors at Women Enabled Enterprises. She is also a founding member at Chief, a private organization for women executive leaders. Additionally, Ana is a member of Morgan Stanley’s Diversity and Inclusion Council and a mentor to young professionals.
Ana earned a bachelor's degree in finance, graduating summa cum laude, and an M.B.A. with concentration in Finance from Florida Gulf Coast University. She is also a Certified Financial Planner™ Professional, adhering to one of the financial industry’s most stringent codes of ethics. In addition, Ana has completed Level I of the CFA® Program in 2019. In 2020, Ana received the BISA (Bank Insurance and Securities Association) Rising Star award for her outstanding and inclusive work ethic. In 2023, Ana has received the distinguished Five Star Wealth Manager award*. Given her background and experience, Ana has been a guest in many podcasts and has been the keynote speaker in multiple events on various wealth planning subjects.
As a strong supporter of financial literacy, one of Ana’s favorite quotes is “an investment in knowledge pays the best interest" by Benjamin Franklin. Ana is active in 8 organizations that promote education. She also provides pro-bono financial planning to less fortunate individuals. Additionally, Ana has been recognized as African Women’s Rights Advocate by Women Enabled Enterprises.
Along with her husband Alister and their two sons, Ana has lived in Southwest Florida for over 20 years. The Munro family enjoys playing golf, traveling, and learning new languages – so far, the Munro family has mastered Dutch, German, Portuguese, and Spanish!
Visit Ana Munro's dedicated website:
https://advisor.morganstanley.com/ana.munro
*Five Star Wealth Advisor Award
This award was issued in 2023. The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
https://www.morganstanley.com/disclosures/awards-disclosure.htm
Ana is a champion of women’s leadership and empowerment. Following her passion, she has earned a seat on the Board of Directors at Women Enabled Enterprises. She is also a founding member at Chief, a private organization for women executive leaders. Additionally, Ana is a member of Morgan Stanley’s Diversity and Inclusion Council and a mentor to young professionals.
Ana earned a bachelor's degree in finance, graduating summa cum laude, and an M.B.A. with concentration in Finance from Florida Gulf Coast University. She is also a Certified Financial Planner™ Professional, adhering to one of the financial industry’s most stringent codes of ethics. In addition, Ana has completed Level I of the CFA® Program in 2019. In 2020, Ana received the BISA (Bank Insurance and Securities Association) Rising Star award for her outstanding and inclusive work ethic. In 2023, Ana has received the distinguished Five Star Wealth Manager award*. Given her background and experience, Ana has been a guest in many podcasts and has been the keynote speaker in multiple events on various wealth planning subjects.
As a strong supporter of financial literacy, one of Ana’s favorite quotes is “an investment in knowledge pays the best interest" by Benjamin Franklin. Ana is active in 8 organizations that promote education. She also provides pro-bono financial planning to less fortunate individuals. Additionally, Ana has been recognized as African Women’s Rights Advocate by Women Enabled Enterprises.
Along with her husband Alister and their two sons, Ana has lived in Southwest Florida for over 20 years. The Munro family enjoys playing golf, traveling, and learning new languages – so far, the Munro family has mastered Dutch, German, Portuguese, and Spanish!
Visit Ana Munro's dedicated website:
https://advisor.morganstanley.com/ana.munro
*Five Star Wealth Advisor Award
This award was issued in 2023. The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
https://www.morganstanley.com/disclosures/awards-disclosure.htm
Securities Agent: SD, KY, WY, WI, WV, WA, VT, UT, TN, SC, OR, NJ, NV, OK, NY, NH, NE, RI, TX, MO, VA, ME, MD, PA, MA, LA, KS, IN, IA, AZ, CT, CO, CA, FL, GA, AR, MI, MN, DE, MS, MT, NC, AL, AK, ID, OH, IL, DC, NM; General Securities Representative; Investment Advisor Representative
Wealth Management
From My Desk
Tax-Smart Ways to Sell Securities
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Hina Sanghvi Cory today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
