Hilton Head Island Branch Office

Ralph Colo started his tenure in the finance industry as an intern at Dean Witter Reynolds in the late 1980’s. His passion for the markets and love of helping people led him to his career as a financial advisor. Ralph works with people in all different phases of life to help them prepare for any kind of financial situation that may arise. He believes that the most meaningful parts of his job are the long-term relationships he aims to build with his clients, as well as striving to make a tangible difference in people’s financial confidence. Ralph is a graduate of the University of Scranton where he majored in Finance and Economics and has received designations as a Senior Investment Management Consultant, Government Entity Specialist, and is now the Branch Manager for the Hilton Head Branch. He also has his Series 7, 8, 9, 10, 31, 63, and 65 licenses.

Ralph’s most important job is being a good father to his four children, Quentin, Gabriella, Carena, and Nolan and is enjoying bearing witness to them navigating through their young adulthood. In his free time, Ralph enjoys volunteering at the YMCA and Feed a Friend Programs, as well as being a member of the Glenmaura National Golf Club, Country Club of Scranton, Country Club of Hilton Head, and The Golf club at Indigo Run.

Client Service has been Denise's passion throughout her 30 years in the Financial Industry in the Tri-State area of New York and New Jersey. Across her various roles in the industry, which have included Portfolio Associate, Client Service Associate, Service Manager, and Compliance Officer, Denise has always found herself drawn back to the basics of client services focusing on addressing client's needs and request. Denise is the current Business Service Officer, and she covers the Charleston, Savannah, Hilton Head and St. Simons branches. She is focused on her goal of delivering a high level of service to all FAs, Support Professionals, and clients across the range of financial services, as well as being a part of the Carolina’s Management Team. She is a graduate of St John's University with an Associate Degree in Business and has fostered her education in the financial industry by obtaining the Series 7, 8, 63 and 65 licenses.

Denise and her husband, John, relocated to the Summerville, South Carolina area in 2020 and they love exploring all the wonders of the South. They also love spending time visiting their two adult children along with a large, extended family and friends. Denise is passionate about entertaining at home, visiting beaches in the area, as well trying new restaurants.