About Me

As a Financial Advisor with Morgan Stanley since 2006, Heath has coordinated comprehensive wealth management strategies for both individual and corporate clients.  As a Chartered Retirement Planning Counselor®, his core area of focus is the personal financial & retirement planning for individuals and families, along with ongoing client education and outreach.  Heath also has a heavy focus on 529 College Savings programs, and socially responsible investment options and strategies.  He holds an Executive Financial Services Director title which enables him to advise corporate executives.  Of Morgan Stanley’s more than 15,000 Financial Advisors, Heath is among only approximately 200 individuals who have qualified for this designation.  Heath takes pride in acting as a fiduciary with his clients, and believes this is the best way to establish an advisory relationship.
Services Include
  • Retirement Planning1
  • Sustainable Investing2
  • Financial Planning3
  • 401(k) Rollovers
  • Corporate Retirement Plans4
  • 529 Plans5
  • Divorce Financial Analysis6
  • Estate Planning Strategies7
  • Lending Products
  • Life Insurance8
  • Wealth Management9
Securities Agent: TX, CA, WA, PA, OR, OH, NY, NJ, NC, ME, IL, GA, FL, CO, AK; Managed Futures; General Securities Representative; Investment Advisor Representative
NMLS#: 1412056
CA Insurance License #: 0F68377
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Professional Accreditations & Education

Family Wealth Advisor, 2018 - present

Chartered Retirement Planning Counselor®, 2015 – present

Executive Financial Services Director, 2015 - present

University of Southern California, B.S. Political Science, Minor: Business, 2006

Series 7, 66, 31, CA Life Insurance License #0F68377, NMLS #1412056

    Community Works and Recognition

    Heath is highly active in the local and foreign community and is involved with the following organizations: Special Olympics, Mario Danelo Scholarship Fund, Frostee’s Challenge, Los Angeles Food Bank, World Vision, Habitat For Humanity, and Foundation for His Ministry (Orphanage & Child Rescue).

    Additionally, he is heavily involved in mentoring youth and young adults and participates in 3 USC mentorship programs: one for MBA candidates, one for undergraduate students, and one for students interested in public policy and development.

      Personal

      Originally from the Bay Area, Heath lives and works in Downtown Los Angeles. In his spare time he enjoys traveling, hiking, fishing, reading and triathlons. He is also a part of 3 mentorship programs at USC: one for business students, one for MBA students, and one for students interested in public policy and development.

        Location

        444 South Flower St
        34th Fl
        Los Angeles, CA 90071
        US
        Direct:
        (213) 486-8844(213) 486-8844
        Toll-Free:
        (800) 832-7648(800) 832-7648
        Fax:
        (213) 486-8998(213) 486-8998
        From My Desk

        On Retirement: Making Progress After the Bull Market


        Investment and Market Perspectives

        On the Markets

        Retirement

        Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
        • 401(k) Rollovers
        • IRA Plans
        • Retirement Income Strategies
        • Retirement Plan Participants
        • Annuities
        The Simple Six-Step Retirement Checkup

        The Simple Six-Step Retirement Checkup

        Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

        Investing

        Working closely with you to guide your wealth and investments through the most challenging market cycles.
        • Asset Management
        • Wealth Planning
        • Traditional Investments
        • Alternative Investments
        • Impact Investing
        Investing in Artificial Intelligence and Automation

        Investing in Artificial Intelligence and Automation

        AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

        Family

        Creating customized financial strategies for the challenges that today's families face.
        • Estate Planning Strategies
        • 529 Plans / Education Savings Planning
        • Long Term Care Insurance
        • Special Needs Planning
        • Trust Services
        A Parent's Guide to Talking to Your Kids About Money

        A Parent's Guide to Talking to Your Kids About Money

        Raising kids to be smart about money requires creating an environment where they are neither insecure, nor overconfident about family finances.

        Business Planning

        Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
        • Succession Planning
        • Business Planning
        • Retirement Plan Sponsors
        • Qualified Retirement Plans
        • Corporate Pension Funds
        6 Keys to Building a Startup

        6 Keys to Building a Startup

        Entrepreneurs share ideas and learnings from the experience of starting a company.

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        Ready to start a conversation? Contact Heath C Seltzer today.
        Market Information Delayed 20 Minutes
        1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

        2The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

        3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

        4Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

        5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

        6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

        7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

        8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

        9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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        The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

        *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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