Han Lam Bunch
Financial Advisor
Phone:
(917) 993-4704(917) 993-4704
Han Lam Bunch
Financial Advisor,
Portfolio Manager
Direct:
(512) 370-0412(512) 370-0412
My Mission Statement
I partner with clients to design and manage tax-efficient investment strategies and integrated wealth plans. My focus includes after-tax portfolio optimization, tax-aware rebalancing, concentrated equity risk management, and philanthropic planning through Donor-Advised Funds and other charitable strategies. I work collaboratively with clients’ tax and legal advisors to help align investment decisions with retirement, liquidity, gifting, and legacy objectives.
My Story and Services
I am a Financial Advisor with more than 17 years of experience in the financial services industry. I help individuals, families, and business owners make smarter financial decisions through the lens that matters most: after-tax outcomes. My approach blends tax-aware portfolio construction, disciplined risk management, and goals-based planning to help clients pursue long-term growth while seeking to reduce unnecessary tax drag.
I specialize in strategies and solutions designed to improve tax efficiency, including tax-loss harvesting, tax-aware rebalancing, concentrated stock position diversification, and philanthropic planning using tools such as Donor-Advised Funds (DAFs). I also work with clients to align investment and wealth transfer decisions with their broader priorities—retirement income, liquidity events, equity compensation, charitable goals, and legacy planning.
I partner with clients to design and manage tax-efficient investment strategies and integrated wealth plans. My focus includes after-tax portfolio optimization, tax-aware rebalancing, concentrated equity risk management, and philanthropic planning through Donor-Advised Funds and other charitable strategies. I work collaboratively with clients’ tax and legal advisors to help align investment decisions with retirement, liquidity, gifting, and legacy objectives.
________________________________________
Core Expertise
• Tax-Loss Harvesting (TLH) and tax-aware portfolio management
• After-tax asset allocation and tax-efficient rebalancing
• Concentrated stock / single-stock risk and diversification planning
• Stock compensation/RSU/stock options/10b5-1/Rule 144
• Charitable giving strategies and Donor-Advised Funds (DAFs)
• Direct indexing / customized indexing (where appropriate)
• Municipal bond strategies (tax-exempt income considerations)
• Asset location (taxable vs. tax-deferred vs. tax-free accounts)
• Equity compensation planning (RSUs, stock options—planning considerations)
• Estate and legacy planning coordination (in partnership with attorneys/CPAs)
• Multi-asset solutions and risk-managed portfolio construction
I specialize in strategies and solutions designed to improve tax efficiency, including tax-loss harvesting, tax-aware rebalancing, concentrated stock position diversification, and philanthropic planning using tools such as Donor-Advised Funds (DAFs). I also work with clients to align investment and wealth transfer decisions with their broader priorities—retirement income, liquidity events, equity compensation, charitable goals, and legacy planning.
I partner with clients to design and manage tax-efficient investment strategies and integrated wealth plans. My focus includes after-tax portfolio optimization, tax-aware rebalancing, concentrated equity risk management, and philanthropic planning through Donor-Advised Funds and other charitable strategies. I work collaboratively with clients’ tax and legal advisors to help align investment decisions with retirement, liquidity, gifting, and legacy objectives.
________________________________________
Core Expertise
• Tax-Loss Harvesting (TLH) and tax-aware portfolio management
• After-tax asset allocation and tax-efficient rebalancing
• Concentrated stock / single-stock risk and diversification planning
• Stock compensation/RSU/stock options/10b5-1/Rule 144
• Charitable giving strategies and Donor-Advised Funds (DAFs)
• Direct indexing / customized indexing (where appropriate)
• Municipal bond strategies (tax-exempt income considerations)
• Asset location (taxable vs. tax-deferred vs. tax-free accounts)
• Equity compensation planning (RSUs, stock options—planning considerations)
• Estate and legacy planning coordination (in partnership with attorneys/CPAs)
• Multi-asset solutions and risk-managed portfolio construction
Securities Agent: HI, CA, AZ, MO, MA, MN, TX, SC, NJ, FL, CO, PA, CT, WA, MD, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 1390889
NMLS#: 1390889
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Digital Tools
Our comprehensive suite of digital tools are designed to help enhance various aspects of your financial life. Here are a few of the programs and technologies we have to offer our clients:
Morgan Stanley Reserved
MS Reserved is a complimentary loyalty program available to Morgan Stanley Clients with a minimum of $1M in AUM. As a reserved member, clients will have access to exclusive partner offers and discounts, as well as thought leadership content and a variety of lifestyle and personal finance topics.
Learn More About MS Reserved
Intelligent Withdrawals
Sophisticated technology to look across multiple accounts and products to identify smart withdrawals for accounts, securities and positions to help meet spending needs and work to reduce your tax burden.
Learn More About Intelligent Withdrawals
Morgan Stanley Online
Seamlessly and securely manage your investments and everyday finances in one place with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
Digital Vault
Digital Vault lets you easily manage and share your important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings. All files are scanned for viruses and malware and are encrypted while transferred and stored. Access is limited to you and anyone you designate.
Learn More About the Digital Vault
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View
LifeView
LifeView is a suite of planning tools that includes goal-specific analysis that Financial Advisors can use with clients to create a realistic, holistic strategy that integrates the various aspects of an individual’s financial life, including investments and cash management needs.
Learn More About LifeViewWorking With You
When we work together, you benefit from personalized advice, objective guidance and dedication to your success as an investor. Our goals-based wealth management approach will address key areas of your financial life beyond traditional investments and may incorporate diverse recommendations for helping build and preserve your wealth. Here we’ve outline our approach when working with you:
Setting Your Financial Objectives
Our process begins with a detailed conversation that identifies what is truly important to you. During this meeting, we’ll ask a series of questions to provide an in-depth understanding of your personal, professional and financial situation, while educating us about your long-term investment goals, time horizon and tolerance for risk. If you own a business, we may also discuss your current cash management needs and plans for growth.
Developing Your Strategy
From this ongoing dialogue, we’ll analyze your current situation and begin to develop specific strategies to help achieve your goals. This analysis will address income and retirement planning, investment management, strategic borrowing, wealth transfer and business succession planning. Your customized plan will also include an asset allocation strategy designed to help achieve your financial goals in light of your risk tolerance and investment time horizon.
Asset allocation does not guarantee a profit or protect against a loss in a declining financial market.
Asset allocation does not guarantee a profit or protect against a loss in a declining financial market.
Implementing Your Strategy
Once you’ve approved your plan, we will begin to execute each strategy, working closely with you to help ensure each of the various elements of your plan effectively integrate with one another. Wherever appropriate, we will suggest seeking in-depth advice from professionals on particularly complex issues we’ve identified, such as estate planning and tax minimization strategies. Whatever approach we implement, we will help keep your strategy on track.
Reviewing Your Performance
You will receive a quarterly review that outlines your portfolio’s performance, helping you track your progress. Moreover, when your personal situation or market conditions change significantly, we will suggest appropriate adjustments to your portfolio to help it remain aligned with your goals.
Why Clients Choose Us
Financial Literacy
Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life.
Make Financial Literacy a Family Affair
It’s never too early to start improving financial literacy in your family. A great first step is covering the basics. Refresh your own knowledge—and while you’re at it, share what you learn with your loved ones.
Learn More
Lin-Manuel Miranda: The Power of Financial Knowledge
The “Hamilton” creator and star talks with Morgan Stanley about financial literacy, his approach to money matters and whom he trusts for financial advice.
Read Article
Women Without Limits
Morgan Stanley Wealth Management today announced the launch of Women Without Limits, a new initiative to galvanize its longstanding commitment to the success of women and girls in communities across the country, provide guidance and advice to help address the unique financial needs of female clients and support female employees within the Firm.
Learn More
Community First: Building Latinx Wealth
On this episode, Rita Soledad Fernández Paulino shares her journey to debt free and how she’s breaking the stigma around money talk in her community. Then, Carla sits down with Beatriz Acevedo, entrepreneur and co-founder of SUMA Wealth, a digital platform that empowers the Latinx community to build wealth.
Listen To AudiocastLocation
301 Congress Avenue
Suite 1400
Austin, TX 78701
US
Direct:
(512) 370-0412(512) 370-0412
Fax:
(646) 328-0253(646) 328-0253
Meet My Team
About Han Lam Bunch
I am a Financial Advisor with more than 17 years of experience in the financial services industry. I help individuals, families, and business owners make smarter financial decisions through the lens that matters most: after-tax outcomes. My approach blends tax-aware portfolio construction, disciplined risk management, and goals-based planning to help clients pursue long-term growth while seeking to reduce unnecessary tax drag.
I specialize in strategies and solutions designed to improve tax efficiency, including tax-loss harvesting, tax-aware rebalancing, concentrated stock position diversification, and philanthropic planning using tools such as Donor-Advised Funds (DAFs). I also work with clients to align investment and wealth transfer decisions with their broader priorities—retirement income, liquidity events, equity compensation, charitable goals, and legacy planning.
I partner with clients to design and manage tax-efficient investment strategies and integrated wealth plans. My focus includes after-tax portfolio optimization, tax-aware rebalancing, concentrated equity risk management, and philanthropic planning through Donor-Advised Funds and other charitable strategies. I work collaboratively with clients’ tax and legal advisors to help align investment decisions with retirement, liquidity, gifting, and legacy objectives.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Diversification does not guarantee a profit or protect against loss in a declining financial market.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
I specialize in strategies and solutions designed to improve tax efficiency, including tax-loss harvesting, tax-aware rebalancing, concentrated stock position diversification, and philanthropic planning using tools such as Donor-Advised Funds (DAFs). I also work with clients to align investment and wealth transfer decisions with their broader priorities—retirement income, liquidity events, equity compensation, charitable goals, and legacy planning.
I partner with clients to design and manage tax-efficient investment strategies and integrated wealth plans. My focus includes after-tax portfolio optimization, tax-aware rebalancing, concentrated equity risk management, and philanthropic planning through Donor-Advised Funds and other charitable strategies. I work collaboratively with clients’ tax and legal advisors to help align investment decisions with retirement, liquidity, gifting, and legacy objectives.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Diversification does not guarantee a profit or protect against loss in a declining financial market.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Securities Agent: HI, CA, AZ, MO, MA, MN, TX, SC, NJ, FL, CO, PA, CT, WA, MD, NY; General Securities Representative; Investment Advisor Representative
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Will Curran
Private Banker
About Will Curran
Will Curran is a Private Banker serving Morgan Stanley Wealth Management offices in Texas.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Will began his career in financial services in 1987 and joined Morgan Stanley in 2010 as a Private Banker. Prior to joining the firm, he was a Market Manager at Presidio Bank. He also served as a Commercial Banking Director at Citibank.
Will is a graduate of the University of California, where he received a Bachelor of Arts in Psychology. He lives in New Braunfels, Texas with his family. Outside of the office, Will enjoys playing and making guitars, as well as cycling.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Will began his career in financial services in 1987 and joined Morgan Stanley in 2010 as a Private Banker. Prior to joining the firm, he was a Market Manager at Presidio Bank. He also served as a Commercial Banking Director at Citibank.
Will is a graduate of the University of California, where he received a Bachelor of Arts in Psychology. He lives in New Braunfels, Texas with his family. Outside of the office, Will enjoys playing and making guitars, as well as cycling.
NMLS#: 797351
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
Article Image
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
Article Image
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Han Lam Bunch today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
