Mark Spaeth, CPM®
Senior Vice President, Financial Advisor, Family Wealth Advisor, Senior Portfolio Management Director
Phone:
(918) 586-7002(918) 586-7002
GSW Wealth Management at Morgan Stanley
Direct:
(918) 586-7043(918) 586-7043
Our Mission Statement
Building a relationship with clients focused on growing and preserving their wealth. Helping families achieve their financial goals by understanding their needs and desires, then designing and implementing a financial plan with customized investment solutions.
Our Commitment To You
We want you to feel comfortable and confident in our service and abilities. To help achieve this, we mix the old with the new. We offer multiple ways for you to communicate with our team. For those who are low tech, we mail newsletters, call you on the phone, or have in person meetings. For the more high tech clients, we offer virtual meetings, text messages, and our mobile app. We have friendly customer service reps who will deposit a check for you at the counter, or you can do it yourself via our mobile deposit. The choice is yours!
Reach out to one of our experienced Financial Advisors we have on the team to set up a meeting with us where we can get to know each other. Our team can learn about you, your family, your business, and your retirement goals. You can learn how we create custom wealth strategies to help work towards each of your unique goals, the experience of our portfolio managers, and the technology and research we have available. If it feels like a good fit, we can talk about next steps.
The Morgan Stanley Mobile App is currently available for iPhone® and iPad® from the App StoreSM and AndroidTM on Google PlayTM. Standard messaging and data rates from your provider may apply.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Reach out to one of our experienced Financial Advisors we have on the team to set up a meeting with us where we can get to know each other. Our team can learn about you, your family, your business, and your retirement goals. You can learn how we create custom wealth strategies to help work towards each of your unique goals, the experience of our portfolio managers, and the technology and research we have available. If it feels like a good fit, we can talk about next steps.
The Morgan Stanley Mobile App is currently available for iPhone® and iPad® from the App StoreSM and AndroidTM on Google PlayTM. Standard messaging and data rates from your provider may apply.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Services and Process
Services We Provide
Financial Planning: Goals Analysis, Retirement Income, Debt Analysis, Special Circumstances
Investment Planning: Security Recommendations, Economics, Asset Allocation, Tax Efficient Investing
Wealth Planning: Wills & Legal Documents, Legacy Planning/ Gifting, Family Governance, Charitable Planning
Executive Planning: Incentive Compensation, Stock Options, Concentrated Positions, Stock Monetization
Business Owner Planning: Risk Management, Cash Management, Retirement Benefits, Succession Planning
Investment Planning: Security Recommendations, Economics, Asset Allocation, Tax Efficient Investing
Wealth Planning: Wills & Legal Documents, Legacy Planning/ Gifting, Family Governance, Charitable Planning
Executive Planning: Incentive Compensation, Stock Options, Concentrated Positions, Stock Monetization
Business Owner Planning: Risk Management, Cash Management, Retirement Benefits, Succession Planning
Our Tailored Process
Step 1 -> Discovery Process: We listen, learn, and identify what is important to you and your legacy
Step 2 -> Develop Strategies: We determine risk and gather data to analyze current investments and create a financial plan
Step 3 -> Onboarding Meeting: We present and discuss the plan
Step 4 -> Deployment of Solutions: Focus on asset movement and assign responsibilities
Step 5 -> Orientation Meeting: Meet and understand the team and "who to contact"
Step 5 -> Wealth Team Integration: Develop and understand your network, liquidity needs, and secondary plans
Step 6 -> Strategy/Tactical Meetings: Monitor, discuss, and adjust future transitions
Step 2 -> Develop Strategies: We determine risk and gather data to analyze current investments and create a financial plan
Step 3 -> Onboarding Meeting: We present and discuss the plan
Step 4 -> Deployment of Solutions: Focus on asset movement and assign responsibilities
Step 5 -> Orientation Meeting: Meet and understand the team and "who to contact"
Step 5 -> Wealth Team Integration: Develop and understand your network, liquidity needs, and secondary plans
Step 6 -> Strategy/Tactical Meetings: Monitor, discuss, and adjust future transitions
Our Clients
With a combination of experience, insight, and a broad network of resources, our team is equipped to support your goals through life’s most important milestones. Whether you are starting a business, changing careers, retiring, or starting a family, these transitions can bring complex financial challenges. We have guided clients through many versions of each of these moments and helped them build a clear roadmap to help them reach where they want to be. Our approach begins with getting to know each client personally, and as our relationship develops, we gain a deeper understanding of their priorities and objectives. Below are examples of the clients we work with and the ways we can help.
High-Net-Worth Clients
High-net-worth individuals and families face a distinct set of financial complexities. Having seen many market trends come and go, I remain firmly convinced of the long-term value of comprehensive, goals-based planning. An effective plan starts with a thorough understanding of your priorities and personal circumstances. I will partner with you to build a clear, complete picture of your objectives—particularly around legacy planning and wealth preservation. In coordination with your tax and legal advisors, I’ll help you navigate the unique considerations that come with significant wealth.
Business Owners
Starting a small business can feel like you need an entire team just to keep up with day to day demands. Building a successful company takes time and sustained effort, but with the right people in your corner, the burden becomes more manageable. As part of your team, I will bring the experience and perspective to help support your personal or family finances while you focus on running the business. I will also provide thoughtful guidance on cash management, lending solutions, and long term succession planning to help position your business for the future.
Corporate Executives
You have worked tirelessly to advance your career or grow your business, and you now find yourself leading from the corner office. Reaching this level is a major achievement, but it often comes with a complex set of financial decisions that demand careful attention. From stock options to equity based compensation, I understand the details involved and can help you evaluate your choices, diversify your portfolio, and bring clarity to the decisions that matter most.
Young Professionals
Building meaningful wealth often begins early, and one of the best first steps is creating a clear retirement roadmap. I work with young professionals and executives who seek to grow their wealth over time, and the way those investments are managed can be the difference between reaching your goals and coming up short. Working with an experienced financial advisor like me from the beginning can help you stay focused, make informed decisions, and remain on track toward the retirement you envision.
Digital Tools
Morgan Stanley's suite of Modern Wealth Management Tools allows advisors to offer more customized and comprehensive advice than anywhere else. These tools' ease of use allows for a more in-depth view of a client's financial life to be taken, resulting in better service and more well-rounded advice.
• Morgan Stanley Wealth Management
• Institutional Securities Group
• Investment Management
Our strength and synergies across each of these businesses not only contributes to the economic vitality and stability of the firm, but also expands the vast resources, expertise and global insight that we can offer you.
• Morgan Stanley Wealth Management
• Institutional Securities Group
• Investment Management
Our strength and synergies across each of these businesses not only contributes to the economic vitality and stability of the firm, but also expands the vast resources, expertise and global insight that we can offer you.
Morgan Stanley Online (MSO)
When you sign up for MSO, you can conveniently and securely manage your account online or on your mobile device.
Click Here to Learn More
Morgan Stanley Mobile App
The Morgan Stanley Mobile App gives you the same capabilities as Morgan Stanley Online – all from the convenience of your own phone. It also offers features to simplify your everyday finances. These include mobile check deposit and Send Money with Zelle, a convenient way to send and receive money.
Click Here to Learn More
E-Authorization
With E-Authorization, you no longer need to sign a paper Letter of Authorization (LOA) to authorize a wire transfer request.
Click Here to Learn More
E-Sign
E-Sign is a digital, paperless alternative to the traditional means of obtaining signatures for necessary paperwork. There is no registration process to begin using E-Sign – all you need is a valid email address and phone number.
Click Here to Learn More
E-Delivery
E-Delivery allows you to securely save, print, send and receive documents at any time from both Morgan Stanley Online and the Morgan Stanley Mobile App.
Click Here to Go Paperless
Digital Vault
The Digital Vault allows you to build a centralized library for all your documents using encryption.
Click Here to Learn More
Total Wealth View
With this service, you can view all your assets and liabilities together – whether held at Morgan Stanley or elsewhere – in one place for a comprehensive overview of your assets.
Click Here to Learn More
LifeView Financial Plan
LifeView is a suite of financial planning tools that creates a realistic, integrated strategy that incorporates aspects of an individual’s financial life, including investments and cash management needs. Review a sample questionnaire below which our team uses when developing your customized plan.
Access the LifeView QuestionnaireInsightful Resources for You
Most investor questions aren’t complicated. They’re just time-sensitive.
That’s why we’ve compiled a centralized investor resources hub to make key information easier to find and easier to revisit. Whether you’re doing early research or looking for a specific reference, the goal is simple: less searching, more clarity. Take a look through the links and let us know what else would make this more useful.
That’s why we’ve compiled a centralized investor resources hub to make key information easier to find and easier to revisit. Whether you’re doing early research or looking for a specific reference, the goal is simple: less searching, more clarity. Take a look through the links and let us know what else would make this more useful.
2026 Tax Tables
This helpful resource outlines the 2026 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
Access the 2026 Federal Tax Tables
How to Access Your Tax Forms
1. Log into your account via Morgan Stanley Online
2. Click the Accounts tab
3. Select the Documents tab
4. Go to the Statement drop-down tab
5. Select Tax Documents and download them
Click Here to Log In to Morgan Stanley Online2. Click the Accounts tab
3. Select the Documents tab
4. Go to the Statement drop-down tab
5. Select Tax Documents and download them
Tax Efficient Investing
Learn more about the potential advantages of a direct indexing strategy and how it can help you meet your financial goals.
Click here to learn more about Direct Indexing
Planning for retirement
Learn more about the potential advantages of a direct indexing strategy and how it can help you meet your financial goals.
What is a Financial Plan and Why Do I need one?
Social Security
Maximizing your Social Security retirement benefits can help you achieve other financial goals.
Social Security Benefits: It can Pay to Wait
The Next Generation
As your children grow into young adults, you can help them learn how to manage their own finances. Here’s how to go about it.
Teaching Teens About Money
Family Wealth Conversations
Money is one of the trickiest topics to discuss. But avoiding the conversation can lead to problems. Learn how to start the dialogue with your family.
How to Break the Ice Around Family Finances
Tax Smart Strategies For Retirement
Looking for ideas on how to be more tax efficient when planning for your retirement?
Read The Strategies Here2026 Retirement Plan Contribution Limits
This helpful resource highlights the 2026 contribution limits for common retirement accounts, serving as a convenient reference for year-round planning and decision-making. With key deadlines and annual updates always approaching, staying informed on current limits can help individuals make more confident, timely contributions.
View the Contribution LimitsLocation
2200 S Utica Place
Suite 300
Tulsa, OK 74114
US
Direct:
(918) 586-7043(918) 586-7043
Meet GSW Wealth Management
Rocki Walker
Senior Vice President, Financial Advisor
Phone:
(918) 744-4603(918) 744-4603
Eric Walker, CFP®
Vice President, Financial Advisor, Senior Portfolio Manager, Insurance Planning Director
Phone:
(918) 744-4676(918) 744-4676
Phone:
(918) 586-7067(918) 586-7067
Lorie Vincent
Senior Client Relationship Analyst
Phone:
(918) 586-7043(918) 586-7043
Anna Vincent
Client Relationship Analyst
Phone:
(918) 586-7045(918) 586-7045
Dustyn R. West
Portfolio Associate
Phone:
(918) 744-4615(918) 744-4615
Laura E. Palik
Client Relationship Analyst
Phone:
(918) 586-7008(918) 586-7008
About Mark Spaeth
Mark is a Senior Vice President, Senior Portfolio Management Director, and Family Wealth Advisor with GSW Wealth Management at Morgan Stanley. His responsibilities on the team include portfolio strategy, implementation and planning. Mark has been with Morgan Stanley since 2006, and has been in the financial industry since 1995. Mark graduated with a BBA with an emphasis in Finance, from the University of Oklahoma. He then received his J.D. from the OU College of Law in and is an alumnus of the Graduate School of Banking at Boulder, Colorado. Prior to his entrance into the financial services industry, Mark was a practicing attorney in Oklahoma City.
Mark passed the qualifying examination at Columbia University to earn the Certified Portfolio Manager CPM Designation. This accreditation from the Academy of Certified Portfolio Managers is centered on the quantitative aspects of portfolio management and knowledge of capital markets. Mark helps clients build and maintain portfolios designed to achieve capital growth and preservation utilizing asset allocation, diversification and risk reduction strategies.
Mark is a former board member and past president of the Portfolio Management Institute. PMI is a nationwide association of Morgan Stanley discretionary portfolio managers. PMI is dedicated to advisor education and promotes leading edge client service and portfolio management strategies for the benefit of advisors and their clients.
Mark and his wife Shelley live in Tulsa and have two adult sons. The family has a farm and ranch operation in western Oklahoma. They enjoy trout fishing, mountain hiking and snow skiing in Colorado.
Mark passed the qualifying examination at Columbia University to earn the Certified Portfolio Manager CPM Designation. This accreditation from the Academy of Certified Portfolio Managers is centered on the quantitative aspects of portfolio management and knowledge of capital markets. Mark helps clients build and maintain portfolios designed to achieve capital growth and preservation utilizing asset allocation, diversification and risk reduction strategies.
Mark is a former board member and past president of the Portfolio Management Institute. PMI is a nationwide association of Morgan Stanley discretionary portfolio managers. PMI is dedicated to advisor education and promotes leading edge client service and portfolio management strategies for the benefit of advisors and their clients.
Mark and his wife Shelley live in Tulsa and have two adult sons. The family has a farm and ranch operation in western Oklahoma. They enjoy trout fishing, mountain hiking and snow skiing in Colorado.
Securities Agent: DE, WI, NC, MN, IN, TN, SC, MT, LA, GA, OH, CO, AL, UT, PA, OR, FL, AR, NM, KY, KS, WA, VI, NY, NV, MO, MA, CA, OK, NE, MI, TX, IL, VA, AZ, WY, MD, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 1295542
NMLS#: 1295542
About Rocki Walker
Rocki Walker has helped individuals and families build, preserve, and generate income from their wealth since 1980, using a client-focused process he has refined over decades. After graduating from Oklahoma State University with a degree in Finance, Rocki began his career in 1980 as an account executive with a small investment company in Tulsa, where he started building his practice.
Today, Rocki has more than 45 years of experience in the financial services industry, including his current role as a Senior Vice President at Morgan Stanley and Senior Portfolio Manager. His perspective has been shaped by multiple market cycles, and he credits this firsthand experience—along with his personal investing background—for informing his disciplined approach to investment management. Rocki’s style emphasizes thoughtful, individualized strategies aligned to each client’s goals and risk tolerance.
Rocki and his wife, Linda, have been married since 1980 and have two children, Eric and Emily. Eric is a CFP® professional who joined Rocki’s investment practice in 2012. Emily holds a degree in Mechanical Engineering and enjoys raising her two young children.
Today, Rocki has more than 45 years of experience in the financial services industry, including his current role as a Senior Vice President at Morgan Stanley and Senior Portfolio Manager. His perspective has been shaped by multiple market cycles, and he credits this firsthand experience—along with his personal investing background—for informing his disciplined approach to investment management. Rocki’s style emphasizes thoughtful, individualized strategies aligned to each client’s goals and risk tolerance.
Rocki and his wife, Linda, have been married since 1980 and have two children, Eric and Emily. Eric is a CFP® professional who joined Rocki’s investment practice in 2012. Emily holds a degree in Mechanical Engineering and enjoys raising her two young children.
Securities Agent: NE, AR, MN, SC, IN, DE, AL, NV, NM, MI, KS, IA, WY, UT, TX, NC, MT, MO, LA, AZ, VA, OR, NY, FL, WI, WA, MD, KY, OK, OH, PA, IL, GA, CA, VI, TN, CO; General Securities Representative; Investment Advisor Representative
About Eric Walker
Eric Walker has been a lifelong resident of Tulsa, with the exception of time spent in Norman while attending the University of Oklahoma. He graduated from OU in 2009 with a Master’s Degree in Accountancy and began his career at a large accounting firm, where he worked as a CPA for three years (now non-practicing). In 2012, Eric joined the team as a Financial Advisor and holds the CERTIFIED FINANCIAL PLANNER® designation. With 14 years in the business, he has a strong passion for investing, individual security selection, and hedging strategies. Outside of work, Eric enjoys spending time with his wife and two children, and he is a recreational private pilot.
Securities Agent: IN, NM, MD, IA, OR, CO, AR, UT, NV, LA, FL, DE, AZ, OK, MT, MO, WA, TX, SC, GA, OH, TN, NE, MA, KY, PA, NY, MN, CA, NC, AL, VA, KS, IL, WY, WI, VI, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 1849099
NMLS#: 1849099
About Nancy K May
Nancy May is a Financial Advisor and a certified Financial Planning Specialist. She earned the FINRA® Series 9 (General Securities Sales Supervisor) designation.
Outside of work, Nancy pursues a wide range of hands-on and creative interests, including silversmithing, jewelry-making, stained glass, wood-turning, and target shooting. She is actively involved in her church and has led a grief recovery group there for more than a decade, in addition to volunteering with various organizations over the years. Nancy is also an accomplished vocalist—having performed with Tulsa Opera and later with the Bartlesville Choral Society—with a career highlight of singing at Carnegie Hall in New York in the world premiere of the Fauré Requiem, conducted by John Rutter.
Outside of work, Nancy pursues a wide range of hands-on and creative interests, including silversmithing, jewelry-making, stained glass, wood-turning, and target shooting. She is actively involved in her church and has led a grief recovery group there for more than a decade, in addition to volunteering with various organizations over the years. Nancy is also an accomplished vocalist—having performed with Tulsa Opera and later with the Bartlesville Choral Society—with a career highlight of singing at Carnegie Hall in New York in the world premiere of the Fauré Requiem, conducted by John Rutter.
Securities Agent: VA, PA, WI, LA, CA, UT, OH, NC, ME, IA, TN, DE, NY, MN, IN, SC, NM, FL, AR, VI, OK, MO, MI, CO, OR, NE, IL, GA, WA, MT, AZ, TX, NV, KS, WY, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 1380650
NMLS#: 1380650
About Lorie Vincent
Lorie is the Senior Client Relationship Analyst for GSW Wealth Management at Morgan Stanley*. Lorie started in the Securities Industry in 1982 and with Jack W. Graves in 1993.
She has the valued experience of working in many areas of the industry from back office operations to full client service.
Lorie's role as our lead Service Associate allows direct contact with our clients. She believes that by taking the time to understand our clients' needs and by building valued relationships she can provide the service they are entitled to receive.
Lorie is a native Tulsan who lives outside of Collinsville, Oklahoma with her husband, Allen. She enjoys assisting Allen in his business of training hunting dogs off horseback and in doing so, travels to beautiful parts of the country. She and Allen have two daughters.
She has the valued experience of working in many areas of the industry from back office operations to full client service.
Lorie's role as our lead Service Associate allows direct contact with our clients. She believes that by taking the time to understand our clients' needs and by building valued relationships she can provide the service they are entitled to receive.
Lorie is a native Tulsan who lives outside of Collinsville, Oklahoma with her husband, Allen. She enjoys assisting Allen in his business of training hunting dogs off horseback and in doing so, travels to beautiful parts of the country. She and Allen have two daughters.
About Anna Vincent
Anna is a Client Relationship Analyst for the GSW Wealth Management team at Morgan Stanley, supporting clients and advisors with a focus on delivering responsive, high-quality service. Anna began her career in the financial industry in 2017 and brings several years of experience helping clients navigate day-to-day service needs with professionalism and attention to detail. Anna is a proud graduate of the University of Arkansas. Outside of work, Anna enjoys spending time with family and being outdoors on the weekends as much as possible.
About Dustyn R. West
Dustyn West has worked in the financial industry since 2004, building a career rooted in experience, integrity, and strong client relationships. With over two decades in the field, Dustyn brings knowledge, dedication, and a steady approach to helping others navigate financial decisions. Outside of work, Dustyn is all about family, sports, and traveling—believing that success means nothing without time spent making memories with the people who matter most.
About Laura E. Palik
Laura Palik started in the Securities Industry with Morgan Stanley in 2012, following a career in teaching and being a stay at home mom for many years. She is currently a Client Relationship Analyst for GSW Wealth Management at Morgan Stanley.
Laura’s primary role for the team is marketing, while also supporting team operations, business development, and client experience. She graduated from Oklahoma State University in 1990 with a BS in Nutrition and Dietetics and later received another BS in Elementary Education.
In her spare time, Laura enjoys playing tennis, golf, gardening and landscape, reading, and spending time with her grandchildren.
Laura’s primary role for the team is marketing, while also supporting team operations, business development, and client experience. She graduated from Oklahoma State University in 1990 with a BS in Nutrition and Dietetics and later received another BS in Elementary Education.
In her spare time, Laura enjoys playing tennis, golf, gardening and landscape, reading, and spending time with her grandchildren.
Contact Mark Spaeth
Contact Rocki Walker
Contact Eric Walker
Contact Nancy K May
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact GSW Wealth Management today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
