Stephanie Mihalakos, CFP®
Executive Director, Financial Advisor, Investing with Impact Director, Senior Investment Management Consultant, Senior Portfolio Management Director, CERTIFIED FINANCIAL PLANNER®
Phone:
(203) 625-4872(203) 625-4872
Greenwich Soundview Group at Morgan Stanley
Direct:
(203) 625-4872(203) 625-4872
Toll-Free:
(866) 614-4509(866) 614-4509
Our Mission Statement
Our value and values are inseparable. Experience, integrity, intellectual capital, and loyalty are our foundation for productive long term relationships.
About Us
At Greenwich Soundview Group, we believe that true wealth management is built on enduring relationships, thoughtful guidance, and a deep commitment to our clients’ evolving lives. By combining disciplined financial insight with a values-driven approach, we empower individuals, families, and mission-focused organizations to move forward with clarity, confidence, and purpose.
Services Include
- Wealth ManagementFootnote1
- Business PlanningFootnote2
- Endowments and FoundationsFootnote3
- Estate Planning StrategiesFootnote4
- Financial PlanningFootnote5
- Cash Management and Lending ProductsFootnote6
- Planning for Individuals with Special Needs and their Families
- Municipal BondsFootnote7
- Planning for Individuals with Special Needs
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Community Involvement
Giving back to our community is another expression of the values represented by Greenwich Southview Group. Whether it is individual efforts of our team members- mentoring activities through Morgan Stanley’s LIFT council, volunteerism with local chapters of HEAD START or our combined efforts for PROJECT PURPLE-we take seriously our commitment to our local communities.
Simplify and Streamline Your Finances
Morgan Stanley's digital experiences make it easy to manage your money 24/7, from your desktop, tablet or phone.
- Make Trades and Transfers Trade stocks and exchange-traded funds (ETFs). Transfer funds between you accounts at Morgan Stanley and other financial institutions. Transfer assets from an external brokerage account into your Morgan Stanley brokerage account.
- See Your Total Wealth Get a 360-degree view of your financial picture- assets liabilities and total net worth- from all your financial institutions
- Access Key Information Easily view your account balance, activity, holdings and projected income. Download tax documents, statements, and more
- Monitor Your Risk Enjoy the ability to monitor your portfolio and accounts risk levels in real time.
- Track Your Performance Keep up with your current portfolio returns and compare performance across different time horizons.
- Access Historical Data Quick access to you accounts historical performance since inception to ensure your portfolio is on the right track.
- Stay Informed Get financial news for your portfolio. Access current market date and research, as well as company profiles and quotes via our online Education Center
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio's exposures and returns moving forward. On your Morgan Stanley Online account, you will have the opportunity to access your portfolio analytics
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Location
One Fawcett Place, 3rd
Floor
Greenwich, CT 06830
US
Direct:
(203) 625-4872(203) 625-4872
Toll-Free:
(866) 614-4509(866) 614-4509
4885 Technology Way
Boca raton, FL 33431
US
Meet Greenwich Soundview Group
Senior Vice President, Financial Advisor, Portfolio Management Director, Alternative Investments Director, Family Wealth Director
Phone:
(203) 625-4842(203) 625-4842
Alexander Palios, CFA, CFP®
Senior Vice President, Wealth Management, Senior Portfolio Manager, Financial Advisor
Phone:
(203) 625-4826(203) 625-4826
Arthur Tuttle, CFP®
Senior Vice President, Wealth Management, Financial Advisor, Senior Investment Management Consultant
Phone:
(203) 625-4807(203) 625-4807
Natalie Wieck
Assistant Vice President, Wealth Management Analyst
Phone:
(203) 625-4665(203) 625-4665
Eileen Carbin
Registered Client Service Associate
Phone:
(203) 625-4654(203) 625-4654
About Stephanie Mihalakos
Stephanie’s combination of education, financial services experience, and unique personal story empowers her advice to clients with thoughtful and comprehensive views on investment, estate, insurance, and planning issues. As a graduate of The Wharton School and a Certified Financial Planner™, she brings both analytic and planning skills to the investment advice provided to her clients. Her previous careers in banking and private equity enhance the risk management skills she employs to manage and grow client investments thru both life phases and economic cycles. Because of her personal experience of young widowhood with small children, estate and insurance issues are addressed with all individual clients and families.
Stephanie is an Investing with Impact Director at Morgan Stanley. These directors are chosen for their advanced experience and leadership in working with clients that are motivated to generate positive environmental and social impact alongside market-rate financial returns. With this designation, she enables both individual investors and institutions to uphold their values, pursue their goals, and support their missions, all while investing their resources in a socially responsible way.
Stephanie is passionate about mentoring young individuals in wealth management. She was a founding member of LIFT: Women in Wealth at Morgan Stanley, an advocacy organization for women in wealth management.
Stephanie was named 2023 Masters Club Member.
Stephanie is an Investing with Impact Director at Morgan Stanley. These directors are chosen for their advanced experience and leadership in working with clients that are motivated to generate positive environmental and social impact alongside market-rate financial returns. With this designation, she enables both individual investors and institutions to uphold their values, pursue their goals, and support their missions, all while investing their resources in a socially responsible way.
Stephanie is passionate about mentoring young individuals in wealth management. She was a founding member of LIFT: Women in Wealth at Morgan Stanley, an advocacy organization for women in wealth management.
Stephanie was named 2023 Masters Club Member.
Securities Agent: MT, MD, DE, CT, OH, LA, CO, NY, DC, WI, TX, PA, MI, VA, SC, RI, MA, FL, NV, NH, IN, IL, OR, PR, GA, UT, NC, HI, WA, NJ, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 176097
NMLS#: 176097
About Dora Sung
Dora works closely with individuals, families, and business owners to address the complexities of building, preserving, and transferring wealth across generations. This is accomplished through highly customized financial planning, asset allocation, and tax efficient strategies.
She brings deep financial markets expertise and firsthand career-transition experience, shaped by a 25-year corporate career at leading financial institutions before joining Morgan Stanley. During her corporate tenure, she held senior leadership roles spanning commodities, derivatives, trading, and business development
Dora believes sustainable growth is created through disciplined portfolio construction, thoughtful risk management, and careful attention to investor behavior across dynamic economic cycles. She is actively involved in mentoring young professionals, serves on the Board of Directors of the Chinese Language School of Connecticut, and is fluent in Mandarin and Cantonese.
She brings deep financial markets expertise and firsthand career-transition experience, shaped by a 25-year corporate career at leading financial institutions before joining Morgan Stanley. During her corporate tenure, she held senior leadership roles spanning commodities, derivatives, trading, and business development
Dora believes sustainable growth is created through disciplined portfolio construction, thoughtful risk management, and careful attention to investor behavior across dynamic economic cycles. She is actively involved in mentoring young professionals, serves on the Board of Directors of the Chinese Language School of Connecticut, and is fluent in Mandarin and Cantonese.
Securities Agent: NY, DE, PR, NV, NC, IL, CA, SC, PA, NJ, IN, HI, VA, GA, MD, LA, WA, UT, NH, TX, MN, MI, MA, FL, DC, CT, WI, RI, CO, OR, OH; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1446188
NMLS#: 1446188
About Alexander Palios
Alex joined Morgan Stanley in 2014 after several years in the hedge fund industry. Alex considers himself a personal CFO, fully immersing himself in his clients lives to build a comprehensive financial plan that incorporates lifestyle, goals and objectives. Alex strives to provide an exceptional client experience and goes above and beyond to deliver Morgan Stanley’s world class services.
Alex focuses on generational wealth transfers and effective long-term financial planning for individuals, small businesses, and several non-profit organizations. Alex has also taken a leadership role in engaging the next-generation of serial entrepreneurs and C-suite executives across multiple industries including technology, finance and clean energy. He also specializes in the design and management of customized portfolios by leveraging the vast investment universe at Morgan Stanley. Alex is a Certified Financial Planner™ and has achieved the Chartered Financial Analyst designation.
Outside the office, Alex is passionate about his philanthropic work as an advocate for Pancreatic Cancer. Alex lost his father in 2012 and now serves on the Board of Directors as the Treasurer for Project Purple, an organization dedicated to helping pancreatic cancer patients with financial aid and funding research grants to the major cancer centers around the country. Alex loves to cook and enjoys spending time with his family, friends and Goldendoodle, Benji.
Alex focuses on generational wealth transfers and effective long-term financial planning for individuals, small businesses, and several non-profit organizations. Alex has also taken a leadership role in engaging the next-generation of serial entrepreneurs and C-suite executives across multiple industries including technology, finance and clean energy. He also specializes in the design and management of customized portfolios by leveraging the vast investment universe at Morgan Stanley. Alex is a Certified Financial Planner™ and has achieved the Chartered Financial Analyst designation.
Outside the office, Alex is passionate about his philanthropic work as an advocate for Pancreatic Cancer. Alex lost his father in 2012 and now serves on the Board of Directors as the Treasurer for Project Purple, an organization dedicated to helping pancreatic cancer patients with financial aid and funding research grants to the major cancer centers around the country. Alex loves to cook and enjoys spending time with his family, friends and Goldendoodle, Benji.
Securities Agent: CT, IN, CA, NY, NV, CO, SC, PR, MN, HI, WI, WA, MD, FL, PA, OH, NH, NC, DC, VA, RI, UT, TX, TN, MA, LA, AZ, WY, IL, OR, DE, NJ, MI, GA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 2065072
NMLS#: 2065072
About Arthur Tuttle
As a CERTIFIED FINANCIAL PLANNER™ (CFP®) and Senior Investment Management Consultant, I understand that preserving your assets and mitigating financial risk is more than just knowing the numbers, it’s about knowing you. My experience and training allow me to listen intently to you and ask the questions that get at the heart of your investment needs. What do you need to achieve your goals? Is there enough money for your family’s educational choices? How will future generations handle the assets you leave for them? What are your hopes for the future and what will it cost to fulfill them? My clients have entrusted me with a wide range of their financial issues, preserving and protecting the futures of more than one generation. Building relationships based on experience, honesty and trust, I work with my clients to help them make the best choices, not just the easy ones.
I began my career as a Financial Advisor in 1975 and focused for the next decade on helping my clients navigate to and through their retirements. In 1987, I earned my CFP® designation and began accepting invitations to give keynote presentations to organizations such as the NY State Teachers’ Retirement System, the NY State and Local Retirement System and the medical Society of the State of New York on the intricacies of retirement issues. During the following decade, I came to appreciate the fact that financial planning truly is a family affair and that planning ahead is about more than just retirement – it is planning for every stage of life, as well as for the legacy we leave behind for future generations.
From 1991 to 2024, I worked with my wife, Diane Hires, in The Tuttle-Hires Group at Morgan Stanley. Outside of work, I am involved in ballroom dancing, church activities and several choral groups. In our free time, Diane and I enjoy music, entertaining and spending time with friends and family.
I began my career as a Financial Advisor in 1975 and focused for the next decade on helping my clients navigate to and through their retirements. In 1987, I earned my CFP® designation and began accepting invitations to give keynote presentations to organizations such as the NY State Teachers’ Retirement System, the NY State and Local Retirement System and the medical Society of the State of New York on the intricacies of retirement issues. During the following decade, I came to appreciate the fact that financial planning truly is a family affair and that planning ahead is about more than just retirement – it is planning for every stage of life, as well as for the legacy we leave behind for future generations.
From 1991 to 2024, I worked with my wife, Diane Hires, in The Tuttle-Hires Group at Morgan Stanley. Outside of work, I am involved in ballroom dancing, church activities and several choral groups. In our free time, Diane and I enjoy music, entertaining and spending time with friends and family.
Securities Agent: WI, NV, OR, DC, CA, MA, FL, OH, IL, NJ, PA, CT, CO, VA, NY, NC, MI, MD, GA, DE, TX, SC; General Securities Representative; Investment Advisor Representative
NMLS#: 1270248
NMLS#: 1270248
About Natalie Wieck
Natalie Wieck is a graduate of Roger Williams University with a degree in Finance, Natalie was an associate director of the Center for Advanced Financial Education at RWU. This program allowed selected students to analyze, invest, and manage two real dollar portfolios in the stock market. In her free time, Natalie likes to travel and spend time with her family and friends.
About Eileen Carbin
Eileen Carbin is the newest addition to the Greenwich Soundview Group. She received a degree in Finance from The University of Alabama and is excited to get to know clients and assist in realizing their financial goals. Outside of work, Eileen enjoys classic rock, painting, and walks with her dog.
Contact Stephanie Mihalakos
Contact Dora Sung
Contact Alexander Palios
Contact Arthur Tuttle
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Matthew Guarini
Private Banker
Paul Servidio
Managing Director, Head of Wealth Management Fixed Income
About Matthew Guarini
Matthew Guarini is a Private Banker serving Morgan Stanley Wealth Management offices in New York and Connecticut.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Matthew began his career in financial services in 2004 and joined Morgan Stanley in 2024 as an Associate Private Banker. Prior to joining the firm, he was a Regional Manager at Bank of America.
Matthew is a graduate of Bucknell University, where he received a Bachelor of Arts in Economics, and The University of Scranton, where he received Master of Business Administration. He lives in Long Island, NY with his wife and sons. Outside of the office, Matt enjoys spending time with family, attending concerts, playing basketball and dedicating time to causes such as Autism Awareness and food insecurity.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Matthew began his career in financial services in 2004 and joined Morgan Stanley in 2024 as an Associate Private Banker. Prior to joining the firm, he was a Regional Manager at Bank of America.
Matthew is a graduate of Bucknell University, where he received a Bachelor of Arts in Economics, and The University of Scranton, where he received Master of Business Administration. He lives in Long Island, NY with his wife and sons. Outside of the office, Matt enjoys spending time with family, attending concerts, playing basketball and dedicating time to causes such as Autism Awareness and food insecurity.
NMLS#: 2598020
About Paul Servidio
Paul Servidio, Managing Director, Head of Wealth Management Fixed Income, joined Morgan Stanley in May 2004 and brings a wealth of experience and subject matter expertise to his role. His team, which consists of over 60 sales, trading and content professionals, is designed to deliver best execution trading services, dedicated sales coverage, resources and fixed income subject matter expertise that can assist our Financial Advisors and clients with portfolio strategy, portfolio construction, individual and/or portfolio analytics, timely market commentary as well as in-depth security analysis.
Paul earned a B.A. in Economics from American University, where he was also a member of the Golf team. He resides in Armonk, NY with his wife Jaimie, and three children, Andrew, Emily and Olivia.
Professional Affiliations
Member, FINRA Fixed Income Advisory Committee - advises and makes recommendations to FINRA about regulatory initiatives, rules and policies and public policy issues involving debt securities.
Paul earned a B.A. in Economics from American University, where he was also a member of the Golf team. He resides in Armonk, NY with his wife Jaimie, and three children, Andrew, Emily and Olivia.
Professional Affiliations
Member, FINRA Fixed Income Advisory Committee - advises and makes recommendations to FINRA about regulatory initiatives, rules and policies and public policy issues involving debt securities.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Wealth Management Fixed Income Sales and Product Professionals provide services to Morgan Stanley Wealth Management Financial Advisors for information purposes only. They do not provide recommendations or solicitations to participate in any offer or sale of a security or trading strategy. It is the responsibility of the Morgan Stanley Wealth Management Financial Advisor to take into account the client's circumstances, investment objectives and risk tolerance before offering or selling securities to a client, to ensure such offer or sale is appropriate and consistent with the applicable standard of care.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Wealth Management Fixed Income Sales and Product Professionals provide services to Morgan Stanley Wealth Management Financial Advisors for information purposes only. They do not provide recommendations or solicitations to participate in any offer or sale of a security or trading strategy. It is the responsibility of the Morgan Stanley Wealth Management Financial Advisor to take into account the client's circumstances, investment objectives and risk tolerance before offering or selling securities to a client, to ensure such offer or sale is appropriate and consistent with the applicable standard of care.
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
Article Image
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Greenwich Soundview Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
