Geneva Branch Office

Michelle Raymond grew up in Auburn, NY and went on to earn a degree with high honors in economics and mathematics, from William Smith College. She was first drawn into the challenging world of investments as a part-time intern in Smith Barney’s Geneva New York office. After graduation she took a job in New York City where she worked with Morgan Stanley’s institutional clients. She also earned a Master’s Degree in Business Administration (MBA) at New York’s Pace University.

In 2013, when her husband became Head Lacrosse Coach for Hobart College, they moved to Geneva. Michelle became a Wealth Advisor Associate working in Morgan Stanley’s Western New York headquarters in Rochester, where she produced hundreds of client financial plans. She then became a Financial Advisor which she enjoys greatly as she provides clients with long-term investment plans and the personalized investment guidance to help achieve their financial goals.

She is an exercise enthusiast that enjoys taking her daughter, Emerson, and son, Henry, for swim lessons at the YMCA and challenging her husband to an occasional tennis match.

Securities Agent: CT, OR, OH, TN, NC, WA, WY, NM, MI, IL, KS, WI, VA, MO, VT, WV, TX, NH, AK, NJ, SD, UT, SC, NY, PA, OK, RI, NV, MN, CA, DC, MT, MD, AZ, FL, ME, MA, KY, IN, ID, LA, IA, HI, GA, DE, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1404027

My priority is help clients achieve financial success. Together, we will formulate a strategy to help you achieve your most important goals and then deliver a vast array of resources to you in a way that is most appropriate for how you invest and what you want to achieve. With the power of Morgan Stanley, we are able to create a strategy that is meaningful and unique.

Securities Agent: WA, WY, MT, MI, WV, SC, WI, FL, MO, OH, ME, OK, LA, KS, NM, NJ, OR, VA, UT, PA, TN, TX, NY, VT, CT, DE, CA, IL, RI, NV, ID, IA, HI, MD, AZ, CO, IN, KY, MA, SD, NH, NC, MN, GA, AK, DC, AL, VI, PR, AR, MS, ND, NE; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 804481

Rick Thorn began his career in the Financial Services Industry in 1980. He has been with Morgan Stanley and its predecessors since 2006.

He is currently a Financial Advisor out of the Geneva, NY branch. With over 40 years of experience, Rick has helped his clients navigate through many financial markets.

Rick was raised in Clyde, NY. He earned a degree in Communications from Herkimer County Community College.

In his spare time, he enjoys spending time with his wife, children and grandchildren.

Rick volunteers at the local high school sporting events. His hobbies include golfing, hunting and fishing.

Securities Agent: CT, TX, AZ, MD, VT, CA, SC, CO, DC, UT, VA, WV, WY, WI, TN, PA, GA, ID, FL, RI, LA, ME, NC, NH, MT, NM, NV, NJ, MO, NY, MN, SD, OR, OK, OH, MI, KY, KS, IN, IL, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 2039093

For me, retirement planning means more than providing my clients with investment advice. It means helping them maintain the financial independence they’ve worked their whole lives to achieve.

My consultative process begins with an in-depth discussion of your current finances and future objectives. We’ll address issues you might have overlooked and determine how we can help you adjust your investment strategy to accommodate changing conditions and meet unforeseen expenses and income demands that may arise during retirement.

Securities Agent: VT, TN, WY, PA, GA, MA, NH, MN, WV, WI, WA, VA, UT, TX, SD, SC, RI, OR, OK, OH, NY, NV, NM, NJ, NC, MT, MO, MI, ME, MD, LA, KY, IN, IL, ID, IA, HI, FL, DC, CT, CO, CA, AZ, AK, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 2143974