GCC Group at Morgan Stanley

An experienced professional, Jeff provides strategic vision and investment policy and delivers it to clients within the goals-based wealth management process. For over four decades, Jeff has been helping clients with the creation, preservation and management of their wealth through a variety of market cycles and often challenging economic conditions.

Jeff has earned and maintained the Certified Investment Management Analyst^® (CIMA^®) designation sponsored by the Investments and Wealth Institute™ (formerly IMCA) at the Wharton School. Jeff also holds the Chartered Retirement Planning Counselor™ designation awarded by the College for Financial Planning Institutes Corp.

A Michigan native and Michigan State University alumnus, Jeff and his wife, Melissa, have three grown children. He is a member of the Detroit Athletic Club, and Wawashkamo Golf Club on Mackinac Island. In his time away from the business, Jeff enjoys squash, golf and many other sports and spending time with his family.

Joe takes pride in his detail-oriented approach in understanding client goals and designing strategies to help fulfill them. He is a graduate of Western Michigan University with a degree in Finance and emphasis on Securities Analysis. In addition to his financial education, Joe holds the Chartered Retirement Planning Counselor designation awarded by the College for Financial Planning Institutes Corp. Joe is a qualified Portfolio Manager for the team who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by managing on a discretionary basis his own personalized or defined strategies, which may incorporate individual stocks and bonds, model portfolios, and third-party investment strategies.

Using a goals-based approach to wealth management, Henry works to assist clients with establishing and achieving their financial goals. Henry is committed to accommodating the unique financial needs of each client. Henry guides and assists clients whenever their needs evolve. He holds the CERTIFIED FINANCIAL PLANNER^® certification.

Henry is a graduate of James Madison College at Michigan State University. Born and raised in southeast Michigan; Henry, his wife Margaret and son Douglas live in Birmingham, Michigan. Henry enjoys playing golf, hockey and spending time with his family and friends.

Matt Dzieciolowski is a dynamic addition to the GCC Group at Morgan Stanley. With a passion for helping people thrive, Matt brings a personal and energetic approach to financial planning—always aiming to help clients reconnect with what matters most and feel confident about their future.

After a successful run in the medical field supporting physicians in the clinic and the OR, Matt realized that his knack was always in the numbers. That insight led him to pivot into financial services, teaming up with longtime friend and dedicated financial advisor Joe Carter, along with Financial Advisor partners Jeffrey Gembis and Henry Gembis. Today, he’s all-in on helping clients build strong financial foundations through open communication, clarity, and customized strategies tailored to help clients in each stage of life.

Matt lives in Rochester Hills with his wife and three kids, where they are actively involved in their church and the Holy Family community. When he's not coaching youth sports or cheering from the sidelines, he and his family love heading to Florida and rooting for Detroit’s sports teams—win or lose.

Michelle is dedicated to enhancing the client experience by providing exemplary, attentive service. Michelle handles all administrative aspects of our relationships, from establishing new accounts to servicing the existing relationship. She works to simplify client’s financial lives by integrating the breadth of investment and banking services available at Morgan Stanley.

When not delivering exemplary service to clients, Michelle enjoys spending time with family and supporting the Michigan State University Spartans. She and her husband Drew reside in Rochester Hills and have three children; Michael, Allison and Benjamin.

Chris is committed to utilizing the breadth of our firm’s capabilities to provide outstanding, personalized service to our new and existing client relationships. In addition, she is a recognized leader, coach and mentor to client associates across our firm.

In her personal time, Chris is an active volunteer with efforts serving under-resourced families in the Detroit area. When home, she enjoys bike riding, reading, and spending time with her family. She and her husband Dave live with their two dogs in Grosse Pointe and have three adult daughters: Jenn, Erica and Cait.

Amanda joined our team as a Wealth Management Associate in 2025. She is devoted to developing deep relationships with our clients to deliver personalized and efficient service. Amanda enjoys being able to assist clients throughout all their life events. She has been with Morgan Stanley since 2023 and has worked in the financial industry since 2014. She currently holds the General Securities Representatives License (Series 7), the Uniform Combined State Law License (Series 66) and the Life, Accident & Health Insurance License.

Amanda studied Communication at Saginaw Valley State University. Originally from Clinton Township, she now resides in Harper Woods. She is active in her community and serves as Program Chair for the Grosse Pointe Rotary Club.

Leslie is attuned to client priorities and looks to anticipate and address client needs. Leslie also is an integral member of the team and streamlines the team’s internal administration. Leslie takes tremendous satisfaction in helping clients pursue their goals. She prides herself on responsiveness and timeliness.

Leslie is a graduate of Central Michigan University. She and her husband, Jonathan, have two adult children and live in West Bloomfield, Michigan.